Yes, obviously if everyone were homo economicus robots they could make do with an arbitrarily small amount of resources. Given that people are not that, however, the real question is what constitutes a reasonable expectation for the amount of work someone should have to do / how disciplined they should have to be in order to afford a decent standard of living. What was broadly agreed upon 80 years ago was that a single person working 40 hours per week should be able to afford a home and a family, which has been gradually chipped away over time to the current paradigm where one is expected to live a miserly existence working like a dog for a decade plus to maybe be able to afford a down payment on a home in your 30's. This does not reflect "people becoming lazier" or "entitlement" but rather is simply a result of the upper class stealing everyone's money via 50 years of neoliberalism and financialization; shifting the blame onto avocado toast-scarfing millennials is just lazy "no u" by the people who benefitted from this process, because they don't want anyone to take away their ill-gotten gains