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Thread 60850744

150 posts 24 images 76 unique posters /biz/
Anonymous (ID: TEJ1SyJj) No.60850744 >>60850746 >>60850767 >>60850948 >>60851274 >>60851366 >>60851384 >>60851503 >>60851535 >>60851922 >>60852104 >>60852191 >>60853532 >>60854408 >>60855292 >>60855307 >>60857493 >>60859331
Buying vs renting
I see so many young guys buying houses these days and putting down hundreds of thousands. Is it really worth it at that point? Wouldn't putting down nothing on a cheaper house be better since you can keep it invested? Everyone is doing this right now
Anonymous (ID: 85jG9J5a) No.60850746 >>60850748 >>60850787 >>60851269 >>60851320 >>60852729 >>60852754 >>60852810 >>60853405 >>60859583
>>60850744 (OP)
>29million for a fucking appartment

Americans really are the most retarded ever
Anonymous (ID: Fsg0P4gK) No.60850748 >>60851421 >>60855313
>>60850746
Please be real, based retard.
Anonymous (ID: TEJ1SyJj) No.60850764
Based Jerry
Anonymous (ID: Iivm1ao4) No.60850767 >>60850819 >>60851018
>>60850744 (OP)
buying a house isn't even necessarily about making money/investments. It's about having security, and having somewhere to live in retirement. People that rent all of their lives are going to be FUCKED when it comes time to retire and rent just goes up and up on their fixed income.
Renting MIGHT work if you invest your entire paycheck after ONLY mandatory expenses so that you have like 5 million in the bank to cover rent in retirement. But what does the average american do when they have even a penny left over after bills? Doordash and egirl bathwater, and gofundme for Karmelo Anthony, and gacha video games, etc.
Anonymous (ID: UWRRAQJA) No.60850770 >>60850787 >>60851320
>Around $1.5M for THAT
Lol. Lmao even.
Anonymous (ID: TEJ1SyJj) No.60850787 >>60853152
>>60850770
>>60850746
It's ocean view though

>Sure, here's the rough monthly >breakdown:

>Category | Amt
---|---
>Mortgage | 3070
>Property Taxes | 760
>HOA | 500
>Insurance | 220
>Total | 4,550
Anonymous (ID: u9vuilcC) No.60850805 >>60850812 >>60850915 >>60851087 >>60851132 >>60852226 >>60853256
as a low IQ poor person from a poor family i hope WW3 happens because theres no way to catch up anymore

how this guy got 300k cash to put down at age 29? probably from his parents
Anonymous (ID: TEJ1SyJj) No.60850812 >>60852241
>>60850805
I got $320k at 28, so that doesn't seem too crazy. Although I wouldn't have this much if I lived in San Diego
Anonymous (ID: RIr9JndQ) No.60850819 >>60850961
>>60850767
>retirement
you better never marry, never have kids, never divorce.then
Anonymous (ID: +GKPri/T) No.60850892 >>60850916
Owning your house is like a middle finger to the new world order. That's why I do it.

I own land, eat meat and happy.
Anonymous (ID: fpHyc4G6) No.60850915
>>60850805
WW3 would make it way worse. You really are low IQ
Anonymous (ID: TEJ1SyJj) No.60850916 >>60859333
>>60850892
>Owning your house is like a middle finger to the new world order.
Not really. In America you still pay property tax to the real owner
Anonymous (ID: h02FDTE1) No.60850948 >>60850962
>>60850744 (OP)
>I see so many young guys buying houses these days
On social media or IRL?
Reminder nothing on social media is real.
Only one friend I know bought a house and hes old, he bought it when it was still reasonably affordable.
Anonymous (ID: Iivm1ao4) No.60850961 >>60852860
>>60850819
I don't know if I necessarily agree with you on that, but that does apply to me because I'm a gayfag that has social issues and am ugly.

But yeah, I basically have renters paying the mortgage for me right now, and invest like 70% of my 6 figure paycheck. I'm not happy, I just sit at home and play video games, but at least I can retire.
Anonymous (ID: TEJ1SyJj) No.60850962 >>60851028
>>60850948
>On social media or IRL?
Both. Irl people are going for large amounts down too
Anonymous (ID: h02FDTE1) No.60851018 >>60851057 >>60851185
>>60850767
>It's about having security, and having somewhere to live in retirement
Not really. It's about status and luxury. Which is fine, having a garage and a big garden/yard is cool as fuck. Worrying about retirement now is gay boomer advice. If you aren't making passive income, at least equal to CoL by the time you're in your 50s, you did something wrong. And of course you have to account for inflation.
Buying a house seems cool especially if you don't plan to move anywhere new in the future. I still move around a lot, so I prefer to keep liquid investments, I can always become a homeowner later. Or if my investments start consistently paying more, I could rent a house instead of an apartment and get most of the benefits without the liability or commitment.
Anonymous (ID: PGdnCEuT) No.60851027 >>60851064 >>60851320
he's paying 500k at 6.5% interest, it's retarded
Anonymous (ID: h02FDTE1) No.60851028 >>60851445
>>60850962
Interesting. Almost everyone I know is too poor, including people across a few different countries. I have friends who are expecting a child and still can't afford to buy a property right now. Prices go up faster than anyone can save up.
Anonymous (ID: Iivm1ao4) No.60851057 >>60851081 >>60851187 >>60855320
>>60851018
How is it not security?
Unless you live somewhere rent controlled, the landlord can literally just double your rent out of nowhere
Even if you happily pay that rent, they can evict you once the lease is up if they feel like it, or if they just decide they want to sell the house
You could argue "I'll just move to another house" but that's not necessarily security if you are forced to move at 70 years old and can barely move.
You can't make alterations to the house unless you get permission. Landlord can impose other rules on you as well.

If you actually have passive income to cover col and keeps up with inflation, then congratulations, but you are probably dreaming right now, and you would be the one in a billion exception, not the rule for society to live by
Anonymous (ID: G6clUF5R) No.60851064 >>60851109 >>60853222
>>60851027
You're retarded. The mortgage is 800k. 300k was the down payment.
Anonymous (ID: w3S5yTZ0) No.60851081
>>60851057
This is why home ownership is one of the real wealth divides now. Home owner class vs rentoid class.
Anonymous (ID: BKyC58El) No.60851087 >>60851130 >>60851237 >>60852226
>>60850805
Easily obtained just by working for 7 years at a real job after college.
Anonymous (ID: wwEnjwub) No.60851095 >>60851196
buying a house is okay but you should not be able to take out a loan to buy it

this is why prices are so high, because any poorfag can buy a house if he just accepts to give away 25 years of his life for his jewish masters

i bought a small house cash and until i have kids i won't buy anything else except Bitcoin

i will never get a loan, i'm not a slave
Anonymous (ID: ddBQevLX) No.60851109 >>60853222
>>60851064
so whats 800-300 anon? Did you drink your milk today ?
Anonymous (ID: ddBQevLX) No.60851130 >>60851169 >>60851320
>>60851087
>real job after college
>70k
>live with mom
>best case scenario spending very little invest 50k a year after taxes
Yea I guess you could do this in 7 years, but then you have the 3k mortgage payment which is half of your income if you havent gotten promoted
Anonymous (ID: w3S5yTZ0) No.60851132
>>60850805
lol. Love these posts.
Yeah, the wealth gap is huge and keeps growing.
Anonymous (ID: x8kfJlpC) No.60851146 >>60851181 >>60851535 >>60852847
there is nothing more cringe, schizophrenic, and lame than the key photo
Anonymous (ID: w3S5yTZ0) No.60851169
>>60851130
Its parents helping with huge down payments. The entire market for anything is 10% making 50% of the consumption.
Anonymous (ID: wwEnjwub) No.60851181 >>60851196 >>60851350 >>60851819
>>60851146
6% kek
that's slavery
imagine being a mortgagecuck
Anonymous (ID: dbPS6LdT) No.60851185
>>60851018
>Buying a house seems cool especially if you don't plan to move anywhere new in the future.
/thread
Anonymous (ID: h02FDTE1) No.60851187 >>60851202 >>60851202 >>60851211 >>60852229
>>60851057
>the landlord can literally just double your rent out of nowhere
Yep, happened to me. I just told him to get fucked and moved somewhere else.
>necessarily security if you are forced to move at 70 years old and can barely move.
Sure, but why worry about this in your 20s or 30s? I think its better to rent until 50s or even older. There's plenty of other things to invest in that doesn't require maintenance and can be sold later to buy a house when you're old.
>You can't make alterations to the house unless you get permission. Landlord can impose other rules on you as well.
This is a luxury, like the yard and garage which like I said is cool, but doesn't really make it a better decision
>but you are probably dreaming right now, and you would be the one in a billion exception, not the rule for society to live by
You think a house is the #1 best performing possible investment? I think houses just have the spotlight right now because inflation has been batshit insane for the past few years, but in normal circumstances its just one decent option out of many, with a lot of liability and extra baggage tied to it, especially if its your only real investment like the average homeowner.

There are cases where it makes sense, like if you don't plan to leave your town or you're just rich enough that the house is just a small part of your portfolio. But I think most zoomers and millenials crying about houses right now don't really know what they want.
Anonymous (ID: x8kfJlpC) No.60851196
>>60851095
>i will never get a loan, i'm not a slave
>>60851181
>imagine being a mortgagecuck
that's stupid but getting a mortgage in long island is giga retarded. there's nothing of value here. how are you going to beat the jew if you don't take debt? you will never wrestle enough money out of them unless you play their own game and it blows up in their face. but yeah getting locked into a home because you were brainwashed into thinking there is no freedom is dumb. never be proud to pay all your zimbabwe dollars to scum, don't be proud to not take free zimbabwe dollars you can leverage without punishment.
Anonymous (ID: w3S5yTZ0) No.60851202 >>60851214
>>60851187
> But I think most zoomers and millenials crying about houses right now don't really know what they want.
You answered yourself here lol —>>>60851187
Houses in desirable areas are expensive. You need 300k income just to get a mortgage.
Anonymous (ID: Iivm1ao4) No.60851211 >>60851218 >>60851253
>>60851187
>You think a house is the #1 best performing possible investment?
No, definitely not. But like I said it's investing in your security as an old person, not a pure money making scheme. That's why in a normal economy when mortgage is like 4% or less, the house is just something you pay the minimum for while you invest in other shit. But housing can be a GOOD investment, so keep in mind you have to find an alternate investment so good that it outpaces housing so much that it offsets 30-40 years of greedy landlord rent

(personally, I am a big believer in house hacking. Instead of paying for 1600 dollars a month for a shack apartment, I bought a 700k house and have 3 roommates paying the mortgage for me. I'm not paying rent, getting a huge asset that will grow, and will have a pretty safe place to live when I'm older. The house has a nice little casita type of mini house attached to it that I will move into once I get tired of roommates.)
Anonymous (ID: x8kfJlpC) No.60851214 >>60851232
>>60851202
>You need 300k income just to get a mortgage.
KEK only 500 CEOs in this country make that. lol. the goyim can only ever hope to make 60k. endless lies about income.
Anonymous (ID: w3S5yTZ0) No.60851218 >>60852233
>>60851211
A primary residence isnt an investment for rich people. Its only poors who think like this.
Anonymous (ID: w3S5yTZ0) No.60851232
>>60851214
Yeah the median income is like 60-80k.
300k income isnt much. Many people make that from their investments yearly.
Also, you check out /henryfinance if you want.
Anonymous (ID: tb01lO1W) No.60851237
>>60851087
is that why the average first time buyer is now nearly 40 years old? kek.
Anonymous (ID: h02FDTE1) No.60851253 >>60851258
>>60851211
>(personally, I am a big believer in house hacking. Instead of paying for 1600 dollars a month for a shack apartment, I bought a 700k house and have 3 roommates paying the mortgage for me. I'm not paying rent, getting a huge asset that will grow, and will have a pretty safe place to live when I'm older. The house has a nice little casita type of mini house attached to it that I will move into once I get tired of roommates.)
I planned to try house hacking too about 8 years ago before I experienced living in a shared apartment with nightmare mentally unstable roommates who treated the place like a dump. After that experience I gave up on the idea.
In can work of course, but the way I see it, being a landlord is effectively running a business rather than just investing, when you're lucky it runs itself but in many cases it can become a lot of work too. If I were to make a 700k leveraged investment in a business it probably wouldn't be in the real estate sector, but to each their own.
Anonymous (ID: w3S5yTZ0) No.60851258
>>60851253
>housemates
>flatmates
>roomates
>tenants
Pass lol.
Anonymous (ID: dN8BOwAu) No.60851269 >>60851320
>>60850746
>I just spent millions of dollars to own a large room in a shared building with drywall dividings!
>#hardworkpaysoff
>#madeit
Anonymous (ID: 3++h8nnM) No.60851274 >>60851664
>>60850744 (OP)
>reddit screenshot
lmao, yjk 4channers could never afford it
Anonymous (ID: 0jxKGu74) No.60851320 >>60851423 >>60851432 >>60851861 >>60851890 >>60852018
>>60850746
>>60850770
>>60851027
>>60851269
FACT: San Diego is the nicest place on Earth. I wish I was smart enough to afford it.
>>60851130
My first job out of college was $70k 10 years ago. Two years later I was making $120k.
Anonymous (ID: 4EuDq9hA) No.60851334
Burgers really pay 6+% mortages? I feel disgusted to get one at 3.5% which is the norm around here
Anonymous (ID: Fsg0P4gK) No.60851350
>>60851181
I'm at 3% and I'm already considering just paying off the entire loan to get it done with.
Anonymous (ID: qn/a/GYl) No.60851361
>2025
>not owning your own house

ngmi
Anonymous (ID: K1OlCZf7) No.60851366
>>60850744 (OP)
Is this a meme on a meme? Some of these posts are serious and some not? Like Satanism and Christianity?
Anonymous (ID: eI5Xuaxu) No.60851384
>>60850744 (OP)
sheep are investing in sp500 right now. billionares will milk all that money out, so no. investing is not good at this time.
Anonymous (ID: twK9hzMI) No.60851421
>>60850748
It’s fantastic bait
He’s so aware that it makes him seems stupid beyond belief
Anonymous (ID: ddBQevLX) No.60851423 >>60851480
>>60851320
My first job out of college in 2022 was 15 an hour, 3 years later im at 28 an hour. It was a fucking brutal soul destroying grind too
Anonymous (ID: tiJDCMbk) No.60851432
>>60851320
>My first job out of college was $70k 10 years ago. Two years later I was making $120k.
and thats not shit faggot. Cost of living has gone up considerably
Anonymous (ID: TEJ1SyJj) No.60851445
>>60851028
>Interesting. Almost everyone I know is too poor
I grew up around white people who went to college. Different environment but normal in parts of America
Anonymous (ID: 0jxKGu74) No.60851480 >>60855316
>>60851423
Why didn't you learn to code?
Anonymous (ID: fwKyP4A7) No.60851503 >>60851533 >>60851546 >>60851670
>>60850744 (OP)
>300K down

fuuu I'm jelly. How the FUCK does 29 year old have 300K cash for a house
Anonymous (ID: 0jxKGu74) No.60851533
>>60851503
$21k/year invested in the S&P 500 from 2016 to 2023 would be worth $301k. The 2024 return takes care of the taxes and then some.
Anonymous (ID: FK1aoMdN) No.60851535
>>60850744 (OP)
>>60851146
My porn addled brain immediately thinks of chastity keys whenever I see keys like this.
Also someone needs to tell normies that the wide angle lens on their smart phones is generally shit compared to the primary
Anonymous (ID: twK9hzMI) No.60851546
>>60851503
He will end up paying 1.4 million over 30 years for an apartment
Anonymous (ID: xdlbDGYU) No.60851664
>>60851274
4channers? So glad I'm not one of them, fellow redditor
Anonymous (ID: xdlbDGYU) No.60851670 >>60852520
>>60851503
by having rich parents, most likely. It's crazy how different life is when you're not raised by a retarded single mom
Anonymous (ID: BKyC58El) No.60851769 >>60851928 >>60852853
>S&P 500 is up 83.58% in the last 5 years
>BTC is up 861% in the last 5 years

>"A 29 year old with 300k? His parents must have gave him that money"
Anonymous (ID: 8Qqp+UE8) No.60851817 >>60851928
If he got the money from his parents that'd be complete idiocy to spend it all on a down payment of a $1.1 million house. Some people just get lucky with connections/investments or are actually talented and smart which I know is hard to believe. But for him to post it on Reddit makes him a huge fag regardless.
Anonymous (ID: FK1aoMdN) No.60851819
>>60851181
Its literally a death contract
Anonymous (ID: VmlOY/Gk) No.60851861 >>60851890 >>60851983 >>60852422
>>60851320
>FACT: San Diego is the nicest place on Earth
It's not
Anonymous (ID: TEJ1SyJj) No.60851890
>>60851861
>>60851320
California wants to be commie in every way except their cities are giant freeways.
Anonymous (ID: pKkA7joB) No.60851922 >>60851989 >>60852116 >>60852217 >>60852247
>>60850744 (OP)
I own a townhouse I bought 5 years ago that has appreciated by 150k. I’ve spent about 15k in maintenance on it since then, 10k in HOA fees, 50k in mortgage interest, 23k in property tax, about $2k in insurance (HOA fees covers some of it). So roughly 100k all in, or 20k a year which would be $1660 a month in money “thrown away”. But since my house value went up by $150k I’ve actually profited by 50k in total on my living choice vs renting. If I chose to rent a 1BR for the past 5 years I’d have lost over 100k in total. Pretty good deal so far
Anonymous (ID: pKkA7joB) No.60851928 >>60854791
>>60851769
>>60851817
He’s a techfag obviously (being in SD). It’s not difficult to come up with 300k in cash at 29 if you work at a major tech company.
Anonymous (ID: 0jxKGu74) No.60851983
>>60851861
Name a better place. Omaha? Spokane? If you say NYC I'll spit in your face.
Anonymous (ID: rqGV0N5w) No.60851989 >>60852567
>>60851922
not really, because you also paid the opportunity cost of not having your down payment invested into btc/s&p which assuredly would have returned more money
Anonymous (ID: MdoqmtWA) No.60852018
>>60851320
>San Diego is the nicest place on Earth
Climate? Sure. The people, culture, politics, traffic, and everything else? Fuck outta here.
Anonymous (ID: zVJdcknU) No.60852104
>>60850744 (OP)
>20 years to break even just to live in the same place your whole life
idgi
Anonymous (ID: KMJqU3em) No.60852116 >>60852260
>>60851922
>1660$ monthly for a place to shit and sleep
Grim.
Anonymous (ID: hFm4tZx4) No.60852191
>>60850744 (OP)
>$300k down on a cookie-cutter condo and it's not even half the sale price
Part of me feels bad for these people but part of me wants the crash to be so bad that we never do something this stupid again.
Anonymous (ID: YZUk4OFe) No.60852217
>>60851922
>would’ve lost over 100k…
No you wouldn’t nogger. Because the money you used to buy your goyhouse could’ve generated a neat 10% a year for you. Take that into consideration and you’ve most certainly lost money.
Anonymous (ID: b+4UM3jY) No.60852219
he's paying for a shitbox apartment, not a house
Anonymous (ID: hFm4tZx4) No.60852226 >>60852537
>>60850805
Even if his parents didn't give him the money, he probably lived with them while doing >>60851087

I'd have had $30k to put down on a house if I hadn't gotten kicked out, plus a $20k settlement from employer shenanigans. That was in 2018, so I could have bought a cheap house/condo, or better yet, put it in Bitcoin. Instead, basically all of it went to rent.
Anonymous (ID: hFm4tZx4) No.60852229
>>60851187
>Sure, but why worry about this in your 20s or 30s?
Because mortgages take 30+ years to pay off and prices go up over time.
Anonymous (ID: hFm4tZx4) No.60852233 >>60852527
>>60851218
>Looking at prices in Malibu
Sure.It's wealth preservation.
Anonymous (ID: o7PaxO6D) No.60852241 >>60852255
>>60850812
Thats acually really crazy anon.
Lets say you started working at 18, so 10 years to accumulate 320k. Thats 32k a year. Most people have more like 50k at 28.
Anonymous (ID: hFm4tZx4) No.60852247
>>60851922
I hope you realize that the math here is insane. Without, presumably, a double-digit percentage appreciation... Well, I suppose $1660 in rent would be decent, but damn, better hope that house value never goes down. With $150k in appreciation... Again, better hope that's rock-solid, even if it's better than the alternative described above.
Anonymous (ID: TEJ1SyJj) No.60852255
>>60852241
I started full time at 19 and bought a Bitcoin for $29k
Anonymous (ID: FK1aoMdN) No.60852260 >>60852314
>>60852116
Are you slow in the head?
Anonymous (ID: KMJqU3em) No.60852314
>>60852260
I dont get it.
Anonymous (ID: PGdnCEuT) No.60852422 >>60852720
>>60851861
isn't san diego right next to mexico? highly doubt it's that great lol
Anonymous (ID: I3kMqKkm) No.60852472 >>60852826
If you have the money, you should buy LAND that you can exempt property taxes on via wildlife conservation.

Owning a home is way too much fucking work while single. Working and finding a wife is all of your free time. Dealing with a house is a money sink unless you have a wife and children to fill it up.

Unless you are like 24 and can rent out the rooms to friends (not strangers)
Anonymous (ID: SIdm6P2h) No.60852520
>>60851670
Yeah. Apparently, the consumption of the rich is so high, it makes the price of everything go up too. lol.
Anonymous (ID: SIdm6P2h) No.60852527 >>60852856
>>60852233
No, its to live in a nice home and neighborhood. Period.
Anonymous (ID: SIdm6P2h) No.60852537 >>60852769 >>60852856
>>60852226
Thats life lol. Its nice to not come from loser broke parents.
Think about that, anons, before you have kids. Will your kids just be working class losers?
Anonymous (ID: SIdm6P2h) No.60852567
>>60851989
This is why home ownership is the real wealth divide now. Rich home owners dont have to bother with opportunities cost when buying a home.
Anonymous (ID: m14U+4uv) No.60852591 >>60852714
I bought a house when I was 26 around ten years ago, boomer real estate agent thought I was super young until I asked when he bought his first house and he was like “uhh, 24”

Sold my first house for double what I paid for during covid and it made for a nice down payment on a lake house I live in now, keep renting tiny shitshacks tho I’m sure you are all happy with it since it’s saving you money right
Anonymous (ID: SIdm6P2h) No.60852714
>>60852591
Lake houses arent that expensive bro.
Anonymous (ID: 0jxKGu74) No.60852720
>>60852422
Anon learns about borders
There are nice neighborhoods in Brazil 50 feet from the favelas. The criminals know not to go to the wealthy areas.
Anonymous (ID: bQY8WJc0) No.60852729 >>60852810 >>60855313
>>60850746
Post of the day.
Anonymous (ID: sTx/I0JB) No.60852754 >>60853031 >>60855313
>>60850746
>29million for a fucking appartment
Is that actually the price of the Apartment? That doesn't seem right, I thought 800k was the price. A fucking mansion in San Diego should be 29 Mil.
Anonymous (ID: OXOhEqRS) No.60852769 >>60852790 >>60852869 >>60853238
>>60852537
Don't blame your parents for being poor but for raising a whining faggot.
Anonymous (ID: SIdm6P2h) No.60852790
>>60852769
What are you talking about?
I am saying, if you have kids and they are going to be working class losers, you failed as a parent.
Anonymous (ID: KL/3bXBa) No.60852810 >>60855313
>>60850746
>>60852729
Anonymous (ID: hFm4tZx4) No.60852826 >>60852837
>>60852472
Smol house you can do hobbies in. But yes, you should generally be living with someone.
Anonymous (ID: SIdm6P2h) No.60852837 >>60852863
>>60852826
No. I own my own place. I dont need dual income to own my place.
Anonymous (ID: ogn/FSy5) No.60852847 >>60852982
>>60851146
These people are so retarded. I can make a copy of your key with just a picture of it. I can deduce where you live with Zillow and the pizza place.
Anonymous (ID: wT/inU9a) No.60852853 >>60853052
>>60851769
You're right anon he most likely started with nothing, no money from his parents and no guidance, truly self made, did it 100% on his own
Anonymous (ID: hFm4tZx4) No.60852856 >>60852872 >>60852889
>>60852527
Wealthy people buy expensive houses in part to warehouse their wealth. If you have a $25 million dollar house and you suddenly can only sell it for $1 million, that sucks, but you can probably make that sale and find a $250,000 house pretty easily. You will basically never want for a house.
>>60852537
>Its nice to not come from loser broke parents.
Just loser asshole parents.
Anonymous (ID: hSTX6uo5) No.60852860
>>60850961
Hey I’m you from 5 years ago. Should I move out of my house and start renting it out? And what moves do I make to get your income situation?
Anonymous (ID: hFm4tZx4) No.60852863 >>60852889 >>60852927 >>60853051
>>60852837
Sounds like a waste of space and a set-up to be lonely/alone in an emergency. Hope you have Life-Alert?
Anonymous (ID: wT/inU9a) No.60852869
>>60852769
Pull yourself up by your bootstraps bucko, ignore all the starter money, connections and etc other people get through their parents and family. You as a totally atomized individual should be able to compete with them.
Anonymous (ID: SIdm6P2h) No.60852872
>>60852856
No idea what youre saying.
Rich people usually buy homes in cash. Go read the news.
Anonymous (ID: SIdm6P2h) No.60852889 >>60852927
>>60852856
No, your parents dont have to help you.
>>60852863
A home is a home. If you own your own place and dont need dual income to afford a place, then youre a man. The average loser male co owns a home with a female. LOL.
Anonymous (ID: 6mU5gSev) No.60852918
>anon spends 14 hours a day looking at a screen
>refuses to live in the south with $150k 4bd/2.5ba 2500 sqft homes on 1/4 acre made up of brick and stone everywhere
>nooooo I wanna live in upstate ny where the property taxes are higher than my mortgage
Anonymous (ID: wT/inU9a) No.60852927 >>60853041
>>60852889
>Your parents don't have to help you, chud
>IF YOUR KIDS ARE WORKING CLASS YOU FAILED AS A PARENT
>I'M A REAL MAN!!!

>>60852863
He probably has a heckin doggo that can eat his corpse when he dies
Anonymous (ID: 0jxKGu74) No.60852982
>>60852847
Anyone dedicated enough to do that is also dedicated enough to break a window or learn how to pick a lock.
Anonymous (ID: uligFAHi) No.60853031 >>60859279
>>60852754
Congrats, you’re also retarded.
Hint: it’s 29 MALE
Anonymous (ID: SIdm6P2h) No.60853041
>>60852927
Bro, why are you yelling?
Am I wrong?
Yes, you failed as a parent if you have kids and know they will be working class too. However, this doesn’t mean parants have to help their kids.
Needing dual income to get a mortgage is cucked.
Anonymous (ID: SIdm6P2h) No.60853051 >>60853074 >>60853098
>>60852863
You dumb fuck wage slave, the only way modern people can even afford a home is dual income. But when you and your wife/gf both own the home, you are a cuck in her eyes.
Anonymous (ID: psNLEejD) No.60853052
>>60852853
Do you need your mom's permission to buy bitcoin?
Anonymous (ID: m14U+4uv) No.60853074 >>60853146
>>60853051
> the only way modern people can even afford a home is dual income

I have owned two homes and never had dual income and I’m 36, it’s easy if you aren’t some neet loser like half this thread
Anonymous (ID: tirfMlHJ) No.60853097 >>60853129
I work in tech and make good money, and I cannot afford a house and won't be able to for probably a decade+. The past 15 years has been a gigantic bullrun, which is why assets are so ridiculously inflated now.
Anonymous (ID: 0jxKGu74) No.60853098 >>60853108 >>60853114
>>60853051
>But when you and your wife/gf both own the home, you are a cuck in her eyes.
Spend less time on 4chan. It's bad for your soul.
Anonymous (ID: SIdm6P2h) No.60853108
>>60853098
Its common sense. It is always better to own your own home and let gf or wife live in it. Good for power. Just like how a man should never do house chore. And make more than his gfs or wives.
Anonymous (ID: SIdm6P2h) No.60853114
>>60853098
I am correct. I would never share my place with a gf or wife in co ownership like a bitch.
Anonymous (ID: SIdm6P2h) No.60853129
>>60853097
It is also because the rich keep getting richer and their consumption is so much, the price of goods go up. There are two economies now.
Anonymous (ID: SIdm6P2h) No.60853146
>>60853074
Yeah but how much are the homes? Like big city people try to dual income to try and get 200k income and go for 1M plus homes.
Anonymous (ID: IpMlFHWz) No.60853152 >>60853248 >>60853475
>>60850787
SD has highest taxes in the country.
Anonymous (ID: QKm3XqLq) No.60853187
After normies pump dna on sol at 1 m mcap to 1000x. Im gon buy a mansion

Everyone can buy trillions of tokens at 0.00000000000 Price. Shit Will be mega wanted by cexes


Next shib

Start shilling
I mean at 88 k wallets which have Diverse portfolios this shit Will run.. Also top holder Is whale with likes 1 m usd
Anonymous (ID: NRPjdQC5) No.60853222
>>60851064
>>60851109
Our redditor friend was ambiguous in the original post. No need to name-call, gentlemen.
Anonymous (ID: SIdm6P2h) No.60853238
>>60852769
My mommy just gave me $20k to throw at shitcoins.
Anonymous (ID: hSTX6uo5) No.60853248
>>60853152
Paradise tax
Anonymous (ID: DMhiP9Qh) No.60853250
Incomes have naturally not kept up with currency debasement. We had inflated wages before globalization, true, but the offset of efficiency increases has not translated to lower prices for the general consumer due to debasement
Anonymous (ID: /a3FVwnH) No.60853256 >>60853738
>>60850805
>this is the true psychology of everyone eho always blackpills about ww3 or other catastrophes. they want it to happen because in their hearts they are bitter loser communists who failed for that reason
Anonymous (ID: XzhVQfMF) No.60853405 >>60855313
>>60850746
well you give them a run for their money man
Anonymous (ID: 0jxKGu74) No.60853475 >>60853544
>>60853152
High taxes are the price you pay for living in a civilized society. Not even because it pays for anything—they could light the money on fire and it would still be worth it because it keeps the poor out.
Anonymous (ID: 0yT1IfgJ) No.60853532 >>60853675 >>60854386
>>60850744 (OP)
$300k invest in the bear market could easily become $1-2M.

The opportunity cost of buying a house is too high, not worth it.
Anonymous (ID: QS3iLR73) No.60853544 >>60853660
>>60853475
Lol. Nta but if that was true Brazil would be a first world country.
Anonymous (ID: SIdm6P2h) No.60853660
>>60853544
He is talking about the top areas in Brazil. I hear every third world country has amazing areas for rich people.
Anonymous (ID: nPDMjPPH) No.60853675
>>60853532
Satan himself would pull the chart down to hell if I ever invested $300k in the market
Anonymous (ID: SIdm6P2h) No.60853738
>>60853256
I want it to happen because we have been teased with technology. We know there are new weapons and tech and etc and it would be cool to see it put to use in ww3. ww1 and ww2 both showed off new stuff.
Anonymous (ID: kuKaxNUW) No.60854386 >>60854458
>>60853532
he can sell the house during the bottom of bear market and but like 7 bitcoins, though. Then sell those btc in 2029 and buy 2 houses
Anonymous (ID: vk330Wbx) No.60854408
>>60850744 (OP)
>Wouldn't putting down nothing on a cheaper house be better
huh?
In my country at least you want to out 20% down minimum to avoid (((lenders insurance)))
Anonymous (ID: 0yT1IfgJ) No.60854458
>>60854386
The housing market is too illiquid for that.

By the time you sell your property and get your money out you'll miss the bear market.
Anonymous (ID: k0StQ1wt) No.60854791
>>60851928
>He’s a techfag obviously (being in SD). It’s not difficult to come up with 300k in cash at 29 if you work at a major tech company.
there's like 1 major tech company in SD though
Anonymous (ID: E05kEx1k) No.60855292
>>60850744 (OP)
>poor
rent
>middle class
buy
>high class
buy
>rich
buy
>wealthy
rent
>new money rich
buy + rent
>old money wealthy
buy
Anonymous (ID: X5WNLx7Q) No.60855307
>>60850744 (OP)
>I see so many young guys buying houses these days
No you fucking don't.
Anonymous (ID: 85jG9J5a) No.60855313
>>60850748
>>60852729
>>60852810
>>60852754
>>60853405
Anonymous (ID: ddBQevLX) No.60855316
>>60851480
because the coding teacher in high school had some sort of fucked up brown person disease and smelled unbearable, your eyes would water and he would come up close to look at your screen and you smell his fucked up breath
Anonymous (ID: F2nQXZkJ) No.60855320
>>60851057
>the landlord can literally just double your rent out of nowhere
Landlord here
Why the fuck would I do that? The tenant would move out and I wasn't long term stable income.
Also if they sign a 1 year lease,I can't raise the rent whatsoever.
Anonymous (ID: kUTZIahU) No.60855331
Do wagecucks actually. I will NEVER have a landlord.
Anonymous (ID: v8GQpdRj) No.60857493
>>60850744 (OP)
bump
Anonymous (ID: sTx/I0JB) No.60859279
>>60853031
Sorry, I don't speak reddit.
Anonymous (ID: oiHJdO0T) No.60859331
>>60850744 (OP)
>buying a house @ 6.5% rate
ngmi
Anonymous (ID: upOJZjTe) No.60859333
>>60850916
>$2k a year in taxes vs $18k a year in rent
Lmao, yeah, that's a no brainer.
Anonymous (ID: NHHB7DBw) No.60859583
>>60850746
10/10 jej