>>60746976
>If I transfer XRP from my Xaman wallet to an exchange or a different wallet, no fees.
If you transfer using Xaman, you pay 0.8% fees because you’re using Xaman’s internal send flow in the app. However, if you use XRP Toolkit >>60745755 and use Xaman only to sign the transaction, you pay zero fees, because Xaman is just a signer, like a hardware wallet or MetaMask.
It can’t tax you unless you let it construct the transaction. The same will apply to RLUSD.