hi, retard here. with a question.

why does my bank want me to buy stonks? my bank contact person guy invited me and offered me products where you can put a certain amount of money in stocks and get to put an equal amount into a savings account with a very favorable interest rate.

why wouldn't they prefer for me to just have my money in a (=their) bank account with shitty standard interest rates? isnt that how they make their profits, by taking the money you put into your account and then in turn investing a portion of it themselves?

any non-retards who can explain? seems like im missing something crucial here