Search - 4rchive

Ok lads I'm sort in a pinch, help me conjure this scene out:
1) first off money, besides rent I get my school's tuition fee to pay out, as well as some spending money for the rest of the year, I do have quite a bit of money already, but tied out to crypto, and this past month has been absolutely lazy town with it, I'm fairly confident this month will pick up though, so ideally I want I to squeeze the most value I can out of this.
2) Japanese proficiency test coming up, I'm fairly confident about this too, but attention is needed because it isn't simple, specially some grammar points that I struggle with, I know I can make if I put some study time, the problem is getting my distract ass the deserving study time
3) as a cherry on top I've been really close with my SP pretty much already see/act as she is my girlfriend, but want to take it the next level, she also can help me study which a nice combo
4) turns out all this drinking and smoking, while also going into autumn and catching a cold has taken a toll on my health, I think the worst has passed but as its usually the case with me and colds, it moves from the throat to the lungs, so its something that at the least need to look out for

Question is, how to tie all of these together into a concise scene?
I guess I can focus first on 1 and 4 first as they're more immediate, then 2 and 3 seems like a easy combo.
Still suggestions?