Why do Germans fear this so much? Deep-seated generational antisemitism?

Because paying with cash is based & sovl.

Having a credit card is the equivalent of having a Jew in your wallet. That's why I will never get a fucking credit card and I don't plan on taking out loans for anything other than buying a home.

>>213400769 (OP)
Because Ahmed wants to evade taxes to feed his family of 5. Every decent establishment has the option to pay via card.

>>213400769 (OP)
they evade taxation

>>213400769 (OP)
In Germany you can't pay at the pump after filling up your car with petrol.

I've tried it doesn't work. You have to go inside and tell the gas station clerk that you used pump 6 or whatever and then he'll tell you to pay. So on paper you could fill up your car and then drive away. Maybe this is why they have so much crime in Germany

>>213400880
this so much this

>>213400882
Yes every decent establishment but not all.

In Denmark all establishments can be paid by card or the payment app called mobilepay.

We have a saying that Germany is 20 years behind us.

>>213400992
We operate on the assumption that you’re a decent, law-abiding citizen. Our boomers are idealist retards who think Ngubu and Oleg have the same mindset.

>>213400880
In america you will never buy a home if you don't have a credit card to build a credit score.
In europe you can get a loan even if you never had one that's true. We have it way too easy in europe. I bought a home less than a year after starting work.

>>213401015
>We have a saying that Germany is 20 years behind us

That's the sign of truly civilized country the civilization had stopped in 1997

>>213401015
Stop being cattle to the banks and government

>>213400769 (OP)
fuck the taxman and visa/Mastercard are the antichrist

>>213400880
then use debit card? they can still have visa or mastercard functions for online or international use just no credit attached.

I pay with my phone when I can

>>213401084
All you’re doing is letting Achmed keep his money taxfree, you’re still paying taxes on everything to fund his family though. Go digital you dinosaurs

>>213401190
Why is Israel of all nations so hated worldwide?

99% of cash in circulation is drug money

>>213401190
>Oh no, because of Achmed I better start using credit cards so banks and government can see every fucking cent I spend.
Kys N I G G E R

>>213400880
Why wouldn't I use one? It means I'm risking the banks money instead of my own, you get way better financial protection that way. Better that than sticking my debit card in so some dude can empty your account if you get scammed. Credit cards are only bad if you actually use them as a form of finance rather than paying them off every month.

>>213401275
This is only important for America.
I put in my card and companies started pulling money for no reason.
You need a credit card for America.

>>213401261
good at least it helps make real business not hedge funds and Indian scam call centers

>>213400769 (OP)
Last year had three days on which paying by card didn't work in the entire country and cardlosers had to leave the shops empty-handed.

>>213401272
it doesnt work this way.

>>213401272
What on earth do you buy to be paranoid about it? I’ve bought legal weapons, material that i could if i wanted to build a bomb with, sextoys and whatnot with card, who gives a shit?

>>213401272
you carry your phone with you everywhere anyway. if somebody wants to know about you, they can.

>>213401261
All the more reasons for Krauts to keep the economy cash-only. Who is going to feed poor Abdul if he can't earn money off heroin anymore?

>>213401348
what stupid system do you use? if a terninal goes offline it automaticly switches over to visa/mastercard mode and i have to sign the reciep. its a perfect backup, as long as that individual terminal is working and someone has a pen i can pay.

I fucking swear this board heal me of any respect for Scandinavian countries they are all brainwashed cucks beyond any belief

>>213401443
>i NEED to give criminals an easy way out to launder drug money because i’m paranoid

>>213401534
Their problem, Sven the commie.

>>213401534
psychological projection retards projecting his drug addiction on healthy cash users

>>213401440
German retards some reason love to use this system with which you can't even pay online and in some shops. Yes, there's a German only card that doesn't work in foreign countries and with which you can't buy anything online. Famous German efficiency at work.
https://en.wikipedia.org/wiki/Girocard

>>213401171
I use a debit card. I just don't take out micro-loans for the sake of paying a tiny-ass chocolate bar.

>>213401560
there is no such thing as a healthy cash user you are all paranoid schizos.

>>213401603
imagine being this buckbroken

>>213400843
trvke
I'm gonna start pulling cash and paying with cash only from now on

You don't save anything from using a card, you're a cash cow
https://youtu.be/OceYCEexDqQ

>>213401734
How am I cash cow if I pay zero interest?

Love it when shitskins and druggies tries to pay with cash and their entire world collapse when the place (increasingly everywhere) don’t accept cash, furious phonecalls in arabic/somalian ensues to try to salvage the situation and they ultimately have to fuck off because they can’t pay. Imagine living like that, the drug cash holders life

>>213401603
>>213401834
lol why are credit cards mongs so easily mindbroken ?

>>213401897
Anon we already knew polacks are the same as shitskins you don’t have to hammer the point home. In our countries your people live among them have kids with them you work with them and you behave like them, there’s no difference between a syrian and a polack in scandinavia

>>213401967
lol absolutely seething and fuming
keep it coming Sven !

>>213401814
You pay a little extra on each purchase because of 3-4 stages of MFS charges.( its not just the bank, they include 2-3 different companies that handle the transaction so they can each take a little from every single purchase made from every single card)

>>213402066
I can quite literally see my statements and see that I have not paid any more. Most of that is priced in so you'll be paying it whether you're paying by card or cash regardless.

>>213400880
>Having a credit card is the equivalent of having a Jew in your wallet
True. That's why 99% of people use debit cards here.

>>213401834
>pay with cash and their entire world collapse when the place (increasingly everywhere) don’t accept cash,
And that's a good thing? Cash is literally freedom. It's something you own, that you can spend without a word of a 3rd party. Removing cash to pay is literally removing a freedom of you. You're forced into a system, where you give your financially freedom to a company or a state institution. Both who just need to snip with their fingers to take you money away, giving them leverage over you to make you do whatever they want.

But hey, atleast paying is easier and Achmed must pay taxes and the le criminarinos are stopped.

>inb4 they never gonna do that
lol lmao even

>>213402314
your freedom and money is worthless the moment i turn down your cash.

>>213402422
>go to other place
>they get the revenue, you don’t

>>213402314
Cash is useless the moment the government says it is.

>>213400843
>Because paying with cash is based & sovl
How?
I use cash a lot since I have a lot saved but it's slow, the fucking cash-machines in the stores always struggle with the bills and keeps spitting them out when the worker tries putting them in and if you accidentally drop/forget the wallet somewhere you're fucked.

Or is this just one of those "the shittier something is, the more SOVL it is" that /int/ loves?

>>213402314
That’s not how banks work, the money i have in is covered 100% by the state, and if such a shit hits the fan event happens that not even the goverment can cover my money in a now defunct bank your cash would be absolutely useless aswell

>>213402458
good. cash isnt revenue, its a burden, a fuckhuge problem. i cant pay my business expences in cash i need to deposit them at the bank (open 10-14 every second wednesday) and only then does it become usable for me, if i hasnt misplaced it or lost it by then. nothing in the professional world is done in cash.

>>213402422
>>213402478
And your card is worthless as soon a company or state turns a switch. With cash I can still go to another store, with a card I am fucked. Now what gives institutions more leverage over people? And what do they want to remove in order to enforce this leverage on everyone? Cash is freedom and should be protected.

>>213402551
I'm talking about banks and states freezing your account, if you don't follow their will. Maybe I should have describe it better.

>>213402646
>With cash I can still go to another store
Not when the government makes the cash useless. It's just paper at that point.
Happened here when they replaced all the old bills. In a few weeks our old bills turned useless and if you didn't have proof where you got it, you couldn't exchange it for new bills either.

>>213400882
>its da muzlimz n brownz
Germans and blaming others you spergs ask for cash payment in italy too. Stfu

>>213400769 (OP)
Because fuck the government

>>213402837
Why are you not living your dream in Somalia, fellow Sicilano?

>>213402646
look here kid, if someone order an ac from me, you think i drive down to the factory in spain or italy and pay it in cash?
no i order it, on credit. they give me one month to pay through bank transfer and once i install it i give the customer 2 weeks to pay. with bank transfer obviously because as i said, i cant magicly transfer cash through the air the same way i can using my bank app. i could have piles of cash floating around but its effectively worthless for me. i can go to the store and buy bread and beer, thats about it.

>>213402779
literally the only places that don’t accept cash nowadays (aside from government institutions) are ‘bab shops and asian food joints

>>213402880
Why should I when I can stay here and have Northeners pay for my gibs? ;)

>>213402948
What's even the differences between refugees and South Italians at this point

>>213402721
You people focus on the wrong facts. Yes the state can declare cash worthless with a snap of their fingers. That's true and yes if I can't use my cash in stores it's worthless as well. But let's talk about the differences between cash and card.

Cash is something you can hold, that you can own and spend without the need of a third party. Everything cash you have you will still have, even if the state decides to feeze you account. And if shops still take cash, then you have an alternative means of payment, meaning I still have the freedom to affort and buy stuff, without the need to be part of a third system. And even if the shop doesn't take cash I can still have the freedom to another store.

With a card your money is basically a digital number in a computer system. It makes it easier to pay, but now if the state freezes your accounts, you're basically fucked. You can't go to a store and buy stuff, since you have no alternative means of payment, so you have to do the bitting of your state or the company in order to get your money back.

That's why I said cash is freedom, because if you have it and there are people who take it, then there no laverage to force you to follow shit. This is also why they try to take this away from you. Yes cashless payment is more convenient, but it's not worth it to throw away freedom for it.

>>213402912
Look oldtimer. I don't say cashless payment is completely useless and yes for larger orders it makes more sense to use a card instead of a suitcase full of money. Still going towards a completely cashless society is very problematic to the indivitual freedom of everyone.

>>213403151
>if if if if if if
>and then if
>did i say if?
this isnt an if its a hard fact, come to me with cash and i tell you to fuck off. im not the only one and more and more does like i do. and now im not bound by the law to accept cash.

>>213403254
NTA
>go to your retarded establishment
>saaar we are very progressive, plez use qr code menu and pay cashless
>ok, go fuck yourself
>go to other place that respects its customer base and gives people a choice
simple as

>>213403151
>but now if the state freezes your accounts, you're basically fucked
So you withdraw all your money every single time you get paid?
Do you realize how much cash that would be in Swedish krona? Having 100 euro/1000 ish krona in my wallet is already a thick bunch of paper.
I get 26 700 sek every month. I would be forced to keep the majority of that at home, risking it in a house fire or burglary.
What about savings?
I have around 60k euros or 670k sek saved on my savings account. Do I withdraw all that? Gonna need a couple garbage sacks to carry that home.
And cash machines (or whatever they are called where you withdraw cash) always give 50-100 and 200 krona bills and never 500/1000 ones (which are only like 50/100 euro).
And every single time I use cash, I always get a ton of coins back in change.

Fuck that. Literally asking to be robbed or lose your money some other way that is far, FAR more common than the government locking my account.

>>213403292
>other place is exactly the same
>finally realise you are the problem not them, no one else have problem with it, only you...

>>213403338
Ngl I like that system, seems like a nice way to shoot criminals in the dick. I wish Krauts were less retarded about this

>>213403254
>>213403338
It's useless to talk to you. My points are lost of control and freedom, your points are muh convenience. I tell you this, because I had all that bullshit already behind me. But if you really have to feel the impact by yourself to understand, then so be it.

>>213403502
I'm honestly curious. Do you walk around with all your salary, savings etc on you at all time?

>>213403426
So Scandi is the new USSR? Good to know. I’ll just move to a normal country with my EU passport then.

I’m convinced i should tell our ghettodwellers to go down to germany and steal purses and wallets, here they just get cards that you immediately cancel, down there there’s untold riches to be stolen cause apparently people walk around with shitloads of cash, what’s 80 year old Hilda gonna do when i swipe her bulging wallet

>>213403639
>The USSR is when you have to pay with card
Brother, you already live in the EUSSR, look at your taxes and regulations.

>>213403338
This.
I asked the bank for 50k kronor in cash when I got my dads inheritance because I was a stupid kid. The bank ordered it for me and they handed me five hundred 100 kr bills. The walk home with that in my backpack made me realize how stupid I was.

You know what's really funny? Watching both sides argue like crackheads over who gets to be the more obedient cattle. one to the government, the other to criminals.
You're not fighting for freedom, you're just scared little men trying to justify your preferred leash.
Touch grass, both of you.

>>213403682
I can pay with cash or card. Apparently this triggers Bjorn and Sven because everything must be standardized and the same everywhere. Customer is always right? Not in ScandiSSR apparently.

>>213403544
No my money is in my safe. I only take money with me if I buy something and have some small amount of money on my bank account for online purchases.

Friendly reminder that they also use landline phones and fax. We don't mock Germany enough for being a complete third world shithole where the only change in the last 30 years has been replacing half the population with Turkish rapists and terrorists.

Why should food distribution depend on an American technology that is one Russian cyberattack away to turn Sweden and Denmark into Gaza?

>>213403714
Customer is always wrong, you’ll know this if you’ve ever worked in a job with customers. Customers are retarded

>>213403702
>Dude I'm such a fence sitter. The thing you talk about? I don't really care. That's right. Oh btw I must tell you that I don't care about that to get my validation. Man I love to literally add nothing to a discussion at all.

>>213403732
And where is your safe?
I hope it's not only fire resistant but also temperature resistant because even if the safe survives a house fire, the content usually does not.
I would need a damn bank vault to keep all my money in cash safe at home. Just from volume.

>>213403502
your points makes no sense, we have lived like this for 20+ years now and nothing of your fear mongering has happend nor will it ever happend. you are making up whatif scenarios as you go, well tell me why has none of that happend here?

>>213403739
>yeah i registered and bought this 3 months ago i like to return it because it’s defective
Expecting the german to look it up in a computer to solve it in 1 minute
>runs away to look through files and after 30 minutes returns and say they can’t find it

One cyberattack on credit card checkouts and suddenly 20% of the Swedish food supply was inaccesible. These people unironically think we are supposed to live with risks like this.

https://www.bbc.com/news/technology-57707530

>>213404027
We couldn't use cash either anon because the modern electronic cash systems also stopped working.
Same when the banks got hit a few years before that. We couldn't withdraw cash either during that.
So unless Germany uses fully manual systems, same thing could happen to you.

>>213404027
>he thinks cash is analog
Lmao, it’s just digital money you hold in your hand

>>213404082
>>213404123
This might come as a shock to you but atms and cash registers in Germany are usually not hooked up to the Internet and would work just fine in a scenario like this.

>>213403811
Sven I telling you this one more time. I'm not TOTALLY against bank accounts and cards. Alright? I see how they are useful. Alright? And yes money will not be 100% save at home.
All I say is people should keep their freedom to use cash, since being dependent on one means of payment is a gigantic leverage on ones freedom.

>>213403900
Just because it didn't happen, doesn't mean it's not going to happen in the future. And I don't see why you shouldn't consider what if scenarios in matters of your freedom.

>>213404155
>All I say is people should keep their freedom to use cash
And we have that freedom. 99% of shops accept cash, you can withdraw cash any time you want.
But people choose not to do so because it's outdated, bulky and extremely risky.

Lets just agree to disagree. We have different values.

>>213404207
Agreed.

>>213403759
My parents literally own restaurants. You are beyond retarded and know nothing.

>>213404155
this whole issue comes from the fact gernany ia stuck several decades behind the rest of us. you look at this as something new and scary and cant imagine it becoming a thing because it just wouldnt work with your current system. well it does, we are proof of it.
talking to you is like going back to the 80s and try to explain to a boomer what a smartphone is. we basicly dont live in the same reality.

>>213401031
Some norwegian journalist students interviewed tourists last year. They asked a german boomer what he thought of Norway and he replied that Norway is like germany was in the 1960s. All this while people in the background were paying with mobilepay and everything that drove by was ev's lol

>>213404207
>And we have that freedom. 99% of shops accept cash
That’s just a blatant lie, mostly grocery shops and turkstores accept cash. Entire malls are shutting down cash payments because the only ones that use it are arabs using drug money to buy designer shit because they are obsessed with it

>>213404322
You are lucky you don't have to deal with German web-sites. It's like they were made by the dumbest bunch of monkeys they could find, I have no idea where they found those people because I promise you all the East Slavic web-sites I used had infinitely less bugged layout. I mean, how hard is it to outsource something to East Slavs if you can't do it yourself? Why fucking Estonia, Ukraine and Russia are better at digitalization than Germany? Even private companies suffer from this here.

>>213404317
I have the impression you lay to much trust into the institutions that rule over you to always act in your interest. But what do I know, maybe the norwegian government is really that trust worthy and I only react to that, because of how my government acts. Either way I call a quit here and say we agree to disagree.

>>213400769 (OP)
Can someone explain to me why germans would fear credit cards? I'm not even allowed to take loans or open a bank account here fml.

>>213404373
Let me guess, you live in Stockholm?
I live in Linköping and I shop everywhere. Malls, big stores, small stores, kiosks, pizzerias, I eat at nicer restaurants sometimes, I buy clothes in the higher end stores and the cheap ones... They all accept cash.
Not ONCE have I been denied.

>>213404322
He was talking about the amount of niggers and muslims btw.

>>213404453
and you instantly think that just because something is done electronicly the governent has instant access to it. goverment obviously want it, it would make their life easier, tax fraud, police investigations etc just done by a click. but banks are not on side with goverment they dont give out anything without court orders.
and no we cant really trust anything or anyone but we cant live in constant fear either. this is how its supposed to work and i have not seen anything that makes me suspect its not working this way.

>>213404535
One of the norwegian students were brown middleeast. No hijab tho so that maybe made the german confused

>>213404647
Laws can change, rules can change, interests can change. And changes can happen very quickly. You saw how fast Germany turned into an immigration country. You're right living in constant fear does no favour, but being completely delusional to consequences is dangerous as well. And if institutions want to introduce systems or laws to limit individual freedoms, then people should atleast rise an eyebrow and question the reasons behind it. The identification on websites laws they introduced in the UK and want to introduce in the EU are for instance is such a case. With that said that's the last thing I gonna say to this subject.

>>213405048
>You saw how fast Germany turned into an immigration country
We’ve had Turkish and Italian Gastarbeiter since the 60s here.

>>213400769 (OP)
they don't know it. they only do what their parents already did. they don't figure out that they can have one that doesn't cost them anything extra.
but also yes.

>>213405133
>Gastarbeiter
"guests" my ass. they never left. they were never shown the door. they were never kicked out.
it was a lie. the politicians lied. they always lie.

>>213405133
Yeah nevermind. I thought we were considered 2015 as a immigration country, but apperantly it was since 2005 and before that it was debated to be one since the 50s.

>>213404647
>but banks are not on side with goverment they dont give out anything without court orders.
wow you are retarded.
of course they'll immediately comply with any government demands. because all those demands are "legal". all it takes is for the lawmakers to say "we are allowed to snoop through all your shit" and presto, banks will comply.

>>213405133
>we had a few italians in the 60s so it's actually good that half our kids are muslim terrorists now or something

>>213405256
>immigration country
no country is an "immigration country"
that's political spin to tell the natives to shut up and take it
the "melting pot" for the US was invented by a jew. guess why. their plan for the US has always been miscegenation to eradicate White genes.

>>213405304
I never said it’s le good or le bad, retard. But we’ve had below-replacement birthrates since the 70s. It’s nothing new. The scale is much greater, sure, but its roots go much deeper.

>>213405282
no they wont, bank people are just common people, your interests is their interests.
and what could they possibiy find if they snooped?

>>213405408
LMAO you are delusional or dangerously naive

>>213402257
This. I'm smart with my card, pay zero interest, and actually make back a not-insignificant amount of money through "cash back rewards."

Of course it's a numbers game to the banks. For every client like me who they lose money on, there are many, many more fools who are paying out the ass in interest and fees. Really it's similar to how a casino operates.

It's possible to use a credit card in an intelligent way, but most people are morons and probably shouldn't have a card. Unfortunately, in this country at least, you kind of need to have one, and that is a whole other issue.

when the banks collapse the stud holding cash is gonna get a lotta blow jobs, just sayin

>>213405648
This only happens in low IQ negro countries btw, Finnish banks don't offer anything like that because they'd only be losing money.

>>213405783
two more weeks

>>213405524
just realistic.

>>213405783
>when the banks collapse
when that happens, all your paper money will be worthless too
so no, you'll only get BJs if you can protect yourself and others

>>213400769 (OP)
Do you collect points? No. Do you have our app? No. Do you want to pay by card? No. Hands you 50€ bill.

>>213400769 (OP)
Boomers don’t like em and Schufa, led by boomers, makes sure you don’t get a Visa or Mastercard.

>>213400769 (OP)
Don't let them grift you Deutschland this is the only based thing you do
Reject charge cards, reject euro, return to Deutschmarks but make them all coins, no paper

>>213401031
But you have cameras everywhere unless you're a private citizen then surveillance is illegal kek

>>213410163
>Do you collect points? No. Do you have our app? No.
I started boycotting Lidl when they introduced that shit here.

>>213410461
>Would you like to rate your shopping experience?
Would you like to give me my mandatory receipt (I'm not entering my cell number) and fuck off already, machine?

>>213401015
>>213401261
>>213402478
>>213403739
GOOOOOOOOOOOOOOOOOOOOOOOOOOOOOD GOY!

cash is terrorism
cash is death
cash is blood
cash is famine
cash is war
cash is slavery
cash is tax evasion
cash is shady business
cash is drug money

just use (((banks))), only those ugly ugly ugly ugly pensioners like grampa and grandma use cash, ewwww family ugh that's SOO not lit , oh and drug dealers right? that's like ewww so not bussin' ong what are you a boomer? lmao

>>213410783
You draw your own money?
Because otherwise you're are also a slave to the bank.