Thread 212225420

I am going to have to pay $2200 per month in rent when I only take home $4700.

>>212225420 (OP)
why didnt you find a cheaper place

>>212225420 (OP)
just buy a place then

>>212225427
i don't want roommates or to live in nogville. also need to live within 20 minute walk of the metro bc i don't have a car.

>>212225459
why not?

>living in a city
lol
lmao

>>212225420 (OP)
can't suffer in estados unidos

>>212225483
>living in the middle of nowhere with nothing to do and people that know everything about you

>>212225420 (OP)
Don't live in a mansion? Simple as

>>212225459
buy a car retard

>>212225420 (OP)
i make about the same and only pay 400 yuros in rent

>>212225500
having nothing to do is a personal problem

>>212225481
>why not roommates
i just finished living in a house with four other guys. i'm 27, and i like to cook. i'm at the point where i need my own space.
>why not live in nogville
i want to be able to walk around my neighborhood with earbuds in. also don't want my packages stolen.
>>212225509
so i should spend $20k on a car, so i could save $400 per month, and instead pay $500 per month in insurance, gas, and parking

>>212225483
what do you do for work that you are financially independent but don't live in a city? do you work for the govt?

>>212225605
>so i should spend $20k on a car
>what is a used car

>>212225605
No, you spend under $5k on an old camry, spend $80/mo on gas and $80/mo on insurance.

>>212225743
this

>>212225743
>06/28/25(Sat)22:48:46

>>212225500
>sit on computer all night for a few hundred bucks a month
>sit on computer all night for a few thousand bucks a month
it's an easy choice, normalshit

>>212225743
While I can get behind this because OP mentions he lives nowhere near nogs so his insurance is reasonable, the only $5k Camry I can think of will be three of the following
>the generation that came with the oil-burning 2AZ-FE
>ready to rust out from underneath
>hooptie-tier

>>212225420 (OP)
Only 47% of your income goes into rent? Wow it's true what they say about Americans not suffering.

>>212225420 (OP)
My rent is about 300 USD and I get around 2k a month. But starting from January my rent will increase to 1k a month and I will get paid the same so I will have to get a part time job, which should be okay because I will have more time for working.

>>212225940
wtf?

>>212225880
he's boomer trolling. everybody who operates in the real world knows that if you want a car that is
>certified used
>under 75,000 miles
>more than 15 years old
>will pass inspection now and three years from now
you'll have to pay at least $10,000.

>>212225605
>walking around with airbuds
soy, gay, zoomer and hipster. kys.
buy a cheap ass car and blast it on the stereo instead. instead of putting a sound system in your head you put yourself into the sound system. it also has the benefit of being able to take you places.

>>212225951
why is used cars so expensive in usa? you have so cheap new cars? a reliable daily driver is 1000€ in norway, 3000 you get an actually good one.

>>212225420 (OP)
i dont get americans
they'll live their whole life paying $2k in rent, but they wont get a loan and buy their own place...?

>>212226046
yes, banks will deny home loans even if you're currently paying more in rent than a mortgage

>>212226046
>they won't get a loan and buy their own place

>>212225420 (OP)
we could be roommates and the rent would be 600 a month
off street parking
four seasons
right next to the great outdoors
not far from THE biggest city

>>212225639
is this a real question

>>212226069
gotta get that credit score, right? got to prove you are capable of living within your means by not living within your means.

>>212226046
bc you need to put (at absolute minimum) 15% down on a house.
so even if you got some shithole house in the middle of nowhere that has a $1k mortgage payment for 30 years, that means you're in a $360,000 house, which would require a $54,000 downpayment upfront.
and that's before you consider interest rates, which can literally double the cost of your house over the course of a mortgage.

>>212226014
The US tried to make everyone give up their old "inefficient" (read: most cars still worked) cars for money for new ones in 2010. It only crippled the used car market. COVID was the final nail in the coffin.

>>212226107
yes. unless you inherited your father's business, are code monkey working 100% remote, or are a health care provider, then I assume you are some kind of civil servant.

>>212226207
they do so here as well, we have a state set junk price of 300, they sometimes increase it to get more old cars off the market. what it effectively does is it set a fixed price for used cars. when you get tired of your car you either junk it for 300 or you sell it to some smuck for 350. if its a shite car you dint loose much money anyway since you can still junk it for 300.

>>212226090
serial killer!

>>212226338
Also, most people started holding onto their old cars for much longer than manufacturers wanted. Any region with winters here will have eaten an American car from the '90s alive. I drive a 15 year old Toyota myself and don't want to sell it. I wany a new radio for it only because the old one doesn't respond sometimes.

>>212225420 (OP)
Damn nigga where the hell do you live? Not even in Miami I paid that much

Just get a roommate for a couple years and put the rest of the money into a savings account for a house. Also try to get a new job somewhere cheaper if its that big of an issue.

>>212225483
countrychuds love saying this then when you ask what they do they're a 19 year old stay at home gamer with no prospects in life

>>212225420 (OP)
>4700
>only
i pay $800 in rent and i take home $1100

>>212225420 (OP)
live your myth in America

>>212225420 (OP)
That's how it is on this bitch of a earth. I pay 95% of my first bi-weekly check for a studio in the ghetto. All while making triple the federal minimum wage.

>>212225459
I live in the city center of a popular city with three bedrooms for 630 euros a month.

>>212225420 (OP)
I make 2500€ and pay 650€ in rent. It's over.

>>212225459
what city do you live in?