February account here. Finally got my last "free" character, now everyone else is gatcha only. So about 6 months to get everyone, but I feel like it will be faster for future accounts once the archive gatcha system kicks in. Turning lvl 90 tomorrow too so that was also about 6 months. It should be a lot faster for steamies with the new boosts they introduced.

No plats yet, but I can do the phase 1 of Insane of Wakaboat, I feel like if I invest in my Neru and Miyu I can do phase 2.