Thread 60686964

How do poor people in America even survive? (under $5k a month)

credit card debt

>>60686964 (OP)
I make about 400$ a month. Live on food donations, help from parents for utilities. Things are tight but manageable. Live in a leaky camper with bug infestations. Still less stressful than the fortune 50 corporate job I quit years ago. Savings ran out about 3 years ago. It's actually amazing how much bullshit you think you have to have but you don't really need. I'm more content right now than I have been in a long time. Currently building a stone house on my family property in the woods. Only thing I wish I had more of is beer money.

>>60687006
what a peaceful life

>>60687006
Arent u supposed to build up a big investment fund with ur high end fortune 50 job before you quit, like 2-4 million, so u can at least earn 5-10% on that 2-4 million and live on that, basically never paying taxes either because youre always below the tax limit thing

>>60687041
I ran through my savings quickly trying to help my mother get by when she was diagnosed with alzheimers. Then my pops got sick from all the stress and I had to help him too. I probably spent 90% of my savings helping others. Then I got sick and nearly died and that drained everything that was left. Credit maxed out. Nothing left. It goes fast. I was never good with finance honestly. Probably could have been more ruthless. I bought my best friend a car when his broke down. Some people would say it's a waste to do such but I knew he needed it badly. He didn't ask I just did it. Knew he couldn't afford it. Lots of stuff like that I wouldn't change.

>>60686964 (OP)
>used another stock app
>no cow
>felt cold
>returned to moomoo
>cow forgave me

>>60686964 (OP)
your taxes

i live within my means. i spend 65pc of my income on rent, so i dont own a car. i dont eat out either. i cook my own food, typically spaghetti in butter. ill make a nice aglio e olio if im feeling particularly rich. if i want meat, i splurge on a Banquet entre. i pirate all my entertainment, and never go to shows, concerts, etc. i also never go out, i have no friends, and no gf to waste my money.

it is what it is.

>>60686964 (OP)
>How do poor people in America even survive?
I don't do it, I'm retarded as fuck
Besides spending almost every day flipping burgers, when I get lucky with some shitcoin I end up fucking it up somehow
The last time I got lucky was with shima and I ended up using all the profits to buy a Switch 2 and a Roomba, which I ended up nicknaming “floor sucking slut”
Sometimes when that little shit cleans I imagine it as an anime maid girl doing her job with a happy face, now I can't look at it without getting a boner

>Be "Europoor"
>Make 2500/month after taxes from a comfy job I actually enjoy
>Free education, hold MA from good university
>Free healthcare
>Quality amenities
>Own nice house
>Over 400k in liquid assets (ETFs, crypto, cash)

I'm living life on cruise control. I don't know how you guys in America do it either.

>>60686964 (OP)
bump

>>60686964 (OP)
Idk but if they need more money they could just get a very simple job? Only way you earn less than $20k is by being unemployed. How do you survive without a job in any country?

>>60687080
>>60687006
You can only live like this if you have no children.

You are actually still a child desu.

>>60688558
>>Make 2500/month after taxes
I make 4x this after taxes with only a Bachelor degree. There's nothing you listed that could possibly make up for this. Modern europe is a travesty

Contrary to popular belief welfare is very generous for the bottom 20%. If you have kids it's a slam dunk, you qualify for most things.

A part of everything I make is mine to keep. I am the richest man in Babylon.

>>60689559
>How do you survive without a job in any country?
Literally billions of people have figured this out since the dawn of time but you can't?

>>60689576
Disgusting bottom of the barrel "people" with double the kids of any responsible human completely neglected, literal felon factories supported by the state paid for by your taxes. Also the baby daddy who deals drugs and only stops by for some lovin drives a BMW.

>>60688558
Genuinely, what do you do for work. I'm finishing up a certification in backend web development and I'm considering moving to france for work since I don't know the language but I did take it high school so I'd be able to pick it up quicker than others

>>60689569
100 years ago people raised 20 children by growing potatoes
so shut the fuck up faggot
stop encouraging exploitation

>>60691030
it was easier to be poor a long time ago. you could literally just squat somewhere and be fine. now, they actually take you to jail.

>>60691543
I recently went to the store.
They didn't have any meat. They removed it from sale.
I got angry and made a scene. They told me to live in the forest if I didn't like society.
I said okay and sat in a tree with a spear for a week waiting for food.
After I had killed the deer normie faggots from the city came up, started crying for the fucking deer and called the police on me. They jailed me for loitering and poaching.
The jail doesn't have any fucking meat! They only have tofu, so I am planning on eating one of the police dogs.
Fuck normie faggots.

>>60686964 (OP)
Basically living a mimic of life. Room is an apartment or house rental shared with 2-5 other people. One's space is usually a room consisting of a bed, TV and computer and clothes. Maybe there's a dedicated bathroom, maybe not. Expenses are rent, utilities (place will be minimally cooled or heated to lower electric costs), very basic grocery staples or garbage processed food and the very occasional night out at a modest restaurant or delivery pizza.

This leaves just a sliver of money for savings, unexpected expenses, or any nonessential expenses. You can have a basic gym membership, a couple bucks for booze, some videogames but that's basically it.

There's a huge drive and desire for escapism, either through videogames, streaming or following celebrities.

At these levels or just above you see faggoty hipster enthusiasts who try to make "thing" their hobby on a shoestring budget. Maybe it's shaving like an old timer, becoming enthusiast of basic product (hot sauce, sardines, idk)

>>60686964 (OP)
Don't spend more than you make????

>>60689569
>You are actually still a child desu.
he's a child because he doesn't make lots of money?

>>60689572
Good for you. I'd be mad if I weren't so damn comfy.
How many hours do you work per week? How many vacation days?
Remember to live, fren. You can only eat one chicken at a time.

>>60689661
I'm an art historian, fren.

>>60688558
>>Free education, hold MA from good university
>>Free healthcare
You think you don't pay for it, retard

>>60689559
I am in a very similar situation and history as the previous finance anon who lives in the camper. I tried working as a retail clerk at tractor supply. It pays $12.50/hr, before taxes. After phone bill, property taxes, electric, I wasn't able to afford gas to get to work, or food to sustain myself during the shift, with this income. I was actually losing more money by working there. The management is also very abusive. These retail jobs are really meant as supplemental income for students, seniors, and the disabled, who have other sources of income. I left and got food stamps ($291/mo) and lived off savings and farming income.

>>60687006
I want to send you beer money anon.

>>60686964 (OP)
parents or government pays

Paycheck to paycheck.

>>60693201
retail sector doesn't make any money either. that's why you get paid nothing.

>>60686964 (OP)
Making $5k a month or close to it is not poor
You could make it with that salary with sensible lifestyle choices and investments
I pay $750 for rent in safe LCOL area and just left a job earning $24/hour
What really makes one poor is the conditioning to consoom, regardless of income

>>60693186
I express myself in simple terms when conversing with simple people, fren.

>>60689572
What job?

>>60686964 (OP)
I live with my parents. Granted, my dad has cancer so I help take care of him too, and it's easier on my family this way. If I make it, I will hopefully pay off all their medical bills. I make about $4200 a month as a data analyst.

>>60689572
yeah but you live in ZOGmerica surrounded by white trash, niggers and thirdies. Not really worth it

>>60686964 (OP)
They are completely and hopelessly fucked.>>60687006
You have a support system. As a parasite this makes you very lucky.

>>60686964 (OP)
i've been able to pay my bills for the past three months by dabbling into memecoins. practically flipping them. i guess i've been kind of lucky lol.
>kokok
>npc
>mog
>spx
these unironically saved me multiple times thus far.
>>60687006
based frugal anon. do you own a computer or do you do everything via phone? thinking about getting an rv and living like that myself. will be a fucking pain in the ass getting a pc setup to work in it for any meaningful amount of time before a theoretical generator runs out or something, i think. not sure how it'd work or what i'd need yet.