Thread 61112287

How does every fucking normie afford one of these, not to mention the gas and maintenance? This is the most basic trim too with no adding on yet.

Debt. But that bubble is popping right now because the default rate on car loans is skyrocketing

$42k is literally nothing in today's car market. But the answer is debt, lots of it.

It’s either this or a Toyota Camry

>>61112333
Camry seems a lot more reasonable. They should great gas mileage

>>61112343
I’m sure you’ll get great gas mileage taking your gf to Tyrone’s house and back but high value men like me need a truck to fit our tools and haul our toys.

>>61112333

26 Camry is ev only last I checked. Shopping for a new car atm.

debt. US consumer debt, ATH, car debt, ATH, .gov debt, ATH, student loan debt ATH we haven't had am economically good last 4 years, its just been new debt.

Cars are a stupid expense, invest instead. Then old economy steve looks shocked but how do you afford to put 80k a year into investments? He says with a straight face while he has a 3000 dollar a month truck payment coupled with the wifes 2000 dollar a month luxury car.

>>61112287 (OP)
This is actually not that bad. I thought those things start at 80k

>>61112287 (OP)
>normies watch sportsball
>feel emasculated
>jews advertise nothing but pickup trucks during commercial breaks
>normie brain: I’m big boy if buy truck
>jew dealers jack price and financing way up to squeeze as much as possible from goy
>normie buys truck
>normie drive truck around town now he’s big boy
>other normies see big boy, cycle continues

>>61112287 (OP)
$600/month+ car payment for 84+ months.
>HEY MAN I NEED A NEW CAR SO I CAN GET TO WORK SO I CAN PAY FOR MY NEW CAR SO I CAN GET TO WORK SO I CAN PAY FOR MY NEW CAR SO I CAN GET TO WORK SO I CAN PAY FOR MY NEW CAR SO....

>>61112487
accidentally leaving the tv on during a weekend is psychological torture. normgroids never stood a chance.
>16 hours of niggerball sports talk
>obonxious $70k muttmobile commercial
>sports betting commercial
>casino betting commercial
>another $70k muttmobile commercial
>etc.

>>61112505
100%, weapons grade propaganda. Normies are helpless.

>what is a 4 year lease
>what is a 100k+ yearly paying tradey job

not everyone is a noodle armed pussy like you

>>61112555
i make $120k and i drive a $7k car. having a $600/mo+ car payment on anything less than a $200k salary is pure insanity.

>>61112492
>>61112456
>>61112287 (OP)
Yeah that’s great and all but used cars are still $20k and up. Plus you’re paying all of that upfront unless you want a ridiculous interest rate. Fact is: Obama’s cash for clunkers program finally caught up with society and ruined the car market.

>>61112300
This. More Americans are starting to default on their car loans. The top is in.

>>61112287 (OP)
>This is the most basic trim too
Technically the F-150 XL is a step down at $38k but your point still stands. Modern trucks are ridiculous.

Modern trucks cost so much because of a) emissions/safety requirements and b) useless features, combined with c) people willing to finance them as a vanity purchase. The average V8 pickup can tow ~10,000 lbs. and are lifted enough to do basic offroading...two things their owners never actually do. They're also stuffed to the hilt with bullshit passenger accommodations - I sat inside a RAM 1500 Big Horn, and about 40% of the interior space was an iPad screen and a place to put your fucking snacks and drinks. Don't even get me started on the Ford Raptor or Ram TRX, which is just a play toy for rich guys to look "blue collar".

The irony is modern trucks are shit at actually being trucks. They minimize bed space in favor of passenger space, and they sit so high up off the ground that loading shit into the back is a chore. I have a RAM 1500 Tradesman 4x4 (fleet truck model) and I basically have to do a box jump every time I need to get in the bed, and I'm 6' tall. Loading a motorcycle into the back requires a running start on a downhill - I'd rather have a van at this point.

The "cheap trucks" like the Ford Maverick have a uselessly small 5' bed, which means we keep buying the expensive, retarded trucks when all we want is pic related.

>>61112592
> having a $600/mo+ car payment on anything

is insanity. 2mm+ NW, HHI is around 300k, my car is 13 years old worth around 10k, wifes is 7 worth more like 20. dont buy deprecating shit.

>>61112343
A new camry is 30 fucking grand nigger

>>61112287 (OP)

Because they're retarded.

My buddy doesn't even need a truck. He doesn't use it for tools, he doesn't hunt, he doesn't move furniture, etc. and he owns a Dodge Ram with the HEMI. Think he told me his car payment is $750/mo. He makes $50k/yr.

>>61112287 (OP)
poorfags are a minority

>>61112487
also they trick you with cash back on the retail price while hiking up financing fees and also upselling you with premium wheels and $1000 anti-rain coating at signing

i recently did preventative maintenance on my honda civic with 100k miles, $2500 to replace tires, brakes, rotors, brake fluid, engine oil, rear shocks, and timing belt, this bitch will run for another 100k easy, this is the only maintenance i've done other than replacing battery since i bought it at 20k miles, my gf thinks i'm a sucker for spending so much on maintenance while she pays $650/mo + insurance on a shitty SUV

>>61112287 (OP)
7 year loan at $600/month

Is that dumb for a normie? Yes.
Is it impossible? No. Par for the norm of normies

>>61112343
>"great gas mileage"
It's 2025, outside of a cuck state, gas is nothing relative to the cost of ownership.

>>61112653
This. America is loaded. And you don't need to buy new, you can get a one year old car for 30% off.

>>61112856
The interesting thing is that in the last 10-20 years or so car loans have simply gone from 3 years to 7 years at about the same monthly payment (because lots of people are retarded and only think about monthly payments despite the effective price more than doubling).

But what that means is that it ultimately slows car demand down the line because the typical normie retard finishes paying off a car loan and then sells it and buys a new car. At 7 years they're still paying that shit off, and also a fair number of shitboxes will have bit the dust at that point because they require significant out-of-warranty maintenance that the unthinking normie retard won't have planned for and will have put off.

Then you have the normie retard with a pile of rust but also an outstanding $20k loan. You can then go to the jewish car dealer and buy a new card and "roll over" the loan into your new loan secured by the new car. But that's increasingly risky as the collateral is less so you get shittier financing, further limiting buying power.

This is all a slow-motion train wreck, as the first generation of people going through 2, 3, 4 "7 year" car loans is just bubbling up.

What it ultimately boils down to is that normies can only kick the can down the road so far before you have a massive collapse in these car loans and ultimately a collapse in total demand for the auto industry.

>>61112620
>dont buy deprecating shit.

I bought a new Toyota three years ago and each year the dealership calls me and wants to buy it back at almost the same price I paid. Toyota is purposely controlling inventory to make them more scarce but with inflation and used car market still running hot new cars aren't losing as much as they did say 5-10 years ago when they were driven off the lot.

Why would I want to spend 40k on a one or two year old vehicle with 20-30k miles on it for the same cost as buying a new one? Just say you're poor and then I'll understand your gripe.

>>61112599
>be obama
>ruin USD permanently by running the money printer and rigging the switch to 'ON'
>ruin cars by artificially rugpulling the market for 'old' (read: reliable) vehicles
>ruin healthcare by the simple virtue of entangling the government bureaucracy within it
>ruin immigration permanently by muddying the waters with the dreamers act
>have obvious troon wife to showcase the humiliation ritual
He really was the worst president, wasn't he?

>>61112287 (OP)
The f150 lobo package is where they do a lobotomy on you, and that 40k truck turns into an 80k truck financed over 96 months

>>61112287 (OP)
They don't, they got those in the early 2020's because interest rates were low, but now that they are high people are mass defaulting

>>61112613
Ditto. I pray to God for a miracle that real trucks are manufactured again like in your pic. There is no free market

>>61112287 (OP)
Just got my new truck a couple weeks ago

>>61112456
Trucks make money, cars don't

>>61113081
>Sister is now ~40k in debt on a 8k car
I have no idea how rolling the debt over is legal.

normies will never recover

>>61112599
cash for clunkers was nearly 20 years ago. those cars have long since been scrapped. normgroids preferentially buying new cars has increased the number of used cars in inventory. cars are expensive due a combination of inflation and because retards are choosing to pay (go into debt) $35k for a 10 year old toyota with 200k miles.

>>61112306
/thread

>>61113304
Based shitboxer, 2010 honda fit checking in

>>61113287
>>Sister is now ~40k in debt on a 8k car
>I have no idea how rolling the debt over is legal.

It's just more debt secured by less collateral. That's more of a risk since you have less to seize if the person doesn't pay, but I mean people regularly hand out $10k-$50k for credit cards secured by nothing.

>>61112287 (OP)
they buy it used on finance.

>tfw failed my driving exam
It's so fucking over for me, I'm a fucking failure

>>61112856
Choice A: Have new car, pay $560 per month with 4% interest
Choice B: Have no car for one year, save $560 per month, buy used Honda Civic

You need to get to work tomorrow (and the subsequent 364 days). You are a typical American and have no alternative to commuting by car. Which choice do you pick?

>>61113193
Give me a long bed, stick shift and reasonable ride height with 4x4.

>>61112613
>The irony is modern trucks are shit at actually being trucks
That is a load of shit repeated by soft handed bitch boys who don't uses trucks. Modern trucks tow more weight than they every have at any point in the last 60 years. You can also still buy trucks with 8 foot beds, most people just prefer the short bed + four door combo. That's on you, you could easily go buy a extended cab with an 8 foot bed but you chose not to. Then you get asshurt and whine about it. Do us all a favor and quit bitching about things completely within your control.

>The average V8 pickup can tow ~10,000 lbs. and are lifted enough to do basic offroading...two things their owners never actually do
Says everything I need to know about you. You are a whiny faggot complaining about yourself. You are the truck owner who doesn't even need a truck.
Try towing heavy equipment, watch how fast your trailer weight eats up that tow rating. Fucking yuppie.

>>61113093
>each year the dealership calls me and wants to buy it back
This is a pretty common sales/scam tactic where they glaze retards like (you) to get you to roll negative equity into a bigger badder car btw. No one actually wants your shit toyota lmao

>>61112492
>>61112856
You guys have no idea how much worse reality is. There are trades guys barely making $100k a year before taxes buying 3/4 ton and 1 ton fully loaded trucks with 7 year loans paying in excess of $1000 a month, sometimes in the $1200-$1600 range.

>>61113551
Well I'm not a normie and I'm also rich so I'll spend used Honda Civic money to buy a first generation Volvo XC90 V8 with executive package that's super quiet and comfy and decently powerful while having the funds for maintenance and repairs.

>>61113614
are you some kind of a high school GED manual laborer? why would i be regularly 'towing heavy equipment' in a vehicle that i drive on a daily basis?

>>61113716
I own a company that deals with heavy equipment. Sorry I called you out for all your bullshit and made you look stupid on the internet, I really am. But hey, you can always sell your gay little 1/2 ton that you don't need and drive amore reasonably priced camry or something.

>>61113508
I failed one before it even started because the tag light was out. Failed the second one after pulling out into the right lane instead of the closest lane and running up on a curb when parking. Third time I passed it without a problem. Just keep trying, it depends on the tester somewhat too, had a man hating feminist the first two times then an old grandma on the third one. Been driving for over a decade now with no problems.

>>61113728
if youre regularly hauling heavy equipment why wouldnt you buy a real truck, like a class 5/6?

>>61113614
>You are the truck owner who doesn't even need a truck.

Yeah that's *most* people who own trucks. If you actually haul your 4 horses cross country or fill up your truck bed with bags of cement or bricks or whatever, good for you, yes, 10k towing can disappear when you try to tow anything significant. But you're not most people buying these trucks to do that.

>>61113742
This is correct. The F150 is tacti-cool and designed to make owners feel like they can run a farm/construction operation while not being the thing someone who actually really needs the capacity would use.

>>61112300
>bubble is popping right now
They've been saying this for years now.

>>61113765
im not a tradesfag or manuallabor fag or whatever but i cant imagine these trucks (their transmissions) would last very long if you dared to push them to their 'rated capacity.'

>>61113742
Anything that is within CDL territory is contracted out to a local trucker guy instead. There is far too much liability in that and I would rather put that risk on someone who does it full time.

>>61113744
Plenty of truck owners use their trucks to their capacity, you just don't see it all the time.
50% of the time my truck is completely empty, if you saw it empty going down the road you would probably still make little snarky comments about it regardless of what I haul the other 50% of the time when you don't see it.

>>61113765
F-150s are light duty trucks with a turbo'd v6 that gets similar fuel milage to a fucking minivan, I just do not understand why you feel the need to bitch about it. Do you whine about every 4runner you see on the road too, a yuppie SUV that gets even worse milage than an F-150?

>>61112287 (OP)
Finance at the low rate of 49.9% APR

>>61112599
Not only did cash for clunkers fuck the used market; CAFE regulations actually created the fuck hueg vehicles that leftists bitch about constantly!

To answer OP, those trucks are financed for 7 years with no money down, a $500 a month car note is considered very low for normoids.

>>61113787
>last very long if you dared to push them to their 'rated capacity.'
Plenty do, but you sound like a retarded bus rider

If only you knew how indebted things really are.

>>61113861
i own a car but work from home and rarely drive because im not poor and went to college

>>61113787
1/2 tons will def not hold up to constant 10,000lb+ loads and will be pretty clapped out at 100k especially if not serviced regularly. Trucks meant for constant towing (3/4 ton or 1 ton size) have pretty robust transmissions. Obviously they can still break down over time but it's just "one of those things", you have to pay to play I suppose. If you work them often enough the money you make doing so will offset it.
It really depends what transmission we are talking about, the 5R110W or 6r140 holds up for long periods of time for example. But really don't want to go too far into the weeds here, after all this is /biz/ not /o/

Bought my car for toyota 4runner for $3k like 10 years ago. Just works

If any of you were any smart you would watch them YouTube videos about mechanics who take apart Ford truck and other American truck engines. They are filled with the cheapest parts and the stupidest engineering possible. Unfortunately Maine stays like Toyota suck because all their engines are turbos
Maybe the last bastion of common Sense is the Honda Ridgeline? Which insecure guys say isn't even a truck

>>61113876
You work for someone else and likely still have student debt. But hey at least that college education included a free chip on your shoulder.

>>61113909
i have no debt and make $120k a year.

>>61113908
Ford is builds great engines, try getting your hands on them before talking out of your ass.
Honda ridgelines aren't trucks. They are cars shaped like trucks. You would be better off being honest with yourself and getting a CRV than a ridgeline. It's not built with a body on frame, it cannot tow much. Anyone who buys a ridgeline would be better off with a small SUV or minivan.

>>61113930
cute
I didn't go to college and make more, but you don't see me rubbing your face in it do you? For all the shit you talk just remember, there are always bigger fish in the pond.

>>61113950
yeah but i work from home and i average like 20 hours a week of real work

>>61113728
Why do you care so much about what kind of truck he drives, are you gay?

>>61113955
Congrats? I set my own schedule and screw off a lot at work too, like I am doing right now lol.

>>61113956
Just sick of yuppie bitch boys who don't have any clue what men use trucks for comment about them with the same list of five complains every time. It's like every one of you is playing the same broken record.

>>61112287 (OP)
They buy aster and lock like gems instead of doom trading leverage, and don’t get rekt every Friday

>>61113967
Hahahaha
>big truck
>tiny penis
I’d be probably be full of hate too it’s okay anon

>>61113614
>That is a load of shit repeated by soft handed bitch boys who don't uses trucks.
The point of a truck is the bed you fucking mongoloid. My entire point is the beds are smaller in favor of more cab space.
>You can also still buy trucks with 8 foot beds,
You can, and in modern trucks an 8' bed makes them unwieldy, because they're already huge and built to allow candy asses like you to eat Wendy's on JAURB SITE while having your prostate massaged.
>Try towing heavy equipment, watch how fast your trailer weight eats up that tow rating.
99% of people who use a truck for its intended purpose, including myself, don't haul bulldozers around. You just wanted to one up the entire board and let us know you, in fact, tow heavy equipment. Nobody cares dog.
>Says everything I need to know about you. You are a whiny faggot complaining about yourself. You are the truck owner who doesn't even need a truck.
>Fucking yuppie.
You are quite assblasted over my comment because your Cummins Big Boy 8500 Autism Edition is retarded and you know it. I suspect you're a LARP with the "blue collar" shit, but I will say you project the faggoty menopausal blue collar attitude perfectly. I hope you test positive for HIV.
>>61113728
>I own a company that deals with heavy equipment.
>I am a Mexican landscaper who is here to pull your weeds.

>>61112300
How does one profit from this?

>>61114004
I am president of the SSC (super small cock) club, would you like to join?

>>61114008
Beds are larger than they have ever been.
If you can't drive a long bed it's because you suck at driving. Buy a fucking single cab or just shut the fuck up, again this is ENTIRELY within your control when you purchase the truck.
I know literally 30+ fucking guys who haul machinery around with their pickups some have even gone well into CDL territory because farm permits means fuck you DOT officer I pull what I want,
Glad I got under your skin so much, it proves I am on point with each one of my criticism with you. You wouldn't feel the need to attack me otherwise.
Sell you truck and buy a work van, it would literally address all your "issues", but you admit it, you want to larp like you need a pickup. Just because you don't actually need a truck and would be better off with a work van doesn't mean you should take your frustrations out on me. You just need to be honest with yourself over what you actually need versus what you want.

>>61113784
and now it's happening, retard

>>61114085
>Glad I got under your skin so much
>You wouldn't feel the need to attack me otherwise
>doesn't mean you should take your frustrations out on me

>>61113950
Spoken like a low iq retard.
I'm wealthy. I live in areas where there are streets not mountains and dirt roads. I need a vehicle that I can carry my family and also have space for occasional large objects. I can buy a Honda Ridgeline with a V6 engine no. Turbo no supercharger. No garbage and a bed. That's large enough to actually carry a motorcycle, and because it's unibody it actually is comfortable to drive on the highway. The ultimate Costco hauler which is what I need. I'm not living off the grid and some hillbilly mudslide area. I need reliability and the ability to carry shit. I'm not towing shit either. I don't need RV or some bullshit trailer with manual laborer equipment

My coworker just told me he got out of debt in May, then in August he bought a 70k GMC Denali. The trunk speaker is cool I guess

>>>>>>>buying cars
Or I can just invest for 5 years in these gold miners that are currently increasing by 15+% a month none of y'all are gonna make it

It's funny how it's always the faggots who don't need pickup trucks complaining about owning pickup trucks, huh what a weird coincidence.

>>61114224
>goes to all the trouble to make that
>"I'm not mad, u-u-ur mad, look at how mad u are!"
lmao
just go buy a work van bro
easy to step into, larger interior storage space, and yes they make them manual and 4x4
admit it, you just want to whine

>>61114343
You do not need a pickup bed for your gay little costco runs.
You would be better off with a small SUV like a CRV.

>>>>>>>buying cars
Or I can just invest for 5 years in these gold miners that are currently increasing by 15+% a month lol none of y'all are gonna make it

Later losers!

>>61114376
>insert onions jack pointing in amazement

>>61114433
Imagine being so sensitive about your own masculinity that you judge others based on the vehicles they choose. Tell me, do you have children? Are you married? Do you realize how all these arguments you make are so foolish in the bigger picture of just being a normal person?

>>61114529
You said stupid and incorrect shit, and I called you out on it. Then you attempted to call me poor (which made me laugh out loud, congrats) then started ranting about how you "need" a unibody pickup truck so you can shop at membership warehouses like the pompous ass you are.
Imagine being so deluded and high off your own farts you assume all pickup trucks are worthless because they don't perfectly synergize with your gay little costco runs. The world is bigger than you and your very average suburbia life, try going outside of yuppie land once in a while. I would ask the same of you but you lack the ability.

>>61114433
>>61114597
>I need to be right about trucks on the Internet
Log off already and stop shitting up threads you unfunny trannynigger.

>>61112333
>toyota
not Nissans or gookslop?

>>61114673
>no argument
>more "I-I-I'm not m-m-mad, u-u-ur m-mad!"
lmao is that a self portrait anon?

>>61114519
O think it was 77k too kek

i like watching mechanics on youtube work on these new trucks and holy shit they are all absolute garbage scams. the ford f150 has a rubber belt inside the motor that drives the oil pump and if it breaks the motor destroys itself bc no oil to the top end. also the fuckin oil pan is made out of plastic and it's crush to fit non reusable. if it gets brittle over time or something kicks up and cracks it all the oil will run out and destroy the engine. toyota won't sell v8s anymore and the tundra v6 has 2 turbos with integrated computers on them and if they fail they cost $8000 each (turbos generally last 100k-150k miles) literally predatory engineering and retards are paying 50k+ for these trucks lol. i'll never buy a truck made after 2006

>>61114700
yeah denalis are not cheap. Thats probably under MSRP

>>61112450

no its still a gas car

>>61112287 (OP)
My coworker just got one. Rolled $30k of negative equity from his last truck into a new $74k loan. Interest is 16%. That's $1000 in interest every month.

>>61114703
Emissions pressures weigh down on the older naturally aspirated, big block motors that are proven, so manufactures rush to make twin turbo V6's or hybrid motors (Tacoma). 5.7L V8 HEMI motors after 2006 are good to go though, people regularly get 200k-300k out of them. I've run mine out of 70k so far with good quality oil and the thing is still a cherry. Some folks report the lifter failures ("Hemi Tick") but I haven't seen it, and the theory is it's due to improper lube so I just pay for full synthetic and change the oil aggressively. The only thing that sucks on those trucks is the oil filter placement (plus my truck gripes above), but what can you do.

The electronics-heavy turbo motors of the modern era are a maintenance nightmare. Ford in particular makes a lot of junk ass dogshit so the stuff about the F150 is not a surprise to me. I had an early 2000's V6 Explorer and that thing was the most unreliable piece of shit I've ever driven.

>>61112287 (OP)
Debt. Normies love to spend money on stupid shit they don't need. My mom is looking to get a new car, and she keeps trying to sell me her old one. Like hell I'm spending 1-2 years worth of rent when nothing is wrong with my old beater and it's paid off. No idea why she's so fixated on selling it to me. She can just trade that shit in. Not only do women enjoy spending money, but they enjoy getting you to spend your own money too.

>>61113304
>>61113382
My beater is a 2010 Honda. Bought it back in 2019 used and it's got over 200k miles on it. Still runs like a charm. Only thing I had to replace was a cracked thermostat from when the A/C went out. I plan on driving it till the wheels fall off.

>imagine buying anything made after 2010

7.3 powerstroke chads wya

>>61114703
Yeah, You must be talking about the 5.0 coyote. GM does the same thing with the belts with their 3.0L duramax.
OEMs are not so secretly trying to make more profit off the service side of their dealers. And they are purposely engineering shit to fail right outside of warranty periods, sticking customers with expensive repairs or basically forcing them to purchase a newer truck. There are very few new trucks I would buy these days outside of large diesels (which have been largely unchanged for the last 10-20 years depending on which brand you are speaking about). Even the gasser V8s are having issues with lifter failures, particularly GM with all their AFM/DOD bullshit, but also Dodge with their hemis (dodge always sucked ass though) and Ford with their large V8 engines like the 7.3 godzilla.
Don't even get me started about the bullshit OEMs do inside their transmission valve bodies either. Separator plates made out of paper, shift valves intentionally designed to wear out and make a poor seal. It's all a joke.

>>61114827
stuck in the right lane about 10-15 miles behind us trying to catch up
I joke, I joke, they are good engines

There are other trucks that would prove your point better. By Burger standards, the f150 is relatively modest and practical. These are not typically bought by people to impress others: they are extremely common and still relatively affordable. Now the $100k+ Super Dutys and other one tons/diesels are a much better example of stupidity and excess.

>>61113744
Cement is an element of concrete, but is not concrete itself. Only the stucco guy and block/brick masons carry portland, and if its more than 3 bags its being delivered.

>>61112287 (OP)
More Millionaires own an f150 than any other car

>>61113675
That will make you poor. I learned from my first and inly bankruptcy. Drive a beater til you can pay cash. Once you can pay cash youll consider invest8ng elsehwere because you know the value of that money.

>>61114841
maybe a little slow, but a million mile motor without def and a dana s135 + 4x4 for 20k felt like a steal

its a shame i cant charge my house with it tho or have some tailgate gizmo and whizbang lane assist

>>61113610
Lol, amen. Long live long bed pickups.

>>61115052
don't blame you one bit, my older trucks were more problematic or else I would still be driving them, had an lb7, then a 6.0 powerstroke and now have a 6.7
plan on deleting the 6.7 and driving it until the wheel fall off, sill have the 6.0 but it's got hpop oil leaks somewhere and needs an oil cooler, you know typical 6.0 bullshit

>>61114008
>eat Wendy's on JAURB SITE while having your prostate massaged
Is that a thing now? The kids are not alright.

>>61112333
Or just buy a used car with less than 100k miles

>>61112287 (OP)
Be glad. 42k is cheap.
Once this is shipped to Europe, plus rebuilt to fit EU standards, plus tax, plus fees, plus plus plus more tax for motor size. You'll pay double that.
And even European cars are more expensive in Europe.It's all tax, tax, and some more tax on top.

>>61112555
Most people are not 100k paid tradies.
Unless you do concrete or carpentry, a van is used more than pickups anyway

>>61113610
Kek don’t be mean he big boy

>>61112287 (OP)
35 year loan at 12% interest. only like a $300 a month payment

>>61112287 (OP)
also you got dealer fee licensincing fee standing fee tax, surcharge, additional surcharge, tip, gratuity, processing fee, i think thats all

>>61112300
>default rate
Less than 4%, no?

>>61112613
>The "cheap trucks" like the Ford Maverick
Is actually a car

>>61112555
You can't be serious. I make that and drive three 20 year old $5k shitboxes that are perpetually worth $5k as milage and inflation increase.

>>61112287 (OP)
Because Trump made America rich again. Trust the plan. MAGA. Patriots are in control. You lost tranny. Libs are owned.

>>61115898
Oh shit that id. Guess I'm going back now.

>>61112287 (OP)
It's all fake. Banks don't want to repo on defaults since this will trigger a crash.

they dont own it
they finance it through the bank and pay 35% interest in the long run
and when they're done paying it off and the truck doesnt work cause they never took care of it, they finance another one

>>61112592
Why do you have a $600 payment on a 7k car? Kek

>>61115287
you can get one for 29 or pay as high as 47 out the door on a fully loaded model

t. i sell cars

lol the poors in here. we get it, your identity is wrapped up in your shitty truck, relax it'll be fine jose, the rest of the trailer park is impressed and thats what matters..

>>61112287 (OP)
The people who actually need that car have their own business and/or file taxes as contractors or w/e, who can then get cheap as fuck debt with their business account at the local credit union. Each year they also get credits and deductions once they have to file their taxes and get a lot of money back. As well they can easily pay it off in less than 3 years by saving every dollar they earned.

Other normalfags that buy that car for status-only are getting raped by interest rates as their minimum wage job + Uber gains is not enough to keep up with car payments, bills, and rent.
Anons who have cars from 2010 do much more good for the economy, the environment, and their own finances---especially if they can fix it up by themselves.

>>61115473
It's less than 3%
>>61112300
Skyrocketing, btw

>>61112333
My Corolla just finished getting paid off, I love it also checked
>>61112358
You drive the Tacoma I leased after I hauled on the transmission and smoked in the cab for 400 a month

>>61112287 (OP)
imagine buying the Mexico package hahahahahahahahahahaha
>
The project represented a new application of the Lobo name, one that was born in 1997 by Ford of Mexico. Lobo aligns with the truck's aggressive, street-inspired identity and carries significant heritage.

>>61113304
>>61113382
2013 mitsubishi lancer here, love it, reliable and solid on fuel consumption, i paid for an aftermarket stereo with apple/android play+gps, so it has all the modern features i need without having to pay more than double what i paid for it new today, for a car with similar features+a bunch of stupid gimmicks.

Anyone else hate LED-headlights? they're brighter, more irritating to the eyes, and they also illuminate less on the road, if i had the choice i'd ban them in a heartbeat and force everyone back onto halogen.

>>61112287 (OP)
There's a Democrat grift program for everything.

How else would poor hispanic families of 8 afford regular Disneyland trips?

>>61112613
rekt by >>61113614
followed by a bunch of cope and seethe
stop posting

I paid $77k AUD cash a few weeks ago for picrel.
I regret nothing, this car is phenomenal.

>>61112492
>$600/month+ car payment
This is cheap nowadays. 1000+ is normal now

>>61112599
>all used cars are still $20k and up
Is this bait? NEW Toyota Camry's may go for 30k due to the toyota tax, but 2025 Jetta base models have an MSRP of 23k, Versas are 17k new, and a CPO Mirage will be 15k for a car with all of 20,000 miles on it.

On the used market 20k buys you a lot. Hell you can buy 3 10-year old TDI wagons and still have enough left over to cobble them into 1 working car.

My coworker just bought a mid level gmc sierra, nothing special…$1100 for 84 months…I think he was a couple grand underwater on his trade in but still…holy fuck…90k plain truck, doesn’t even have 360 degree cameras

>>61112287 (OP)
buying new cars in 2025 kek

Just buy used. Simple as.

>>61112358
You'll never have sex with a woman

>>61118457
is there a point where we need to protect people from their own stupidity?

>>61118457
Do they even plan on paying or is that first payment last for as long as they can dodge the repo man?

These are all fake as fuck, do better sweaties

>>61112287 (OP)
Debt

>>61116815
>who can then get cheap as fuck debt with their business account at the local credit union.
max IQ to believe this? the US prime rate is 7.25%. anything below this is subsidized by someone. car manufacturers offer 4% or whatever as a cost of doing business, to sell vehicles. a credit union or banking institution isn't doing this because they don't have any other means to offset the loss.

>>61118457
>>61118472
>dressing up in a suit to buy a used car
lmao. My italian grandparents did that for a mid-range sedan they bought in the early 90s, and they grew up dirt-poor as serfs, they also didnt do it for their last 2 vehicles before they passed lmao.

>>61112287 (OP)
yeah

been stacking NXDR, any other stuff I should be adding? Looking for things way down from ATH or IPO that may have a comeback over the next few years.

t. Starving value investor

>>61118582
Our credit scores are no different than Chinese social credit scores. These people have proven that they are untrustworthy and cannot participate in normal society. They serve as a reminder and warning to the rest of us about what will happen if we don't take our credit score seriously. There is a purgatory where credit scores don't exist, and it's miserable! So keep making your payments on time - OR ELSE.

>>61114803
my grandma is insane with this shit, I'd be rich if I never listened to her or always did the opposite of what she says, she would be too

>>61114803
upgrade the sound and install one of the new touchscreen decks in it, that do wifi-android/apple play. It'll modernise the car, give you hands free and give you gps and everything without you needing to prop your phone up somewhere in the car.

>>61112300
Imagine going into debt for a fucking Ford, they rust before even driving off the dealer lot

https://www.caranddriver.com/news/a35726969/2021-ford-f-150-pickups-rust-reported/

>>61117600
Looks like shit + overpay. I bought a 100 series land cruiser for $10k cash.

>>61113675
My friend, who doesn't need a truck at all, AND had a job until recently where he was driving constantly, is paying $1000 per month for his truck and $500 per month for insurance. He told me he was also spending $400 per month on gas until he changed jobs and no longer drives so much.

He makes nearly $100k but if he ever lost his job for a moment, he'd be fucked.

>>61122559
You literally CANNOT put a price on being a certified big boy.

>>61122559
as someone who drives a small car, and observes all the turd worlders + women in my country and muttmerica driving on the roads, if i was gonna be driving around alot, you bet your fucking arse i'd buy a big truck, with a bullbar, because these retards come close to killing me multiple times a day.

>>61112856
Lamo imagine spending 7 years buying a car

>>61112358
3/10 bait. Too obvious.

>>61112287 (OP)
For the life of me I don't know why this became a status symbol of the blue collar worker. I blame country music.

F150 LOBOTOMY PACKAGE

HAHAHAHAHHAAHAAHAHAAHHAHAH

>>61126816
The bulletproof ford 300 straight 6 that they used for 30 years

>>61113287
>Trucks make money, cars don't
True, but most are certainly not making money, otherwise they wouldn't be borrowing money for 96 months to pay the things off.

>>61113304
Every time I see someone driving a truly ugly shitbox on the road, I think of this image.

I make pretty good money but went with the cheapest car that I could find that was nearly new and in great condition under warranty.

I bought a used version of pic related. Imho everything is opposite. Meaning sure this car looks cucked. But its paid in full with no headaches, while many normies finance a headache machine that looks cool but they are more cucked than I am

>>61112613
Everything you said is right but brings nothing to the table. Redditor level talking points post

Why wouldn’t you buy a vehicle that lasts 2.5-3 times longer than a gas one? Why wouldn’t you buy a vehicle you could run on cooking oil for free? Why wouldn’t you buy a vehicle that’s more fuel efficient than gasoline?

Because you don’t know what the fuck you’re talking about. I drive a small jdm car and a lot of you should really try putting your foot to the floor in a duramax and feeling 1000ft lbs of torque. Maybe then you’d quit being a little bitch that cares about what anyone drives

>>61127334
Pre emissions diesel trucks are exploding in value. Parts like the transmission control module on a 2006 GMC Duramax are fetching $2500. As more people are left stranded or upside down on their loan they’ll switch back to these old trucks. Certain things like the anon hauling heavy equipment are in high demand and won’t be going anywhere

>>61113814
I think the reason people hate trucks so much is because of how massive and how ugly they are. When the hood is taller than 6 feet, I have a major problem. My wife and I were almost killed in a parking lot because the driver didn’t see us.

>>61118457
>$3,000 for 96 months.

HAHAHA what the fuck

>>61113304
2020 chevy spark with a manual sounding in.

/biz/ what do we think about Subarus? They just discontinued their midsize sedan :(

>>61117072
>>61127373
>vpn posting because I stopped paying attention to you
Holy shit nigger you are obsessed.

>>61128434
They need to bring back the baja

>>61112333
A Camry will be like $10k less, if that, than the F-150 model in the OP.