>>61275737
Salary is just a fancier form of wagecuckery
>>61277016
5MM * 0.04 = 200K a year. It is retirement money in upper middle class lifestyle anywhere on earth outside major city downtowns, gated communities, or billionaire rows. Dave is a lunatic.
>>61274968
There are many scenarios that can lead you to early retirement.
>techbro living with parents - can easily retire in under 15 years
>decent earning COUPLE living frugally without children or pets - same amount of time
>wagie living with roommates, no car, monk mode - 20 years
>dog mode wagie, living in a car, eating rice and beans, saving every penny, side hustling - 15 years
Yeah, you will be "wasting" your "beautiful years", but in reality your beautiful years barely cost anything to have fun in. You can fuck girls in a van or in an apartment with roommates. You can travel for cheap if you aren't a normalfag. I think it makes sense to work hard while young so you could be comfy when you are 40+. Imagine being 45 living paycheck to paycheck stressed the fuck out, you can't even afford one month of unemployment without everything falling apart. Do you want that or do you want to live like a king doing hobbies and fucking milfs your age?