>>60853792 (OP)
My kid also went to the NICU and my entire bill after everything, including an ambulance ride, was only $1500. I paid for it with my FSA, which my company matches. So $750 free from my company, and another $750 from pretax income.
People with bills like this are either showing the before insurance amount, or they have no insurance. If they have insurance there is a max out of pocket anyway. Even if not there is a federal maximum well below one million.