>>105636159
>what part did you not get when i said don't overborrow?
Just stop calling yourself financially responsible when you take on credits and loans for literally no reason that you can't pay back if ANYTHING happens to you. Not sure why you want to have zero disposable income every month but it's a sure-fire way to fuck yourself over permanently if something happens. You don't know the future. What you're doing is essentially self-harm and you're really not as smart as you think you are

im so tired, but i love my wife, sooo tired. mimimimimimi

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I love my wife