>be american
>need to send $20 to friend
>"ok bro it’ll be there in 2-5 business days"
>bank closes at 5pm, closed weekends, closed holidays, closed if manager’s dog sneezes
>fees.jpg
>fraud protection is just a guy named Timmy who sometimes checks emails

Meanwhile in Brazil:
>open app
>PIX it
>money is there in 2 seconds, 24/7, free
>can pay rent, beer, hooker, bribes, taxes all instantly

why are americans so far behind?