← Home ← Back to /biz/

Thread 60838312

138 posts 38 images 99 unique posters /biz/
Anonymous (ID: DPd3JjcV) No.60838312 >>60838315 >>60838318 >>60838323 >>60838331 >>60838333 >>60838338 >>60838358 >>60838398 >>60838953 >>60839069 >>60839131 >>60839142 >>60839147 >>60839630 >>60839638 >>60839699 >>60840249 >>60840651 >>60840724 >>60842703 >>60842726 >>60842731 >>60843134 >>60843339 >>60843426 >>60843514 >>60844106 >>60847179 >>60847183 >>60847184 >>60847742 >>60847968 >>60848521 >>60852194 >>60855104 >>60857413 >>60859239 >>60860102
Do normies really blow their money on stupid shit all the time? I have no friends so I've never seen it first hand.
Anonymous (ID: KVlzWnMC) No.60838315 >>60838513 >>60840661 >>60847186 >>60852411 >>60854377
>>60838312 (OP)
Yeah I do. I can't stop buying fast food.
Anonymous (ID: IK4qMnA4) No.60838318
>>60838312 (OP)
It's worse than you can imagine.
Anonymous (ID: IyxHbIB6) No.60838322
money is for spending
Anonymous (ID: 2Pbrec1U) No.60838323 >>60838340 >>60843225 >>60843529 >>60852738 >>60857476
>>60838312 (OP)
Being car poor is a large factory for the majority. Car payments are normalized. It isn't seen as "debt" or "bad debt" because "everyone has to make car payments its normal". By the time people pay off a car if they ever do they usually rotate into a new car with new payments.
Anonymous (ID: g+p5rM3f) No.60838331 >>60838337 >>60844115 >>60857476
>>60838312 (OP)
>clothes
>house clutter ornaments
>eating out
>eating in
>presents for colleagues
>drinking

Mostly women shit but men do this too, keeping up appearances was a mistake
Anonymous (ID: GDI7ncK6) No.60838333
>>60838312 (OP)
When I didn't have any money I was pretty good at saving and didn't spend it on retarded shit. Now that I have a little bit of money and a salary, I'm going into debt from buying retarded shit. It's going to ruin me if I don't stop
Anonymous (ID: IK4qMnA4) No.60838337 >>60838348 >>60839026 >>60857476
>>60838331
You left out the biggest one...
TROOOOOVELING
Anonymous (ID: 8xVXvWxJ) No.60838338 >>60855085
>>60838312 (OP)
Not really but I keep wanting to buy nice watches
Wouldn't you like a nice Omega or Grand Seiko
Anonymous (ID: +WiaErxz) No.60838339
It’s true but it depends. I work in an engineer environment. They actually save and try to avoid everyday consumer slop. However, they spend Huge on normie stuff like weddings, vacations, kids.
Anonymous (ID: g+p5rM3f) No.60838340 >>60838357 >>60840232 >>60840653 >>60844387 >>60848208 >>60857402
>>60838323
It's not as clear cut, you can end up spending a lot of money keeping an old shit car on the road. As well newer cars just out of warranty are usually not a good idea. If you can afford a new reasonably good value car it's not a bad thing rather than taking your chances used.
Anonymous (ID: g+p5rM3f) No.60838348
>>60838337
But vacations are actually a good use of money rather than useless crap
Anonymous (ID: 2Pbrec1U) No.60838357 >>60839700
>>60838340
I've only ever owned older higher mileage cars and really haven't spent any money. Far far less than anything I could have spent on newer vehicles. A terrible month of repairs if you ever have one is less than a month or two of an average car payment too.
Anonymous (ID: piEZPG07) No.60838358 >>60847165
>>60838312 (OP)
>Do normies really blow their money on stupid shit all the time? I
Define stupid shit? I blow my gains on stupid expensive toys because thats my hobbie. But I can afford it.
Normies usually do stupid things like gettin a car to pay for the next 8 years or go on holidays on credit.
Anonymous (ID: jidRfHrR) No.60838398 >>60840668 >>60847137 >>60847893 >>60859751
>>60838312 (OP)
Yes.
>Ubers to and from the bar/club
>Food delivery services
>Streaming services
>Vacations
>whatever their choice of nicotine and/or caffeine is to "keep them sane"
>Car notes that are more than what they should be compared to their income
>Solo Rent (during covid they had some mental health awakening and realized they "live better" without roommates but now they pay $1700 a month instead of just $800 for a room)
>clothes
>amazon sales
>alcohol and/or weed
They feel entitled to all of these things on an income in the $40k-$70k range when it's just not in their budget. I know it's a meme to say make your iced coffee at home but they genuinely pay for every aspect of their life. Sure some of them can get by but ask 100 normies if they are in any debt, you will be shocked by the replies and how nonchalant they are about their debt. It's scary.
Anonymous (ID: 0QG0N20D) No.60838513 >>60840254 >>60840903
>>60838315
Me too. I ordered a 16" chicken madras pizza for £40 and now I'm bloated and can't stop farting
Anonymous (ID: xV+nqk6k) No.60838953 >>60841913 >>60859770
>>60838312 (OP)
Mostly on feet pics.
Anonymous (ID: ABk55qLX) No.60839026
>>60838337
most americans are too poor to waste money that way
Anonymous (ID: +DUOkgJB) No.60839069 >>60839110 >>60839120 >>60839123 >>60839126 >>60839967 >>60840261 >>60840657 >>60841720 >>60842778 >>60843541 >>60844359 >>60844841 >>60860603
>>60838312 (OP)|
>gotta have the new 200$ sneakers!
>trips
>29$ ramen + tax + tip
>60$ for 2 "sushi rolls" + tax + tip
>22$ fancy hamburger
>300$ new apple watch
>favorite jersey to support my favorite team!
>coffee!
>coffee!
>coffee!
>new jeans!
>alcohol!
>club entry fee!
>alcohol!
>friend's birthday dinner! yay 29$ for pasta!
>friend's birthday gift! 15$ coffee cup!
>haha this tshirt is funny!
>50$ haircut! twice a month! (literally knew a guy who cut his hair every 2 weeks at a barber)
>girlfriend! gotta buy her shit or she'll leave me!
>music festival! overpriced stand food!
>let's go to this new Diiiiiiive bar!
>15$ french fries!
>omg i love fried RICE! 19$? what a steal!
>avocado toast!
>coffee!
>coffee!
>coffee!
>gotta tip the uber driver!

i knew people making 200k at my work and have barely anything left kek. i saved every cent and invested it. only worked for 4-5 years and im retired, starting my own company right now fund raising
Anonymous (ID: h8Ar+yIg) No.60839110
>>60839069
Based anon godspeed
Anonymous (ID: OynbTlKn) No.60839120 >>60839129 >>60839136 >>60840657 >>60843786 >>60859790 >>60860603
>>60839069
yeah but how much sex do you have in comparison?
Anonymous (ID: ElNAz0yW) No.60839123
>>60839069
I have seen it in action and still find it hard to believe but this really seems like the correct answer, somehow.
Anonymous (ID: ABk55qLX) No.60839126
>>60839069
>retired
>muh new business
pick1
Anonymous (ID: ElNAz0yW) No.60839129
>>60839120
All the normies I know are very bluepilled, you can't even talk to them about women because it's like they exist on another planet, all beta chumps. These people do not get laid more than me. If they did they might realise all their spending does no good.
Anonymous (ID: aWfCyQ0u) No.60839131
>>60838312 (OP)
my mom did, borrowed huge amounts of money and just spend it on clothes, food and car repairs, she was a terrible driver and bumped into things a lot of time
Anonymous (ID: atzt+Tkd) No.60839136 >>60847738
>>60839120
It's not sex that matters, it's children.
I am a childless loser myself.
Anonymous (ID: RqCOkeY9) No.60839142
>>60838312 (OP)
>my friend told me memecoin with dextools was “too volatile”
>reminded him he got rugged by a coin with a cat jpeg
>now he’s watching me refresh my wallet like a degenerate
>and i’m watching his life choices collapse in 1080p
Anonymous (ID: HfRWYQMH) No.60839147
>>60838312 (OP)
ya i just bought a 350 dollar hockey stick
Anonymous (ID: VYQpXw/z) No.60839630 >>60848353 >>60848383 >>60849622
>>60838312 (OP)
Normies have big social life and that’s what costs them most of their money, they got to keep up appearances with latest phones, nice clothing, cars etc. They go on vacations and attend weddings. Go out to fancy restaurants and partake in outings with friends doing stuff like golf, snow boarding, etc. everything costs money and that’s why they are broke.
Anonymous (ID: d/l2GWPg) No.60839638
>>60838312 (OP)
the worst is going out to the bar or whatever, getting drunk, running up a big tab without thinking about it, ordering food and tipping, then an uber ride home, etc.
Anonymous (ID: A6+5U8RY) No.60839640 >>60843692 >>60844406
My cousin has a $200k+ software engineer job, work from home

He spents about $50k/year on uber-eats
Anonymous (ID: V9CGELnv) No.60839675
my mom constantly bitches about how shes running out of money and earlier this week she bought a pair of $200 kate spade sunglasses
some people are just fucking hopeless
Anonymous (ID: 3peEJUKX) No.60839681
My coworkers keep complaining about how they’re broke. I do not fucking understand it

I make 25 an hour they have seniority so probably like 28-30 bucks an hour

Obviously not a whole lot of money but it’s more than most jobs in the world. Wtf are they doing? One said he’s working 60 hour weeks to pay off his credit cards. Like, the fk?
Anonymous (ID: h5EfmdkZ) No.60839699
>>60838312 (OP)
Anonymous (ID: uy2IGO20) No.60839700
>>60838357
That's because it's just one of the usual retarded copes normies use to justify their overspending on shit they don't need.
Anonymous (ID: kayZxDFj) No.60839967
>>60839069
Based.
Anonymous (ID: jgDl9mnl) No.60840232 >>60840675
>>60838340
nah that's not true. if you're talking about pure shitboxes for the lowest price listed on FBMP then ya, sure. But if you buy an older ~$5k-10k vehicle in good condition and you're not planning to drive it all that hard, you can get many years out of it.

I bought an old mustang like 10 years ago, had it ever since. Have had almost no mechanical issues, had to replace an alternator once for like $200 (just did it myself), and besides that nothing but wear & tear items (tires/brakes)

my per-month cost to own that thing over the last 10 years if I divide original purchase price and maintenance costs by the total months is like $83/month

I know people who have just rolled car payment into car payment driving newer BMWs and Mercedes paying out like $500-750/month non-stop for those same 10 years.
Anonymous (ID: jgDl9mnl) No.60840249 >>60840280
>>60838312 (OP)
retarded normies stuck on the consumer hamster wheel.

You know those people that always have to have the newest phone? like they buy the new apple or samsung but then as soon as the next model releases they instantly have to buy it?

people are like that with so much shit, cars as well, people get onto some $800/month car payment, they drive it for a few years, and suddenly decide they want the new model so they've already lost like $20k on the bluebook value of the car over those 3 years and just roll into even deeper debt to have something newer for no reason.

eating out once or twice per day, buying starbucks multiple times per day, going out drinking at least once or twice a week, this shit adds up like crazy.

I make decent money, $110k, but I have friends who make twice that, and they're way broker than I am because they live like I described here, the new phones, new cars, non-stop eating out, literally paycheck to paycheck despite earning $180-220k/year.
Anonymous (ID: Rimqozc5) No.60840254 >>60840681 >>60843539
>>60838513
You know you can make your own pizza for 2 bucks worth of ingredients (a bit more if you get fancy with toppings) and it's extremely easy to make and better than the slop you're ordering?
Anonymous (ID: Rimqozc5) No.60840261 >>60840669 >>60843786 >>60848404
>>60839069
>50$ haircut! twice a month! (literally knew a guy who cut his hair every 2 weeks at a barber)
Is every two weeks a lot? I cut my hair once every month and I feel like a bum for doing it, two weeks sounds pretty reasonable.
I rarely pay more than 15 euros tho
Anonymous (ID: GBTG0Fgs) No.60840272
i get so depressed when my friends drag me to a restaurant, dinner is like 20 dollars and when it arrives its literal dog food, overcooked and tiny portion sizes. some people are eating out constantly, what the fuck is wrong with them
Anonymous (ID: uNsXTnJU) No.60840280
>>60840249
>You know those people that always have to have the newest phone? like they buy the new apple or samsung but then as soon as the next model releases they instantly have to buy it?
This will forever be beyond my comprehension.
Anonymous (ID: lwcRc65n) No.60840284
I've spent 10k on mobile games and countless fast food and the like. So yes.

The mobile game I play someone threw 400 in and stopped playing in a month.
Anonymous (ID: ueqIJhmW) No.60840649
it's good for all of us that normies are spendy, since consooming is what makes the whole economy go round
Anonymous (ID: lGFHcEJU) No.60840651
>>60838312 (OP)
yes they literally buy xrp
Anonymous (ID: QA6g+t2A) No.60840653 >>60840671
>>60838340
>you can end up spending a lot of money keeping an old shit car on the road.

It's still usually cheaper than car payments
Anonymous (ID: QA6g+t2A) No.60840657 >>60843786
>>60839120
>>60839069

>He didn't even reply
Anonymous (ID: nMuZ5A4Q) No.60840661
>>60838315
That sloppa is over $50 usd??
Damn bongs have it rough
Anonymous (ID: KQU30hMq) No.60840667
I hate the people who are cheap as fuck but also retarded with money. Like they will haggle you on Facebook market over $5 but then they buy a $1500 shitty set of rims for their car
Anonymous (ID: NovjDf7r) No.60840668
>>60838398
leave out the car and you can live comfy here.
t.middle evrope
Anonymous (ID: QA6g+t2A) No.60840669 >>60843388 >>60843786
>>60840261
>Is every two weeks a lot? I cut my hair once every month and I feel like a bum for doing it, two weeks sounds pretty reasonable.

It's not. It's actually what recommended to maintain your hairstyle. Keep in mind that this is 4chan where people are okay with neck beards and hippie hair. Getting a haircut every two weeks is perfectly valid if you want to maintain a sharp, professional appearance.

I used to get one once a month but now do it twice a month because I look and feel better. That anon is also probably fat.
Anonymous (ID: B2GHb0Eb) No.60840671 >>60840683
>>60840653
How much a used Toyota Prius? Surely they can't be that much. Toyota's last forever with a bit of maintenance.
Anonymous (ID: KQU30hMq) No.60840675
>>60840232
You can't just win with cars. You either have to spend 750 for a new car so you don't have constant issues with it. Or you have to get ripped off buying an overpriced used car that more than likely will have issues. You have to get extremely lucky and find a car in good shape that is a fair price
Anonymous (ID: 0QG0N20D) No.60840681
>>60840254
I'm a bad cook
I can't even make a tasty, juicy cheeseburger from scratch
Anonymous (ID: KQU30hMq) No.60840683
>>60840671
Toyota are the most expensive used cars. People list tacomas with 200k miles for 20k
l33tg4m3r (ID: YFuoYw7s) No.60840724
>>60838312 (OP)
Yeah when a normie inherits 100k they blow 35% of it on a literal brand new car.
Anonymous (ID: NovjDf7r) No.60840866
i'm eating once a day. sometimes i don't. that's life for ya
Anonymous (ID: veSWf9aA) No.60840903
>>60838513
>bongs have ruined pizza
Your country is a culinary crime against humanity
Anonymous (ID: obfdaqBn) No.60841720 >>60843786
>>60839069
I do none of these. girlfriend wants to buy 600$ dresses but its her money so idgaf
Anonymous (ID: FO3iJrlR) No.60841913
>>60838953
Kinda based but simultaniously retarded. Imagefap has millions of top tier feet pics and billions of absolute trashtier ones. Happy hunting fren
Anonymous (ID: RoPXINHi) No.60842703
>>60838312 (OP)
Yeah, man.
Anonymous (ID: vtusQV6c) No.60842726
>>60838312 (OP)
yes. the average used car loan is now like $500/mo and the average new car loan is now like $700/mo.
Anonymous (ID: qzMSkTTh) No.60842731 >>60860610
>>60838312 (OP)
Don't act like we are any different than retarded normies falling for obvious ponzi schemes and buying obvious tops.
Anonymous (ID: EUBOQl0G) No.60842778 >>60843151 >>60843298 >>60843786
>>60839069
I make 200k per year, eat out and get coffee nearly every day and still save a lot of money and a a millionaire. It's more than just this, it's retardedly high rent or mortgages in trendy areas they can't afford, car payments, "needing" to buy the latest gadgets, having expensive hobbies like biking or skiing or DIY projects (for guys), again "needing" makeup and cosmetics (for women), and most importantly, never "paying themselves first" (investing with every paycheck) i.e. poor financial discipline. Most of these vices are of course socially reinforced. If you hang out with poorfags you will stayba poorfag.
Anonymous (ID: nJzZ0JDH) No.60843134 >>60843305
>>60838312 (OP)
>get a gf
>she wants to go out and spend money every single weekend
normies are so weird
Anonymous (ID: QA6g+t2A) No.60843151 >>60843498
>>60842778
Yup. People complain about their bills being too high but never considered that they shouldn't have such high bills in the first. I'll never understand why people pay for luxury apartments.
Anonymous (ID: toQOZMfG) No.60843225
>>60838323
Right. Retards say "I make X a month. Greenberg motors promises me a cuckbox and it's less than X/4, huh I guess that's ok"

Like the same retard can't understand the significance of a loan being for 36 months at $800 or 84 months for $600 and just sees the lower per month payment and says "huh ok"
Anonymous (ID: gQnBeQfM) No.60843298
>>60842778
You're making a lot though.
I know on the internet everyone makes six figures, but most people are living off like $50-$70k.
There's a certain amount people need to reasonably live off as an adult in the US. Probably somewhere between 30k frugally and 40k for an average lifestyle.
So somebody making $50k after taxes might put away $10k/year, but somebody only making $20k more than them is able to save 3x as much.
Anonymous (ID: gQnBeQfM) No.60843305
>>60843134
You're lucky if it's only on the weekend..
Anonymous (ID: H2ljgXyQ) No.60843339
>>60838312 (OP)
Yeah, alcohol, fast food, luxury items, over priced coffee, gym memberships they only use in January etc. Honestly, being a NEET in my 20’s was the best thing that happened to me. Have a home gym, may spend less than 30 bucks a week on groceries and that includes caffeine addiction, hobbies are all free or close to it, have no friends and don’t enjoy being around people. The majority of my paycheck goes into investments and savings.
Anonymous (ID: aqUta0x3) No.60843388 >>60843747
>>60840669
>He spends $1200 a year styling his hair
Kek you sound like a retarded woman. Buy a pair of clippers and cut your own hair. If you can’t manage that, you can at least trim it down and do some maintenance once a week so that it lasts longer before needing another trip to the barber.
Anonymous (ID: qr4MRjAk) No.60843426 >>60843532
>>60838312 (OP)
Some people I've known
>retarded skank who is broke, dying from drinking too much, and addicted to prescription pills. She still goes out as many nights as possible to party at local bars, wasting all the rent money she gets from her family
>union construction worker who could have paid off his house 10 years ago, but is constantly getting late notices on every bill and loan. He doordashes meals nearly every single day and loses the rest of his money on sports gambling
>small business owner with a couple dozen employees, working every day all year every year. Keeps buying "project cars" that he doesn't know how to fix and somehow owes the IRS millions, and regularly has to delay paying his employees
Anonymous (ID: toQOZMfG) No.60843498
>>60843151
Because I'm rich and concierge keeps the diverse folks out. The location is a 5 minute walk to work (which I do for fun)
Anonymous (ID: VbJV0vKS) No.60843514
>>60838312 (OP)
it seems so forsooth.
Anonymous (ID: Y75TqwPD) No.60843529 >>60852738
>>60838323
This is crazy to me. You basically have to have a car in America (don’t reply to me euros) but I only did that for my first car and by the time I got it, it was already seven years old. I’m still using it over 10 years later.

Normalfags take out loans for (or even worse, lease) new cars to impress each other. I never understood that. Are people really impressed by that? Everyone knows that you had to go into debt to do that or you’re paying a ton of money every month for something that you’ll never own.

You know you’re in the ghetto when the houses are falling apart but the cars are all nicer than yours.
Anonymous (ID: VbJV0vKS) No.60843532
>>60843426
boomers are running out of money from paying their kids rent and things these days. count on many continued reverse mortgages.
Anonymous (ID: Y75TqwPD) No.60843539
>>60840254
Every time I try it comes out rather underwhelming. And I can never get the dough to be round lol
Anonymous (ID: Y75TqwPD) No.60843541 >>60843796
>>60839069
>club entry fee!
What even is this club? Just normalfags drinking and dancing to loud rap music? You can argue this is a necessity because it is the normalfag mating ritual.
Anonymous (ID: eeKsL8ap) No.60843692
>>60839640
>He spents about $50k/year on uber-eats
these food delivery apps are absolutely printing money. they often change the menu price up by 3-10% or more these days too.

t.software engineer that still orders a lot of delivery in Asia
Anonymous (ID: QA6g+t2A) No.60843747 >>60843796 >>60848515
>>60843388
My haircuts cost $40 w/ tip included so it's about $960/yr. I'm also in the military so I'm quite literally required to maintain a proper haircut and not look like shit. I already save/invest $2000/mo on my $80k/yr income as a single man. I can afford haircuts.

I can cut my own hair if I want, but I looka and feel better when a barber does it. If you want to be scrooge Mcduck and save every penny that's fine, but it's okay spend money on things that make happy if you can afford it. Save on money on the big monthly expense like housing and cars and you don't have to worry about the little stuff.
Anonymous (ID: +DUOkgJB) No.60843786 >>60848151 >>60855511
>>60839120
about the same as my peers
i spend my time at the gym, training muay thai, grocery shopping, cooking, flirting with my neighbors, occasionally going out with them. i've slept with a few of my neighbors in a condo complex
>>60840261
ehh 3 is fine even 4 or 5 depending on your hairstyle. i used to pay for fancy fades at a barber but now i just buzz the sides myself. saves a ton of money . the main thing is the dude pays 50$ each time at some fancy salon/barber type place. i guess he can afford it but he's also pretty broke.
>>60840657
i only visit my favorite shrimp farming image board once in a while kek
>>60840669
>That anon is also probably fat.
The funny thing is it's the loser males who feel the need to constantly get that
>fresh cut
the guy i was saying gets 2x50 hair cuts a month...
>literally spends 20k on a girl
>he later tells me they only had sex once.
>she dumps him and constantly fights.
>next girl comes and he buys her like 8k of purses and shit before he even hits.
>he told me one time they went out to dinner and a whole night planned and she got mad because the gift he got her wasn't the one she wanted
>and he got on his knees and apologized KEK.
>most of the time he says they just lay in a bed together talking and she says "im not ready after my last relationship"
anyways im not fat lmao. i'm probably more physically capable and athletic than you. i simply don't care if my hair gets... slightly long... it goes with my casual messy lazy look. only works if you have muscles and clear skin i guess
>>60841720
normies spend so fucking much for their gf and then still need to beg to have sex. one time a girl told her bf she was going on a girls trip, asked him for 10k, then spent it all on me at a resort kek
>>60842778
well between all that shit i said theres also rent, car payments, bills, etc.
it's salary before my RSUs and EPPs i barely spent 2k/mo and i ate at fancy places a lot
Anonymous (ID: +DUOkgJB) No.60843796
>>60843747
i simply don't care. when my hair gets long it looks fine. it sort of falls into a natural messy look when i wake up and i just brush it a bit and some dude at work was literally trying to copy my
>"front standing up curl"
he called it when its literally just my face in the pillow causing my hair to stand up . i pulled the girl he thought was cute so he started trying to copy my hair.. which was just bed hair. can't even make this up . nice guy tho i always had lunch with him he was an autist too
>>60843541
certain nightclubs cost between 10$-50$ for guys to get in. especially if your girl:guy ratio isn't like 2:1
going to a bar during a ufc event has a cover too
music festival tickets cost like $500 nowadays too
Anonymous (ID: WlXrdCBa) No.60844106
>>60838312 (OP)
>normies
you're a normalfag too
Anonymous (ID: GM8gec3d) No.60844115
>>60838331
I do all of this because I have the disposable income to do it. Feels fucking great helping other people out tbqh
Anonymous (ID: WlXrdCBa) No.60844119
>CTRL F
>normie
>16 results

>CTRL F
>normalfag
>4

you fuckers are the normalfags
don't even think for a second you're not
Anonymous (ID: 9ox5WgVq) No.60844359 >>60844816
>>60839069
There's literally NOTHING wrong with gifting something to your friend on his birthday and going to dinner with your friend.
Anonymous (ID: 6bX1GlMr) No.60844387 >>60844821
>>60838340
If you know what cars to buy you can buy the most reliable vehicles ever made that practically will last you decades. Like a mid 2000 Corolla. If you do your own work it’s very cheap. And trust me you won’t have to do much work. You might need a new alternator at some point. Or the brakes done every 10 years. Cheat mode cars.
Anonymous (ID: 6bX1GlMr) No.60844406 >>60859218
>>60839640
That is a fast track to turbo cancer. Restaurant food will destroy your colon & pancreas.
Anonymous (ID: QA6g+t2A) No.60844816
>>60844359
That dude is a massive sperg
Anonymous (ID: 9fR82fNH) No.60844821
>>60844387
This is true, Corolla master race, everything else is penis size cope unless you have 8 figs
Anonymous (ID: Tq4g1jwx) No.60844841 >>60859013
>>60839069
Sam Hyde detected in the wild.
Anonymous (ID: hMCaOrEm) No.60844980
For me, it's 'oores
Anonymous (ID: p1LipBpi) No.60847137
>>60838398
>but ask 100 normies if they are in any debt, you will be shocked by the replies and how nonchalant they are about their debt
just had a case of this last evening. bullshitting in the driveway with the neighbor. genxer home remodeler tradie pm salaried at $80k . hes telling me about how his wife hates him and wants a divorce after pow wowing with her cunt sister that just finished raping her ex husband. then nonchalantly mentioned how there wouldnt be any money for lawyers to pillage because they just refinanced the house to cover $40k in cc debt and he was in collections to the irs because hed claimed minimum deductions for 4 years and was $15k back on taxes. this dude lives like a pauper but eats every meal at the quickie mart and spends $25 a day on nicotine delivery
he has 0 awareness of how close to disaster he is and thats probably a good thing
Anonymous (ID: WnAnQYUJ) No.60847165
>>60838358
same anon. lifesize lord of the rings statues, autographed wrestling memorabilia, out of print pokemon cards and vintage sealed games for gamecube etc. I spend thousands on that shit, but most of it technically retains some or all of the value at least. normies just spend it on mass booze and overdue credit card fees
Anonymous (ID: 0P4oOEAD) No.60847179
>>60838312 (OP)
yep
Anonymous (ID: 9TXXix3w) No.60847183 >>60847216
>>60838312 (OP)
Yes, my brother is like a 200 IQ person with like a 90k job, but his girlfriend keeps convincing him to take vacations and only eat at expensive restaurants so somehow me and him are at the same level financially despite my 45k job.
s (ID: cCQETZq9) No.60847184
>>60838312 (OP)
I'm like an ultra ascetic minimalist and somehow I still do kinda, but it's relative, I guess.
Anonymous (ID: OOZOPjRX) No.60847186
>>60838315
Same, a cheeseburger protein style at in-n-out is cheaper than a store-bought caesar salad where I live.
Anonymous (ID: 5jxaIGY5) No.60847216
>>60847183
kek. what a loser simp
Anonymous (ID: tfwFdY0p) No.60847738
>>60839136
This. They are birth control because you are not manly enough to want to get impregnated by.
Anonymous (ID: qzMSkTTh) No.60847742
>>60838312 (OP)
A few years back when I started working and made my own money I pretty much spent it all immediately to buy a Quest 2, pic related. Yes, it was pretty much just for the porn. I felt disgusted a few hours after using it, it is a good console and all and I still use it here and there for fun but I felt dirty for some reason. Been saving a shit ton of what I make ever since. Thank fuck I still live with my parents.
I say all of this and my biggest crypto bags are on useless and pepe, btw. So maybe that dirty feeling was a fluke, it really wasn't that good of a "big" purchase and I'm a sheep like most other people who enjoys pissing money away.
Anonymous (ID: fIZpCUUr) No.60847893
>>60838398
The solution is simple, Anon. Turn the third world back into wealth extraction colonies and use the resulting wealth to provide actual humans with the luxuries to which they have become accustomed. There's no reason people shouldn't have these things, we just need a way to balance the books. Lets use the one our ancestors used. Simple as.
Anonymous (ID: Uc/M7Lse) No.60847968
>>60838312 (OP)
They make the world go round. I moved in with a friend and he constantly goes out to eat; when they are bored it's like spending money on frivolous things or scrolling short-form content are the only remedies. I've spent like $200 on bullshit that I never would have bought before because I just follow his lead and Im not used to going out so much. Before, it used to be an actual special occasion so I would actually spend some decent money, but now I do it a lot but still have this "once in a while event" mindset. He doesn't even have a job atm, he's just blowing through his last paycheck.
Anonymous (ID: Jjilsf9k) No.60848143
I have a friend who always wants to go fishing whenever I visit. I've watched him buy full sets of walmart fishing gear like 4 times in the last 2 years because he loses or breaks every set he buys. And at the end of the day he doesn't even really know how to fish. Last time I saw him he spent like $30 on premade double hook bottom rigs and tied them on upside down. That's just how he lives his life.
Anonymous (ID: 0bJCUusO) No.60848151
>>60843786
I just want to say I think you're mildly cringe and that I also train muay thai and think I could beat you in a fight.
Anonymous (ID: QgDDgATn) No.60848208
>>60838340
>bought a 2010 civic in 2018
>most expensive repair was a new clutch
>only cost $100 and a weekend
I wish I took out a loan for a depreciating asset instead. This beater car saves me from having to entertain women too.
Anonymous (ID: tfwFdY0p) No.60848353 >>60849622
>>60839630
My sister in law has a fast track Delloitte husband and makes a college professor salary and they are broke attending weddings around the world.
Literally India, Guatamala, US (when they are living abroad in Australia for literally no reason), Australia when they are in the US.
It's drooling retarded.
Anonymous (ID: 5jxaIGY5) No.60848362
Retired at 30. Can afford anything.
Anonymous (ID: QA6g+t2A) No.60848383
>>60839630
>Go out to fancy restaurants and partake in outings with friends doing stuff like golf, snow boarding, etc. everything costs money and that’s why they are broke.

You can do literally all of these without going broke. I don't know why you think you have to be a friendless loser to save money. The thing kills most people is that they're overpaying for housing, cars, and healthcare.

Reduce your required expense as much as possible, save/invest the difference and you'll have far more disposable income.
Anonymous (ID: jRUQT05/) No.60848404 >>60848426
>>60840261
I get mine cut about every 3 months and I do it myself for free. I may clean up the sides once or twice in between though. Bear in mind I am quite ugly and have nasty crunchy frizzy out of control quasi jew fro hair that looks like a rats nest no matter who cuts it or for how much, so I figure if I'm doomed to look like shit may as well save money doing it myself.

I have crazy eye bags that look like a pair of tits on my face but Im consulting an oculoplastician tomorrow about a lower blepharoplasty to remove them. Might make me look not-weird enough that I can start buzzing my head without looking like a moray eel.
Anonymous (ID: tfwFdY0p) No.60848426
>>60848404
Grim.
Godspeed.
Anonymous (ID: qRyDeb1g) No.60848515
>>60843747
you should be writing those haircuts off on your taxes as a work expense
Anonymous (ID: D24cAMqq) No.60848521
>>60838312 (OP)
yeah i'm not even normie and i was spending like $100 a month on stupid shit
i can't imagine how fucking retarded normies are with their money
Anonymous (ID: 43hFgQVx) No.60849622
>>60839630
>>60848353
yes, having an active social life costs a lot. many of these normoids have over-inflated salaries, and use CC, then make minimum payments on said CC bills. also why when they lose their job they cry and make a big deal out of it. getting laid off isn't a big deal if you are responsible and have savings/investments/assets.

https://www.youtube.com/results?search_query=bridesmaid+horror+stories

https://www.youtube.com/results?search_query=bachelorette+party+horror+stories
Anonymous (ID: 43hFgQVx) No.60849653
Every aspect of life requires self-control. If you love booze and smokes that's going to cost you at least a 100-200 extra these days at current prices, more if you live in Aus. If you love taking vacations but have a gambling problem, with no self-control, you'll blow thousands at the casino.

But life is stressful and vacation is often necessary. Doesn't have to be an expensive vacation. For example, there are idiots living in CA who travel to Hawaii and other exotic beaches, when they have nice beaches in CA.

Now with social and youtube vids, the travel and foodie psyop has hit a large swath of the population. So in addition to the weekly luxuries like starbucks, takeout, restaurants, movies, they blow money on expensive vacations, travel, because that is what makes them feel alive and good like in the vids they watch.

Keeping up with the jones has gone global and digital. Normoids wanna live like celebs and e-celebs.
Anonymous (ID: 6vrpP47n) No.60849781
It slows down when you get old and have bought literally everything.
Anonymous (ID: ckpQkmOL) No.60852194 >>60852246
>>60838312 (OP)
I've met wagie normies as poor as me, I haven not worked for 20 years
if I did I would have had minimum 500-600k as a euro third worlder in savings atleast
but more like 5-8 million if I actually made it
it's scary insight into the mind of the norman
Anonymous (ID: kayZxDFj) No.60852246
>>60852194
You are like me plus ten years.
Anonymous (ID: MGt950k6) No.60852411
>>60838315
Fast food is the most expensive thing I buy every month. It's a luxury good at these prices.
Anonymous (ID: y/gPK262) No.60852738
>>60838323
>>60843529
Yeah I've never understood the mentality around always needing a new car.
I waited before buying a car until I had a fulltime job, worked a year taking a bus to work to save up, and even then I bought a honda civic. Granted it wasn't a base model, it was new, and it was the ex-t model, all in for 21k, supported carplay/android auto, heated seats, sunroof, great gas mileage, and it felt responsive to drive. I had enough to buy it in cash outright but the interest rate was 3% and I wanted to keep the money in the market. So I financed and aggressively paid it off over 3 years.
Anyway, I've driven it for the past 9 years, had no problems, oil changes every year and minor maintenance, and air conditioning was fixed under a recall at no cost. Could probably keep driving it another 10-20 years, or resell it for 15k.
It seems crazy how little it costs when I consider resale value. 21k minus 15k = 6k plus maybe 2k in maintenance, so 8k to have a car for 9 years is just $74/month. You can't rent or finance a car for that cheap anywhere, so owning was definitely the best financial decision.

Meanwhile one of my coworkers who makes a similar amount has leased 2 different cars in that time, a lexus, an acura, and now he bought a tesla model 3. Over the past 9 years he has probably paid over 100k compared to my 21k. All for what? Marginally more comfortable interior? Faster acceleration? Speed limits are low everywhere so who cares? Guess it's just a status thing.
I've always wanted self-driving though, being able to sleep while my car takes me places is the dream. If Tesla or anyone ever makes unsupervised self-driving a reality I'll be happy to sell my car for it. Feels like they're close with robotaxis, maybe we'll actually finally see it in 5 years.
Would be nice to not need to do oil changes, or being able to send my car in for maintenance while I chill at home. Or take a cross-country trip and enjoy some sleep and wakeup in a different city.
Anonymous (ID: cnDF6qXM) No.60852944 >>60859218
>redness in face
A rich person will try vasoline or aquaphor and eat a salad

A poor person will spend $300 on a doctor's appointment, $200 on cream and then doordash $25 of goyslop
Anonymous (ID: M8EM/1mq) No.60854377
>>60838315
Tell me about it. Real waste of money when I live 500 feet from a grocery store but I swear the chinese place near me is sprinkling cocaine on their orange chicken.
Anonymous (ID: 2gVcRrf4) No.60855085
>>60838338
Needing to know the time is a poverty signal.
Wealth signalling is a poverty signal.
Anonymous (ID: 4Fh4J1mM) No.60855104
>>60838312 (OP)
Yeah. Money is just made up of shitty paper, and we don’t need to kill each other.
Anonymous (ID: T8ws4zBi) No.60855511
>>60843786
>the guy i was saying gets 2x50 hair cuts a month...
>literally spends 20k on a girl
>he later tells me they only had sex once.
>she dumps him and constantly fights.
>next girl comes and he buys her like 8k of purses and shit before he even hits.
>he told me one time they went out to dinner and a whole night planned and she got mad because the gift he got her wasn't the one she wanted
>and he got on his knees and apologized KEK.
>most of the time he says they just lay in a bed together talking and she says "im not ready after my last relationship
Holy FUCK that is so pathetic...
Anonymous (ID: M8EM/1mq) No.60857402
>>60838340
As long as people like you exist, buying a used car will always be the better deal.
Anonymous (ID: VRrozFEe) No.60857413
>>60838312 (OP)
i spent like 3k on a laptop every couple of years because I want the latest and greatest GPU (currently 4090m) to play 20 year old remasters away from my wife

so yes, we all blow money on dumb shit
Anonymous (ID: OXCUKOI8) No.60857476
>>60838337
/retard

Get off the internet and touch grass.

MOST Americans don't travel. The ones that do rarely, if ever, leave the country. A plane ticket from Ohio to Florida is like $100 for a round-trip ticket. A 1-night stay at a 4-star hotel (like a Hilton) are usually $120 - $150/night, depending on the season.

An American could spend a week in Miami for less than $1k if they wanted to. The VAST MAJORITY of working Americans make more than this in a single bi-weekly paycheck, after taxes.

Just because you knew a retard that blew all of their money on extravagant vacations doesn't mean most people waste their money like that.

>>60838323
/thread

>>60838331
/thread
Anonymous (ID: iemi1p73) No.60859013
>>60844841
Sam impulse buys more shit than anyone I've ever met, dude wastes money like a drunk
Anonymous (ID: t1ORsMTb) No.60859218 >>60859835
>>60844406
Why medical bros? Even if I get healthy options?
>>60852944
>vasoline or aquaphor
Qrd?
Anonymous (ID: 0hvYj0Y2) No.60859239
>>60838312 (OP)
Depends what you classify as a normie but I've got a friend that got a job last year as a contractor but forgot about the fact that he had to calculate his own tax deductions from his pay. So he spent the entire year buying stupid shit he didn't need then when his dad's accountant helped him with his taxes he realized he owed over $10k in income tax that he didn't have and became severely depressed for a while.
I got him into Bitcoin in 2020 but he wasted most of his money on retarded altcoins and scams instead. Tried helping him set up a TFSA (tax free account for Canadians) but was too lazy to do it and just continued spending his money on dumb shit.
Now he's poor and I'm making over 6 figures a year from my salary + dividends from investments (including crypto staking).
It's really hard to help dumb people. I love the guy as a friend but he's intellectually challenged.
Anonymous (ID: M8EM/1mq) No.60859751
>>60838398
>they genuinely pay for every aspect of their life.
This is a good way of describing it. The cattle are useful for stimulating the economy and stocks I guess.
Anonymous (ID: M8EM/1mq) No.60859770
>>60838953
Feet pics taken with a 3DS camera.
Anonymous (ID: M8EM/1mq) No.60859790
>>60839120
>the amount of money you spend is proportional to the amount of sex you have
Who's gonna tell him?
Anonymous (ID: M8EM/1mq) No.60859835
>>60859218
Most of that shit is drowning (fried) and cooked in seed oils because its cheap and convenient for the restaurants. The same stuff was considered a lubricant for motors in the 60's.
Anonymous (ID: rXuxilZM) No.60860102
>>60838312 (OP)
Yes, that's the entire reason that the modern welfare state resembles a pyramid scheme.
Retarded people are terrible with money and will never have anything approaching wealth so it doesn't matter how much taxpayers' money you give them they will almost instantly waste it on goods and services that they don't need. The establishment knows that if they funnel more money to the bottom it will be instantly syphoned to the top. If the middle classes are becoming too affluent and hoarding their wealth, then import millions from the third world and raise the taxes so they're slowly drained.
Anonymous (ID: hTzYWutA) No.60860603
>>60839069
You forgot
>new phone even though the one they got works fine
>new clothes
>new shoes
Even though they have a wardrobe full of clothes that look brand new.
>>60839120
I eat soup everyday, sit at home all day after work and dont spend money on anything except pot and stocks and I have no trouble getting laid. Tinder is easy mode.
Anonymous (ID: hTzYWutA) No.60860610
>>60842731
Atleast shitcoins and scratch lottery tickets has a chance to increase your wealth. Buying new iphone and eating at restaurants wont