>>60968362
>There were so many buyers in the investing world that refineries just started loading up 50 gallon drums of junk silver, melting it down, and selling the bars to investors immediately.
I've heard (YT videos) that the reason why junk is retail selling at or below spot right now is because the refiners are backlogged and already have too much inventory in the pipeline, so are offering well below spot for Junk silver.

It's not because of the kindness of the dealers hearts. The boomers are dumping (or dying and leaving to their heirs) all their sterling silver and collectables which are overloading the refiners.