I got you dead to rights now.
Total money in American banks stands at 17.8 trillion USD, the total of that which is cash reserves is 2.8 trillion USD.
That means that the majority of money held by American banks is debt to their customers.
15 trillion USD is digital currency!!!
Banks stole 15 trillion USD and laundered it out of the reserves and digitally generated it to artificially float their asset value, which is why they are convincing people to increasingly use Debit cards instead of Credit cards!!!
THEY DONT HAVE THE FUCKING MONEY THEY CLAIM THEY HAVE IN THEIR AUDITS!!!
15 TRILLION USD IS FUCKING MISSING!!!