>>106541153
Pic related.
It has all these features + makes the orange man and big techs seethe

Brazil clearly has the answer.
>instantaneous
>24/7
>online
>just whip out your phone and scan a QR code or type/paste a key
>zero fees
>provided by the central bank which is independent as an institution, s no political ratfucking
Literally what is the rest of the world waiting for to just copypaste it?