Thread 723928104

Does /v/ still play Mario Kart World on the weekends? Got one of these for a hell of a deal, so I can finally join the tendie crew.

Imagine being the retard photographing this and not seeing the PER WEEK.

>>723928565
Imagine being the retard who missed the point of the photograph.

>>723928104 (OP)
>57 payments of $45 for a switch 2
>$2565 for a switch 2
Surely nobody is that retarded, even zoomers with their love of buy now pay later apps

>>723928104 (OP)
>$44.99 per week
>57 payments
That's one hell of a deal alright lol

>>723928104 (OP)
>$3k for a fucking switch 2
Aren't loans like this illegal in the US? that feels like mafia levels of robbery.

>>723928565
anon I think that's the joke...

>>723928757
that's 2565 american yuan

>>723928104 (OP)
>total cost: $44.99 x 57 payments = $2,564.43
Holy profit margins

imagine being the repo man who has to confiscate some brown person's Switch 2 in the middle of the ghetto

I'll just get a Western Sky loan instead.

>>723928104 (OP)
Everyone is playing the superior Sonic Crossworlds Racing.

>>723928104 (OP)
>>723929796
>jews perpetrate this type of scam
>browns most commonly engage with debtors and loan sharks
>jews are trying to make every country brown
I'M NOOOOOTICING
DEBT SLAVES

>>723931086
Those are native americans...

>>723928876
I have no idea how rent-to-owns and paycheck advance places are legal.
Fucking pawn shops offer better terms.

>>723928104 (OP)
this would be illegal extortion in my cunt and I'd call my lawyer immediately

>>723928104 (OP)
>stop off at a big store today to get needed items
>push cart past electronics section
>see the Nintendo area
>no kids playing some demo setup, nobody there at all
>see the Switch 2 stand, haven't followed anything about it at all
>$500
I burst out laughing. 500? FIVE HUNDRED? Are they insane?

america is not a real place

>>723931357
>voluntarily entering a contract is extortion
Must suck living in a communist state.

>>723931596
not as much as getting sick in America

why haven't you taken the DEBTMAXXX pill? want to own a house? easy. just apply for a mortgage. want a new car? you're qualified, just go to a $0 down, buy here pay here lot. need a new phone? finance it. student loans? just stop paying them and let them garnish your wages, they can't garnish >25%. owe money on your debt? just get a new credit card and do a balance transfer. if corporations can perpetually refinancein debt, why can't you? really, if you aren't living the DEBTMAXXX lifestyle you aren't living. it's simply a matter of showing up, speaking with the loan officer, looking him in the eye, giving him a firm handshake, and telling him that you want MORE DEBT.
* ALL BANKS AND CREDITORS KNOW YOU BY NAME
* FEARED YET RESPECTED BY LOAN OFFICERS
* DEBT COLLECTORS BLOCKED IN PHONE
* STILL SCREEN EVERY CALL TO VOICEMAIL
* NEVER ANSWER THE DOOR (CAN'T GET SERVED DEBT PAPERS)
* DEBT TO INCOME RATIO >100% BUT STILL GETTING NEW LOANS
* LEASED LUXURY CAR WITH NEGATIVE EQUITY TRADE IN
* HOUSE 6X YOUR SALARY ON 40 YEAR ARM MORTGAGE
* STARBUCKS & RESTAURANTS EVERY DAY
* ALL SUBSCRIPTION ENTERTAINMENT SERVICES
* 8 CREDIT CARDS, ALL MAXXXED OUT
* NEW IPHONE EVERY 6 MONTHS, FINANCED WITH NEGATIVE EQUITY

>>723931367
>gatchatard complaining about console prices

>$45 per week
wtf kind of payment plan is that???

>>723932574
Tyrone will think he’s mister gamegod cause it’s just a small portion of his Taco Bell paycheck a week. He’d be losing money if he DIDN’T buy it

>>723931367
You've more than likely spent more than that on your shitty gacha slop.
>B-b-but it's free!
Because you're wasting time waiting on it so by all means retard.

>>723931972
MomoK-chwan will you really pull me out of my debt if I produce a child in you?!
Theres no other catch right?!

>>723928104 (OP)
Hot damn that's some prime usury

>>723928565
I knew tendies were fucking stupid but Jesus Christ

>>723928104 (OP)
>save $50 a month for 10 months
>pay $50 for the rest of my life
Second option

>>723928730
>well, at least i own my console...

>>723929796
>>723931370
What the hell even entices people to get loans like this?

>>723933194
The future does not exist to the negro.

>>723933194
Being poor.

>>723933194
american education doesn't encourage reading.
american parenting doesn't pass down experience.
19yo american child sees tv ad that says 'get $5000 instantly' and reaches for the phone, as they cannot read the terms underneath nor did thier parents teach them that if something is too good to be true, it is.
19yo american child now lives as a debtslave for the rest of his life.

>>723931367
You play gacha faggot shut up. lmao.

>>723933489
based cletus, god bless israel

>>723931972
you get a shit score and are blocked from contracts for the rest of your life in no time

>>723931972
Too bad the cashier job at walmart isnt covering this plan well enough to be on a a livable wage unless you enjoy bumming for smokes out behind the place you work at

>>723931367
Isn't it insane that you have a $1,000+ phone and PC?

>>723933980
PC yes, phone no.

>>723933194
While the average person might know how to identify a predatory loan, these companies bank on hitting people below average. They do not know how interest compounds or how to value out a loan like that. 84 monthly payments of $486 is in too small a font compared to the big $5000.
This is how the global financial crisis of 2008 financial crisis happened, banks would intentionally loan out to people they knew were too stupid to know better, or incapable of feasibly paying it back, so they could then reclaim the house or car or whatever was bought.

>>723933489
>in debt to billionaire pedophiles for the entirety of my life
>paying takes to pedophile billionaires for the entirety of my life
>forced to use a giant fuckoff car to get anywhere or risk getting shot by a nigger with 33 repeat offenses (he will get released again)

>but hey, at least i'm not literally anywhere else

your mother did not drink enough. finish what she started and kill yourself

>>723929796
>>723931370
how is 40k 117% of 5k?

>>723934249
>eurocuck math

>>723934249
Compounding interest baybee

>>723928730
notice how small the print is except for the "44.99"?
dumb people will look at it and think "a switch 2 for only 44.99? what a steal!"

>>723933427
>>723933489
>>723933749
>>723934169
I love when backwater irrelevant nations bitch and cry about the U.S. anonymously online

They can never name and share the honor of their country in comparison, they're ashamed of the garbage dump they live in and can't even defend it
They merely exist to be farmed and humbled by the U.S, they are just human capital and resources to exploit

>>723934045
2008 happened because banks would intentionally loan out to other banks they knew were too greedy to know better

>>723934463
Shalom

>>723934515
Fannie and Freddie also helped.

i'll just debtmaxxx, ez.
what are they gonna do, garnish my nonexistent wages?
throw me in non-existent debtor's prisons after they outlawed such a practice nearly 2 centuries ago?
make it harder to buy a home that i wouldn't be able to afford anyway in my lifetime?

>>723931972
>>723934852
Based

>>723934463
you're right anon, i am ashamed of the garbage dump of a country i live in and can't even defend it.
...because i live in texas. I hate this place.
anyone preaching 'american pride' has nothing else to be proud of.

>>723928876
>notice how small the print is except for the "44.99"?
>dumb people will look at it and think "a switch 2 for only 44.99? what a steal!"
Should we feel bad for people who are too retarded to read a sign and think they are getting a switch 2 for $45 at a big box store?
I had a faggot teacher in college called Andy Urich who argues constantly that people's spending should controlled by the government. I, unfortunately, said he was wrong and that people who fall into traps like these are stupid, and it is nobody's fault but their own. This was 2011, and for the rest of the semester he called me "Ron Paul guy" and used me as an example of an unemployable POS, even though I was just saying people should not be coddled by the government and have freedom to spend money as they please.
I don't know where you are andy, but I hope your dead of aids.

>>723935540
Demoralized faggot, gobble up more psyops nigger.

>>723928104 (OP)
Back in like 2011/2012 there was this younger kid on my street whose family was poor and would use these rental services. I remember they rented an OG Xbox for a short while for him, but it was them renting a Wii that made me think "who the hell rents a Wii?" because at that time the pre-owned bundles for them were pretty low, or at least lower than what they probably paid for it overall

>>723936542
banning usury is much older than communism

>>723936918
Just don't partake in it. You should hate jews with ever fiber, but just don't do it. It's like people who get a credit card, and don't pay it off every month and pay interest. I think kikes and their crimes should be punished, but people who fall for it cannot be helped.

>>723933194
>it’s ok I’ll just pay it off next paycheck

>>723936542
>your
I think you should have paid more attention overall in school.

>>723937073
>just live with the tumor bro
siding w your prof on this one

>>723936542
>I think you should have paid more attention overall in school.
Overall is redundant here. You should have paid more attention in school.

>>723937695
No, it's not redundant, because you obviously weren't going to be learning basic grammar in a college course. I think you should have paid better attention in all your classes overall. But it's not your fault you were born brown.

>>723929796
I just realized the teepees make a W shape

>>723928104 (OP)
>$2564.43

wtf hahahaha

>>723935714
This nigga about to get rekt by rac