Anonymous
(ID: kMCtdoK/)
10/23/2025, 8:06:30 PM
No.61184114
[Report]
>>61184125
>>61184135
CD
My 13-month CD just matured. I put in $45k and got $47k back.
Is a free $2k for doing absolutely nothing a good deal? I think it is. Not as lucrative as some other riskier investments, but it's a solid thing, and I didn't need the 45k anyway. Better to earn interest than lose wealth to inflation.
Anonymous
(ID: +HrOVcvY)
10/23/2025, 8:07:49 PM
No.61184125
[Report]
>>61184114 (OP)
i made 2k on a shitcoin and dumped.
we are not the same
Anonymous
(ID: Wzxu9CGV)
10/23/2025, 8:08:49 PM
No.61184135
[Report]
>>61184152
>>61184114 (OP)
You can get like 6.5% from USDC right now. There’s some more risky stablecoins offering up to 10% and some scams even offer 20%.
Robinhood even offers 3.75% on uninvested cash
Anonymous
(ID: PZyO3dak)
10/23/2025, 8:10:19 PM
No.61184149
[Report]
>>61184167
No, it's not a good deal. The banking sector is under immense margin debt load and 4.5% return barely keeps up with inflation. Margin debt is back to 2008 crash levels. I wouldn't trust banks right now. 3 large lenders just went under in the last month, and we're going to see more. CDs are not covered by FDIC the same way regular deposits are.
Anonymous
(ID: kMCtdoK/)
10/23/2025, 8:13:31 PM
No.61184167
[Report]
>>61184149
>CDs are not covered by FDIC the same way regular deposits are.
really? i thought they were insured. Whats different about them? I've been using CDs for years under the impression the money was 100% insured and backed against any kinds of loss
