Thread 60641611

>Checking your credit score lowers your credit score
I need god's chosen people to explain to a gentile what exactly is going on here

>>60641611 (OP)
Sounds like some retarded American shit

I use a debit card because im not a fucking retard

>>60641620
In America you need a credit card in order to have a place to live. Like you literally can't rent an apartment even without a good credit score.

>>60641633
Well in Germany there is the Schufa mafia. It's like credit score and you can't rent without it aswell very often.

>>60641611 (OP)
This is a myth

>>60641633
>Like you literally can't rent an apartment even without a good credit score.
mine just required proof of income

>>60641633
I rented a house with a credit score of 230
the problem is that it should be 0 because I never had a credit card or any line of credit, they made up that I have a score of 230
told that I don't like being in debt, showed my W-2 with $700k income last year and moved in

>>60641611 (OP)
you can get a full report for free.
just make sure soft pull vs hard pull.

>>60641611 (OP)
I don't use credit blame the good goys who support this slave system for 2% cashback

>>60641633
Not true, depends on an apartment and how big the leasing company is.

At most theyll just make you provide last months rent up front

>>60641808
don't hate the player, hate the game.

>>60641611 (OP)
>>Checking your credit score lowers your credit score
This isn't even fucking true. Are you retarded?
>>60641620
>Sounds like some retarded American shit
European is a poverty stricken socialist shithole and it's embarrassing to admit you're from Europe.

>>60641808
>not utilizing the gifts jews gave you
I debtmaxxed thanks to the jews, now I'm up $100k

Can I buy crypto on credit card? What's the best way to debtmaxx?

>>60642068
Cash advance
Deposit into bank
Buy crypto

>>60641705
yeah but we all start with a perfect schufa here, american's don't have that they all start off being bad and have to work up
schufa is perfect unless you do something stupid like not pay rent or debts, and even then it can be cleared if you pay or wait 5 years

>>60641620
>Can never rent a car
>Can never easily charge back on a disputed/fraudulent purchase
Most importantly:
>Subsidises everyone who does have a credit card's cashback and rewards.

If you don't own a credit card you're missing out. Just pay back the full balance every month and you are getting paid to use it via cash back and rewards which debit card users are indirectly paying you for. Good luck!

>>60641777
tf is the difference?
>be me
>check number while pulling softly
>number good
>next night I am lonely
>hard pull
>feels better
>bad number
>depression spirals into more hard pulls
>end up on biz

>>60641611 (OP)

>god's chosen people

Yahweh did not choose the Jews.

>>60641837
This.

>>60642303
Yahweh is a pagan idol. Jehovah is God.

>>60642316

Yahweh is Jehovah, dipshit.