>>60811771
I average about 30-40k a year in credit card spending across all categories. Im not trying to be frugal because I earn way more than this, this is a baseline. So literally $100x365 =$36,500.00 is pretty accurate for my current habits.
I feel like this is the bare minimum to feel like a normal person. $3000-4000 a month in consumer spending outside of other bills. I could cut back if needed but it would suck