← Home ← Back to /biz/

Thread 60895304

158 posts 46 images 108 unique posters /biz/
Anonymous (ID: wzvhPByp) No.60895304 >>60895333 >>60895342 >>60895348 >>60895367 >>60895612 >>60895632 >>60895635 >>60895692 >>60895742 >>60895816 >>60895833 >>60895836 >>60896114 >>60896129 >>60896193 >>60896230 >>60896490 >>60896914 >>60897005 >>60897315 >>60898243 >>60899522 >>60899581 >>60901266 >>60903407 >>60903413 >>60903419 >>60903432 >>60903464 >>60907795 >>60908284 >>60908359 >>60909310 >>60910075 >>60910097 >>60910105 >>60910731 >>60911009 >>60911473
Is everyone richer than we expect? I see a shitload of these and bmw/mercedes SUVs on the road.
Anonymous (ID: bquoJjes) No.60895333 >>60895700 >>60898000 >>60903045 >>60909368 >>60909513 >>60909712
>>60895304 (OP)
I work full time making 40k a year and would struggle to fix my 13 year old car if anything happened. I’m not sure how people making only 20k more than me can afford these things
Anonymous (ID: LRe1cFXS) No.60895342 >>60898008 >>60902780
>>60895304 (OP)
Most people are nigger rich, they buy or finance cars too expensive to own
Anonymous (ID: pjgxBJVF) No.60895348 >>60897021 >>60899523 >>60902780
>>60895304 (OP)
they're retarded and in massive amounts of debt. they cope by saying "it's only" $600/month while leaving out
>the loan is for 84 months
>they also pay another $300/month for gas + insurance + wear & tear
>their take home is like $4k/month
>~20% of their take home goes toward their goymobile
Anonymous (ID: MH2lz5n+) No.60895367 >>60902780
>>60895304 (OP)
most of these people have tens or even hundreds of thousands debt to show off their middle class lifestyle
america is packed full of these retards
Anonymous (ID: nLI2NNUz) No.60895612 >>60895687 >>60896807 >>60897958
>>60895304 (OP)
it's pretty safe to assume that almost everyone around you is a secret multimillionaire at this point. Nothing makes sense otherwise.
Anonymous (ID: TYiB2/Xt) No.60895632 >>60895715 >>60902780
>>60895304 (OP)
The average normoid has a $500 monthly car note and doesn't bat an eye about it. The fuck hueg trucks and t*slas have even bigger goy taxes.
Anonymous (ID: 7p7M2etC) No.60895635
>>60895304 (OP)
> what is a high APY loan?
Anonymous (ID: RSGl/4++) No.60895669 >>60895855
I mean, people will make $65k and then say “hey I can afford to pay $500 a month for a car”. So they’re not rich, but rather make poor financial decisions.

I’m sometimes astounded by just how dumb the average person is. I’m not MacArthur Grant recipient, but it’s deeply shocking to realize who the average person is and how they live. Jury duty blew my mind.
Anonymous (ID: RSGl/4++) No.60895687 >>60901236 >>60903943
>>60895612
Credit card debt, all debt really is at an ATH. Things will get bad and you’ll see who was swimming without a bathing suit. Watch the unemployment rate tick up another one percent and suddenly you’ll see a wave of boats, snowmobiles, ATVs, etc. pop up on Facebook marketplace or Craigslist.
Anonymous (ID: MYvJZln/) No.60895692
>>60895304 (OP)
the opposite, everyone is poorer than you expect. Each of those you see on the road represents like $80k+ of debt
Anonymous (ID: CGHtiNHz) No.60895700 >>60911457
>>60895333
>13 year old car
I "make" 93k and drive a 3 20+ year old cars. My newest lowest milage one is a 2004 F150 with 147k miles on it. The other two are 200k+.
>Why 3 cars
Redundancy. There is no public transportation here. Not even a uber or lyft will take me from my house to work. My only option beyond my 3 vehicles is the only cab service in the area that is an old mad with a fleet of ratty dodge caravans thar takes cash only. It'd be over $100 a day to commute to work with him.
Anonymous (ID: Nc30oelN) No.60895707 >>60911465
Its easy to look rich in America. Everybody with a decent job can get a loan on new car or truck. I agree with everyone else here that for most of them its not a smart way to spend their money. I am grateful to have these people around though to keep up the supply of decent used vehicles that are much cheaper to own.
Anonymous (ID: Q93tOulw) No.60895715 >>60895743
>>60895632
You can get a brand new Model 3 for 35k (with tax incentives). Pretty good deal
Anonymous (ID: fhAMhcKv) No.60895742 >>60895958
>>60895304 (OP)
I drive a mercedes in nice condition.
I've gotten comments about it.
It's a 2012, 95k miles on it, cost me 11k. I'm in an area where any other car with that mileage would have been basically the same price. $8k is like the floor for something reliable here.
When you go to a dealership, every mid-tier non luxury car newer than 2015 is like $18k+

IDK how THOSE people are doing it. But I do think it's weird I get called a snob for a reliable car worth around 10k when everyone else is driving cars that cost 2-3x as much and just doesn't have a luxury brand emblem.
Anonymous (ID: TYiB2/Xt) No.60895743 >>60895761
>>60895715
You think paying $35k plus tip for an electric goybox with a deteriorating battery is a good deal? More proof /biz/ doesnt know anything about cars. I can buy a 20 year old toyota for $3k that'll run for another ten years with minimal maintenance.
Anonymous (ID: Q93tOulw) No.60895761 >>60895768
>>60895743
It's a good deal if you're in the market for a new car. That's like me saying that paying $100 for a nice pair of headphones on discount is a good deal and you counter with "i can buy a pair of 1992 SONY earbuds from Goodwill for $10". Okay, and?
Anonymous (ID: TYiB2/Xt) No.60895768 >>60895798 >>60896078 >>60896993
>>60895761
Why would you ever buy a new car, retard?
Anonymous (ID: 5439r9Up) No.60895774 >>60895799 >>60895813 >>60903426
I love seeing the small starter homes and apartments with these giant trucks parked outside

Truly comical men who cannot afford actual land, but will pay up for a status symbol - the middle class is hilarious
Anonymous (ID: Q93tOulw) No.60895798 >>60895812 >>60896187 >>60898727 >>60910268
>>60895768
- safety
- newest tech
- less maintenance
- knowledge of its history
- aesthetic

Some of us can afford it and want it. Keep coping, poorfaggot. I'm sure your piece of thit from 1993 is just as good as my 2025 Tesla Model 3. Kek
Anonymous (ID: pjgxBJVF) No.60895799
>>60895774
i live in a $1900/mo cuckpartment complex. i have neighbors with an integra type s, c8 corvette, porsche 718, bmw 7 series, ford raptor, etc. they're going to be renting until the day they die.
Anonymous (ID: TYiB2/Xt) No.60895812 >>60895818 >>60895921
>>60895798
Wow dude congrats on falling for consumerist propaganda! You win the Best Goy of this thread.
Anonymous (ID: Wy6BVB09) No.60895813
>>60895774
yeah, credit is poison
it should be made much harder for people to do that
it doesnt benefit them in any way
Anonymous (ID: 9zFVxDEH) No.60895816 >>60895830
>>60895304 (OP)
10% of americans are millionaires, you're just left in the poorfag dust
Anonymous (ID: Q93tOulw) No.60895818 >>60895840
>>60895812
Seethe more. Our 1993 Honda Accords are the best cars on the market right now! Normies are just GOYS lol, they don't know our secrets
Anonymous (ID: Wy6BVB09) No.60895830
>>60895816
would be interesting to know if most of these are boomers with real estate
Anonymous (ID: RjP2Joar) No.60895833 >>60895844 >>60896118
>>60895304 (OP)
I make 100-130k and drive a 10 year old prius.

My gf makes 100k and she drives a 15 year old car.

Repairs, insurance, and gas is something we can afford. Can't even imagine driving one of these on my current income. Maybe were cheap.

Our rent is high though. 2700 and we live in socal where every trip out of the house is $100.

Fuck am I doing wrong man.
Anonymous (ID: fCH4hB2Z) No.60895836
>>60895304 (OP)
That truck is owned either by a moron blowing through their 6 figure oil job or by a blue collar dumbass paying off a 96 month loan along with their equally expensive boat
Anonymous (ID: TYiB2/Xt) No.60895840 >>60895859
>>60895818
Typical t*sla owner, you think people give a fuck about your shitbox with active driver surveillance. Newsflash buddy, nobody is impressed about anybody's vehicle, especially not some faggot ass ev.
Anonymous (ID: Wy6BVB09) No.60895844
>>60895833
youre doing nothing wrong it seems
I dont understand your question
Anonymous (ID: idL4Cyex) No.60895855 >>60898143
>>60895669
I lucked out on jury duty because of a natural disaster but I know I wouldn't be selected on the bench because my views are too hmm abstract? However you want to frame it. Im a bad juror.
Anonymous (ID: Q93tOulw) No.60895859 >>60895883 >>60896613
>>60895840
Yep. Your our 1993 Camrys are where it's at. These cars are goy-proof! No one cars about cars anyway. NEW CARS ARE SHITBOXES ANYWAYS. AND JEWS SPY ON YOU IF YOU OWN A TESLA!!
Anonymous (ID: 5439r9Up) No.60895883 >>60895920
>>60895859

it seems like we got the normie a little triggered

tell us your net worth - big boy - since you have such great advice
Anonymous (ID: Xh7/VYWg) No.60895903 >>60895909 >>60895993
Not American, can someone explain the point of owning a monster truck if you're not a tradesworker?
Anonymous (ID: eamPpZsM) No.60895909
>>60895903
To let everyone know you have a smol penis.
Anonymous (ID: Q93tOulw) No.60895920
>>60895883
My net worth is 5k (4k of which is my 1993 Honda Accord). But I'm living large because I'm not a normgroid. At least I don't have a JEWla lol. How about you, fellow normgroid-killer. What car do you have? A 1992 Honda Civic or maybe a 1987 Toyota Corolla (a classic)?
Anonymous (ID: YaY9h48W) No.60895921
>>60895812
Meh, I would rather write off a new Cummins with the ZH transmission than write off a used one for ~20k less and guaranteed wear and tear. Could easily spend 20k on repairs.
Anonymous (ID: UVLhLNVs) No.60895958 >>60896014
>>60895742
Is maintenance on German cars really that bad? I was looking at 2015 BMW 3 series for 10k with 77k miles. 3 owners but no accidents. Seems like it could have been reliable but the 3 owners had me concerned
Anonymous (ID: bXaaPi98) No.60895993 >>60903027 >>60903439
>>60895903
it's a perceived status thing. they've done studies, this has been discussed ad nauseum. nobody uses their trucks statistically (they are better off renting an hour a year from home depot). actual tradespeople are better off with vans, little Japanese trucks (with larger beds), and old clunker US trucks.
men like them because they think it makes them look manly (marketing?) and that small cars make them look weak. beneath that the vehicles are comfortable and nice. giant waste of money but consumerism drives the economy.
"im tough and your an idiot for not blowing the money" same mindset driving top-of-the-market real estate purchases, other conspicuous consumption
Anonymous (ID: /Win9F34) No.60896013
Once plebs who just landed their first full time job, they have to go finance an expensive car to tell everyone how much money they now have.
Anonymous (ID: VGM4+9t0) No.60896014 >>60896020
>>60895958
The German luxury brand fears the Samurai. Way less expensive, way more reliable, better tech and styling IMO. And very comparable performance to an M3 which costs 15K more
Anonymous (ID: VGM4+9t0) No.60896020
>>60896014
And a THICC ass
Anonymous (ID: bgbKvRCw) No.60896078 >>60896093 >>60896145 >>60896882 >>60905516
>>60895768
Have you tested the Tesla self driving feature? Go check it out and see if your opinion doesn’t change.
Anonymous (ID: TAu4Zzkh) No.60896093
>>60896078
I'm not putting my life in that thing's hands.
Anonymous (ID: 1ECBcOAK) No.60896114
>>60895304 (OP)
>rich
no, people just go into debt or prioritize their car over more important things
Anonymous (ID: 1ECBcOAK) No.60896118
>>60895833
>prius
have some self-respect man
Anonymous (ID: mGUKmohO) No.60896129
>>60895304 (OP)
it's all credit
Anonymous (ID: PZ3fl+LO) No.60896145
>>60896078
Anonymous (ID: cr/IyOJO) No.60896187
>>60895798
this is b8. my 2006 corolla costs fuck all to maintain vs modern cars credit jew payments and overly complex engineering which makes self repair almost impossible.
Anonymous (ID: ICRxibdC) No.60896193 >>60903203
>>60895304 (OP)
theyre sucking their boss dick just to not lose the job, if they lose job for longer than 6 months theyre homeless
Anonymous (ID: xGC24pfN) No.60896230
>>60895304 (OP)

There's a guy I know making $17/hour and he drives a 2021 dodge charger with 4,000 miles on the engine

It's mostly just debt or boomers who leveraged appreciating home values. 99.9999% of people you meet are not geniuses at all
Anonymous (ID: 2K1M6hsp) No.60896490
>>60895304 (OP)
In the UK it's either tax evasion, drugs or free motability cars for migrants.

You'll literally see nicer cars in a brown estate than in a doctor's driveway.
Anonymous (ID: 5/tIU3Vf) No.60896510 >>60896905 >>60898257
Still driving my decade-old Honda.
Anonymous (ID: Qf/+adX4) No.60896572 >>60903070
does this help OP?
Anonymous (ID: f82Ley86) No.60896613
>>60895859
Tesla's are fucking gay. You are fucking gay. Literally a 93 camry is a better vehicle to own than a 2025 Tesla subscription. Being this mad about your purchase just means you have some sanity left to recoup.
Anonymous (ID: gb9OI3U5) No.60896807
>>60895612
It isnt though. 5% are millionaires and 10-16% are millionaires when you include their primary residence. So most cars you see are financed.

10% of Americans have 1M.
Anonymous (ID: TYiB2/Xt) No.60896882
>>60896078
Yeah nah I'm not gonna ride in anything that's connected to the AI (Actually Indian) botnet.
Anonymous (ID: j6qw5NL2) No.60896905
>>60896510
that is a saab
Anonymous (ID: PhRglqkw) No.60896914
>>60895304 (OP)
I haven't seen anyone rich in my entire life, except for some retards on the internet
The only person with money I've ever seen is myself in the mirror, just because most of my salary goes to shitcoins and my npc lmao, am I in a safe place?
Anonymous (ID: 0JMF5VF0) No.60896993
>>60895768
It can be. I had a 2013 bmw 335 in bought in 2017 off a lease with 35k miles on it. I drove that car trouble free for 120k more miles doing 1 brake job and changing oil every 7500 miles. I would still be driving it but I started getting back/hip issues and just could not sit comfortably in it anymore...
I replaced it with a 2015 Porsche macan turbo, seats way more comfortable, it had a bunch of air suspension issues that cost a few k to sort out, car is probably a mistake but it's comfy af...
German luxury cars can 100% be a black hole....
Anonymous (ID: WgPnx1m2) No.60897005 >>60897111
>>60895304 (OP)
It's really not hard to afford a luxury car. Dealerships will play with terms to get people an "affordable" monthly payment. 95% of women also have no concept of financial planning and will spend every dime they have.
Anonymous (ID: cyftS7cI) No.60897021 >>60904168 >>60910709
>>60895348
fucking insane, these poor people are insane. fully brainwashed by the keynsian economic overlords that forced this stupid economic theory of debt and spending being good on us
Anonymous (ID: gb9OI3U5) No.60897111
>>60897005
Imagine driving a car worth more than 10% of your networth. lmao
Anonymous (ID: AIm8OWmo) No.60897212
I got a new Kia Seltos last year for $40k CAD after trade in, 5 year car bill at 4%. I make 100k and needed to upgrade from my old sedan for work anyway so it just made sense.
Anonymous (ID: YxOLzki0) No.60897315 >>60897322 >>60897350
>>60895304 (OP)
>Is everyone richer than we expect?
DEBT DEBT DEBT DEBT DEBT. Nobody can afford anything. They just agree to pay interest on it forever so they can pretend to own it. It's stupid as fuck.
Anonymous (ID: Wy6BVB09) No.60897322 >>60897328 >>60898441
>>60897315
debt is slavery
it should be heavily regulated
Anonymous (ID: YxOLzki0) No.60897328 >>60897383
>>60897322
debt is slavery is control. its like this by design, not by accident.
>golden chains
Anonymous (ID: cyftS7cI) No.60897350
>>60897315
KEYNSIAN ECONOMICS WORKING AS PLANNED TO MAKE EVERYONE A SLAVE OF THE ZIOGLOBOHOMO-FABIEN SOCIETY MASONIC BANKING ELITE
Anonymous (ID: vgsFQqbi) No.60897354
I just bought a mew 41k truck for 60 months at 790 a month lmao. You guys can laugh at me all you want. It’s 4.7% APR
Anonymous (ID: cyftS7cI) No.60897357
I FUCKING HATE KEYNES FUCK KEYNES AND FUCK USUARY
Anonymous (ID: Wy6BVB09) No.60897383
>>60897328
debt is extremly shortsighted
for a while it makes you feel god and props up the economy
but in the long run its stupid
Anonymous (ID: qVIO2say) No.60897406
I bought a used car in 2015 and have been maintaining it for like a decade. I have been saving that money and investing it and that has netted me around 100k.

In this life you are earning the interest or you are paying it.
Anonymous (ID: UlXopCIl) No.60897958 >>60904253
>>60895612
Two retards I went to high school with got married and bought a house earlier this year. I just have no idea how they can afford it. I make $87k and the numbers don't work out for me, I don't know what the hell they do for a living.
Anonymous (ID: vqr9fli/) No.60898000
>>60895333
People trade and buy crypto I guess. I will be able to afford this soon before EOY once UTK pumps back up
Anonymous (ID: 1SKZ+X6s) No.60898008
>>60895342
there hasnt been a mass default in at least 10 years so theyre doing something right
Anonymous (ID: YfS47qnG) No.60898143
>>60895855
any one of a worthy of an opinion usually skips jury duty
Anonymous (ID: VvaP7Fb6) No.60898243
>>60895304 (OP)
They’re carpoor and nigger rich living off of credit cards and paycheck to paycheck.
Anonymous (ID: VvaP7Fb6) No.60898257
>>60896510
Based and /o/pilled shitbox enjoyer. Still driving my gramps land yacht with no A/C and bald tires. Fuck giving the Jews money.
Anonymous (ID: tyPgHDEa) No.60898441
>>60897322
It IS heavily regulated and it's working exactly as intended.
Anonymous (ID: F8GpwT8n) No.60898727
>>60895798
Electric cars are an intelligence test.

You failed btw.
Anonymous (ID: s03jFC/I) No.60898843 >>60902953 >>60910335 >>60910475 >>60910793
the crux of the issue is modernist architecture, city planning and zoning. get rid of suburbs and ugly modern architecture and the problem goes away

in a traditional city you dont need a car. everything you need you can walk to. job, market, pub, theater, school, docter, friends and family, etc, all within 10 minute walking radius of your home. no cars, no traffic, none of that non sense. in cities like that, the middle class acts rich by wearing nice clothes and having nice hair cuts, because they're seen in their clothes walking around everywhere. a few nice suits and trip to the barber they can buy outright, its much cheaper than acting rich by buying some stupid lifted dodge ram bought on credit that they park in front of the shitty condo in the suburbs they rent
Anonymous (ID: RWkvpAJO) No.60899483 >>60903919
because if you do not have a nice car you cannot get pussy in the 21st century even if you have million dollars
Anonymous (ID: JK0HApf9) No.60899522 >>60908360
>>60895304 (OP)
:)
Anonymous (ID: UUwkEfby) No.60899523
>>60895348
This. There are more americans than you can imagine that are genuinely paying $1200 a month for their car/truck while only making $50-60k a year. The reality is most of them are married and all of them are in debt.
Anonymous (ID: 159baC8n) No.60899581
>>60895304 (OP)

It's a few things it could be anon.

1.) Their boomer parents are passed and they inherited funds and assets.

2.) Their boomer parents gave them funds and assets.

3.) They successfully profited / scammed off of a business, trading, or working in a field that pays those bills comfortably.

4.) They are in massive debt $100,000+, juggling refinancing, locked in a field of work that they cannot leave or they lose many assets.

Life isn't fair... some people are favored and their lives are made easily, but this doesn't mean you cannot gain for yourself. Esau was favored over Jacob by their father Isiaac, in almost every way. Esau was said to be a hunter and lazy, however still given favor over his brother Jacob who was working and tending his farm and flock.

Pray every day.
Anonymous (ID: 5tXZUY1J) No.60901236
>>60895687
Time to buy. Been waiting three years for a new truck.
Anonymous (ID: g+cxm3IU) No.60901266
>>60895304 (OP)
I'm betting on Debt personally.
Personal credit debit surpassed and ATH earlier this year, and nothing substantial has changed.

For the past 5 years I've done everything I can to remove all debt from my person. I now have zero debt and am waiting for rates to drop again to continue my work.

The US is looking at multiple wars in the near fututre, Dept. of War ffs. Most Americans don't realize that if you're brown or a jew hater (which AI will determine) you're going to be on front line duty with a suicide collar strapped to you.

They are going to streamline the process of killing possible violent individuals by simply foddering you. Unfortunate, but unfortunately in this slave morality world the cripple retard in a wheelchair is goin to choose where you live or die.
Anonymous (ID: YT+3BtFg) No.60902780 >>60904225
>>60895342
>>60895348
>>60895367
>>60895632
Seething incels.
At the of the 4 years they have paid it off and start another round of making it purchases meanwhile you bitch and save like 15 bucks a week if that LMAO
Anonymous (ID: 5tXZUY1J) No.60902953 >>60903038 >>60903527 >>60908372
>>60898843
ok euro freak
>lets outlaw the suburbs
>noooo you cant build that
>because i dont like it
Anonymous (ID: SSLxMYNR) No.60903027
>>60895993
It is also safer to drive a 6000 lb hunk of steel elevated higher than most traffic than to be on the ground in a little 2000 lb shitbox riding around next to the former
Anonymous (ID: SSLxMYNR) No.60903038 >>60903527 >>60908372
>>60902953
Europoors unironically like the idea of a prison existence, where you live your entire life within the confines of one neighborhood. Regular personal travel of any significant distance is frightening and confusing to the europoor.
Anonymous (ID: d02MU3jR) No.60903045
>>60895333
they save $0 while you probably plan on saving 10-20% as a baseline
Anonymous (ID: d02MU3jR) No.60903070
>>60896572
when controlling for inflation that's basically 0 real growth tho
Anonymous (ID: wY/iwSyw) No.60903203
>>60896193
I have to suck my bosses dick not to lose my job and I’ll be homeless if I lose my job longer than 6 months and I drive a used Corolla
Anonymous (ID: wA7q83op) No.60903400
After driving my 2004 Lexus into the ground I bought a 2021 Tundra 1794 with 18k miles on it this March for 45k using profit from crypto. Will be paid off at the start of next month. No real reason for me to have bought for my 10 min commute except:
1 it's badass
2 I wanted it
3 I could afford it several times over. House is paid off as well btw. No real input for this thread except to brag about it. Crypto has been a Godsend for me.
Anonymous (ID: tkpTKF3B) No.60903407
>>60895304 (OP)
You know whose cars you don't see on the road? People who can't afford cars.

But nah, most people are living WAAAAAAAAAAAAY beyond their means. Like, "I make $60K/year and have a mortgage, two car payments, and an ex-wife who gets half my pay for child support, but goddamn I need my four-times-daily Starbucks fix" poor.
Anonymous (ID: vcRt16V/) No.60903413
>>60895304 (OP)
no, they're in a lot of debt. that one statistic about most americans being unable to afford an $1000 emergency comes from financing shit like this
Anonymous (ID: YksjdBLY) No.60903419
>>60895304 (OP)
Taking on debt isn't a signal of wealth.
Anonymous (ID: YksjdBLY) No.60903426
>>60895774
It's third world cargo cult behavior. It used to be blacks and Mexicans were the worst offenders, living in the ghetto or with 20 people in a house and driving around in Escalades. Unfortunately their behavior has spread, with help.
Anonymous (ID: IJ4fb5OT) No.60903432
>>60895304 (OP)

Nothing more cringe than seeing big trucks hauling campers or boats cuz dad has to drag their families out for a miserable outing.
Anonymous (ID: YksjdBLY) No.60903439 >>60903910
>>60895993
>actual tradespeople are better off with vans, little Japanese trucks (with larger beds), and old clunker US trucks.
Depends on the trade for vans. If all you're hauling is tools a van is great, if you're hauling material it's not so great. We can't have those cab over mini trucks in the US. Old trucks have their benefits, fuel efficiency is not one of them.
Anonymous (ID: FcnX0rDQ) No.60903464
>>60895304 (OP)
Lol normies are renting those from the banks and paying $500-$1k per month
Anonymous (ID: Pocmrh9s) No.60903527 >>60905390 >>60906525
>>60902953
>le 4chan contrarian
whats ironic is that your comment supports my argument, but your too low iq to realize this

suburbs exist because traditional city planning was outlawed, idiot.

zoning laws mandate only residential, or only commericial, or only industrial, can be built in a given area. when zoning laws go away suburbs go away because when people have freedom to build how they like, they build cities how people have built them for 1000s of years, meaning good looking settlements of multifunctional and mixed use buildings that dont require rotting hours of your life away every day in a financed $45000 metal box just to run errands or go to work

>>60903038
europeans are more well travelled than americans. they're also much thinner and healther and good looking too. sitting in traffic on the freeway everyday is not the same as travelling. im not even european.
Anonymous (ID: 7GC5RUWR) No.60903910
>>60903439
>We can't have those cab over mini trucks in the US
Why? Is it illegal or do companies just not bother making them because they get way better margins on luxury trucks?
Anonymous (ID: 7p7M2etC) No.60903919 >>60903927 >>60903971
>>60899483
bro are you chasing boomer pussy with that?
Anonymous (ID: L2yOkETq) No.60903927 >>60903971 >>60910875
>>60903919
boomer dick*
Women don't give a fuck about cars
Anonymous (ID: 9VeiE1io) No.60903943
>>60895687
>Credit card debt, all debt really is at an ATH.
But even if it's debt it means they've been able to keep up with payments for years. That takes a solid income level too. If they were defaulting they wouldn't be getting more credit.
Anonymous (ID: wbZQ3MBh) No.60903971 >>60904172
>>60903919
>>60903927
t.booomers

i photoshop myself with sports cars and yachts and get tons of matches and get their nudes kek
Anonymous (ID: BqTy8xxb) No.60904168 >>60910324
>>60897021
You can't spend the money you worked hard for, you just can't ok?!?!? shut up retard
Anonymous (ID: BqTy8xxb) No.60904172
>>60903971
We have Gemini for editing now, you poser boomer.
Anonymous (ID: pjgxBJVF) No.60904225
>>60902780
they say that mass repliers were molested by their father. is this true?
Anonymous (ID: lvmmDbfm) No.60904250 >>60904267
It’s always funny to see these incels on biz whine about other people in debt when the dollar is actively dying and all those people you call retards are going to pay off their loans with worthless money while you are all stuck with ashitty old car. Same goes for housing your rent will increase massively with inflation, my mortgage will not
Anonymous (ID: 1/QIrKEG) No.60904253
>>60897958
Their parents and/or their wife parents helped

My brother and his wife got $200,000 from his in-laws to help buy a house
Anonymous (ID: pjgxBJVF) No.60904267 >>60904313
>>60904250
the "dollar dying" refers to value relative to foreign currency. a devalued dollar doesn't mean your house becomes more valuable, rather its value tracks the money supply and the dollar only becomes worth less with respect to foreign currencies.
Anonymous (ID: lvmmDbfm) No.60904313
>>60904267
Which is why your own crypto or gold which does become more valuable as well
Anonymous (ID: TYiB2/Xt) No.60905390
>>60903527
Suburbs exist because niggers got shipped out of their segregated areas in the 1960s, stop parroting opinions from reddit fuckcars and realize that suburbs exist to avoid the groid. Personal automobiles exist to avoid the groid, nice single family houses in White areas cost over half a million dollars in the US because they are built to avoid the groid.
Anonymous (ID: z5VoKyPp) No.60905516 >>60910107
>>60896078
I drove my friends cyber truck and while it is cool at first it seems like the novelty would wear off within a week of owning it. I’ll stick with my Prius. Not to mention that he only kept it for like 3 months.
Anonymous (ID: uAyDAiwX) No.60905533
My unzogged 13 year old accord has only gone up in value in my mind when I hear people’s engines turn back on at stop lights.
Anonymous (ID: ncUdjxdm) No.60906525
>>60903527
>but *I* shoukd be making the zoning laws
>because I dont like suburbs
>thats why I live in one
"architectural" freak
Anonymous (ID: 0Ng2wFAk) No.60907795
>>60895304 (OP)
Trailer park niggers
Puerto Ricans
And niggers
With credit cards and buy here pay here
They are all over Orlando
Anonymous (ID: +XQ9Yixg) No.60908284
>>60895304 (OP)
Bait used to be believable
Anonymous (ID: lFVgAsqJ) No.60908359
>>60895304 (OP)
>Google searches for "give car back" are at near all time highs LMFAO

https://x.com/VladTheInflator/status/1963666004023849096
Anonymous (ID: qr14Evug) No.60908360
>>60899522
>and inflation doesnt help
Is her debt inflation adjusted lmfao thats literally why the fed targets any inflation rate in the first place what a stupid bitch
Anonymous (ID: qr14Evug) No.60908372 >>60908844 >>60909476
>>60902953
>>60903038
Im a burger on vacation in the netherlands and i just rode a bike 50 km out of amsterdam into the farm and country fields to marken and abcoude. You can go wherever you want. In fact, its easier to get around than in the US. Its baffingly for most of burger compatriots because they cant comprehend going to another town without a car
Anonymous (ID: et6IaV9l) No.60908844
>>60908372
>I cant ride a bike in America
>because Americans are dirty filthy unEnlightened scum
>god Im glad to be around fellow coomunist cumrades
Anonymous (ID: wVonno5c) No.60909310
>>60895304 (OP)
Debt slaves
Anonymous (ID: XNEt8tPh) No.60909368 >>60909461
>>60895333
I live in a middle upper class area and many people I know are making well into 6 figures and living pay check to pay check. I briefly fell into that trap when I was younger but had the realizations of how stupid trying to ‘keep up with your neighbors’ is. Some families I know are 1-2 paycheck from being completely broke because they’d rather drive nice cars and trucks and spend lavishly on vacation than save for their future.
Anonymous (ID: oty7CFhn) No.60909461 >>60909485
>>60909368
> trucks
>upper middle class
Anonymous (ID: qVIO2say) No.60909476
>>60908372

>it's easier to get around in a country that is 1/100th the size of a US state

What an immense brain you have.
Anonymous (ID: XNEt8tPh) No.60909485 >>60909493
>>60909461
You didn’t read op’s post , did you? You just looked at a photo and made assumptions.
Anonymous (ID: oty7CFhn) No.60909493
>>60909485
i live in a big city so I see everything. There are no trucks on the streets
Anonymous (ID: vZMRMbhO) No.60909494 >>60910086
Watch this video and it explains all the high priced trucks and SUV's on the road.

https://www.youtube.com/watch?v=GL_I6_0FcTg
Anonymous (ID: r861rHOi) No.60909513 >>60909527
>>60895333
A lot of people actually believe their 401k and social security will be around. They think this is the recession and we're on the cusp of making new highs and they'll be making even more money down the line. That could be any further from the truth, however.
Anonymous (ID: qVIO2say) No.60909527
>>60909513

Are you the guy making 500 youtube videos about how the economy will crash in 2 weeks?
Anonymous (ID: tSrTilnN) No.60909712
>>60895333
I'm worth $40 million and just have my 15 year old cars fixed. The number of dings alone I've gotten in the last couple years makes me glad I don't have anything newer. If you just take in an old car and have it serviced the number of really concerning things that'll go wrong is pretty low.
Anonymous (ID: oVz4/kWl) No.60910075
>>60895304 (OP)
/x here

no its because this is all a simulation to piss you off. You never see these people go to work or take groceries in their house. I see everyone doing well and the steak joints are packed but me? As soon as i buy a stock in loses 30% value and i sell. Then it shoots up 50%
Anonymous (ID: Wy6BVB09) No.60910086
>>60909494
do americans really talk like niggers?
Anonymous (ID: YE7vmLyn) No.60910097 >>60910105
>>60895304 (OP)
No, but people are in a lot more debt than you'd expect
Anonymous (ID: fqwRJNqv) No.60910105
>>60895304 (OP)
>>60910097
this. auto finance is massive compared to 20 years ago
Anonymous (ID: PRuiEqe2) No.60910107 >>60910113
>>60905516
Based, the Prius is the most /biz/ car
Anonymous (ID: Wy6BVB09) No.60910113 >>60910237
>>60910107
I only drive white cars
Anonymous (ID: PRuiEqe2) No.60910237 >>60910240
>>60910113
All cars come in white dummy
Anonymous (ID: Wy6BVB09) No.60910240
>>60910237
pcars made by white people not by chinks
Anonymous (ID: SiNwiLCl) No.60910268
>>60895798
>- less maintenance
Opinion disregarded, please sterilize yourself.
Anonymous (ID: SiNwiLCl) No.60910324
>>60904168
The point is that they don't have the money you dumb cock sucker.
Anonymous (ID: SiNwiLCl) No.60910335 >>60910793
>>60898843
>get rid of suburbs
You see the suburbs popped up because during WW2 the blacks flooded american cities, and then when the whites came back from war they realized they didn't want to live in a zoo, but they still needed jobs which were mostly in the cities, so they compromised and moved to nearby areas. You. Dumb. Fuck.
Anonymous (ID: qVIO2say) No.60910475 >>60910793
>>60898843

If you get rid of niggers you have a deal. But I'm not going to accept living in close proximity with races that have a violent crime rate hundreds of times higher than mine.
Anonymous (ID: LFo2qW2a) No.60910709
>>60897021
>this stupid economic theory of debt and spending being good on us
This existed way before Keynesian economics, you stupid nigger
Anonymous (ID: aalEbth/) No.60910731
>>60895304 (OP)
Anonymous (ID: tSrTilnN) No.60910793
>>60910335
>>60910475
based

>>60898843
All of these intellectual urban planning exercises completely ignore the nigger problem.

Suburbs and sprawling car-only developments help provide inexpensive space to people, which is nice. It ALSO handles the nigger problem.

A random nigger of the stabby variety (extremely mentally ill) is NOT going to be able to make it to your home in suburbia 5 miles off the highway to be stabby. One of those things even gets within the subdivision and the police get called. In New York or Baltimore, they're literally 10 feet away. They may be camping in your apartment lobby unless you have secured entrance or a doorman, which is $$$.

Same with the lack of public transportation. Public transportation invites all sorts of niggers to get out and about, and not only harass or murder people on this transportation but also do mischief on the other end. The lack of it is a good thing. A nigger could hop on a bus I get on at any stop and cause havoc. With my doors locked in my private car I can be quite certain zero niggers are getting in.

Hyper-urbanized areas basically work only in wealthy homogenous areas. Tokyo and Singapore come to mind, though Tokyo may soon decay as it becomes culturally enriched.
Anonymous (ID: CbLkzgLO) No.60910875
>>60903927
Lol this zoomer knows nothing about women.
Anonymous (ID: UZQZylRz) No.60911009 >>60911447
>>60895304 (OP)
they're pretty good at getting people into cars these days. they take like 7-year loans to buy it or lease it. interest rates are going down too so they'll get even more affordable.
Anonymous (ID: imatDqCp) No.60911447
>>60911009
stupid picture btw, the guy in the chrysler is more likely to die in an accident, but I guess that's okay because his car won't be destroyed :D
Anonymous (ID: ChXJVU2f) No.60911454
Normies were all told to buy bitcoin like soc years ago and they all had jobs so they could afford it. Meanwhile you all got sidelined and you're still here.here forever.
Anonymous (ID: ChXJVU2f) No.60911457
>>60895700
You're getting cucked on registration and insurance for three vehicles
Anonymous (ID: ChXJVU2f) No.60911465
>>60895707
It is unfortunately normal for people nto have a car payment. Which means they are in debt for something that is likely already worth less than the principal owed.
This has likely fucked the prices for both vehicles and real estate. Nobody would nown buy these $80k vehicles if they had to pay cash.
Anonymous (ID: W5MDveE2) No.60911469
the entire world is just nepotism and connections. When I look into my friend group the only people living what qwas a normal nice life 30 years ago are the faggots that get helped out by their parents so they have no worries if shit hits the fan and constantly get shit for free.
Anonymous (ID: 2v+rZi9c) No.60911473
>>60895304 (OP)
You can still bag one of this before the year ends if you DCA into UTK.