>>60528348You can exchange USD for stablecoins (USDC) on Coinbase for no fees at a 1:1 ratio and then send it to their wallet on SOLANA or BASE for around a $0.01. Then the only fee the recipient may pay is a small fee to withdraw it to their bank from their CEX of course if they want the money instantly. Or if they have a Coinbase debit card they can spend it directly from the Coinbase account which you could send them the USDC for free.
You just likely took a ton of unnecessary steps. Done right its the cheapest way to send money.