>>28678733
That not how it works. I already did an NPV analysis on this. Cost to finance would be really only $2k over a 48 period loan at 5.49% interest rate.

I also mapped it against a 7% return in the S&P 500. So with interest + Loan you really only lose $2.5k a year in opportunity cost plus the financing cost. Sports car are really only cool in your 20s/30s and maybe yes early 40s. Past that it mid-life crisis territory and i'd be happy driving a Tacoma.