>>60803944
>The government assumes 0% risk of my investment
Not true at all, there are numerous government agencies like the SEC, FRB, OCC, FDIC, NCUA, OTS, FINRA, SIPC, OFAC, PBGC, that spend billions annually to police and protect the investment/capital security sectors.
If you were to just stack cash/metals at your house, they wouldn't be able to tax it through capital gains, but you don't, you use a variety of institutions whose risks are managed by numerous government agencies and institutions.