>>60565686
First my hoooomowner cope, one by one:
>Did tons of math up until 2016, less so now that I have a career (code monkeys don't math for real)
>200k mortgage at 3.5%
>$1700 a month for a 3 bedroom 2 story house in a desirable neighborhood
>It is a starter home, selling it in a few years when I've saved enough and have a comfortable position to buy the home to raise my children in
>Not renting it out
>Most my emergency repair has been was $10k for a new furnace and AC which have already been more than covered by appreciation
>No HOA
>Bought right before the takeoff in 2020
As for your actual post OP:
Buying and selling is an expensive ordeal. I'd say suck some corporate dick and figure out a way to make more money to make your living expenses more manageable.
You very clearly acknowledge the truth that you fucked up over-buying. But truthfully I'm 5 years into owning this place and I'm getting ready for something bigger and better and wish I was in a spot where I overbought and didn't have to consider moving from. But it is nice to have the level of financial flexibility I have now but it's also sort of not real since the money is never touching an account I spend out of and I'm singularly focused on getting it to a good level to make the next mortgage reasonable in spite of the fucked up market and rates. Hoping the rates are a bit lower in a couple years.