How retarded would it be, for me to buy\TRY to buy at least, a house (meaning apartment, or house per se)? Im 30 yo, I'm constantly remindful of my own mortality as many close people have died "before their time" over my life..I don't mean to express I'm trauma, but that Im realistic of possibilities that may occur.
for example let's say a house costs X amount of money- I spend years saving, but die 4 months after buying---I'm a retard then, right? OTOH if i live happily and grandly, then die broke--I'm a wise man, correct?
With whom should I discuss this? my doctor? a psychiatrist? a lawyer\ bank official\ some financial or real estate guy?

Take a look on this before you use your money:
https://www.reddit.com/r/HomeMaintenance/

I was so stupid to sell 5 bitcoins 3 years ago to buy a 60 square meter shithole in the city center. if I had kept them, now I could afford two such apartments. you can imagine my regret. don't be like me and keep your assets fluid and diversified.

with other investments you always can react quickly (provided you have a plan and don't just have paper hands and sell AFTER the market dumped). with real estate you have to renovate, find a buyer, etc.

and the initial investment is so high for most buyers that real estate becomes their only investment, so diversification bye bye

even when you die, your children have to pay hefty taxes to actually get your house.

real estate really is just worth it if the demographics and economy are good. but with boomers dying and economy collapsing both look grim

>>33400904
I won't have children ,so that changes a lot i guess (I TRY to be celibate, i will never be a "dink", God forgive. im not child-free, children aren't a burden to be free from)
Incidentally I may die before my parents-a real possibility, what makes it impossible? Should I leave any will-related legal injuction, as to what to do with my half of the inheritance (I have one older brother)? Our parents already declared we each get half...my brother lives abroad , so he won't have any interest in owning a house here. many such cases.
>>33400834
oh wow,,I wasn't prepared to be so horrified

>>33400925
you can bet your brother will not just abandon half the inheritance without compensation. that means if you want your parents house you will have to cough up half it's market worth or take a mortgage. just saying

>>33400946
Well, that's why I'm HOPEFUL I will die before my parents. so, there won't be any house to inherit if I die before they die-and-thus leave an inheritance.
I'd rather starve to death in a ditch than have to pay shit to him.
THUS, My point was how to leave directives, as to what is to be done -legally binding- whence my parents die-me having been dead for a while- with My part of the total.

Also it's not that I dislike him or anything, but he's a BLOOD relative, I don't accept money getting in the way of blood. the ipso facto of him being blood, means I refuse to claudicate before monetary obligations.
I myself would do the same for any other blood-relative.