Thread 60676702

Why are you guys so mean to dividend redditors?

You'd make more money with Bitcoin. Divvies are useless.

>>60676702 (OP)
Dividend companies seem to be a poor choice to benefit from money printing. Same goes for these new fangled covered call funds also. You kneecap yourself from getting the growth from, let’s be real, the massive ponzi scheme this economy has become

>buy beat up whirlpool and MMM
>get crazy rates and line go up
Or you can buy that jew tech ai shit. It's up to you.

>>60676702 (OP)
Dividend cucks are mentally ill.

whats wrong with an etf that pays divvys isn't it a pretty safe bet to conserve wealth? Set and forget..

>>60676702 (OP)

WAOW! REDDIT!!!!!!!

>>60676882
>>60676809
stupid fucking retards don't see the value of liquid cash flow without selling the underlying stock
stupid fucking retards don't see the value of monthly gibs freeing up your time and money
stupid fucking retards don't see the value of DRIPing into a stock that doesnt shit itself at the first sign of a bear market.
If you're young and make at least 80k a year your priority should be stacking as much divvies as possible, minimum you should be aiming for is a 3k USD income per month.
You can let it snow ball, put it into a growth asset of your choice or use it as actual income.
Everybodys main goal from investing is to be free of wage cucking and this is the safest and most effective way to do so.
You're effectively buying a money generating asset.

>ME GET PAID IN INFINITE SUPPLY SHITCOIN
even degenerate yield farmers are wiser than dividend fags
>>60676894
>Set and forget
set and get beaten by inflation, you mean
lol

>>60676906
>You're effectively buying a money generating asset.
no, you're buying a shitcoin dispenser
fiat money is dogshit

>>60676906
>DEI fight
sadly no guns involved

>>60676702 (OP)
Dividends don't get taxed in my country.

>>60676809
/thread
newly printed dollars flow to companies that will see growth over the next couple decades, not some 100 year old telephone company in the dow jones

>>60676928
Shut the fuck up you stupid faggot.
The second anyone of you retards use the word "fiat" I immediately know you work for less than $20 an hour and baghold multiple shitcoins.
Keep getting rugged by Indians.

>>60676906
The vast majority of countries taxes dividends.. which means the government will take a portion of your snowball each time you receive them. How to avoid this? Growth stocks

>>60677005
I don't live in some brown shithole

>>60676906
Which stocks would you recommend?

>>60677005
Here in Canada we have the TFSA that lets you put in ~$7k or so a year to invest tax free. Between that and my retirement account that only gets taxed on withdrawal I'm doing fine. Even if I manage to max out mine I can just dump money in my wife's accounts.

>>60676809
Seems about right.. Dividends don't make much sense with how far down the inflation slope we are.
Maybe 25 years ago when it wasn't so in your face that the dollar is melting.

>>60677005
put the div stocks in a tax advantaged retirement account then retard

>>60676809
And when the rest of the ponzi scheme falls apart dividend stocks will be the only one left standing.

>>60677051
can you please share which Canadian div stocks/etfs you're invested in?

>>60676906
>If you're young and make at least 80k a year your priority should be stacking as much divvies as possible
or i can just buy bitcoin and retire by 35

>Focuses on muh hodl
>Most traders don't beat the market according to my SOURCE
>Bitcoin? 'tis a pyramid scheme! Have fun with your tulips, I would never fall for that!
>I'm a good boy who eats granola in the morning and listened in school!
Divvies are the most reddit you can be. They're bots who can't take risk

BTCI trades bitcoin volatility and pays out tax efficient real money from the premium. MSTY trades MSTR's leveraged bitcoin volatility and pays out high return of capital for tax deferral of the super high premiums. Put MSTY distributions into BTCI to ride growth higher than equities and cash flow your living expenses and invest the rest into SCHD for more tax efficient divvie growth. It's that simple.

>>60676702 (OP)
>screenshot of a reddit post of a pinterest image
kys

>>60677411
Maybe, but bitcoin doesnt provide the consistent, paycheck-like liquidity that a nice fat dividend does.
You cryptotards are also disregarding the reality that institutions will absolutely dump on you when the hysteria ends and people realize they're buying an ""asset"" that has absolutely 0 intrinsic value or usecase.
The more big boys start getting into crypto the more worried you should get.
Again, lock down the steady income then stack whatever stock/coin you want.

Divys are good for old farts who need income

>>60677564
Everyone needs cash flow.

>>60677615
Sure, but most people get cash flow from their job
Retirees or people unable to work do not

My plan is to wait for BTC to be at 500k, then I can sell that and buy divvies and live comfortable life

just do a divvie ---> crypto pipeline.

use the Divvies to buy up the dippies

Paying a dividend subtracts from the value of the asset though, it's not like rent at all. You get taxed on it too, unlike unrealized gains, so you're kneecapping yourself.

schd basically tracked the sp500 for its entire history minus the last couple years of fag7, so from a pair trade perspective seems like a good buy atm, but usually anything yielding higher than 3% isn't going to grow much. I'm mostly sp500 because thats the only thing worth buying in my 401k, but i tilt value with schd, vym, dgro, vig, vpu in accounts that i have better choices in. If schd keeps sucking, I could see switching to fdvv/divo depending on how things go. Also tempted to open a robinhood account to fuck around with margin and use some of the neos funds to pay it down quick while rolling forward a shitload of margin interest until I have a reason to itemize and deduct it all at once.

>>60676809
>>60677552

>take loans against your BTC
>invest it in BTC covered call funds

>>60677777
Checked and extremely based

>>60677630
I would rather get divvies and not be forced to wagecuck

>>60676809
Reasonable take

>>60676702 (OP)
i don't want to see a fat disgusting jew next to a blonde woman, even if that woman is mid
what went so wrong with you that you felt the need to screencap and repost this picture?

>>60676702 (OP)
Dividend cucks are still mostly buying the value of the underlying stock. The value of the cash flow of a msft stock I just a very small portion of the price.
It's just an esoteric form of stock picking. If they were really interested in cash flow they'd be looking for 6% not 0.6% or something.

>>60677051
Network effects...

>>60677777
wait what

explain

>the fate of all divie investors
Don't be like me, I did better than schd at least

>>60677436
There is nothing wrong with granola for breakfast

>>60678049
Should've bought the shiny rocks anon

>weekly announcement in 10 minutes
LOOK AT THE FLICK OF DA WRIST (YUH)
>LOOK AT THE FLICK OF DA WRIST (YUH)
LOOK AT THE FLICK OF DA WRIST (YUH)
>LOOK AT THE FLICK OF DA WRIST (YUH)

>>60677777
That's just a more expensive version of BITU.

>>60678168
I started in 2013 so that would have been even worse, only 100%

>>60676981
Lmao. Based

>>60677558
>Memeday

>>60676702 (OP)
its really not a lot of money. you have to out boomer-levels of money into the stock market for dividends to matter. i have 30k in the market. getting a $10 dividend is just whatever. ill reinvest it, but its not exciting.

>>60678584
>$10
>$30k
Retard.

>>60678584
$30k in a covered call fund can get you about $500/mo which is sufficient for NEETbux or freeing up that much of your salary to invest even more. Dividends on their own like you would get from SCHD are for hedging against flat markets and inflation.

>>60677380
I'm 50/50 VDY XEI

>>60678699
if it were that simple, everyone would be doing it cupcake.
>"retard"
replies like this tell me you are not bright.

>>60679008
>if it were that simple, everyone would be doing it cupcake
biggest lie ever told and frequent excuse for inaction

>>60676981
fiatcel tears
get ready for negative rates, we're going to do laps around your ass
tighten up that pussy

>>60677010
you sound jewish too

>>60677777
QUINTS

>>60679008
you can't log on to a broker and click buy on spyi?

NEOS chads payout is today

>>60678699
Wow, legit divident ETFs
Most of them seem to short their own price and use that to pay it out lol

I think people that don't touch ETFs or bonds are people below 6 figures in the market, because yeah, getting $300 a year is not worth it. $400 a month is fun. Then there's December gibs when they pay out long term capital gains as well.

ACK! Noooo don't give me $10.80 per share ahhh!

>>60677561
Lmao you just reminded me of the niggers choosing the answer $0.01 a day for life over $1million.

Maybe if they can even beat inflation rates I’d think about it

>>60677029
I personally like Main Street Capital and Gladstone Investment Corporation for my monthly divvies.
You could also buy a couple Vanguard or JP Morgan ETFs for safety if you like.

>>60678049
You don't use divys for growth
They're for people who aren't concerned with growth and want income

compounded growth supreme victory

>>60680562
cool now show us the principal lmaooo

>>60676702 (OP)
Capital gains are just perpetually deferred income, in both cases you received money but in one you have to pay taxes on it that year and the other can be treated as a dividend that was reinvested that you can perpetually defer the taxation of by not selling. Thus, you should avoid income as much as possible and focus on capital gains instead, e.g. buy SPY instead of JEPI.

>>60677051
>>60678991
>5% dividend
What you listed has never been around during a crash lol
Crypto is unironically a safer investment and you get 5-50% every other month
Would rather kill myself than get 5% yield

>>60677561
2 more weeks retard
Banking institutions are literally being built upon crypto right now
You've been wrong for the past 2 decades old man and you're trapped in a perpetual state of rage at your own retardation sunk cost fallacy im le never wrong

>>60683073

>Crypto is unironically a safer investment and you get 5-50% every other month

Which crypto has such a high yield and is, what you would consider, safer investment than dividends?

>>60678049
This is even worse overperformance worse once you account for taxes, divfags are cucks

>>60677736
JEPI is solid

>>60683073
What a retard

>>60683073
>Crypto is unironically a safer investment
Which one? Will anny ol' shitcoin do?
>and you get 5-50% every other month
You get nothing until you sell.

>>60682441
>chart ends in 2012

>>60683073
At least shill your shitcoin, m8

You will never be divvie comfy