Thread 60811000

>50k income
>make 3k a month after taxes
>spend 2750 on living
>save $250/mo

>150k income
>8500/mo after tax
>living expenses 5k/mo
>save 3500/mo

>300k income
>$16,200/mo after tax
>living expenses 6k/mo
>save $10,000/mo

The 150k guy makes 3x what the 50k guy makes, but he saves 14x as much. The 300k guy makes 6x the 50k guy, but he saves 40x as much. This example shows how people at the bottom are trapped by cost of living and can’t save for shit, they will literally never escape wage slavery. Add compound interest and the gap becomes even wider

>>60811000 (OP)
the cost of living is absolutely insane. if you live anywhere with jobs it's basically $1800-2000/month between rent for 1 br plus utilities, and then another $200-300/month on commuting expenses even if you own your goymobile outright (insurance, registration, fuel, wear & tear). oh yeah and you need food, so that's another $350-400/month unless you want to eat rice & beans 3 meals a day a literal peasant slave.

>>60811000 (OP)
Can you even save 250 when gas and groceries are so high

>>60811000 (OP)
>>60811015
also inb4 the copers
>DUDE JUST MOVE TO A BASED RURAL TRAD AREA WHERE THE ONLY JOBS ARE SHOVELING HORSESHIT FOR $15/HOUR, WORKING 15 HOURS A WEEK AT DOLLAR GENERAL FOR $9.85/HOUR, OR BEING ON SSI DISABILITY FOR $900/MONTH
>DUDE JUST GET ROOMMATES AND SIGN A JOINTLY AND SEVERALLY LIABLE LEASE CONTRACT WITH A BUNCH OF JUDGEMENT-PROOF POORFAG STRANGERS AND HOPE THEY DONT FUCK YOUR ASS BY SKIPPING OUT ON RENT LMAO

>>60811000 (OP)
why don't they just BUY chainlink simple as
https://youtu.be/Jm_HUhHKWC0?si=O47dks5pVwVkCCZy

>>60811000 (OP)
>>save $250/mo
>Just eat nothing bro
50k means you're probably living in your parent's home.

>>60811022
This but unironically

You cant afford to live near jobs. I bet you bitch about unemployment but never once applied to Walmart or mcdonalds

>>60811000 (OP)
>50k income
>3.4k after taxes in a HIGH tax state
>2.2k expenses
>save 1200/mo
>pocket 50-100 for a fun night out at EOM

You only need to do this for 5 years and you can relax a bit. Don't demoralize.

>>60811051
You can survive on 50k if you don’t try to get a fancy 1BR and drive a new car. Rooms in a house are still renting for 700-800 a month in a lot of areas, you can bike to work or rely on public transit, and cook most meals at home.

People want the glamorous upper middle class lifestyle though

>>60811000 (OP)
2750 seems high, if income is that low generally the col is also lower

Where do you get your living expenses for all these cases?

>>60811071
my rural flyover hometown rents shitty 1 bedroom apartments at $900/month. walmart pays $18/hour and you get 30 hours a week max. unless you're lucky enough to find an apartment within walking distance to walmart, you're going to need a car. mcdonalds pays $12/hour.

>>60811000 (OP)
>have gf with apartment
>earn 2400€ netto
>save 2400€ netto
Feels good man.

>>60811000 (OP)
This is what people don't understand about COL calculations.

Like, for example, if you're a programmer fresh out of college in Ohio you'll make maybe 60k starting out on the high end (closer to 40-50k in this market). That's $3600 a month after taxes, which is a """"good"""" wage for Ohio.
Even in the cheapest ghetto shitshack accommodations, you're spending BARE MINIMUM 2k a month on housing, food, and transportation. That's being incredibly frugal and living in a rough part of town in Ohio. Which leaves you with $1600 for everything else in life. Your job opportunities/growth is fucked, you'll be lucky to hit 80k after 5 years. And you are forced to live in Ohio.

Meanwhile, in California, wages start at 90-100k and increase exponentially. That 90k wage nets you about 5k after taxes. Similar accommodations (ghetto apartment, cheap food) in the Bay Area might cost you 2.5k a month. But more reasonably you could get a nice place for $3k. Now you have 2k left over. In a few years you will be making 150k, or 200k+. You make more money, your career trajectory is much better, your lifetime earnings will be way higher, and all the while you get to live in a desirable place with world class amenities.

>>60811092
>bike to work or rely on public transit
do you live in Europe or something?

>34k income at grocery store
>make 2.1k a month after taxes
>get 20% off all my groceries
>live within walking distance of my job so no car bill

>apartments are $1400 minimum
>food is 300
>internet and phone 100
>utilities /AC bill 200 (arizona)
>misc/toiletries 100

>$0 savings

it's all so tiresome

>>60811124
im pretty sure if you tried biking to work on pic related you would be dead or paralyzed within a few weeks.

>>60811119
The bay area is at least 2x the cost of ohio

>>60811099
>2750 seems high, if income is that low generally the col is also lower
>Where do you get your living expenses for all these cases?

not OP but look at MIT's calculator.

https://livingwage.mit.edu/

>>60811150
Have you actually looked at the prices of things? Because it's not lol. Even considering that location influenced spending is only a portion of the money you spend.

Either way, the point is that 2x salary and 2x col works out in your favor. making $3k with $1k savings is worse than making $6k with $2k savings

>>60811015
and $2000/mo gets you the crappiest apartment imaginable. closer to $3000 if you want a nice place that feels comfortable being in

>>60811022
I laughed at shoveling horseshit for $15/hr, but what you do is get a solid-salaried remote job and move to middle America

>>60811000 (OP)
This is true. $1000 is much "more" to someone who takes home $50k a year, than to someone who takes home $100k a year. Civil fines should be a % amount, not numerical.

>>60811000 (OP)
How do you only make 50k? Minimum wage for men in America is about 100k.

>>60811000 (OP)
Why is the 50k guy spending as much as I do at 100k+...he needs to get that down

>>60811126
this is basically my reality. also Arizona.
>$1400 rent/util for a closet-sized apartment
>$50 internet (cheapest available)
>$20 phone (mint mobile charges annually $200)
>$400 food (closest store is trader joes, more expensive than wal-mart, who wants to eat wal-mart slop everyday)
no car, take the bus. bus is free
so at the end of the month, maybe $300. a lot of that just went into brokerage. i did spend money, always small amounts like $6 here, $14 there. it adds up really fast. the thing that fucks me is rent and rent goes up every year without fail. went up $100 last year.
i'd like to live in a house but $200k house = $2k in mortage payments, impossible earning $2k/mo, you need $3k/mo at minimum and i do mean minimum.
anyway i hate the world, i hate the economy, i hate bullshit jobs. i hate life. no gf no friends, hobbies are video games because i'm too tired to do shit on days off. i will not be upset when its time to die, i look forward to the grave.
40yo 50k NW.

>>60811421
>but what you do is get a solid-salaried remote job and move to middle America
i have one of those jobs. remote jobs are getting rarer by the day.

>>60811440
How are you so poor? A car wash manager in the US makes 120k minimum. Are you living off benefits?

>>60811000 (OP)
You are retarded with money if you make 3k and spend 2750. I make 3k and I spend around 1.5k, and my girlfriend makes me spend money on dumb shit like vacations and going out to eat all the time. Unless your buying designer clothes are equally retarded shit you can save 1k a month.

>>60811461
>namefag who was molested by a CPA accountant

>>60811460
No doubt. Hoping to land one myself once I have a little more experience in my field

>>60811209
I dont disagree with the general premise as saving 10% in a hcol is much better than saving 10% in a lcol, plus you can move down in col but not up, but you cant get a closet in the bay area for 2k and you can get sub 1k in ohio

>>60811461
$20/hr
38hr/week
my tax return says i made 33k after tax, honestly doesn't seem like i made that much.
$20/hr was the most i ever made, i quit that job because i wound up hating it. i've never been offered more than that. i have a high school diploma. no college.

>>60811015
>if you live anywhere with jobs
Then don't live at work. Go live in a small 99% white town and then drive to work at 75mph on the highway for 30 min and then take an exit ramp down to your wagie job in the city.

>>60811531
How do you make so little money? Are you a janitor?

>>60811536
do you still live with mom? if you're trying to arbitrage cost of living you would need to drive like 2 hours each way as generally the cutoff for a normie-tolerable commute is 60-90 minutes each way. if you're inside of that radius, home prices and rents will still be inflated.

>>60811015
Show me where the 1 bedrooms are for that much. Then show me where the moderately cheaper ones are. Then show me where the super cheap ones are. 1brs for that much are probably in very niche and rich areas and not the average at all in the US. I think you're full of shit and trying to doom people out of esteeming themselves because people trapped on this website know how the game is played and are a threat to the system.

I will make around 50k, will rent an apartment for about 900 and be a good influence on those around me and there isn't going to be anything you can do about it.

>>60811504
>you cant get a closet in the bay area for 2k
That's just not true. There are plenty of apartments all over the bay for $2k. Anyone can go on zillow and confirm this.
>and you can get sub 1k in ohio
You can, but you can also get sub $1500 apartments in the Tenderloin or Oakland all day long. That's the apples to apples equivalent of a sub 1k apartment in Ohio.

>>60811543
i worked a service job, like retail basically, with more responsibilities. i won't go into specifics itt. it was a lot of customer service. random assortment of people, some of them professionals, some of them homeless or retards. LOT of foreigners, jeets/mexicans, i fucking hate this state.
on feet for entire shift. heavy lifting involved because no one else there except the boss and the one or two young guys we had would do heavy lifting. half the staff force was old/fat/busted people who worked about as hard as you would expect. they all avoided customers as much as possible.
i've never managed anything and my interpersonal skills are low so i don't think i could get such a job. i'm going to try to get a factory of manufacturing job because i hate the general public. i'd rather just made widgets all day long in a warehouse than help another random slob with their bullshit again.

>>60811577
Alright, you're just subhuman and retarded, got it. You're not any better than the jeets, mexicans or slobs that you worked with, I hope you get that through your head.

>>60811567
https://www.rent.com/research/average-rent-price-report/
add in $350/month for electric/water/sewer/trash/nat gas.

>>60811567
>>60811584
also good luck finding an apartment for $900/mo. my rural meth flyover hometown of 3k people rents at $900/mo for 1 br. most jobs aren't paying $50k/year there. in fact the median HOUSEHOLD income is only $57k a year.

>>60811582
kill yourself namefag, i am better than you
i know you've been trolling these boards
i'll watching you

>read thread
>laugh in educated high paying job working in high cost of living area

>Make 140k
>6.8k/mo after tax
>Spend ~400 + 250 toward holiday fund, other less regular expenses average out to ~150
>6k into investment account every month

Retirement by 40 bros

>>60811150
Atleast 10x as nicer and just as many multiples more in opportunities .

>>60811440
It’s crazy how there are people who post on this site who are 40. Then again 4chinz was popular 15 years ago and you were only 25 at the time so it makes sense.

>>60811000 (OP)
My income after taxes is about 28-32k a month (no investments included)

My expenses are only like $500 and this goes to Mommy as I live at home.

>>60811462
I mean, sort of true. If you’re smart you will find ways to reduce expenses on 50k or boost your income. But most people who earn 50k in the US are NPC consoomers. I know people making HALF that who spend like absolute degenerates. Most people making 50k live above their means and go into debt

Some things like cars are becoming increasingly expensive. Average car is now over 14 years old and over $40,000 new! That is unsustainable.

>>60811092
>don’t try to get a fancy 1BR
1br is the minimum as defined by HUD, that's how they calculate welfare. Not a studio, 1Br1Ba

Boomers won. The entire economy exists to serve their interests. Rent is high because they stop new houses from being built so that the existing houses (aka their investments) will be worth more. They caused the covid lockdowns that fucked everyone up. They caused inflation and the national debt. Social security and medicare are literally young people funneling all of their income into boomer pockets. They will keep wages low by importing more Indians and Mexicans to replace you. They are crashing the system with no survivors and they will make fun of you for being lazy and poor while it happens.

>>60811768
>expenses are only like $500 and this goes to Mommy
based and same
as a check i asked my parents yesterday if theyd prefer i move out, and they said id be retarded to

>>60811776
Which is stupid because for most of human history people lived in shared housing situations. Democrats think living alone with no roommates is a human right

>>60811788
That's why jobs.now is important, it gives a concrete way to fight back against importing foreigners

>>60811797
based rekikelicans think signing a jointly and severally liable lease to a jew landlord with 7 strangers as roommates is based?

>>60811788
At least they get to watch the world be destroyed as they approach death. Their Paris vacation is ruined. Their cruises are ruined. All their favorite spots are overcrowded cesspools.

>>60811791
Good parents will understand the family unit is key. Of course, if u want start a family you should move out but being close to parents is super helpful as a free child day care.

Anons will have entirely differing views, I do feel bad for people with shitty parents, its a serious handicap & I don't even mean it in a condescending way. Fuck those types of parents.

>>60811770
>Most people making 50k live above their means and go into debt
Hard not to when 50k buys less every year. Someone's "within means" turns into "flagrantly overspending" especially with less liquid assets and debt like cars and housing and loans that they were encouraged to take for all their lives to get a degree or some bullshit
I'm lucky to have a family that loves me enough that they paid for my education but some people aren't so lucky

>>60811788
i hate boomers so much

>>60811812
pic related? cool.

Yeah it's quite relative. "Disposable/discretionary income" is the key metric. This is why making sure you're earning good money is so important, only way to have that excess to invest.

>>60811850
Don't forget to tip!

>>60811797
Amen brother . If you aint sleeping three to a bunk with complete strangers in a mud hut you are a faggot.

>50k income at comfy job where I spend ~70% of my time writing novels and getting educated on random things online with 30% being spent on actual work that I'm still ahead of schedule on.
>Pay 600-700 a month to live with mom
>Groceries half off since mother usually does groceries and have unlimited pizza on Wednesdays of my job to take home if I want
>Phone bill is 40 dollars for family plan
>Pay zero for Internet since brother pays for Internet
>No car:costs ~100 to get around on train/bus if you know what you're doing
>No streaming services. Just YouTube and 27.99 for 4 movies per week at at AMC (unlimited if you know how to game system)
>Spend ~1,500 month on investments:.Mainly gold while waiting for Trump to tank the economy.
It's a Game.

Play it.

>>60811000 (OP)
But that's been going on for all of human existence in one way or the other. Explain why even the richest of the rich still drinks coca-cola, dies in their 90s at the latest, and wipes their ass with the same toilet paper as me.

>>60811584
Hmm...let me put my thingkin cap on. The website is rent.com, a site where one can find apartments. I wonder...is it in their interests to collect and post data in such a way that they line their pockets with more money after they do so? Like selective trials and studies for big pharma? Because IF you train people to think rent is at average some high price, people will probably dare not look for anything cheaper and will buy at that high price. In other words, lie until that reality you want people to buy becomes a reality. I live in a HCoL area myself, highest I've seen is 1600 all utilities for a 1br. Lowest I've seen was 850, all utilities, no internet. Private renter on the latter, it was a fine basement to their personal home.

So I'm still calling bullshit. When renting, private renters tend to have lower prices, though it not being a corporate model and you may have to deal with "you can't live here anymore, move out," at some inopportune point. Utilities CAN add to the bill, but when renting, most are usually included.

You could just not rent and not have these problems to complain about. In fact, that's what most everyone is doing. The biggest issue is that there aren't enough good paying jobs and opportunities to have such jobs and Wall St. insists it's okay to inflate prices away anyway. Cities no longer make sense to live in if you don't already have a life there; you're better off renting (relative) high prices in the boonies and making less, than rent in the city. Swaths of shitty homes are worth 300k in the city, whereas you can find better homes for around that price in small towns/suburbs and not take too much of a cut to your wage and raise in CoL.

I see the same threads every week, which means that there is a concentrated effort to demoralize people. I insist that you just find a way to get middle class income, encourage more people to do so and cease spreading false and negative information. Get a good job, buy out of the rat race.

>>60811850
>jobs in Tucson
Yeah maybe try somewhere else?
I suspect you might not understand the point of jobs.now. you aren't in the running to get these. These are jobs they want to H1B but can't if any qualified american applies.

>>60812144
>I will make
>I will rent
i'm looking forward to your blogpost about being shocked by reality. how old are you?

>>60811092
How the fuck do you get a wife and start a family living in a rented bedroom?
The nation is in terminal decline for this exact reason.

>>60812685
Loads of people do it. There are entire families on welfare in usa.
The American median household income is 40k to 100k

>>60811791
>>60811838
Living with your parents as an adult is destroying your life which is why it's popular in poor countries and unpopular in rich countries.

>>60812766
If you’re poor maybe. Or your parents are poor and the house is small. Good lucking moving out into a multi million dollar home by yourself. Need dual income with a gf/wife, youre a cuck.

I really don’t have sympathy for poorfags. 50k/mo is brown people who don’t speak English. If you seriously cannot get yourself into at minimum a $100k/yr job, you’re permanently retarded and pathetic.

We live in the age of AI and remote work, desu if you don’t have atleast 2 jobs right now you’re leaving a shit ton of money on the table. I’m not memeing. I work a total of 20-40hrs a week and will be bringing in $250k - $300k gross this year.

I don’t want to hear someone complain about H1Bs or some shit, there are so many start ups out there and so many businesses that want people who are hungry and willing to learn. Get good. You got 5yrs max before UBI dystopia or WW3 or some shit.

>>60811119
>world class amenities
Lost me here. Dogshit public services and hospitals.

>>60811000 (OP)
try improving the value of your time or dont and be quiet about it lol

>>60811092
i had a roommate for years while making 120k a year. now i have a shitload of money and my own place.

most people should get roommate but think they are "too good to".

>>60812685
you and your wife move in together and rent or buy a place duh

>>60811015
bike you idiot.
>like 300 bucks
>cardio for the day (save on gym membership)
>fun
>no license plate, insurance, etc.
yes apartments are expensive as balls and roommates are risky

Cost of living is fucking retarded right now. TOTAL BOOMER DEATH

>>60812766
Destroying your life is being poor (you). Not the fact that I love my family and make over 400k a year.

i save 1500 a month working part time mcdonalds by living with my parents. they pay for everything (im 30 btw)
in a few years btc will 20x and i will retire and spend my time shitting on normalfags online. screencap this
>you need to move out! its not fair you save way more than me working at a fast food joint!
nope. come kill me
>heh, you are a loser living at home! you need to find a women and settle down
my wife hasn’t been born yet
>reeeeeee!
die

>>60813228
having a “roommate” is fag shit because you are still paying rent to some landlord who is probably jewish

>>60812766
>living with your parents is destroying your life bro
>t. some faggot who works fulltime and puts away $350 a month
you will win the ratrace soon bro dont worry

>>60811788
How will that change, now that the immigrants are all being deported?

>>60813316
they will never deport the ones actually displacing white workers. infact they made an exception for them iirc

>>60813316
only the illegals that have a warrant and/or been previously charged are being deported. any illegal with a "legal" job is still here and won't be deported. every businessman would lose their fucking mind if they all went back.

>>60811015
i make $5800 a month after 401k contributions and taxes
rent a room for 1400
groceries are like 50-100 a week, veggies and meat are pretty filling more food goes bad than I can eat
car insurance 100
phone 100
gas idk i don't drive much
i save 3k a month
cope
yeah renting a room sucks but so does pissing away everything for rent

IMX AIRDROP HAPPENING

I built a little shed in a secluded area of the woods.
Walk to work.
Work 8 hrs + 7 hrs (two jobs).
Mostly eat cheap or free expired food.
Save more than $250/mo. Have $8k saved up so far.

It's a mindset problem. You gotta hustle to stay ahead. Stop whining.

Whenever i see one of these threads the monthly living expenses are actually quite okay but the rents are absolutely insane
No wonder they run total psyops on you guys to leave the parental home at 18, you can even see it itt
Everywhere else btw its normal to hang around until you get on your feet, the headstart you get from living at home until you can afford the down payment and mortgage is down right insane

Well yeah thats why at least here in germany the only people that somewhat make it are people that can leech off of their parents living spaces

>>60813484
Please describe your life in general. Monthly income and expenditures if youre serious.

>>60811543
This is how a huge percentage of the nation lives.

>>60813907
When I'm not at work I'm inside my shed on the internet (starlink). It's actually more like a crate but big enough to lay down in when I tip it over. I've insulated it with free blankets, and I have an arctic sleeping bag, so it's safe year round. Only problem is animals try to get in at night because they can smell what I made for food the day before. Usually it's like mice and foxes but one time my entire crate got knocked around for several minutes. Wasn't a bear because you can smell when bears are in the area.

>>60813313
I moved out at 16 and save 50% of my gross.

>>60813937
Illustration. The ground is flat enough that I can bike it around in good weather. But it's pretty hard and I prefer to conserve my energy

>>60813306
Unfathomably based

>>60813976
Send pics nigga this is the most autistic thing I’ve ever read

>>60813992
You think I don't know about satellites? I don't need ta get triangulated, fed.

>>60811000 (OP)
>85k income
>buy 3bd2ba house
>rent two bedrooms for $500 each
>only paying $1500 per month for a house
>rooms stay full because $500 is cheap as fuck and everyone wants to pay so little for housing
>get a garage and a backyard for LESS than a shitty apartment where I can't even make holes in the wall
>savings allow me to save up for quarterly payments directly to mortgage
>already reduced time to repay mortgage by 2 years
>everyone including /biz/ told me it wouldn't work
>ignored them and did it anyway

gotta take more risks son.

>>60813940
and your gross is?

>>60811435
>>60811461
>>60811543

>Wowzers, it's the same demotivation posting faggot yet again

Picrel

>>60812766
took me forever to realize this. I moved back after graduating college, told myself I'd move back out within 6 months. 4 years later I finally got out but I can't deny the damage it did to my social and dating life.

>>60814022
it works but, fuck having to deal with tenants in your house. i would bump them off after like 3 weeks
having a mortgage in 2025 is being anslave to jews - and, as such, an enemy of god

>>60814030
that’s the general idea heebs use to entice us to rent. but when i rented i had zero social life. the reality is only some totally vapid whore is going to care youv live at home unless you are like 45.

>>60811567
>1brs for that much are probably in very niche
read: in an area where you won't get stabbed by niggers.

>>60811015
slaves can't complain

>>60811015
It's only insane for spoiled brat millenials that don't now how to buckle down for just TWO FUCKING YEARS to pay debt or get an emergency fund.

>BUT RENT IS SO HIGH!
Get a roommate. I'm sorry you "just like your privacy teehee" but the ability to walk around your kitchen naked isn't really worth your retirement. If you think it is, then don't whine to me about cost of living

Then you millenials spend 1300 dollars on the newest iphone because green text bubbles give you the ick. 90 dollars for the unlimited everything cell phone plan even though you have expensive wifi everywhere you go. But you have to have unlimited data so you can stream your 4+ media subscriptions.

And the amount of millenials that never cook and only go out to eat 3 times a day is disgusting.

I am a self hating millenial before you start throwing around "boomer" insults. But at least boomers would buckle down. They would go to the military if they were struggling financially. Boomers had it easier with the economy, but they also only had the newspaper as their only subscription. they would go to the library and read a book for entertainment, not blow 400 dollars on V bucks or sports betting.

>>60811071
I work at Walmart in a rural town and make 25/h. Mortgage is 430$/m and that includes insurance and taxes. I'm saving 1k-1.3k a month without worrying about being frugal and that doesn't include 401k. I'm only a hour and a half from a major city if anything interesting ever happened at one.

Life if easy in the country.

>>60811105
Walmart gives hours to productive workers. Try harder.

Boomers:
>buy assets
>buy nice houses that appreciate in value
>spend money on kitchen tools because they cook instead of going out
>spend money on tools so they can fix their own shit
>spend money on materials and sewing machine so they can reuse their clothes

Millienials:
>Buy V bucks and Gacha
>sports betting
>Daily starbucks and doordash
>only fans
>egirl bathwater
>donating 700k to a black murdering teenager on gofundme
>literal paypigs that masturbate to throwing their money away

SOCIETY IS SO UNFAIR TO US MILLENIALS! THE ECONOMY IS RIGGED AGAINST US! NO REALLY, LOOK AT THESE INFLATION NUMBERS INSTEAD OF POINTING OUT THAT IF MILLENIALS HAD MORE MONEY THEY'D JUST GO OUT TO EAT MORE OFTEN

>>60814060
>when i rented i had zero social life
well I mean you have to put in some effort, once I moved out I started hanging out at places and became a regular at a good restaurant and a good bar, took dance classes, attended meetups, got a gym membership, took boxing classes, and took classes at the community college in town. slowly but surely I grew several social circles and I wouldn't have been able to do this living in the stupid tiny town my parents lived in. I 100% believe living with parents is one of the biggest gains goblins imaginable

>>60814033
I rent to residents at the hospital and students who are generally well-behaved and know they're getting a good deal and don't want to fuck it up.
>slave to jews
if you rent you're a slave to the landlord who is a slave to the jews. if you live with parents you're a slave to cowardice and safetyism

>>60814132
>be millennial
>get shitty tattoo #7
>pay $4500 for nosebleeds at generic popstar concert
>go on completely undeserved vacation to italy
>eat at a restaurant four times a week
>buy latest iphone on release day every time
>buy apple watch and macbook
>pay $15k for surgery for muh heckin pupperino
>don't even try to understand how a savings account works
>buy weed and vapes religiously
>doordash lunch for the 8th time this week
>buy plan B for the third time that month because can't keep fucking legs closed
>pay $2500 a month for 8 years on a brand new car because they NEED it
>refuse to get a roommate
>refuse to learn a skill to make more money
>instead of taking any of the thousands of free online courses just scroll tiktok or watch love island

I lost sympathy for the younger (my) generation's plight when I saw how most of them live. It turns out it's not that bad if you go to school for a hard degree and live within your means.

>>60813484
You work two jobs and live in a shed for free and only save 250 bucks? Wtf are you doing

>>60811092
>glamorous upper middle class lifestyle
I kekked.

>>60814260
Yeah. I forgot to add I'm an advanced coke head. I just snort lines all day in my crate and pedal it around

>>60814102
It’s the level of opportunity. You’re much better off than a cityfag making 25/hr, but in a city if you play your cards right and work in a good industry you can earn and save many, many times what you are saving.

>>60813238
Gym is for weight dumbass not fucking faggot cardiovascular with so many options