Thread 60674720

Every single female in my family is in massive amounts of debt

They all give the same exact reason

>I work hard, I deserve this!

When I told them, just because you work hard, it doesn't make you deserve things you cannot afford.

Then they freak out and lose their mind trying to tell me I dont know how the world works

Women are the ultimate CONSOOOMERS
they cant help it

>>60674723
>>60674720 (OP)
I believe this is simply a biological impulse. It probably goes hand in hand with the general social nature of women as well.

>>60674720 (OP)
I hate women so much

They’re voting pattern is literal just “I want to get creampied by random chads with zero consequence”

I fucking hate them

>>60674777
Based. Redpilled even.

>>60674720 (OP)
Normalfags in general are all terrible with their money, though. I don't really understand how people become this way. Whenever I walk into a store, I constantly think twice if I want to buy something, even if it's something I really like. I'm pretty much convinced at this point a lot of "poor" people are just addicted to buying slop and for the convenience.

>>60674720 (OP)
Good lord don't get my started. I want to fucking strangle my wife. I'd have, I'd have 10x the savings or at least 10x less debt if it wasn't for her dumbass.

She's wholesome but has a huge major flaw, she's also a loser with no hobbies. So her hobby is shopping, purchasing shit. She just likes to spend money. Her dopamine comes from browsing and ordering things on amazon. To the extent that she orders things, and FORGETS about them. She loses interest once they arrive. She had a box on from amazon sitting on the counter for weeks because she forgot she even ordered it. So much useless shit in the house that she used once, if ever.

She bought a bike wanting to go out more and ride around.
She put it together, rode it one time. It has been untouched for a year. Turns out she also put the front part of the bike wrong, so I spent a day fixing it. Bike chain is fucked from just sitting outside getting wet in the rain or covered in dust/sunlight all year so thats her excuse to not ride it. She lost all her drive to use it because the idea of buying it and building it was more fun for her.

She has student loans and some credit card debt. I make $90k a year, she had her own job. It was remote, making a bit over $50k a year. I took care of most of the bills. In that amount of time, despite having less responsibility, she racked up MORE debt with a new car (using us having a kid as the excuse). She didn't make a single fucking dent in her prior debt.

I forced her to quit her job for various reasons. Despite us making LESS money now, we are LESS in debt because I started focusing on it and she without income can't spend, though she still finds ways to NEED new things. Groceries in the fridge ain't good enough she NEEDS to buy this other thing because she doesn't want what's in there etc. I feel like killing her.

>>60674720 (OP)
This is why I'm single and have been since my ex five years ago. She used to want to make a big mess for every single fucking meal of the day and I'm the kind of guy that can just eat over the kitchen sink in like three minutes. My mom and both of my sisters spend entirely way too much money on everything as well. My buddies wife also just rakes his credit card. It's not looking good bros.

>>60674923
Yeah it's entirely about the dopamine, you can't reason her out of that.
You need to find a replacement for her dopamine fix, some kind of hobby for creating would probably work best, but maybe thrifting or window shopping might be enough.
Or require her to put shit on a wishlist for 30 days before actually buying it. Chances are after 30 days she won't give a fuck about 99% of things.

kek all of this reminds me of my coworker's wife, he complains how she always spends money on toilet paper because she saw it on sale even though they have a pantry filled floor to ceiling with toilet paper. And how she went from a job earning 450k/yr to 250k/yr but still spends a shit ton on clothes and random bullshit that she's started to accumulate credit card debt.
So crazy. They're certainly well off, probably worth 3-4 million between the two of them and they're in their 40s, but it's insane to imagine how much better off they would be if she made financially smart choices.

>>60675042
>she always spends money on toilet paper because she saw it on sale even though they have a pantry filled floor to ceiling with toilet paper
based shithead

>>60674777
Holy trips of truth

>>60674720 (OP)
Feminism was unironically a mistake. I genuinely think that women literally have no concept of the future or money. I can remember having true heart to hearts with my gf about how tight the budget was and that we should cut back on spending and expensive dates. She would agree genuinely. Then the next day my gf will say "hey, let's go to Italy next month! The trip is only $5000!!" with a straight face. Women be shopping, as they say

>>60675642
They're like children. They don't know where money comes from, when there's not enough they just think "well why don't you get more".

>>60674720 (OP)
They have neurotransmitters that only fire when shopping. I'm convinced of it.

>>60674720 (OP)
Forget it. Never interfere in their finances, don't give them any help or advice, keep their accounts separate. A few rare women are good with money, but it's a tiny minority. Don't interfere.

>>60674720 (OP)
Women love the word “deserve”.

>>60674720 (OP)
their primal brain is used to gardening. they had to make use of all of the fruit for that season before it went bad. they biologically believe that all resources have a finite timeline and expiration date. it's why all money must be spent by them. the concept of saving does not make sense to their caveman brain because it would lead to fruits/produce that are not edible.

>>60674720 (OP)
i am 37 years old and the #1 lesson i learned in this life is explaining logic to women is like explaining advanced math to a monkey. godspeed

>>60676040
And Grug find shiny rock build empire with shiny rock

>>60676040
>>60676337
The wisdom of Grug is to build something long lasting, something "classic," that can withstand the test of time.

The wisdom of Grugette is embrace the finality of it all by enjoying the moment while it's there.

Thank you, anons.

>>60674777
Based

>>60674923
Based. My ex was the exact same, would order stuff, forget, not open the package for weeks, and then when eventually opening it remark that she doesn't remember ordering this

Did the exact same thing with the bike too

And it wasn't just buying unnecessary things, it was also paying more for those things unnecessarily, like Uber Eats and Door Dash make all their money off women, ordering fast food such as Taco Bell for two people through a delivery service ends up costing almost $50 after the fees and tip, and then the food is cold, half the time they forget the drinks, and they almost always make some kind of mistake with the order (but this is also partly because every individual food item a woman orders has to be a complicated customization, they can never just order it the way it is)

She would blame it on things like "having ADHD" or "being introverted", but it really is just how they get their dopamine, isn't it?

>>60674923
>>60677097
That's not her problem, but you problem. Instead of complaining about that shit how about you stop giving her money to spend.

>>60674923
>>60677097
How about you guys stop getting into relationships with women. The vast majority of women are only good for sex, I'm serious. Once you've been in few relationships and lived with a women you realize how much of a scam they are.

>>60674923
Start taking her shit to the pawn shop and selling it. Sounds like she won't even notice.

I've already made it and newly retired. I was considering paying off the remaining mortgage on my moms house because she only has like $80k left so she won't have to worry about debt in her older age. But her Mercedes recently got a problem with an expensive fix and she decided to trade up to a massive 3-row Toyota SUV with even more debt. If I give her a bunch of money, she'll probably find some more dumb shit to buy so IDK.

>>60674777
Basado!!

>>60674923
She's spending because she's bored. Pump a few kids out of her and she'll wisen the fuck up since she needs tl tend to screaming Timmy instead of consooming.

>>60677495
>I've already made it and newly retired.
What's your retirement asset allocation? Holding much crypto? Getting yield from it? Or entirely in tradfi with things like growth equities? Or RE?
Or what's the % breakdown of each asset class?
Trying to aim for retirement myself soon, current 40% S&P500 and 60% crypto, but debating on how much crypto to continue holding.

>>60677523
That doesn't work. She'll just commute her consooming into buying baby shit.

>>60677528
$1.3 million crypto (99% BTC and ETH)
$520k retirement funds
$220k stocks
$90k cash

My plan is to spend through my cash and stocks over the next 4-5 years. Then I'll start dipping into my crypto which should keep appreciating faster than my regular annual spending ($75k100k) iuntil I reach retirement age. Then I'll dip into my retirement accounts.

>>60677377
This. Just visit a hooker once a month or so and most men will lose the urge to go through cock and ball torture to get and keep a woman. In this economy an hour with a hooker is about the same cost as a date.

This thread has me a bit worried
I have a girlfriend and she is very kind and pretty, but she is a bit of a consoomer.
Her room is littered with dozens of anime figurines, plushies, merch, etc - she spends a lot of money on collectible type stuff. She's getting a job, but I'm not sure if she's getting it to save & invest in her future, or so she can consoom more
She's 18 so she might grow out of it later, but it does have me a little concerned
What do you guys think?

>>60674923
You need a divorce

How do you guys find bitching about women for years so enjoyable?

>>60677639
She's technically still a child and that can work in your favor. You have at least 4-7 good years to mold her into a proper adult that does things your way.

>>60675642
It wasn’t a mistake it worked as intended

>>60677639
kids are kids and 18 is still a kid
if anything i would worry if she got a job to *save* at 18
let her enjoy her money
you only need to lead by example
>show polite appreciation for her consoom choices, but show much more enthusiasm for her creative endeavors
>discuss your own investing/savings with her, make her feel like you see her as an equal and that this is a valid topic for her to think about
i tend to date younger girls. the shopaholic at 16-18, completely grew out of it by 20-23, is a common pattern if you treat them right

>>60674723
Women have a biological imperative to consoom resources. Just, instead of it being a man's, it's the state's via a DEI daycare job. They are the ultimate consoomer-taxpayers, the ideal citizens in the post-2008 globohomo world.

>>60677725
I don't think pointing out reality is the same as bitching/complaining. It isn't women's fault they are like this anymore than it's a child's fault that they just want to run around and eat chocolate. Ultimately in both cases it is the fault of men for allowing society to destroy the family by subsiding women to larp as men. Men caused it, and men can stop it.

>>60674720 (OP)
The male childhood ends around elementary school age for most. It ends when you’re taught, either directly or indirectly, that you are responsible for your actions and how those actions affect other people. Men stop operating with that safety net by the time they hit puberty, even in the latest cases. Women sometimes keep that safety net into their 20’s, or sometimes even 30’s. They’re not held accountable for anything they do and they don’t learn how their actions affect others, or even themselves. This is why so many women seem to be so immature in their decision-making. They’re allowed to continue making decisions with a child’s safety net. Men lose that safety net when they’re still children.

>>60676026
True. My wife is so tight with money that I literally have to have regular discussions with her to remind her that I bring home $120,000 a year and our expenses leave us with over $5,000 a month surplus. She always thinks we need to live like we are poor.

>>60674720 (OP)
My wife is like this but I'm trying to teach her how to be frugal. Needless to say, she doesn't have access to her bank account anymore and is only given a small allowance each month. If she ever demands more, I'll dump her.

>>60674720 (OP)
Women are stupid, why do you care what they think?

instead of incelposting and wasting time trying to make sense of womens irrational behaviour /biz/ should come up with ways to profit off that.
what would be a cheap product with a high profit margin you can white label from china that is also easily marketable to foids via social media ?

>>60677097
> because every individual food item a woman orders has to be a complicated customization, they can never order it the way it is

Jesus christ this is spot on. i thought it was only the ones ive been with. Why is this. And they always get pissy when their order is wrong, and then the whole meal is suddenly ruined

>>60678092
Labubus and drinking flasks

My ex-fiance understood her own limitations and wanted me to be responsible for our mutual finances while she focused on homemaking.

I'm the biggest retard on the planet for fucking that relationship up. Ironically because I got so hung up on making it before getting married

>>60674923
You and every single man's problem is not making women pay for BASIC NEEDS. Swooping in and cleaning up after them financially, feeling like your a 1950s HouseChad, but you're an enabler. You come here and bitch about it, but you turnaround and make sure they have nothing better to do than spend money, consequence-free outside your occasionally nagging.

Behind every woman I know spending thousands quarterly on hairs, nails, Botox, peloton subscriptions, clothing, is a man whose complaining but paying for every single living expense (mortgage, utilities, cars).

You're all just insecure little cunts, too afraid to cut off your fat pig wife financially or she'll leave.

>>60677999
>women are not held accountable
by whom? OH RIGHT, by the entire simping cope of manhood.

Whine all day about women behaving like children when you're the cunts not holding them to any standard because you're afraid of not getting some stinky pussy once in a while.

Thank god I'm a fag.

>>60678215

Lmao my wife is exactly like this. It's so tedious.

>>60677523
Every friend I know that has kids wants to sudoku themselves now. Even my sister has two and a husband who makes enough for all of them and she won't give her girlboss job up. Kids are going to daycare, absolutely fucking retarded. My cousin is doing the same thing, women are so dumb.

aaand as usual /biz/cels are BTFO by facts

>>60678825
>Man marries woman
>Man provides
>Joint car goes in Man name because Man provides ooga ug ug
>Man puts his name to all sorts of crazy loan shit his wife wants because an few less dollars a month is better than getting nagged to Hell and back about what a deadbeat he is
>Oh wow men are worse at money than women I a very smart

>>60678825

>random screencap with no source

>>60678825
>>60678857

I can invalidate one straight off the bat. And this number has been ballooning.

I have dated so many women over the past two or three years with zero concept of money or the future. It's absolutely bizarre. They will literally come to the relationship with no savings, a s*** job, and no plan for the future other than finding a guy. I was responsible with my money and now I'm retired at 50. I'll never have to work again, yet to find a relationship I have to bring someone on with absolutely zero Financial wherewithal, zero common sense when it comes to money, no savings and no real job.

>>60678880

They weren't ever made to. It's this way because women aren't made to be near the finances, ever. If our society wasn't so toxic we could have natural role-based couples and marriages and it wouldn't be a point of constant friction. She takes care of the house, kids, family, and the man supervises the work, finances, high level stuff.

Many women are still game for this dynamic they're just here and there and still have to be coached away from the omnipresent threat of kikes and feminists trying to convince her you're evil for believing in this.

As society gets poorer it's going to naturally return anyway. We live in absurd, anomalous times that created a lot of absurd outcomes, the rejection of obvious, natural roles entirely.

>>60674923
My gf literally would order $30 candles off Amazon in mass and use one in a couple days.

Then tell me she couldn't afford her half of the rent.. When she's on welfare. Literally just buying too many candles to pay rent.

>>60674723
They account for something like 70% of consumption in the household. I have been doing ecommerce for years, mainly collectibles and that sort, decided to take a few risks and go into unfamiliar waters and decided to buy a lot of vintage new old stock ladies perfume.. it is about the easiest money I have ever made. It made me realize just how uncritical buyers they are.

>>60677774
>>60677962
Thanks for your thoughts bros, I'm hoping this will turn out good
Either way, I do hope to make it enough so she has the option to consoom if she wants, I just hope consooming doesn't turn out to be a priority

>>60679134
kek the absolute state. why candles of all things

>>60679767
When women aren't forced to participate in covering living expenses, think doing things like buying candles, $100 worth of hand-soaps from bath & body works, and other frivolous house shit is “””contributing””” and house-wife like.

>>60674923
I don't get why men even get interested in these sort of women in the first place. You complain she's a loser, has no hobbies, no money, etc but why did you even bother? You must be an ugly loser yourself to only have access to literal white trash who can only spend. My wife stays home, keeps to herself, has hobbies that require little to no money (digital art and obscure video games) and only insists spending money on basic self care products/health food. We got lots of money saved and invested because of our low maintenance lifestyle.
You low class, poor retards constantly enable these people because you can't fight against your ape level urges to breed. It's pathetic and frankly, you deserve every bit of misfortune upon you. Funny how this got conveniently ignored >>60678709, typical failures who can only attract shit women to enable kek

>>60674923
This is going to result in divorce unless she changes her habits. Sit her down and binge watch Dave Ramsey. He speaks to normies and they get the message

>>60680839
>You must be an ugly loser yourself
Toastie roastie

>>60681150
Seething you get nothing but that, huh

>>60681150
no, he has a point. women like that should be raped to death. they're worthless subhuman nigger filth.

>>60681161
Correct. All I got from your post was your seething.

>>60681168
Sorry that you can only get fat roasties then then

>60677361
She doesn't have access to the money, but she'll find some reason to need to buy something. From ingredients for dinner (she's an amazing cook), to something the kid "needs" etc.
She doesn't go out of her way to be resourceful/frugal.
>60677377
Yea well, I wanted kids and my kids need a mother.
>60677403
Most of what we have to sell are clothes. The bike is the only other thing and I've decided to keep it for myself. Just need to fix the chain issue.
>60677523
I've got one and another on the way. Trust me that is NOT a solution to keeping a woman from finding ways to spend. If anything it gives them MORE excuses.
>60677639
Beat her senseless now so she knows what to expect.
In all seriousness, just drill it into her (saving for the future bla bla bla) now. It's going to take a while for it to stick so the sooner you start the better.
>60677641
I need to make it.
>60678709
She had her bills to pay (car payments, phone, insurance, utilities, her debt). Her dumbass still neglected them and found ways to spend above her means. Giving women bills to pay does not make them responsible. They need a financial TRAUMA. We need to be at the verge of starvation due to her stupid choices for her to "get it", but I can't let my kids starve.
>>60679134
Yep
>60680839
She's a good woman otherwise. She is an amazing cook and is consistent, very loving/loyal, not stingy with the pussy, no she is not ugly or fat by any means. She's actually terrified of fatness itself, she'd rather force herself to puke (not that she ever had to). She's not going out and whoring/clubbing as a hobby. Women will always have problems, these are hers.

>Error: Our system thinks your post is spam. Please reformat and try again.
Nigger fuck you

>>60677553
Why spend money on a hooker when your hand is free?

>>60681815
This. Fucking real women is low IQ, normal slop tier. In a few years, those of high net worth will be able to buy robots to do exactly what you retard monkeys look for in women but without the baggage.

>>60674777
dudes that hate women are the ones that can't get any

>>60682425
Wrong. You're either 17 or haven't been with a lot of women yet. They are a torture in everything they do, want, and expect of you. No matter what you look like or are. This is only our valley of the cycle. Your grandkids will have cooperative nice women again. It's just us, we are fucked.

>>60681790
She is still young so I will hold off on having serious talks about that stuff now, but in the meanwhile I hope to bring up financial topics a little more often so she can start thinking about them for herself too

>>60674723
So true. Think of it. Why do they wear makeup, wear revealing clothing, etc? Because everything about them screams "I have a deep dark hole inside of me that needs filling". Their whole life is sticking things that are external to them inside of themselves. That's why unchecked they get fat, spend all their money, crave constant attention and validation. It's a manifestation of their true inner nature

>>60674720 (OP)
learn from their debt maxxing ways instead of complaining.

If you want women to stop their consoooming then try to get them to watch Dave Ramsey videos. He speaks to women

>>60674720 (OP)
99% of my debt is school or housing related.

>>60674723
This is unironically why women have been given so much power in the last 100 years, they’re the easiest group of people to control and influence psychologically. If women can’t vote, population is much harder to control. If women don’t have their own money to spend as they see fit, companies sell less of their useless consoooomer junk. Women’s suffrage and economic independence only furthers the interests of those at the top of the social hierarchy because now 50% of the economic and political decisions are made by literal NPC golems who are slaves to external validation and emotional manipulation.

>>60674720 (OP)
Every single adult female in my direct family (7) has spending money and is a homeowner. Granted, two got houses because they're widows and three more because of inheritance, but only one of the widows is fat, full of vices and stupid with money, but only 1-2 have debt as far as I know.
One, maybe two, paid a full house on her own through her wage. Good role models most of them except for the one.
Glad to have them around.
>>60674923
Ouch. Got a hot latina friend, she's a friend's ex-gf but she did the bike thing as well. Not even sure she even rode it a single time. Sorry to hear you're stuck with that.
>>60677999
>The male childhood ends around elementary school age for most.
>It ends when you’re taught, either directly or indirectly, that you are responsible for your actions and how those actions affect other people.
These are contradictory. First world countries don't really give you a real smack in the head like this for decades, sometimes ever. Your vision, despite being severe, is ironically rose-tinted. The modern nation-state is an adult daycare, not just for women.

>>60674720 (OP)
bump

>>60683614

It sounds trite but it can't be overstated, everything wrong with the modern west happened after women started voting

my dad also bought an ebike a few years ago, rode it once, broke his rib, and never rode it again. I keep asking him if he's gonna sell it and he says no, like he doesn't want to admit to himself that he made a bad purchase. He's also buying multiple things off amazon every week.

>>60678005
Same here. A lot of guys shoot for the trophy wife or as good as they can get and then wonder why they lose 70% of their net worth in 5 years when she takes half and the lawyer takes the rest. You can't have a pretty wife and a happy life, especially in this day and age. My wife comes from the part of the world where you'd be lucky to make the equivalent of $5 USD a day, to her my paycheck looks fake. We'll go to the thrift store and she will spend 30 minutes deciding if her $3 basket is too much or if she needs to take some things out. I just let it happen. I'm on track to retire at 38.

>>60684461
Lol. I forgot to mention that she saves boxes from things we get on Amazon and turns them into like shelving units and shit around the house, that's where I draw the line.

>>60674723
>>60674720 (OP)
My woman consumes my semen in her pussy.

>>60678825
>Woman has a credit card limit of $500 because her credit score is SHIT
>Man has a credit limit of $8000 because men are objectively richer, better jobs, etc...
Yeah I bet men are 2% more in debt compared to women. Men are more likely to own homes and therefore mortgages as well.

>>60682425
Getting women made me hate them more. They have lied to me about being single so they can cheat with me and then come clean after the fact. It made me so angry every single time I ghosted them. I HATE women. I HATE that they are all cheaters given the opportunity. I hate that I was misled into cheating with them and I feel bad for the guys that they cheated on. Men deserve better than women.

>>60683556
Or Caleb Hammer if they have ADHD and below average IQ

>>60684732
I like his follow up episodes. We get to see just how dumb they really are

>>60684692
You should've let their bf know to dump the whore instead of ghosting

>>60684745
Yeah it's fun to watch but you don't really learn much and once you've watched a handful of episodes it feels like you've seen them all. Plus some of the guests just seem like they're trying too hard to present themselves in a certain way, almost like they're taking cues off camera. I don't doubt that they really are fuck ups but just being a fuck up is less click baity than being a fuck up and also delusional.

>>60678825
I fully believe those numbers may be true, only it's a bell curve thing with a few men having INSANE debts but the median man is better off than the median woman

>>60684763
That comes with serious social and potential physical risks. Baka ass simps will want to fight you and not their girl simply because your a dude and got some pussy from "their" girl. I've been in similar situations myself, when a woman "has" a man, said man can't think right, if he ever could at all. Walk away before she lies some more and makes the situation worse.

No matter how you cut it, girls like this have no accountability, and without the knowledge as to why they should, society will not even judge her. You cannot enact any sort of justice in this situation. Society and culture have to change first, never get into fights you won't win and there's serious loss in doing so. I hate women like this because it's abuse of power and they could be using their wiles for something way less self serving than making dogs of men.

>>60674923
> I make $90k a year
No offense, like attract like. You are a low value male and you got an even lower value female. Disregarding her looks, she is a low quality female.

>>60674720 (OP)
women aren't autismos like men are so they just want to get comfy and buy stuff and get pregnant, whereas men want to sperg out and watch numbers go up

>>60686475
> and get pregnant
AFTER they hit the wall and marry a betamale provider. Thats an important part.

Sex havers, realistically what can I expect to spend on a gf per month? I have no experience with this.

Assuming she's around 30 years old. I'm a 30 year old khv so not expecting to bag a catch here, but I at least have my finances in order.

>>60686605
How old are you? I dont have a girlfriend but I have my finances in order as well. Its less about $$ and more about taking up your time and space in your head all to keep fucking her. For most men, “having sex with gf” =\= “having sex with gf.” It involves a lot of trading and giving to access her pussy for the majority of men. As someone who is retired, and if your gf works, she will think less of you if you work a low status job.

>>60686605
The average male has no leverage over a girl and even less over a slightly above female. This is why in such a wealth gap capitalist world, majority of girls look down marjority of men even though these girls are low value themselves. If one thing men need to know, it is this:
By the time a girl cares about status and income, her own looks has declined. The more it has declined, the more she cares about income/status until she has no choice but to marry her current bf after she knows her looks are too far gone.

>>60674720 (OP)
>trying to be rational with irrational people
don't play a losing game

>>60678709
>because you're afraid of not getting some stinky pussy once in a while.

Kek, you made me laugh homosex. You guys really hate the smell of women's vaginas don't you? What's that about?

>>60686605
Besides paying for utilities and not pinching pennies over groceries, I don't spend anything on my gf. I don't understand why would anyone do that if they have any self-respect, desperate to reproduce, or are into fin dom fetish. Some stories in here are are like tales from the lower planes of existence. Don't associate with financially retarded people, be they men or women, and life will be good.

>>60686605
Expect to eat out at restaurants at least once every other week and then some random activity as well for their instagram story. Probably an additional $100-150 every 2 weeks.

>>60678709
Vaginas don’t typically stink and feel way better than assholes. Plus you can dive into pussy without prep work, you gotta do prep to fuck an asshole or you’ll get shit on.

And I know this because I’ve fucked like five trannies before.

>>60678825
Men inherit women's debt and men are generally more responsible spenders in the long term. For every guy with a 300 month lease on a $100,000 car that he'll spend $400,000 on when it's finally paid off, there are 3 guys saving and making fuck tons of money to normalize the macro impact of that frivolous spender.

>>60686947
Arent most working class men over leveraged? Based on stats

>>60687093
Not if you're single kek. I don't need much to be happy

>>60674777
BASED!!!! BASED!!!!

>>60686811
Unfortunately many of us had to learn this the hard way. We thought the other person loved us, not just our wallet. I kicked my ex wife out after she refused to even clean the house. If you are with a slob who is not contributing anything then run away from that relationship. If she isn't frugal fuck her she's gonna keep you from ever being rich

>>60686605
>Describing yourself as a khv
Get some self respect first, why does that matter in describing yourself?

The answer to your question is that it depends on you. You're in charge of the finances, not the woman. Depending on who you keep around that could be a lot or not that much more.

>>60674720 (OP)
>not debtmaxxing
NGMI

https://www.youtube.com/watch?v=BD5anPSzS-0

>>60674720 (OP)
incel thread

>>60687414
based. fuck foids. if ur rich, dont share. let them suffer in the workforce or poo on them after sexual times.

>>60686811
Lmao this. Imagine not going 50/50 with every woman you deal with. Fucking cucks.

>>60686475
>Bank account number go up... LE BAD!!! YOURE A SPERG YOURE AUTISTIC GET HELP
Unbelievable.

>>60677725
men complain about women.
women complain about men.

SHOCKING

>>60687787
No this is a thread for people who got red pulled on women through first hand experience. I have women throwing themselves at me daily, I'm not looking to ruin my life again because of one of them doesn't understand what the fuck a budget is

Remember boys, it's not necessarily how much you make but more importantly how much you save. If you're making $90k but save $1000 a month, you're gonna end up way better off than the guy blowing $150k with no savings and blowing his money on stupid shit like cars and vacations

>>60687989
>i-i-i-i can have sex anytime i want
k incel

>>60688012
Sounds like you're projecting. I've touched more pussy than you'll ever see on the internet in your life

>>60678869
Aren't there just more women in college now?

>>60688040
Yeah their dads pay for it or at least subsidize it

>>60687989
>I have women throwing themselves at me daily,

I genuinely don't understand how I got my girlfriend. She's smart, kind, beautiful and with very rich parents. I'm breeding her ASAP, I don't care about the consequences. I'm not a loser and pretty fit, but compared to her I'm a peasant.

>>60674777
Checked. There was good reason that wemon weren't allowed their own lines of credit not that long ago.

>>60674923
>She bought a bike wanting to go out more and ride around.
>She put it together, rode it one time. It has been untouched for a year. Turns out she also put the front part of the bike wrong, so I spent a day fixing it. Bike chain is fucked from just sitting outside getting wet in the rain or covered in dust/sunlight all year so thats her excuse to not ride it. She lost all her drive to use it because the idea of buying it and building it was more fun for her.

kek based sounds like my retarded gf

>>60689445
Why don’t you marry her you bitch faggot?

Women are raised to think some guy will marry them and handle all the bills and treat them like a princess. Even if they don't know it they were groomed to live with that in mind

>>60674777
Based. Western women absolutely.

>>60674720 (OP)
It really is shocking how big of a thing this is. Women are lovely but VERY suscepitible to demoralized culture and propaganda and have zero sense of financial responsibility. It should 100% be the case that men , except in extremely specific circumstances, control their family's finances.

>>60690788
The problem is the men that raised us historically were retarded with money. Historically the women were the ones who were good with money since they sat at home all day and managed the home. However since WW2 this has shifted and now women have seen 4 generations of indoctrination. They are now the ultimate consooooomers

>>60674720 (OP)
bump

>>60684445
why did you get a subhuman brownoid then if you can afford better? you sound white