>>513858748
added: switch to a credit union before initiating freezes on lexisnexus and checkssytems because these are used to authenticate a person for a new bank account. you need to get off banks and go to credit union, then freeze all of these.

also:
>freeze credit already retard
>you have a credit file even if you never use it
>Experian, Equifax, TransUnion. Freeze all three.
>LexisNexus, ChexSystems.