Thread 60676702 - /biz/ [Archived: 2 hours ago]

Anonymous ID: 3nEOfCEG
7/23/2025, 3:00:28 AM No.60676702
Screenshot_20250722-203942
Screenshot_20250722-203942
md5: 118c1bd75a1815a9290843dd96b055f2๐Ÿ”
Why are you guys so mean to dividend redditors?
Replies: >>60676809 >>60676882 >>60676901 >>60676946 >>60677558 >>60677976 >>60677988 >>60678584 >>60682778
Anonymous ID: HIm7i6iS
7/23/2025, 3:26:18 AM No.60676794
You'd make more money with Bitcoin. Divvies are useless.
Anonymous ID: qGCrCttM
7/23/2025, 3:31:23 AM No.60676809
>>60676702 (OP)
Dividend companies seem to be a poor choice to benefit from money printing. Same goes for these new fangled covered call funds also. You kneecap yourself from getting the growth from, letโ€™s be real, the massive ponzi scheme this economy has become
Replies: >>60676906 >>60676956 >>60677346 >>60677352 >>60677777 >>60677894
Anonymous ID: 4ySz53Dr
7/23/2025, 3:47:36 AM No.60676876
>buy beat up whirlpool and MMM
>get crazy rates and line go up
Or you can buy that jew tech ai shit. It's up to you.
Anonymous ID: W1sUyqdl
7/23/2025, 3:48:40 AM No.60676882
>>60676702 (OP)
Dividend cucks are mentally ill.
Replies: >>60676906
Anonymous ID: QNmw73Cu
7/23/2025, 3:50:59 AM No.60676894
whats wrong with an etf that pays divvys isn't it a pretty safe bet to conserve wealth? Set and forget..
Replies: >>60676924
Anonymous ID: MX1PwqVR
7/23/2025, 3:54:47 AM No.60676901
reddit university
reddit university
md5: 41a51f7e91ad6f39094e048f1423c3e6๐Ÿ”
>>60676702 (OP)

WAOW! REDDIT!!!!!!!
Anonymous ID: zk3nI/FX
7/23/2025, 3:55:30 AM No.60676906
1735103585826572
1735103585826572
md5: 7ffd15449ca2a65af380fe8bf5fd8dda๐Ÿ”
>>60676882
>>60676809
stupid fucking retards don't see the value of liquid cash flow without selling the underlying stock
stupid fucking retards don't see the value of monthly gibs freeing up your time and money
stupid fucking retards don't see the value of DRIPing into a stock that doesnt shit itself at the first sign of a bear market.
If you're young and make at least 80k a year your priority should be stacking as much divvies as possible, minimum you should be aiming for is a 3k USD income per month.
You can let it snow ball, put it into a growth asset of your choice or use it as actual income.
Everybodys main goal from investing is to be free of wage cucking and this is the safest and most effective way to do so.
You're effectively buying a money generating asset.
Replies: >>60676928 >>60676938 >>60677005 >>60677029 >>60677411
Anonymous ID: aPWxZk+0
7/23/2025, 3:58:41 AM No.60676924
>ME GET PAID IN INFINITE SUPPLY SHITCOIN
even degenerate yield farmers are wiser than dividend fags
>>60676894
>Set and forget
set and get beaten by inflation, you mean
lol
Anonymous ID: aPWxZk+0
7/23/2025, 3:59:42 AM No.60676928
>>60676906
>You're effectively buying a money generating asset.
no, you're buying a shitcoin dispenser
fiat money is dogshit
Replies: >>60676981
Anonymous ID: ceW9jYnR
7/23/2025, 4:02:56 AM No.60676938
>>60676906
>DEI fight
sadly no guns involved
Anonymous ID: vtSulCxM
7/23/2025, 4:04:19 AM No.60676946
>>60676702 (OP)
Dividends don't get taxed in my country.
Anonymous ID: t68O3PMt
7/23/2025, 4:05:55 AM No.60676956
>>60676809
/thread
newly printed dollars flow to companies that will see growth over the next couple decades, not some 100 year old telephone company in the dow jones
Anonymous ID: zk3nI/FX
7/23/2025, 4:13:46 AM No.60676981
>>60676928
Shut the fuck up you stupid faggot.
The second anyone of you retards use the word "fiat" I immediately know you work for less than $20 an hour and baghold multiple shitcoins.
Keep getting rugged by Indians.
Replies: >>60678555 >>60679421
Anonymous ID: Br8eMY2M
7/23/2025, 4:18:42 AM No.60677005
>>60676906
The vast majority of countries taxes dividends.. which means the government will take a portion of your snowball each time you receive them. How to avoid this? Growth stocks
Replies: >>60677010 >>60677051 >>60677350
Anonymous ID: zk3nI/FX
7/23/2025, 4:20:08 AM No.60677010
>>60677005
I don't live in some brown shithole
Replies: >>60679425
Anonymous ID: gcoDXBVU
7/23/2025, 4:24:58 AM No.60677029
>>60676906
Which stocks would you recommend?
Replies: >>60681187
Anonymous ID: vFMZQJPy
7/23/2025, 4:30:02 AM No.60677051
>>60677005
Here in Canada we have the TFSA that lets you put in ~$7k or so a year to invest tax free. Between that and my retirement account that only gets taxed on withdrawal I'm doing fine. Even if I manage to max out mine I can just dump money in my wife's accounts.
Replies: >>60677380 >>60678035 >>60683073
Anonymous ID: SBA5IQDj
7/23/2025, 5:54:35 AM No.60677346
>>60676809
Seems about right.. Dividends don't make much sense with how far down the inflation slope we are.
Maybe 25 years ago when it wasn't so in your face that the dollar is melting.
Anonymous ID: zu38Dp+k
7/23/2025, 5:58:25 AM No.60677350
>>60677005
put the div stocks in a tax advantaged retirement account then retard
Anonymous ID: SpZ8e+/K
7/23/2025, 5:59:22 AM No.60677352
>>60676809
And when the rest of the ponzi scheme falls apart dividend stocks will be the only one left standing.
Anonymous ID: gcoDXBVU
7/23/2025, 6:09:42 AM No.60677380
>>60677051
can you please share which Canadian div stocks/etfs you're invested in?
Replies: >>60678991
Anonymous ID: rtStPe3h
7/23/2025, 6:28:29 AM No.60677411
>>60676906
>If you're young and make at least 80k a year your priority should be stacking as much divvies as possible
or i can just buy bitcoin and retire by 35
Replies: >>60677561
Anonymous ID: 5Pxzz8ou
7/23/2025, 6:38:43 AM No.60677436
>Focuses on muh hodl
>Most traders don't beat the market according to my SOURCE
>Bitcoin? 'tis a pyramid scheme! Have fun with your tulips, I would never fall for that!
>I'm a good boy who eats granola in the morning and listened in school!
Divvies are the most reddit you can be. They're bots who can't take risk
Replies: >>60678163
Anonymous ID: E7kSfYCW
7/23/2025, 7:18:50 AM No.60677552
BTCI trades bitcoin volatility and pays out tax efficient real money from the premium. MSTY trades MSTR's leveraged bitcoin volatility and pays out high return of capital for tax deferral of the super high premiums. Put MSTY distributions into BTCI to ride growth higher than equities and cash flow your living expenses and invest the rest into SCHD for more tax efficient divvie growth. It's that simple.
Replies: >>60677777
Anonymous ID: vCc9chb0
7/23/2025, 7:20:52 AM No.60677558
>>60676702 (OP)
>screenshot of a reddit post of a pinterest image
kys
Replies: >>60678583
Anonymous ID: VJHSzOr2
7/23/2025, 7:22:21 AM No.60677561
1752540289517378
1752540289517378
md5: 16720e18ecb96fcf4d669d008543797c๐Ÿ”
>>60677411
Maybe, but bitcoin doesnt provide the consistent, paycheck-like liquidity that a nice fat dividend does.
You cryptotards are also disregarding the reality that institutions will absolutely dump on you when the hysteria ends and people realize they're buying an ""asset"" that has absolutely 0 intrinsic value or usecase.
The more big boys start getting into crypto the more worried you should get.
Again, lock down the steady income then stack whatever stock/coin you want.
Replies: >>60680620 >>60683078
Anonymous ID: kURWhg0+
7/23/2025, 7:23:55 AM No.60677564
Divys are good for old farts who need income
Replies: >>60677615
Anonymous ID: E7kSfYCW
7/23/2025, 7:41:15 AM No.60677615
>>60677564
Everyone needs cash flow.
Replies: >>60677630
Anonymous ID: kURWhg0+
7/23/2025, 7:46:22 AM No.60677630
>>60677615
Sure, but most people get cash flow from their job
Retirees or people unable to work do not
Replies: >>60677876
Anonymous ID: TECwNCce
7/23/2025, 8:06:08 AM No.60677670
My plan is to wait for BTC to be at 500k, then I can sell that and buy divvies and live comfortable life
Anonymous ID: ST5y6hm9
7/23/2025, 8:17:53 AM No.60677688
just do a divvie ---> crypto pipeline.

use the Divvies to buy up the dippies
Anonymous ID: KGLdYyvS
7/23/2025, 8:21:02 AM No.60677694
Paying a dividend subtracts from the value of the asset though, it's not like rent at all. You get taxed on it too, unlike unrealized gains, so you're kneecapping yourself.
Anonymous ID: NFY8l7gO
7/23/2025, 8:42:14 AM No.60677736
schd basically tracked the sp500 for its entire history minus the last couple years of fag7, so from a pair trade perspective seems like a good buy atm, but usually anything yielding higher than 3% isn't going to grow much. I'm mostly sp500 because thats the only thing worth buying in my 401k, but i tilt value with schd, vym, dgro, vig, vpu in accounts that i have better choices in. If schd keeps sucking, I could see switching to fdvv/divo depending on how things go. Also tempted to open a robinhood account to fuck around with margin and use some of the neos funds to pay it down quick while rolling forward a shitload of margin interest until I have a reason to itemize and deduct it all at once.
Replies: >>60683523
Anonymous ID: iiQLqiLj
7/23/2025, 9:03:23 AM No.60677777
1709839016816131
1709839016816131
md5: ec7b50c38c060669417c7e0dd44b6576๐Ÿ”
>>60676809
>>60677552

>take loans against your BTC
>invest it in BTC covered call funds
Replies: >>60677782 >>60678048 >>60678184 >>60679430
Anonymous ID: qGCrCttM
7/23/2025, 9:04:34 AM No.60677782
>>60677777
Checked and extremely based
Anonymous ID: sWhwls4E
7/23/2025, 9:50:50 AM No.60677876
>>60677630
I would rather get divvies and not be forced to wagecuck
Anonymous ID: kqwc4H5f
7/23/2025, 10:03:39 AM No.60677894
>>60676809
Reasonable take
Anonymous ID: TtDoEyza
7/23/2025, 10:50:06 AM No.60677976
>>60676702 (OP)
i don't want to see a fat disgusting jew next to a blonde woman, even if that woman is mid
what went so wrong with you that you felt the need to screencap and repost this picture?
Anonymous ID: VAfU9UO2
7/23/2025, 10:59:00 AM No.60677988
>>60676702 (OP)
Dividend cucks are still mostly buying the value of the underlying stock. The value of the cash flow of a msft stock I just a very small portion of the price.
It's just an esoteric form of stock picking. If they were really interested in cash flow they'd be looking for 6% not 0.6% or something.
Anonymous ID: yKg5rcsv
7/23/2025, 11:32:38 AM No.60678035
>>60677051
Network effects...
Anonymous ID: GnRcfNwr
7/23/2025, 11:41:39 AM No.60678048
>>60677777
wait what

explain
Anonymous ID: yKg5rcsv
7/23/2025, 11:43:26 AM No.60678049
Screenshot_20250723_053854_Chrome
Screenshot_20250723_053854_Chrome
md5: 75d02deb15792171d0079b2ac434f5d8๐Ÿ”
>the fate of all divie investors
Don't be like me, I did better than schd at least
Replies: >>60678168 >>60682401 >>60683515
Anonymous ID: RuIsbmZs
7/23/2025, 12:40:30 PM No.60678163
1410384585489
1410384585489
md5: 47e1d882c1ffd629ecb91c809fecae15๐Ÿ”
>>60677436
There is nothing wrong with granola for breakfast
Anonymous ID: kqwc4H5f
7/23/2025, 12:43:17 PM No.60678168
goldvsS&P
goldvsS&P
md5: 1a6d9fa45d61d39cec52987a6f4f3ac7๐Ÿ”
>>60678049
Should've bought the shiny rocks anon
Replies: >>60678357
Anonymous ID: Shtb4y1u
7/23/2025, 12:45:52 PM No.60678178
>weekly announcement in 10 minutes
LOOK AT THE FLICK OF DA WRIST (YUH)
>LOOK AT THE FLICK OF DA WRIST (YUH)
LOOK AT THE FLICK OF DA WRIST (YUH)
>LOOK AT THE FLICK OF DA WRIST (YUH)
Anonymous ID: E7kSfYCW
7/23/2025, 12:48:24 PM No.60678184
>>60677777
That's just a more expensive version of BITU.
Anonymous ID: HDCOetxr
7/23/2025, 1:45:44 PM No.60678357
>>60678168
I started in 2013 so that would have been even worse, only 100%
Anonymous ID: bxee/D8V
7/23/2025, 2:41:06 PM No.60678555
>>60676981
Lmao. Based
Anonymous ID: 1vA3X4+y
7/23/2025, 2:47:50 PM No.60678583
>>60677558
>Memeday
Anonymous ID: M5+EzQzv
7/23/2025, 2:48:05 PM No.60678584
>>60676702 (OP)
its really not a lot of money. you have to out boomer-levels of money into the stock market for dividends to matter. i have 30k in the market. getting a $10 dividend is just whatever. ill reinvest it, but its not exciting.
Replies: >>60678699 >>60678792
Anonymous ID: zk3nI/FX
7/23/2025, 3:12:05 PM No.60678699
1731775134963366
1731775134963366
md5: 7f6543a9947eda7aa401d079ac70dede๐Ÿ”
>>60678584
>$10
>$30k
Retard.
Replies: >>60679008 >>60680342
Anonymous ID: E7kSfYCW
7/23/2025, 3:29:43 PM No.60678792
>>60678584
$30k in a covered call fund can get you about $500/mo which is sufficient for NEETbux or freeing up that much of your salary to invest even more. Dividends on their own like you would get from SCHD are for hedging against flat markets and inflation.
Anonymous ID: vFMZQJPy
7/23/2025, 4:08:45 PM No.60678991
>>60677380
I'm 50/50 VDY XEI
Replies: >>60683073
Anonymous ID: M5+EzQzv
7/23/2025, 4:12:08 PM No.60679008
>>60678699
if it were that simple, everyone would be doing it cupcake.
>"retard"
replies like this tell me you are not bright.
Replies: >>60679029 >>60679534
Anonymous ID: E7kSfYCW
7/23/2025, 4:17:23 PM No.60679029
>>60679008
>if it were that simple, everyone would be doing it cupcake
biggest lie ever told and frequent excuse for inaction
Anonymous ID: aPWxZk+0
7/23/2025, 5:40:51 PM No.60679421
>>60676981
fiatcel tears
get ready for negative rates, we're going to do laps around your ass
tighten up that pussy
Anonymous ID: aPWxZk+0
7/23/2025, 5:41:58 PM No.60679425
>>60677010
you sound jewish too
Anonymous ID: aPWxZk+0
7/23/2025, 5:42:59 PM No.60679430
1713194133563873
1713194133563873
md5: 67a9c99656a4feedf004f7223c65d79c๐Ÿ”
>>60677777
QUINTS
Anonymous ID: zk3nI/FX
7/23/2025, 6:08:51 PM No.60679534
>>60679008
you can't log on to a broker and click buy on spyi?
Anonymous ID: zk3nI/FX
7/23/2025, 6:09:51 PM No.60679541
NEOS chads payout is today
Anonymous ID: vCc9chb0
7/23/2025, 8:39:41 PM No.60680342
>>60678699
Wow, legit divident ETFs
Most of them seem to short their own price and use that to pay it out lol
Anonymous ID: Ugj/dhTR
7/23/2025, 9:18:49 PM No.60680505
I think people that don't touch ETFs or bonds are people below 6 figures in the market, because yeah, getting $300 a year is not worth it. $400 a month is fun. Then there's December gibs when they pay out long term capital gains as well.
Anonymous ID: Ugj/dhTR
7/23/2025, 9:26:12 PM No.60680562
Screenshot 2025-07-23 122231
Screenshot 2025-07-23 122231
md5: 4d28a9373c722f753e0816f319d1276e๐Ÿ”
ACK! Noooo don't give me $10.80 per share ahhh!
Replies: >>60682753
Anonymous ID: aEXAMinA
7/23/2025, 9:38:43 PM No.60680620
>>60677561
Lmao you just reminded me of the niggers choosing the answer $0.01 a day for life over $1million.
Anonymous ID: uEdkcUmW
7/23/2025, 9:47:39 PM No.60680679
Maybe if they can even beat inflation rates Iโ€™d think about it
Anonymous ID: BkkguwPE
7/23/2025, 11:05:43 PM No.60681187
>>60677029
I personally like Main Street Capital and Gladstone Investment Corporation for my monthly divvies.
You could also buy a couple Vanguard or JP Morgan ETFs for safety if you like.
Anonymous ID: kURWhg0+
7/24/2025, 3:25:17 AM No.60682401
>>60678049
You don't use divys for growth
They're for people who aren't concerned with growth and want income
Anonymous ID: 4RNXPAJ5
7/24/2025, 3:35:21 AM No.60682441
1752920191556031
1752920191556031
md5: 833203ba75c1d610b235c3aefabe1a69๐Ÿ”
compounded growth supreme victory
Replies: >>60682457 >>60683691
Anonymous ID: vCc9chb0
7/24/2025, 3:39:23 AM No.60682457
055249151038d2c6e4763c76b352a006
055249151038d2c6e4763c76b352a006
md5: 7de76deeec5fbcc34aaddcf068f80605๐Ÿ”
>>60682441
Anonymous ID: aPWxZk+0
7/24/2025, 4:58:58 AM No.60682753
>>60680562
cool now show us the principal lmaooo
Anonymous ID: +bK4j4eJ
7/24/2025, 5:12:01 AM No.60682778
>>60676702 (OP)
Capital gains are just perpetually deferred income, in both cases you received money but in one you have to pay taxes on it that year and the other can be treated as a dividend that was reinvested that you can perpetually defer the taxation of by not selling. Thus, you should avoid income as much as possible and focus on capital gains instead, e.g. buy SPY instead of JEPI.
Anonymous ID: giO4Wv7s
7/24/2025, 7:06:40 AM No.60683073
>>60677051
>>60678991
>5% dividend
What you listed has never been around during a crash lol
Crypto is unironically a safer investment and you get 5-50% every other month
Would rather kill myself than get 5% yield
Replies: >>60683356 >>60683527 >>60683632 >>60684603
Anonymous ID: giO4Wv7s
7/24/2025, 7:08:13 AM No.60683078
>>60677561
2 more weeks retard
Banking institutions are literally being built upon crypto right now
You've been wrong for the past 2 decades old man and you're trapped in a perpetual state of rage at your own retardation sunk cost fallacy im le never wrong
Anonymous ID: rpulmnmS
7/24/2025, 9:07:21 AM No.60683356
>>60683073

>Crypto is unironically a safer investment and you get 5-50% every other month

Which crypto has such a high yield and is, what you would consider, safer investment than dividends?
Anonymous ID: +bK4j4eJ
7/24/2025, 10:23:45 AM No.60683515
>>60678049
This is even worse overperformance worse once you account for taxes, divfags are cucks
Anonymous ID: stF8zk+w
7/24/2025, 10:26:46 AM No.60683523
>>60677736
JEPI is solid
Anonymous ID: stF8zk+w
7/24/2025, 10:28:27 AM No.60683527
>>60683073
What a retard
Anonymous ID: 53cvc6r3
7/24/2025, 11:07:59 AM No.60683632
>>60683073
>Crypto is unironically a safer investment
Which one? Will anny ol' shitcoin do?
>and you get 5-50% every other month
You get nothing until you sell.
Anonymous ID: 4j3yeJQx
7/24/2025, 11:43:46 AM No.60683691
>>60682441
>chart ends in 2012
Anonymous ID: vFMZQJPy
7/24/2025, 4:21:52 PM No.60684603
>>60683073
At least shill your shitcoin, m8
Anonymous ID: zk3nI/FX
7/24/2025, 4:36:44 PM No.60684691
1746786216604092
1746786216604092
md5: 548d2367f470b8350f1fb77ff8a89d50๐Ÿ”
You will never be divvie comfy