I refuse to believe people are this stupid
Anonymous
(ID: KXytTu2v)
8/30/2025, 8:39:52 PM
No.60872275
>>60873237
>>60880696
>>60872266 (OP)
>$200k down
Thanks dad.
Anonymous
(ID: a8MQQIPM)
8/30/2025, 8:41:05 PM
No.60872283
First and last time homebuyer
Iโm from a poor family who owns no assets
My brother is the only one who does because he married a girl from a well off family and they gave them 500k cash to buy a house
It made me realize how powerful marriage can be if you marry up. My brother is like the first home owner in our entire family purely based on who he married
No Iโm not a brown 3rd worlder, Iโm White and live in a 5 eyes Anglo nation.
Anonymous
(ID: e1B8so5s)
8/30/2025, 8:46:06 PM
No.60872299
>>60872464
>>60873426
>>60872266 (OP)
>$26million for a house like that
kek wtf is wrong with Americans
>>60872266 (OP)
Why do they always get pizza?
Anonymous
(ID: JWxmtouQ)
8/30/2025, 8:48:44 PM
No.60872310
>>60872301
monkey see monkey do
Anonymous
(ID: 45Zg0tW5)
8/30/2025, 8:50:17 PM
No.60872319
>>60877151
>>60887743
>>60872266 (OP)
guy is on the hook for $4000+ a month for 30 years. no thanks
Anonymous
(ID: wkvY9rb5)
8/30/2025, 8:51:31 PM
No.60872326
>>60872342
>>60873132
>>60874084
>>60872266 (OP)
>$1.35M for THAT
>interest cost alone is about 82% of the homeโs original price.
How is this legal?
>>60872301
Thanks for the gold, kind stranger!
Anonymous
(ID: n0tjj77J)
8/30/2025, 8:52:43 PM
No.60872334
the jews are right, many goyim will pay to be slaves
Anonymous
(ID: wTZEsraj)
8/30/2025, 8:53:43 PM
No.60872342
>>60872326
>How is this legal?
You're free to start a business where you lend people money at a lower interest rate than the banks do. But you'd go bankrupt pretty fast because a lot of bums like the guy in OPs pic default on their payments
Anonymous
(ID: n0tjj77J)
8/30/2025, 8:53:55 PM
No.60872343
>>60872301
gotta have 'za in your new crib
sooo.......like, When is that house warming party anon?????
He can just refinance after rate cuts idiots
>be me
>not sure if I want to buy a home
>go to my plebbit
>everyone's sharing pics of their keys with 'Za, dude
>radical
>"Git those keys!"
>man, sheesh
>I start to sweat
>It's all about "Them Keys" after all, isn't it?
>imagine myself in a position where I can post Keys and Za
>on god
>yeah I think that's what I want
>Imagine how good that would look on my plebbit
>and all my friends will think it's so cool lol yep basically $1M
>aight shiiiet Imma do it, fr fr
Anonymous
(ID: n0tjj77J)
8/30/2025, 8:58:22 PM
No.60872360
Anonymous
(ID: n0tjj77J)
8/30/2025, 9:01:08 PM
No.60872374
>>60872638
>>60876243
>>60891984
keys? check
ZA??? check
what more you want man?
go work, its a beautiful day. nothing like 12 hour work in that new york sun. 2 hour commute in my grid city. halal hotdog carts. Keys and Za man. Keys and Za. It's that grind bro, we're in the trenches but we have keys and za and that's what matters.
do something nice for a stranger. Everywhere you look is a hobo. it's your fault. Share the za!
Yesterday I shared my za with a stranger and they were so thankful
take a step back, times are rough but we are soooo rich man. Share that wealth. Don't be a prick.
Anonymous
(ID: DDpIB8WM)
8/30/2025, 9:01:09 PM
No.60872375
>>60888013
>>60872266 (OP)
with a mortgage like hes got theres a near guaranteed chance he defaults on the loan than ever pays off the house due to job loss and other factors leading to economic decline in the US
Anonymous
(ID: vSTbOCNo)
8/30/2025, 9:02:05 PM
No.60872382
Anonymous
(ID: n0tjj77J)
8/30/2025, 9:03:30 PM
No.60872386
>>60872409
So guys, i became friends with the halal cart guy his name is uhhh.. like um....what was it again, mehmoo...mamoo...mamajad or something, man that guy is COOL, he's like, he's been here for 30 years doing halal carts man idk its like he's kinda hard to understand. Doesn't speak english too well. But he's such a cool guy dude. Hooks me up with the best real halal sabrett dogs, real sabrett only you know. Yeah I do dogs and zas. It's new YORK baby!!!! No ketchup please AHAAHAHAAAA
Anonymous
(ID: n0tjj77J)
8/30/2025, 9:05:09 PM
No.60872395
come on folx lets hear it for the big apple yall
Anonymous
(ID: n0tjj77J)
8/30/2025, 9:08:52 PM
No.60872409
>>60872386
i even called sabrett to ask cause i was like, they dont make halal dogs do they? and they said no but the cart guy said it's like real and it's only for newyork halal cart vendors so yeah theres that. Those big companies have such a bureaucracy that they dont even know what they're selling sometimes
Anonymous
(ID: /BvgyqpT)
8/30/2025, 9:09:12 PM
No.60872410
>>60872266 (OP)
goyslaves are funny sometimes
Anonymous
(ID: i7Mi8Czl)
8/30/2025, 9:11:39 PM
No.60872419
>>60883162
>>60872266 (OP)
jesus christ for 200k down he should have bought a small villa or town home and just wage slaved until he could buy a real house.
Anonymous
(ID: RS+Wphk/)
8/30/2025, 9:12:54 PM
No.60872427
>>60883150
>>60872266 (OP)
he threw his life away for 700 upvotes
Anonymous
(ID: NocEPRrC)
8/30/2025, 9:17:23 PM
No.60872444
In 5 years he will sell for 1m to an 8% mortgage buyer and op will be posting about xrp(still 3$)
Anonymous
(ID: 4bemRCxo)
8/30/2025, 9:19:08 PM
No.60872449
>>60872479
>>60872897
>>60872293
Yeah but youre a loser who has to co-own a home with a girl. lol.
Anonymous
(ID: cdDImQJa)
8/30/2025, 9:23:33 PM
No.60872464
>>60872299
Anon,26y, male.
Anonymous
(ID: 4bemRCxo)
8/30/2025, 9:25:07 PM
No.60872467
>>60872479
>>60872897
>>60872293
and if you co own a home, you cant just kick her out whenever you want
Anonymous
(ID: DbU0xjJq)
8/30/2025, 9:28:05 PM
No.60872479
>>60872485
Anonymous
(ID: 4bemRCxo)
8/30/2025, 9:29:55 PM
No.60872485
Anonymous
(ID: 4bemRCxo)
8/30/2025, 10:03:39 PM
No.60872569
>>60872659
>>60872266 (OP)
Millionaires are 3.5 to 5% of the American population.
Was his house a good decision?
Anonymous
(ID: x5JhBGjr)
8/30/2025, 10:14:05 PM
No.60872604
>>60872266 (OP)
>I refuse to believe people are this rich*
coping little crypto incel lmao
Anonymous
(ID: kBnhuZW6)
8/30/2025, 10:26:18 PM
No.60872638
>>60873111
>>60873236
>>60876243
>>60872354
>>60872374
>>60872354
>be me
>the prophet has spoken
>life is meaningless without Keys and Za
>mortgage? eternal debt? irrelevant
>what matters is holding the sacred ring of Keys in one hand and the greasy Disc of Za in the other
>ancestors built cathedrals, empires, dynasties
>I will build equityโฆ maybeโฆ after 27 years of payments
>but today I ascend, for today I post Keys and Za on plebbit
>thousands of upvotes, dopamine sacrament, communion in tomato sauce
>I am complete, I am saved, I am His disciple
>all hail Keys, all hail Za
Anonymous
(ID: 98oFhOVC)
8/30/2025, 10:29:10 PM
No.60872648
>>60875397
>>60872266 (OP)
>740k
>gets nigger tier keys
LMAO imagine what other corners they cut while building that shitbox
Anonymous
(ID: dr6z4sCu)
8/30/2025, 10:31:21 PM
No.60872659
>>60872708
>>60872733
>>60873869
>>60872569
It depends. If he bought because he thinks the price will appreciate like housing has done in the past, he's probably wrong. If bank of mom and dad helped with the down payment, then it being a good investment doesn't matter. If he needs space for a family then he needs it anyways and it doesn't matter
Anonymous
(ID: 45Zg0tW5)
8/30/2025, 10:45:41 PM
No.60872704
>>60872737
>>60872762
>>60872345
>muh rate cuts
in your dreams bitch
Anonymous
(ID: 45Zg0tW5)
8/30/2025, 10:46:42 PM
No.60872708
>>60872659
you can rent a bigger space than that for far cheaper
Anonymous
(ID: 4bemRCxo)
8/30/2025, 10:52:14 PM
No.60872733
>>60872932
>>60873138
>>60872659
Houses arenโt investments. lol. Like is he going to be one of those people where his nw is basically his home?
Anonymous
(ID: 4bemRCxo)
8/30/2025, 10:53:51 PM
No.60872737
>>60873729
Anonymous
(ID: WPIdF8rU)
8/30/2025, 10:57:34 PM
No.60872750
>>60872301
pizzagate "cleaning girl" delivery
Anonymous
(ID: RUuu+Kmx)
8/30/2025, 11:00:17 PM
No.60872762
>>60873729
>>60872704
Are u actually retarded?
Anonymous
(ID: FaI5ij6i)
8/30/2025, 11:08:22 PM
No.60872783
>>60872862
>live in a Mediterranean small town
>grew up in a two-story house
>parents gave me half of the top floor, the other half is my brother's
>60 sqm each
>I don't intend to buy a house or rent ever, unless I find a woman worth having kids with and we run out of space
It can suck to live above your parents and right next to your brother, but honestly they are better than some random ass neighbors and having to pay mortgage (yours, or someone else's if you rent!)
I am a high earner and save around 65% of my net income.
Anonymous
(ID: tPC5Q2PM)
8/30/2025, 11:23:24 PM
No.60872828
>>60872865
>paying 2btc and $3,500 for 30 years when you could have just kept the btc and a mere 20% appreciation a year would cover the rent for life with the rest pure profit.
They will never, EVER make that 2btc back.
Anonymous
(ID: 6KPa5FO4)
8/30/2025, 11:29:48 PM
No.60872854
>>60872301
updoot maximization strategy
Anonymous
(ID: S8rfTF2a)
8/30/2025, 11:31:37 PM
No.60872862
>>60872783
that sounds nice
Anonymous
(ID: 4bemRCxo)
8/30/2025, 11:32:31 PM
No.60872865
>>60872828
Thats why home ownership is the real wealth divide. You are thinking like a poor person.
Anonymous
(ID: E2sGLtZm)
8/30/2025, 11:34:14 PM
No.60872871
>>60872885
>>60884524
>>60872301
kek its corny as fuck how they planned it all out for upvotes from a bunch of fags
Anonymous
(ID: CF/RCvXj)
8/30/2025, 11:34:43 PM
No.60872873
This same thread is on /pol/ and way more active with an interesting discussion. Basically youre all fags and homos
Anonymous
(ID: KmAUsmq5)
8/30/2025, 11:35:42 PM
No.60872878
>>60873464
>>60872301
Doesn't require silverware, or even a plate really.
Anonymous
(ID: 4bemRCxo)
8/30/2025, 11:36:47 PM
No.60872885
>>60872871
It is their community. Cant talk shit about that part. It is like /ck/ doing cookalongs.
Anonymous
(ID: lUdEIg+n)
8/30/2025, 11:39:21 PM
No.60872897
>>60872907
>>60872930
>>60872449
>>60872467
>Has to consider kicking her out and stealing her assets because he is incapable of real love and it's all just a game of deception
And you niggers say women are evil.
Anonymous
(ID: 4bemRCxo)
8/30/2025, 11:41:10 PM
No.60872907
>>60872897
what do you mean โher assets?โ
It is my home, she is living in it.
Anonymous
(ID: 4bemRCxo)
8/30/2025, 11:45:06 PM
No.60872930
>>60873281
>>60872897
This means if you share/co-own with a girl, you dont have power
Anonymous
(ID: NocEPRrC)
8/30/2025, 11:45:22 PM
No.60872932
>>60872947
>>60872733
>one of those people where his nw is basically his home
Like 80% of people? Yes
Anonymous
(ID: 9S0tPICZ)
8/30/2025, 11:48:52 PM
No.60872954
>>60872960
>>60872947
>you have a fat wife gaslighting you
>what do you do in this situation?
Jump in a time machine and never get married in the first place
Anonymous
(ID: 4bemRCxo)
8/30/2025, 11:50:59 PM
No.60872960
>>60872963
>>60874008
>>60872954
Own your home, not co-own like a loser cuck soi male, and kick her out.
Anonymous
(ID: 9S0tPICZ)
8/30/2025, 11:51:58 PM
No.60872963
>>60872980
>>60874008
>>60872960
That too. Ideally both.
Anonymous
(ID: 4bemRCxo)
8/30/2025, 11:55:42 PM
No.60872980
>>60873061
>>60873078
>>60874008
>>60872963
she will never respect a โhusbandโ that she co owns a home with. Female nature.
Anonymous
(ID: 4bemRCxo)
8/31/2025, 12:11:31 AM
No.60873061
>>60873078
>>60874008
>>60872980
This.
If your gf or wife is westernized, and you co-owns with her, you are a KEK. Better have a spare bedroom for when Tyrone comes over.
Anonymous
(ID: AZne+hWO)
8/31/2025, 12:14:15 AM
No.60873069
>>60873090
>>60873285
>>60874840
>>60875449
>>60872301
The midwit goy like pizza
Anonymous
(ID: 6h//aNfH)
8/31/2025, 12:14:24 AM
No.60873071
>>60873080
>>60872301
Cause it's kino, if I ever buy an empty house I'm definitely doing it
Anonymous
(ID: AZne+hWO)
8/31/2025, 12:15:37 AM
No.60873078
>>60874008
>>60872980
>>60873061
I think i know you
Anonymous
(ID: 4bemRCxo)
8/31/2025, 12:15:57 AM
No.60873080
Anonymous
(ID: ch+7sN3C)
8/31/2025, 12:17:02 AM
No.60873085
>how do keys work
tells you everything you need to know before reading a single word
Anonymous
(ID: v7Zf3nU8)
8/31/2025, 12:18:35 AM
No.60873090
>>60873069
>central Europe
>god tier food options
Ameribros... it's over...
Anonymous
(ID: ZHYpJMEr)
8/31/2025, 12:21:02 AM
No.60873102
>>60872266 (OP)
Why does everyone just copy and repeat the same schtick on Reddit? something about the culture there...
Anonymous
(ID: ILsq5gfo)
8/31/2025, 12:22:48 AM
No.60873110
>>60873125
>>60872266 (OP)
I bet that other box is one of those millennial Big Cookies
Anonymous
(ID: hV6VKaWD)
8/31/2025, 12:23:17 AM
No.60873111
>>60873116
>>60891225
>>60872638
Lmao, you're a funny guy. Would love to shoot the shit over a fruity IPA and some Za.
Anonymous
(ID: 4bemRCxo)
8/31/2025, 12:24:27 AM
No.60873116
>>60873127
>>60873111
go back
go talk to him on reddit
Anonymous
(ID: w6bxZ+Mc)
8/31/2025, 12:27:00 AM
No.60873125
>>60876098
Anonymous
(ID: hV6VKaWD)
8/31/2025, 12:27:07 AM
No.60873127
>>60873116
I'm being facetious you retard nigger.
Anonymous
(ID: b+FrETYT)
8/31/2025, 12:28:17 AM
No.60873132
Anonymous
(ID: kBnhuZW6)
8/31/2025, 12:30:03 AM
No.60873138
>>60872733
You donโt play the game very well Raj.
Anonymous
(ID: KXytTu2v)
8/31/2025, 12:31:40 AM
No.60873146
>>60872345
Damn these are the exact words uttered by every subprime ninja nigger right before the market crashed in 2008.
The music's ending gentlemen. Hope you find a seat.
Anonymous
(ID: tqXLFMSQ)
8/31/2025, 12:33:29 AM
No.60873153
>>60873166
>>60872266 (OP)
Well his parents are probably rich Jews so why not.
Anonymous
(ID: kBnhuZW6)
8/31/2025, 12:37:34 AM
No.60873166
>>60873207
>>60873243
>>60873660
>>60873153
Anon not everyone is broke like you. I can afford my house all by myself. I have a good job (I won't tell you what it is because the Israelis are data collecting). If you can't save $500-1000 a month you need to change your lifestyle. Watch some financial advice videos online and learn to stop wasting your money on stupid shit. No eating out, no booze, no living paycheck to paycheck, no crazy vacations, no cable tv, etc. I can feed myself for about $400 a month because I don't go out to eat. I'm not going to let (((corporations))) price gouge me
Anonymous
(ID: cKjSzRpu)
8/31/2025, 12:43:57 AM
No.60873194
>>60872293
It's the power of families my dude. Not marriage.
Anonymous
(ID: tqXLFMSQ)
8/31/2025, 12:46:17 AM
No.60873207
>>60873166
This gay advice again.
>bro just quit smoking and you can buy a brand new car
>dude just drink tap water instead of beer and buy a heckin house
Yeah not how it works IRL. I'm not wasting my time watching those normie crap videos lol.
Anonymous
(ID: n0tjj77J)
8/31/2025, 12:57:40 AM
No.60873236
>>60872638
my life's purpose has been distilled into this singular moment of online validation..... I *will* post the picture. the crushing weight of my financial obligations will dissipate with every upvote and every congratulatory comment from a kind stranger. I have the Keys AND I have the Za, and they will be presented on reddit where they will be HAILED
>>60872275
Most people make 150k a year
Anonymous
(ID: tqXLFMSQ)
8/31/2025, 1:01:01 AM
No.60873243
>>60873166
Also that flag in op picture has like $80 worth of food on his table and I bet he has a ix pack of IPA for n his fridge that he paid another $25 for. He blows over 1K a month to just go out and eat. These people would spend 10k on some domestic travel and drive brand new German cars.
Anonymous
(ID: kBnhuZW6)
8/31/2025, 1:05:21 AM
No.60873265
Keys in the left hand
Za in the right
Thirty years of debt behind me
Whole lifestyle ahead
No trips no hobbies no freedom
Just vibes and grease
Flexin the only way that matters
Anonymous
(ID: u78BN3CW)
8/31/2025, 1:05:32 AM
No.60873266
>>60872293
Your brother is now the cuckest man in town.
Anonymous
(ID: mXlfz3nl)
8/31/2025, 1:08:34 AM
No.60873281
>>60872930
if you can divorcerape your wife, youve got the power.
Anonymous
(ID: mXlfz3nl)
8/31/2025, 1:09:34 AM
No.60873285
>>60873781
>>60873069
ah yes my favourite food, weed
Anonymous
(ID: gkQeLX+z)
8/31/2025, 1:10:37 AM
No.60873293
you know, when i bought my house posting it online was the LAST thing on my mind.
wAs too busy showing my family and some friends the new digs, playing games in a completely empty unfurnished room, generally enjoying the freedom
what's up with these faggots in OP? personally i think wealth braggers should die screaming.
Anonymous
(ID: +WTvIk/q)
8/31/2025, 1:37:04 AM
No.60873384
>>60872345
Not even 3% is gonna help him when he's unemployed and can't pay off that fat smelly monthly mortgage payment in the upcoming recession.
Anonymous
(ID: /6I988c0)
8/31/2025, 1:42:27 AM
No.60873401
>>60876817
>>60872266 (OP)
>keys in picture
>pizza
Why are redditors all copycat faggots who want to larp as being quirky? It's like they based their lives on the Big Bang Theory and think their lives are a sitcom. I hate these reddit niggers like you wouldn't believe
Anonymous
(ID: GamxoZiM)
8/31/2025, 1:47:23 AM
No.60873426
>>60872299
>same thread
>same bait post
Anonymous
(ID: Q/3VB7di)
8/31/2025, 1:49:11 AM
No.60873437
Homebaggie redditors are pathetic, not sure why we need a thread with a reddit screenshot OP
Anonymous
(ID: 9ZPIBqyF)
8/31/2025, 1:57:35 AM
No.60873464
>>60872301
If you're not really moved in it's super easy to acquire and eat
>>60872878
Correct
Anonymous
(ID: 9ZPIBqyF)
8/31/2025, 2:01:42 AM
No.60873477
>>60873733
>>60889831
>>60872947
>Have QT pi hapa wife
>Squeezes out two kids
>Keeps doing Pilates like 5 times a day
>Weight is probably within 5 lbs before she was pregnant
>Demands to go to gym with me to work on her arms and squat
>Drinks her protein shake
>Fucks like once or twice a day but always screams before, I always initiate
>Limited cuddles
>Has 0 friends, male or female
What's going on?
Anonymous
(ID: U1KWl1NL)
8/31/2025, 2:47:34 AM
No.60873660
>>60873725
>>60873166
>I can feed myself for about $400 a month because I don't go out to eat.
Holy fucking shit what are you eating, king crab legs and filet mignon? There is zero (0) reason to spend more than $10/day on food you cook yourself. You can easily spend half that.
Anonymous
(ID: KMvacQKY)
8/31/2025, 3:07:27 AM
No.60873725
>>60873894
>>60873660
>bro just boil two potatoes a day and you can buy a house
Anonymous
(ID: 45Zg0tW5)
8/31/2025, 3:08:19 AM
No.60873729
>>60873906
>>60872737
>>60872762
you're not getting rate cuts. cope
Anonymous
(ID: 45Zg0tW5)
8/31/2025, 3:10:13 AM
No.60873733
>>60873477
>hapa wife
you already lost
Anonymous
(ID: PeGH+3o2)
8/31/2025, 3:24:59 AM
No.60873781
>>60873285
I too am glad liquor is now classified as food. I will be applying for EBT benefits immediately
Anonymous
(ID: MnYRS1yf)
8/31/2025, 3:41:23 AM
No.60873841
>>60872345
how do you pay cuckgages in a recession?
Anonymous
(ID: dhYxGVp4)
8/31/2025, 3:48:13 AM
No.60873862
>>60872266 (OP)
How is this actually a bad idea? Thereโs not enough information.
This thread is full of poorfag chuds who seethe that someone else can afford to buy property in a HCOL area and they canโt. The leddit post might be a bit cringe but chances are if someone is taking on a $4000 monthly payment they have a high salary of at least 300k and this isnโt that hard for them to pay.
Anonymous
(ID: FF3//g93)
8/31/2025, 3:49:01 AM
No.60873869
>>60873975
>>60872659
>will appreciate like housing has done in the past,
That house will cost over a million with interest. He won't pay a penny on principle for about 8 years. That's almost a decade of basically renting it, with no equity, while he also pays for repairs and maintainence, which is estimated to be at least 10% annually. How is that house supposed to appreciate that much?
Anonymous
(ID: eBJjnYMl)
8/31/2025, 3:52:09 AM
No.60873884
>>60872345
>lower long term rates
>with re-igniting inflation
>with lowest confidence on America's fiscal situation
Yes, rates are going to magically go under 3% kek
Anonymous
(ID: eBJjnYMl)
8/31/2025, 3:55:39 AM
No.60873894
>>60873923
>>60873725
1.5 lbs of steak costs $10. You can easily live off of $10 / day
Anonymous
(ID: 4bemRCxo)
8/31/2025, 3:58:26 AM
No.60873906
Anonymous
(ID: KMvacQKY)
8/31/2025, 4:04:33 AM
No.60873923
>>60873894
Only if you save 10 dollars a day you still won't have enough money to buy a house.
Anonymous
(ID: zzm93tF5)
8/31/2025, 4:06:42 AM
No.60873927
>>60872301
Cuz buying a home and moving all your shit into it is tiring and you just want to eat some goyslop. Personally I would order a sixpack and some titty mag.
Anonymous
(ID: K1VccNa9)
8/31/2025, 4:18:07 AM
No.60873958
>>60873901
I am not against living like this since I'm somewhat ascetic, my main problem is the sterile lighting.
Anonymous
(ID: 45Zg0tW5)
8/31/2025, 4:22:09 AM
No.60873975
>>60873869
dude just turn your brain off and assume it'll appreciate 200% in 10 years
Anonymous
(ID: n0hQtgPA)
8/31/2025, 4:25:26 AM
No.60873985
hopefully a boomer ripped him off and not a flipper who both ripped off the boomer and the zoomer
he will never pay it off
Anonymous
(ID: 4zZW+8PP)
8/31/2025, 4:33:19 AM
No.60874001
>>60872301
>>60872266 (OP)
When I bought my house in 2003 I had Chinese as a celebration in my empty kitchen but I had a metal folding table and seats. Now people can only afford cheap ass pizza to celebrate in their empty kitchen. And they have to stand.
Anonymous
(ID: lTRtfOWv)
8/31/2025, 4:37:18 AM
No.60874008
>>60872960
>>60872963
>>60872980
>>60873061
>>60873078
>buying before
>don't co-own
lol if you think that will protect you from divorce rape in the west
Anonymous
(ID: tueinfRN)
8/31/2025, 5:00:55 AM
No.60874060
>>60872266 (OP)
>9 million in interest
bro
Anonymous
(ID: Sk5rN9KK)
8/31/2025, 5:10:00 AM
No.60874084
>>60883175
>>60872326
>How is this legal?
It's paid out over 30 years, or whatever the term is. Money loses value over time as more is printed. If we assume inflation is 3% annually, over 30 years, that's 1.03^30 = 2.43x.
Anonymous
(ID: UNCXXBZI)
8/31/2025, 5:12:59 AM
No.60874090
Why is he posting his hand like in /v/ bait threads where anon is told to post his hand to prove his skin color lol
Anonymous
(ID: aM7X0enj)
8/31/2025, 5:28:31 AM
No.60874130
>>60874136
>>60873901
>drop ceilings
holy kek
Anonymous
(ID: Sk5rN9KK)
8/31/2025, 5:31:02 AM
No.60874136
>>60874130
As opposed to what? Gypboard supported directly off the underside of the joists?
It's not the drop that's bad, it's that the drop is ACT.
Anonymous
(ID: P11CrwyK)
8/31/2025, 5:58:38 AM
No.60874180
>>60873237
No they don't.
Anonymous
(ID: 45Zg0tW5)
8/31/2025, 6:10:44 AM
No.60874204
>>60877145
>>60873237
why lie like this
Anonymous
(ID: 28S44iX2)
8/31/2025, 6:22:43 AM
No.60874225
>>60872301
"It's just what you do."
The plens crave real rites of passage, so they end up engaging in banal mimicry. They're not wrong for feeling this sense of lack, but their copes are all gay.
Anonymous
(ID: NmdNMz0d)
8/31/2025, 8:09:07 AM
No.60874479
>>60877574
>move to a major city after living in bumfuck flyover states for 20+ years
>rent is $800 due to having cool roommate
>townhouses in local area start at ~$600,000, houses cost more
>parents tell me to look for townhouses, they'd pay in cash
I guess the difference between boomer parents and immigrant boomer parents is that the latter don't hate their children.
Anonymous
(ID: m531dFQz)
8/31/2025, 8:36:38 AM
No.60874515
>>60874518
>>60872947
i wouldn't even look at the thing on the right twice on a random pass by as opposed to the two on the right. so i'd tell the bitch, get fit or get lost, you can start right now and if you haven't lost ten pounds in 2 months you're out. no compromises after that. fucking hell, why would i live with such a fat abomination.
Anonymous
(ID: m531dFQz)
8/31/2025, 8:37:47 AM
No.60874518
>>60874515
>as opposed to the two on the right
i meant to say to the left
Anonymous
(ID: ZFqvoKnI)
8/31/2025, 8:55:56 AM
No.60874552
>>60889810
>>60872266 (OP)
Am I the only one who thinks sharing pictures of yourself, your achievements and events of your life to strangers on any telecommunication networks is a revolting practice?
Is nothing in your life sacred? Is it all just a reality TV to broadcast for the world?
Anonymous
(ID: FCaNMvod)
8/31/2025, 9:02:36 AM
No.60874563
>>60872301
jewish humiliation ritual
Anonymous
(ID: a8MQQIPM)
8/31/2025, 9:06:29 AM
No.60874571
>>60872345
Everyone keeps saying this, surely its not as easy as its made out. There has to be a catch, no way banks are that retarded
Anonymous
(ID: a8MQQIPM)
8/31/2025, 9:16:15 AM
No.60874587
>>60872947
sue the living shit out of that whale
Anonymous
(ID: r/7tTAMC)
8/31/2025, 10:53:48 AM
No.60874779
>>60872301
>none of your kitchen tools nor food is in new house yet to cook
>pizza is almost impossible to fuck up, important since you are in a new area and don't know the good spots yet
>don't need plates or utensils to eat it, can use the box as a plate.
Anonymous
(ID: rfHkZwOq)
8/31/2025, 11:01:01 AM
No.60874808
> look at the debt i was allowed to take on with a 7% interest rate :)
> i own* a house now! (*in 30 years, while being responsible for all maintenance and i lose 100% of it if i fail to make gigarent payments to the true owners, a bank that doesn't know who i am)
> also im a straight A student who owes loans to the bank that told me i was smart for accepting their usurious loans
do goyim really lmfao
Anonymous
(ID: FuCToBZC)
8/31/2025, 11:08:25 AM
No.60874840
>>60873069
It's silly to equate shit like berries and mushrooms to high quality meat. There's no nutritional equivalence whatsoever. Berries are just not as bad as most other fruits since they are less engineered.
Anonymous
(ID: je7bfy9D)
8/31/2025, 11:35:01 AM
No.60874912
>>60875010
>>60877421
>>60883767
>>60873237
>For the year 2022, the U.S. Census Bureau estimates that the median annual earnings for all workers (people aged 15 and over with earnings) was $47,960; and more specifically estimates that median annual earnings for those who worked full-time, year round, was $60,070.
Anonymous
(ID: 7+TpHaXw)
8/31/2025, 12:09:24 PM
No.60875010
>>60875244
>>60874912
its probably way lower than 60k btw considering rich wall street jews and sillicon valley are included in that. well obviously not everyone works for nvidia or in wall street so the downside is always much higher on the poor, as usual
Anonymous
(ID: 1WFRTnXF)
8/31/2025, 1:28:30 PM
No.60875242
Anonymous
(ID: je7bfy9D)
8/31/2025, 1:28:45 PM
No.60875244
>>60875010
It is median earnings, not average. I.e. half the people earn less than 60k, half earn more than 60k
Anonymous
(ID: qOrpXd4n)
8/31/2025, 2:11:17 PM
No.60875356
>>60875407
>>60883240
>>60884469
>>60872266 (OP)
This is a brown hand
I can tell from the inside color of his hand. Also noticed how he made sure you didnt see the outside color of his pajeet or spic hand
Anonymous
(ID: 1+Q4lUEj)
8/31/2025, 2:16:01 PM
No.60875364
Anonymous
(ID: k5oYBTdY)
8/31/2025, 2:27:51 PM
No.60875397
>>60872648
Good eye Anon. Imagine not having at least Baldwin keys.
Anonymous
(ID: ndIks/Ly)
8/31/2025, 2:30:37 PM
No.60875405
40 year mortgages were the worst thing to happen to this country since 30 year mortgages
Anonymous
(ID: 1+Q4lUEj)
8/31/2025, 2:30:55 PM
No.60875407
>>60875423
>>60875356
Astute observation.
Anonymous
(ID: mWRW1K5t)
8/31/2025, 2:34:54 PM
No.60875422
>>60876726
Looks of poors seething in this thread
Keep renting you poors, Iโm sure you can justify it as โsaving moneyโ lmao, meanwhile I will keep enjoying myself alone in my 4 bedroom house, maybe Iโll bother to do something with one of those extra rooms someday, maybe a gym? Tennis canโt imagine the luxury of all this extra space
Anonymous
(ID: qOrpXd4n)
8/31/2025, 2:35:40 PM
No.60875423
>>60875857
>>60875886
>>60875407
I do my best, sir
Anonymous
(ID: pmjTuiJH)
8/31/2025, 2:43:54 PM
No.60875449
>>60880761
>>60873069
Consider suicide
Anonymous
(ID: wTZEsraj)
8/31/2025, 4:29:44 PM
No.60875837
>>60872301
Because when you take over an empty place you don't have any plates or cutlery
Anonymous
(ID: b+FrETYT)
8/31/2025, 4:38:12 PM
No.60875857
Anonymous
(ID: u4DAjQ3p)
8/31/2025, 4:46:18 PM
No.60875886
>>60875423
You know why browns and blacks have white palms? Itโs cause thereโs a little bit of good in all of us
Anonymous
(ID: 4bemRCxo)
8/31/2025, 5:27:33 PM
No.60876066
>>60889295
>>60872266 (OP)
You either become a mortgage slave or a renter slave.
Anonymous
(ID: lP7354p4)
8/31/2025, 5:34:43 PM
No.60876098
>>60873125
literal basedjak
Anonymous
(ID: lP7354p4)
8/31/2025, 6:07:32 PM
No.60876243
Anonymous
(ID: FMEFtaX0)
8/31/2025, 8:15:49 PM
No.60876726
>>60875422
650 in rent here capped at 2% yearly increase. A mortgage would be more expensive in taxes and interest alone.
Anonymous
(ID: vJDO8ZM/)
8/31/2025, 8:39:12 PM
No.60876817
>>60873401
>It's like they based their lives on the Big Bang Theory and think their lives are a sitcom
that is literally the truth, except throw in every goyslop niggertrash media production into the mix plus jewish controlled social media influencers
Anonymous
(ID: wqSypKHS)
8/31/2025, 8:44:21 PM
No.60876826
>>60872301
he only has a microwave
Anonymous
(ID: HVvygx4a)
8/31/2025, 9:53:45 PM
No.60877145
>>60874204
Thats a zoomer. Apparently rage baiting is really popular among zoomers and alphers, i dunno why.
Anonymous
(ID: B8VVJYBY)
8/31/2025, 9:54:44 PM
No.60877151
>>60872319
he can afford that because he's a savvy redditor
Anonymous
(ID: AK3sTPWA)
8/31/2025, 11:11:19 PM
No.60877421
>>60874912
That number includes niggers and spics who earn 0$ a year, retard.
Anonymous
(ID: mN5ebaDR)
9/1/2025, 12:02:32 AM
No.60877574
>>60878306
>>60874479
The problem is that most of those town houses have shared walls so anything you save in upfront costs you lose in HOA costs
Anonymous
(ID: W8wqm7Jm)
9/1/2025, 12:59:31 AM
No.60877800
>>60878536
>>60872293
in reality, 80% of more of this board now wish they were your brother.
because next to nobody here has a girl, let a lone a house.
Anonymous
(ID: NmdNMz0d)
9/1/2025, 3:12:13 AM
No.60878306
>>60877574
It depends. Most of the townhouses I've looked at have HOA fees that are around $100 a month. Not nothing but also not bad, you'd pay way more in property tax. In different areas closer to the city center the HOA fees can be higher, I've seen $300. Some condos even have >$500 HOA fees.
Anonymous
(ID: vzlLARHT)
9/1/2025, 4:03:05 AM
No.60878477
>>60873901
If this were my destiny I would fuck the police and dig an actual entryway with a glass door, or at least a big window.
Anonymous
(ID: iPT5jNk0)
9/1/2025, 4:11:22 AM
No.60878513
>>60872266 (OP)
diet coke and pan pizza good luck
Anonymous
(ID: TuLi38bY)
9/1/2025, 4:17:20 AM
No.60878536
>>60877800
No guy, I'm here to trade digital funny money named peepeepoopoofartcoin because my life is going great lmao. I want my entire future based on a cosmic dice roll made (like central bank rates) by people born in the 1940's.
Anonymous
(ID: TuLi38bY)
9/1/2025, 4:28:29 AM
No.60878575
>>60873901
Prisoners in Norway live better and have more freedom than this.
Anonymous
(ID: H88Sd2sX)
9/1/2025, 5:15:29 PM
No.60880696
>>60891263
>>60872275
Stay poor. I put 180 down that I had a ton of equity locked up in rental properties
Anonymous
(ID: /C6rxlUo)
9/1/2025, 5:32:43 PM
No.60880761
>>60875449
touched a nerve, veggie-bitch?
Anonymous
(ID: oTNVdVDa)
9/1/2025, 5:35:01 PM
No.60880775
>>60872266 (OP)
If you can afford a $200k down-payment you can afford a $740k house
Anonymous
(ID: WNXZnqtO)
9/1/2025, 8:08:46 PM
No.60881445
>>60882213
>>60882782
Anonymous
(ID: T6auxht/)
9/1/2025, 10:29:31 PM
No.60882096
>>60873237
>Most people make 150k a year
This isn't true, and even it if was saving up $200k for a down payment will take many years.
Anonymous
(ID: RDcgzJ0x)
9/1/2025, 10:57:14 PM
No.60882213
>>60882782
>>60881445
>trumps tariffs
surely its the tariffs, and not him mass-evicting illegals, and closing loopholes that thousands of government employees were abusing to make a fortune off of the taxpayers etc.
Anonymous
(ID: 3R9TmZhi)
9/2/2025, 2:03:18 AM
No.60882782
>>60881445
>>60882213
It was happening for a while already in the midwest while the market was steady or dropping slightly in places like LA because housing is so limited the boomers who run away have their houses and apartments rented out right away
Everything Trump is doing is finally lowering housing prices in these areas which will help make housing affordable again
Anonymous
(ID: g4ncg5AC)
9/2/2025, 2:16:54 AM
No.60882819
>>60882845
>>60887682
all of you are fucking retarded. you get the money back with interest when you sell
Anonymous
(ID: ABs/YoeO)
9/2/2025, 2:23:32 AM
No.60882841
>>60872266 (OP)
You'd be surprised
Anonymous
(ID: mTehIXM6)
9/2/2025, 2:24:42 AM
No.60882845
>>60882819
>sell
>when nobody can afford houses let alone apartments
Good luck, retard.
You fell for boomer memes of "buy da house, it always go up like in 1950"
lmao
Anonymous
(ID: mIzarCzx)
9/2/2025, 3:53:51 AM
No.60883132
>>60883156
>>60885970
>>60891594
Americans are legit retarded
Anonymous
(ID: CzMAZWQ+)
9/2/2025, 3:59:55 AM
No.60883145
People that brag about owning houses are the biggest faggots that exist. It makes me so happy when I hear about natural disasters and imagine their houses getting flattened. Bonus points if they have a 2+ car garage or a "sport" vehicle
Anonymous
(ID: sBT/S0lO)
9/2/2025, 4:07:29 AM
No.60883150
Anonymous
(ID: iXgiWj+P)
9/2/2025, 4:10:16 AM
No.60883155
>>60872293
>helo ser. yai swar ser. yai white gui, ser.
Anonymous
(ID: H9+ZOm6c)
9/2/2025, 4:10:41 AM
No.60883156
>>60883132
it's actually $1,801,953.60, but still
Anonymous
(ID: iXgiWj+P)
9/2/2025, 4:12:12 AM
No.60883162
>>60872419
>wage slaved until he could buy a real house
so, never. okay.
Anonymous
(ID: FF3//g93)
9/2/2025, 4:20:22 AM
No.60883175
>>60883178
>>60874084
>money loses value over time as more is printed
This is a normie trap. Normies think that borrowing money means they pay less over the term of the loan, but that's not what happens. Inflation may eat up the value of money, but that is why the bank makes you pay interest first before equity. Look up any payment chart for a mortgage and you'll see that the first eight or so years is only interest on the loan. You won't have any real equity in the house for at least a decade. Only your money loses value with loans. It's the same thing with cars. People can't understand why they have negative equity with cars even though they've been paying on them for five years.
Anonymous
(ID: tDdcDwQq)
9/2/2025, 4:22:15 AM
No.60883178
>>60883175
Banks also charge a higher interest rate than the rate of inflation. They're not dumb and aren't going to give you money for free, they only do it for profit.
So by holding a loan you are not "inflating away" the debt, you're losing purchasing power just by holding the debt and paying interest on it.
Anonymous
(ID: DIsyso9M)
9/2/2025, 4:25:29 AM
No.60883186
>>60883192
>>60884424
what's the problem here exactly? sad thread full of losers angry at others being happy
Anonymous
(ID: H9+ZOm6c)
9/2/2025, 4:27:33 AM
No.60883192
>>60883203
>>60883186
>WHY CAN'T YA'LL JUST LET PEOPLE ENJOY THINGS
Anonymous
(ID: DIsyso9M)
9/2/2025, 4:31:26 AM
No.60883203
Anonymous
(ID: UfDI0Rf7)
9/2/2025, 4:32:59 AM
No.60883210
>>60889795
>>60872266 (OP)
Most landlords are paying a mortgage with your rents, so the cost to rent will always be at least slightly higher than to mortgage a similar property or unit. At least with a mortgage, if you're smart enough to do a fixed rate, your monthly payments will never go up, unless your property value goes up so much that your property tax meaningfully increases, in which case, you cash out and move somewhere else and do it all again. The only way you can be underwater with a house is if the market crashes, in which case you have bigger problems, or rates drop significantly, but I don't know if you've noticed, that's not happening anytime soon.
Anonymous
(ID: 6y0PCreF)
9/2/2025, 4:35:23 AM
No.60883218
>>60884447
>>60872293
First home owner in the history of your family? What in the fuck have your ancestors been doing?
Anonymous
(ID: mzH7/dWj)
9/2/2025, 4:42:35 AM
No.60883240
>>60889805
>>60875356
I'm brown and I laughed at this.
Anonymous
(ID: lYvEDAyE)
9/2/2025, 5:11:06 AM
No.60883292
>>60872293
Sugar mom maxxing is the only way to make it in 2025
Anonymous
(ID: zVVHC4P0)
9/2/2025, 8:21:26 AM
No.60883767
>>60874912
The poorest 40% aren't people. They're indentured servants in all but name. Their earnings are negligible on the economy and they should be excluded from all economic indicators.
Anonymous
(ID: 5/htoqtN)
9/2/2025, 1:26:50 PM
No.60884424
>>60883186
Who's angry? We're having fun. You're the buttmad nigger with a mortgage
Anonymous
(ID: 4v4cSYmv)
9/2/2025, 1:35:42 PM
No.60884447
Anonymous
(ID: 5azBGKQ1)
9/2/2025, 1:46:30 PM
No.60884469
>>60889805
>>60875356
I looke it up, it's a pajeet. Impressive work, Anon.
Anonymous
(ID: pIEDNg0x)
9/2/2025, 2:07:35 PM
No.60884509
>>60872301
shitty taste buds
Anonymous
(ID: 6Ev4fb0P)
9/2/2025, 2:13:51 PM
No.60884524
>>60872871
How can I profit from upvotes from a bunch of fags?
Anonymous
(ID: IwolxeEb)
9/2/2025, 2:34:21 PM
No.60884586
>>60884905
Why don't you guys just live with your parents? That way you save 100% of your income.
Anonymous
(ID: FNfgD2lV)
9/2/2025, 2:43:14 PM
No.60884622
I feel like a retard for buying a 3000sq ft 1 acre at 400k 3.25
Anonymous
(ID: oP55Ib0G)
9/2/2025, 3:32:52 PM
No.60884905
>>60884586
i did that from age 25-35 and saved enough to basically retire (with a little boost from crypto but nothing crazy)
Anonymous
(ID: B/byGxzZ)
9/2/2025, 6:34:29 PM
No.60885970
>>60883132
this is not how interests work
Anonymous
(ID: SJqEtE9W)
9/2/2025, 11:35:27 PM
No.60887567
>>60887575
>>60872301
ยดza is delicious the quenn of england named one after her its literally the food of the royalty
My problem is that they always pick the greasiest ยดza possible and add a bunch of topings on it
Anonymous
(ID: SJqEtE9W)
9/2/2025, 11:37:26 PM
No.60887575
>>60887567
>quenn of england
i meant italy ofocurse i dont know why i thought of england there
Anonymous
(ID: WNXZnqtO)
9/3/2025, 12:00:45 AM
No.60887682
>>60882819
you are double retarded.
>high house prices supported by 20 year tech boom
>tech boom ends, layoffs increase, due to belief that Ai will reduce need for many white collar office jobs (jewish daycare for women and s-yboys who just chitchat all day or tinker with code)
>techfags are more cautious
>house prices cool, especially in overheated areas like SF, LA, Austin, and LV.
keep in mind a tech boom in one area usually means a huge crashing shift for others working in a lower tech industry. emails and internet probably caused a bunch of layoffs for those working for anything related to fax machines.
fuckin dealers in LV were making enough to buy houses and new cars. now they're getting downsized due to digital or hybrid table games.
Anonymous
(ID: lLkd4L6+)
9/3/2025, 12:13:25 AM
No.60887743
>>60889259
>>60872319
$2600 per month, and when the government starts QE again, that will plumit in real terms
Anonymous
(ID: iXgiWj+P)
9/3/2025, 1:05:03 AM
No.60888013
>>60872375
no worries. a rich jeet will buy it for pennies on a dollar.
Anonymous
(ID: 6XfGcNu0)
9/3/2025, 1:06:59 AM
No.60888022
>>60872293
TPBP
Many of us whites are held down by our own race.
Race traitors first, jews 2nd, browns 3rd.
Anonymous
(ID: RJWMr9Q1)
9/3/2025, 9:25:05 AM
No.60889259
>>60887743
>when the government starts QE again
Its funny how anyone who bought after 2021 is holding onto this cope
Anonymous
(ID: 5pj+jjDU)
9/3/2025, 9:40:24 AM
No.60889295
>>60876066
Parents bought me a commieblock apartment - I'm utilities and soon to be property tax slave.
Anonymous
(ID: o9Sp15za)
9/3/2025, 11:11:34 AM
No.60889466
>>60873901
I kinda like it. Looks comfy like that short YouTubers room. It just needs some furnishings. I may include room that looks like this if I scrap up enough to build a house. My fantasy is to have a house that's like some Minecraft house complete with huge storage system.
Anonymous
(ID: XYkzlQ+H)
9/3/2025, 1:32:53 PM
No.60889795
>>60883210
Landlords often lose money on a cashflow basis and hope to make up for it with price of the property rising. They might lose 10k a year in cashflow, but if the house goes up by 20k in that year they still profit.
Anonymous
(ID: qOrpXd4n)
9/3/2025, 1:37:56 PM
No.60889805
>>60883240
Thank you, Paco
>>60884469
Just doing my job.
Anonymous
(ID: rSsYj0BJ)
9/3/2025, 1:39:05 PM
No.60889810
>>60874552
it's not revolting it's just an indicator that the feat alone was not satisfying to this person, it was more about being seen doing it. I assure you this person doesn't give a fuck about the house or any of those numbers he posted about. He just wanted to be seen.
Anonymous
(ID: o9USFLeM)
9/3/2025, 1:48:11 PM
No.60889831
>>60873477
Asian. They dont cuddle. Everything is always a tradeoff. No perfect situation, just degrees of excellence.
Anonymous
(ID: k5oYBTdY)
9/3/2025, 1:49:28 PM
No.60889834
>>60872947
If you cant see the future fattie in the dating picture, youre blind. Study more. Look at their mom- old advice that works.
Anonymous
(ID: d7J3tXDI)
9/3/2025, 6:56:33 PM
No.60891225
Anonymous
(ID: mhdQOERZ)
9/3/2025, 7:01:57 PM
No.60891263
>>60880696
>rental properties
I'm sure those just popped out of thin air for you, with zero help whatsoever from your sperm/egg donor
Anonymous
(ID: FaI5ij6i)
9/3/2025, 8:11:02 PM
No.60891594
>>60883132
>39F + dog
Also lol at your calculation, moron
Anonymous
(ID: TqyN3Mgy)
9/3/2025, 9:42:11 PM
No.60891984
>>60872354
>>60872374
this is literature KEK
Anonymous
(ID: jTqzTXmv)
9/3/2025, 9:49:08 PM
No.60892036
Canโt stop thinking bout them keys and zaโฆ.