Thread 60900609

What the fuck? Did rentoids finally learn math? My PSYOPs with "pissing away money" and "paying someone else's mortgage with nothing to show for it" don't work anymore? NOOOOOOOOOO

>>60900609 (OP)
>low effort niggershit post
>too lazy to even link to the article
hang yourself dead you fucking retard.

>>60900634
>article
NYT is content free, the topic speaks for itself.
https://www.nytimes.com/2025/09/04/realestate/millionaire-renters-homeownership.html
are you gonna be a crybaby about the paywall too? here you go: https://archive.is/ZhXzY

>>60900609 (OP)
Shut up you fag.
Everybody knows owning a home is a good thing.
When you come on here and advocate for eternal renting you're not being funny, you're being evil on purpose.
You'll have to answer for that.

>>60900651
>falling for the indirect saucing bait
retard

>>60900666
>it's a good thing
sure thing shlomo. wake me up when I can truly "own" a home instead of paying property tax on illiquid asset (yeah, that transaction will be 6% plus tip)

>>60900682
On average who is better off, the landlord or the rentoid?

>>60900666
It’s good but not now, literal pieces of shit cost 1 million dollars in todays time. Maybe when prices retrace 40% it’ll be worth again

>>60901058
>who is better off
boomers

>renting
yea anyway, anyone got some tips for weedwhacking the fence line? if you go vertical it's shit and if you go horizontal you literally destroy the wood.

presented without comment

>>60900609 (OP)
The best strategy is to hold a job, life under a bridge, savemaxx and then to fuck off to lcol area.

This is a thing many places

Where I live, you can rent a a massive villa for say $3k a month, which if you were to buy the house with a 100% mortgage (basically setting down payment opportunity cost to mortgage interest rate), it would cost you $9k a month in interest payments alone. In addition comes maintenance costs, being forced to pay down the loan, etc.

You can also find this for cheaper rentals, although the cheaper it is, the less the difference will be for cost of owning versus renting (more demand to rent, less supply)

It doesn’t make sense to buy anything with shared walls, then the HOA can just rape your wallet

>>60901081
Do you have a dog? If not, your fence should be a bit higher to avoid that problem. Otherwise, you can try softer wire. Or rev a little slower. In general though, it sucks and it will never be good

This is because they're expecting a housing market crash. Just don't buy in some retarded area that's obviously overpriced. If you're spending the same amount of money there's no argument against buying a house.

>>60901058
This. You’re either the cuck (renter) or the bull (owner).

Hahaha imagine being a rentoid, bet you live in an apartment and have to deal with loud neighbors and their loud dogs and their trash and smells hahahaha

Anyways I spent all night last night watching horror movies in my living room with the volume way up for the good jumpscares and I’m a bit sleepy, gonna take a nap, might change things up a bit and sleep in one of my three spare bedrooms

>>60901081
Spray the fenceline with weedkiller or a mix of used motor oil & gasoline, just enough gas to thin it for a pump sprayer. Or mulch it. Also what the other guy said, leave/ cut a gap at the bottom

>>60904203
Your money is locked in one fix place, with massive transaction costs for buying and selling. During that time, your money can’t be working for you in the stock market with much higher returns. You can’t just pack up and leave if you get a better job somewhere else, want a new relationship, or if the neighborhood simply starts to annoy you. There’s always the risk of random deterioration.

So who’s the cuck here, and who’s the bull?

>>60904214
Ok, I agree, renting in one of those American paper-wall apartments is cucked. But just rent a small house or a place in a big city with solid walls.

>>60904226
None of the places I would want to live in even allow rentals, that’s for poor people that we don’t want in our neighborhood

>>60904255
>In a theoretical situation - which I’ll probably never be in - where I have so much money that it doesn’t even matter, I would live somewhere where renting is barely possible. So renting is not good. Checkmate.

>>60904214
Loud retarded neighbours are only prevalent in the shithole United States, in Canada even the jeets are better behaved than most Americans.

>>60904538
Lmao I have been to Quebec and everyone was complaining about how smelly the jeets are and how they make their entire apartment floor smell

>>60904590
i didnt know there were quebecois jeets now

>>60900609 (OP)
because they can't afford a home obviously.

>>60904203
in todays world you cant put a price on the ability to pack up and leave in short notice
buy house for $$$$$, next day your neighborhood gets forcefully diversified
house values drops to $$ and you are trapped

>>60904665
Most rentals now require a lease, you can't just pack up without paying a heavy fee. The actual way to have mobility now is to live in a vehicle.

>>60904538
Unfortunately leafland has a ton of loud retarded neighbors too.

>>60901058
You mean my dividends paying my low rent compared to the rent I'd have to give the bank for 20 years, all while the principal giving me my divies is going tits up?

>>60901554
This. Nicer houses rent for less because the market for houses that are nice is relatively small vs the market for basic houses. I rented a little cottage on the water for 2k. Small similar SFHs in town close to the interstate rented for 1700. For 300 more I got a beautiful waterview, nice furnishings and fixtures, zero neighbors, and pindrop silence and tranquility. Still, that 300 extra is 300 most wagies can't spare. That all said, this house on the water is worth about 700k, those houses in town are worth about 400k. Mortgage on it would be like 4000 vs 2500 for the house in town. I'm just shitting out numbers now but you get the idea. If you're well off and already in the market for luxury locations and nice touches, renting makes even more sense than it does for wagies (for whom it also makes sense right now).

>>60904673
pointless details, every contract has a clause for leaving it
i mean you can leave within a few months without losing massive amounts of net worth as opposed to owning

>>60904665
Renting is cheaper nowadays than a mortgage and in some ways more convenient, I agree. However, where the US gets it wrong, is a severe lack of already-furnished apartments and short term leases. If more apartments were furnished and came with options for 1-month, 3-month or 6-month leases, renting would be a lot more popular. The job market is fickle these days, and nobody wants to lug furniture in and out of an apartment every year if they have to constantly switch jobs or move cities, leases should also be shorter term to reflect the transient nature of the modern day job market as well.

Yes, gates, zuck,buffet, renters...
I don't care what some millennial faggot influencer says about anything.
The elite own, they don't fucking rent. Holy shit biz really is educated by retarded YouTubers.

>>60900682
>there's X amount of bad thing, therefore you're an idiot for not wanting x + y of bad thing
Ah yes, the classic turbo-retard argument.

>>60900609 (OP)
I'll just rent and save money so I can leave this jew'd country where where a random nigger can just stab you in the back because muh racism.

>>60900609 (OP)

LIVING in NYC requires paying NY City Taxes, and NY State income taxes.
A rich person can purchase a home in Florida (NO State income tax) and VISIT NYC for up to 6 months a year and NOT have to pay NY taxes.

>>60904688
>For 300 more I got a beautiful waterview, nice furnishings and fixtures, zero neighbors, and pindrop silence and tranquility
Interesting, that sounds really nice, I rent for 1300/month in a rent controlled apartment and I was planning on retiring here once I hit my make it number but sharing walls with loud neighbors and hearing traffic 24/7 and dogs barking is slowly driving me insane. Maybe paying $700 more for a luxury place like that might just be worth waging another 2-3 years.
How did you even go about finding it? From a quick search of my area on airbnb, every waterfront is packed with a dozen cottages all right next to each other and insane prices 4k-8k/month seems common even when booking for 3+ months. I expected airbnb to be overpriced but damn only 1-2 listing even come close to 2k/month.

>>60900666
>taxes, insurance, interest, maintenance

all adds up to more than my rent. not my problem

>>60904839
musk doesn't own a home
this is a stupid convo

Because it was during that time period that we had insane inflation. Being a millionare no longer means much today in terms of buying power, hence why more of them are renting. There's also just more millionares. Every homeowner boomer is now a millionare.

The proposition that owning is better than renting still holds. In fact this only becomes even more evident the more the dollar inflates.

>live in/move to urban area with hcol but a lot of high-paying jobs
>rent as cheap as you're willing to go to save money while also enjoying the urban life
>make a lot of money while working
>fire
>buy a house in the middle of buttfuck nowhere
>enjoy having a house and a lcol that allows you to focus on the things you sacrificed for work such as art or writing a novel or watching every movie ever in chronological order

I was looking at a 1.5m house today that had 40k in property tax assessment alone.
After adding up the maintenance, upkeep, insurance I realized I could rent waterfront in Florida cheaper in a house 2-3x the value.

>>60900609 (OP)
Here in Belgium home prices have tripled but because everyone makes around the same salary due to the insane tax rate rent prices have increased only on par with inflation
I'm left wondering who the fuck is buying a 500k home to rent out for 750/month???

In America you can have your renters straight up pay for your mortgage yet the prices aren't much higher than here in Europe

Also the "all jobs earn the same wage" isn't me making fun of the tax rate, it's quite literal due to the highest tax bracket starting just above min wage and you immediately lose the flat tax reduction once you earn above a certain amount instead of using a sliding scale:
3500 -> 2300
2000 -> 1900

>>60900609 (OP)
>What the fuck? Did rentoids finally learn math? My PSYOPs with "pissing away money" and "paying someone else's mortgage with nothing to show for it" don't work anymore? NOOOOOOOOOO
Yeah, we should just let the Jews own everything and pay them rent in perpetuity.

Landlords are so fucked financially its not even funny. Lump sum $800k into a house at $4k/mo rent gives $2,400/mo profit so AT LEAST TWENTY SEVEN YEARS to break even. You could have bought 7btc instead of the house, do you have any fucking fathom how much 7btc will get you in 2052?

>hurr im not lump summing im mortgaging the house and rent

Okay, and debt fundraising to buy btc instead is what Salyor is doing and gets you billionaire status.

>tfw 700 dollar rent
cash flow is king