Thread 60960445

I have finally saved $10,000 dollars.

>>60960445 (OP)
Now 20,000

Damn do that 2 more times and you can buy a car, before tax

My plan now is to get my credit card debts down to below $300 and start saving for an S&P 500 investment account. I will add $250 to the current savings account each paycheck, and eventually move a large chunk of it into a high yield savings account.

>>60960469
Pay off your credit card right now you stupid nigger. Holy shit

Say by a morbidly obese 40yo fatman

>>60960469
>>60960491
Yeah not paying the credit card off is literally losing money

>>60960492
I'm actually 25yo

>>60960495
Honestly I’m curious what his thought process even is, with paying it down to $300. And being happy he has 10000 savings. So that means he’s been accruing ~20% interest monthly on his credit card balance. Anon, please listen to me, never ever EVER carry a balance on your credit card. Yes, use it for every purchase for the points but always pay it off end of month.

>>60960445 (OP)
>be me
>sold half integrity dao cause i’m a pussy
>check dextools, it moons instantly
>literally punished by candle gods
>dao hates cowardice, i hate myself

>>60960506
I know, I have been shocking it to get to the $10,000. Now I will pay it down and do my best to keep the balance at zero. In the meantime, any robinhood or coin base investments you'd recommend?

>>60960519
>pay it down
Pay it off bro. Right now. The whole balance. And if it ever comes to a point where you can’t keep the balance at zero you shouldn’t be investing, cause you’re not going to out-earn the appreciation of your debt because the APR on credit cards is criminal. And unironically chain link. Buy 25 Stinkies and half an eth. Or gold miners or silver miners. DYOR, don’t gamble and “ invest” in shit coins or slop. And have patience.

Always pay off credit during the interest free period. Only carry a balance of debt if you have near zero or zero interest. The only acceptable time to hold credit card debt is after an ftx type crash and buying firesale bitcoin.

>>60960544
Thanks big bro

>>60960445 (OP)
you fool
you should have kept your mouth quiet
now the universe is going to fuck with you and send you misfortune so that you need to spend at least 40% of that

>>60960445 (OP)
I'm using the 50k from note.fun to try to buy something big enough so I won't feel bad when the crash starts, I probably I won't make it, but at least I'll have fun

>>60960445 (OP)
good work

>>60960445 (OP)
I have 30k and I'm struggling with myself not to spend it like last time, maybe I'll put a little bit into a dog or keep filling up my npc, but I really want to do something silly with it

>>60960681
Oh fuck why didn't you say something sooner

>>60960544
With 10k he can get around 400 stinkers which is a very respectable sum

>>60960445 (OP)
>£20,000 in bank.
How do I turn this into millions?

>>60961718
AVAX

>>60960519
Buy 50 contracts of VIX calls at strike 30, expiring Wednesday 24th at 5x margin

You wont get this level of advice here ever again, do what you need to do to make it happen

>>60960469
based. keep going at it. its boring and unsexy but eventually you WILL win without taking much risks.

>>60961738
Sorry, I'm not getting vaccinated.

>>60960506
The points are a trap for most people, they save you a few hundred a year at most, but if you average a mere 1k balance during this time it completely negates any points since it’ll accrue $200-300 in interest. The average normie is probably accruing well over $1000 in interest every year (avg balance is $6000, median probably a bit lower).

This is why Dave Ramsey’s advice to avoid credit cards works for most people. Most people are retards

>>60960469
>start saving for an S&P 500 investment account
hello new friend. brokerage accounts are free. in fact they usually pay *you* to open one. you should be depositing your money directly into a brokerage account and not using a savings account at all.

>>60962064
>stonks crash
>savings gone

>>60960445 (OP)
Nice, 10,000€ myself. Let's go lambo shopping.

>>60961295
Imagine not saving for XMN launch on Sui… NGMI spotted.

>>60962955
it will never go to zero and just dca bro

Should I do a Vanguard S&P500 fund or something else?

>>60960445 (OP)
Congratulations anon!

>>60963609
SSO

I remember making my very first 10k at 19. I felt fucking invincible.

Now Is frog thread

>>60960445 (OP)
Hey anon!

>>60966456
Stay away roastie! These shekels are for momma frog

>>60960445 (OP)
10k is a good start. Get in on Vaulta before it's too late.

>>60960445 (OP)
congrats, king.
see you again when you hit 100k

>>60962056
Yeah most people are literal fucking sheep. That’s why I said pay it off every single month. If you can’t manage that you shouldn’t have a credit card.

>>60961756
Based

im 9 years older than op. have a house, 2 cars, a truck, a second property, a wife and a kid. net worth is around 2m.
when i was his age i was only thinking about pussy and weed.

op. stay the path. your gonna make it bigly.

>>60960445 (OP)
good job pajeet

>>60960681
Where do you work that allows you to smoke indoors?

>>60961718
ETF in stock and shares ISA right now you moron