fa
md5: 9539eb86629f376d44404b77a4dc4de8
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What percentage of your income do you put into your pension anons?
Currently I put 8% in but I think I should increase to 10%, I feel as though its best to be safe and its not like I have much better to do.
/ausnz/ more like /autizm/
>>213792598I may have autism
>>213792439 (OP)i got 10% on my kiwisaver
>>213792743Thats cities skylines not kiwi saver, very big difference.
>>213792439 (OP)Pension is a scam, you are just paying out Boomers, who are a botomless money pit.
>>213794174The fug are you talking about anon? I am investerising my money into companies to generate returns that will be most profitable for me.
>>213794463Yeah, that's ok, as long as you get to fully control your brokerage account.
I meant the state pension, which just costs a lot of money, gives zero return at best and is gone when you die.
>>213794518You can't choose if you contribute to state pension or not, they just take your money so idk how that would even make sense.
>>213794588At least here you can voluntarily pay more. Not that any financially resposible person would, but most people are not.
>>213794088not bad, not bad at all mate
day 31 of manifesting an American gf
anya3
md5: 92e81f726169b125e31834023249d922
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The fake speeding ticket scam that I got sent had there link.tree attached so that I would know where to send the money. Happens in your country?
>>213795706https://linktr.ee/N1532398431?qr=ve9df8
Just for you anon, I hope it helps <3
Gramps has purple rgb lights in his room
>>213794965>>213794965>>213794965
>employment services
>do literally nothing to get me a job
>blame me for not getting a job
Get fucked.
I just watched this show recently
Heard there is a new film next year
failed my entrance exam because I'm unironically retard.
fuck my nigger life.
i don't even care, I'm comfortable with myself and all of my very abundant flaws, its just that I cant integrate into this world. If I could just sit still in nature I would be content.
Go sully some other website you evil coward
https://www.youtube.com/watch?v=zvVa3W8XiP4
White New Zealanders are such massive cucks fuck this country.
>>213799967Explains why you're the first country to let women vote. Only cucks would do that.
>>213799967why do you think so
you're have only 1.5% muslims in your country
Tranis was spotted in wilno
>Police also received a report from a woman that her 24-year-old son, who has a mental disorder, had left the house completely naked and barefoot.
Fuck my chungus nigger life
>>213802757heat makes a man do crazy things
>>213797469same here m8
i'm even more retarded than you because i didn't even come close to doing an entrance exam for uni
>>213803989What happened now?
Today is my fasting day. Anyone else fast regularly? It keeps calories down, cheaper, healthy for you. I drink espresso, water, tea, and vitamins to get through it, no carbs the day before and after just lots of protein and some fat. I just walked for 1.5 hours, maybe 2 with some breaks. Taking the bus back.
>>213804912Did you go for incel walk
>>213796617Didnt he leave?
>>213804954Can people in relationships who walk alone still be called incel walks? Then yes complete incel adventure today
>>213805028he's probably lurking ITT and furiously masturbating to your post
>>213805122https://i.4cdn.org/wsg/1755182146050283.mp4
>>213805110You're thinking of the fakecel stroll
I hate living as a poorfag in Wilno
>>213806123fuck Wilno and fuck you, fag
>>213804912i think i might go on a keto/imf type of diet again because my comfy life has made me soft.
>>213806123>tfw live in wilno and stay insidetheres nothing for me outthere
>>213792439 (OP)There will be no pensions when I get old. Not that I'm upset
>>213806246why do you not invest?
>>213806264I do thoughever
>>213806212I go outside and there's nothing, don't bother
>>213806344so then what is the problem? :DD
you get your 4-6% off of your salary (hopefully you do use a pension investment account) and use your own money to invest... even if the state fails you should be set
>>213806442There is no problem, I said it doesn't upset me. Pensions cannot be supported by a shrinking population
>>213806421I just walk...
>>213806529i get that. just the way you phrased it made it sound like as if it was something someone should be worried about, when in reality it's not if you have just a basic understanding of money
>>213806123My poorfag house and car working min wage in maxima.
>>213806669dude, did you buy the place or inherited? no way you can get a building permit this close to the shore
>>213806699https://www.youtube.com/watch?v=YWdD206eSv0
>>213805697All females are fakecel.
>>213806808Sarcasm is not lying
>>213806881I didn't know that
>>213806881it's also the lowest form of intelligence
>>213806936well, can't argue with that
this dude keeps following me
>>213807170rape him to assert dominance
>>213807208and pls pls pls take pics, i know you homos like to do that
>>213804361I feel like my friends hate me again
>>213807564You and your retarded gay problems again
>>213805028You're stuck in here until you get a gf or die
outside and hear goy cattle blasting some shitty music from the cathedral square (again)
>>213809220Stop being over retard
Any of you ever tried using dating apps? Feels pointless to me
>>213809373>try bumble>3 matches>conversations expire after 24 hours
>>213809354You perilous snail, you Satan's taint.
>>213810242doctor why are you so angry at me?
I tought Lithuania was better at basketball
>>213811547Two main players from NBA are not playing because assistant coach is a retard and had conflicts with players, this team is fucking trash.
>>213810242Doc lobster looking boiled
>>213812703oh yeah did you ever feel them in your hand
>>213811547You have been better than us for like 15 years
some /sp/erg would explain better but its more like other teams got better
I'm HUNGRY
My fast ends at 1am :(
I hate incel commuting and incel working in my workplace but the cheap as fuck dental plan is worth it. 16 euro for one moral cavity.
>>213814388I eat once day
>>213814518I thought you Euros got free everything.
>>213814518>moral cavitycome forth, admit your sins to us.
>>213814886Not dental. We are on good terms and I am assigned to the workplace so I only pay for materials used. Worldwide teeth are treated as some fancy bornes ignoring if a cavity reaches the root canal causing an infection that potentially reach the brain.
>>213815002I have been chuging this liquid Jew for years what do you except. Unfortunately I will have to remove my maxillary wisdoms, pain in the ass.
>>213814884I am trying to lose body fat and following a very specific routine of calorie deficit, eat over periodically to boost neat and then fasting days, no carbs day before or after. Once a day doesn't work for me that well.
What the hell am I looking at btw?
>>213815204Calories in and calories out. What's so hard to understand?
>>213815286You're an idiot that's why you don't understand.
I signed up for state paid clinic only for the dentist because I have like 7 bad teeth with cavities. The dentist fixed the worst tooth and told me my other teeth were perfectly fine (I can put my finger there and tell you they're not) and then told me what toothpaste and water cleaner to use by name. I thought they get paid enough and I was weirder out because I don't see many advertisements and went yeah yeah sure
Paid 30 euros which is ok but fr
>>213815122>will have to remove my maxillary wisdoms, pain in the ass.just dont
>>213815204Well made chili con carne with plenty of rice, half lime and Crรจme fraรฎche.
In front of finnish fireplace (takka)
Last 1/5 needs to be almost forced down but its like 1200 cal with olive oil iv added.
I gonna eat last 1/4th of it after the midnight when i boil 2dl rice.
>>213815122>what do you exceptI except nothing, I include all
Theyโre gonna invade us next month arenโt they
>>213815935Nice, good job
>>213816286Why I haven't heard that
I want to die by russians that would redeem me
>>213816286Not going to happen, yet they feed with your fear.
https://youtube.com/watch?v=dIJilHoyF8Q&list=PLW1_fFDvXYxeV5QOkWy18sH3lpvPVeYFZ&index=1&pp=iAQB
In Finland we have saying Met (mitรครคn ei tapahdu) in english. Nothing is going to happend.
https://www.youtube.com/watch?v=ERXAL_J0tEc
>>213815003We have free dental, but you have to be the lowest or no income to get it.
Most normal working people do have to pay for dental, via insurance or whatever.
>>213818460Based and honorary baltic
>>213816286Get yout pp out of the cage, sissy
Comfy here, storm coming saturday
I am going to be raped and killed by russians aren't I?
>>213823417Go ask ur uncl, he did it when you were 6
Tibla..
>>213823417Do these thoughts make your neovagina wet?
>>213823417what happened, where's all this coming from?
Fuck lads things haven't been going my way for months now
>>213809414Old people disgust me but him being Jewish pushes it way above
Fuck my stupid miserable fish personality life
>>213823417Bro, I thought you were part of NATO. Ain't no way in hell Russia would.
sword
md5: bd16f78b53d82935b054c9cae8381023
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My tummy is way to fill, what shoult I do 88w88
>>213825518neither, what's up?
>>213826229force your self to throw up, roman emperor style
>>213826270I do not enjoy throwing up, it makes me feel bad
>>213826274Ar you anti german anon? Why all the hate?
>>213826380It's a wolf of wall Street reference
>>213827425watching crack heads is the best part about riding the bus, I don't see the issue here 2bh
>>213827472some indian kicked an uso of the bus for drinking and told him is it because he "is black g"
>>213827509kek, you see now I'd ride the bus if I got to see that everyday.
You have three minutes. Name your favourite cow.
>>213827552Think I have only seen Asians ride the bus I personally incel walk
>>213828003I only did it because i didn't have a car at the time, I haven't rode the bus in a couple years now.
Incel walking is comfy tho, I'd do it too if I wasn't so fucking far away from the city
I miss incel walking around the red light district in Tokyo
>>213828632Okay, mr. richie rich
9anime is down fucking cunt niggeerrrrrrrrrrrrrrrrrrrrrrrrrr
>>213828700>being a communist
When is putler meeting the orange man?
>>213828922The communist utopia is? Free shit for everybody.
>>213829456I don't even know what your talking about ausbro
>>213792439 (OP)Our social security tax is 19% but honestly I don't know how that's distributed. I think I have a ~ 50 Eur pension at the moment.
https://www.youtube.com/watch?v=9YxoJfTzeWE
tartu memphis
What does surname magi tells about origin of person bearing it? I know from Wikipedia it means hill or mount but do esti anons have any other information?
>>213832583It's Mรคgi chud
But it tells you about as much as Kask, Kuusk or Saar
the marketโข will fix everything ยฉ
>>213828700pumpkin there are other tranime streaming sites such as 4anime, kitsune, anime pahe etc. You don't need to rely on 1 site
>>213833235It really tells absolutely nothing? I'm just interested in some of my roots
>>213836003No, it is the John Smith of Estonia, or Dmitri Smirnov or Ivan Ivanov if you will
>>213836152You think I'm russian?
>>213836242No I was just explaining. Even I have met two Dmitri Smirnovs here, and many people named Mรคgi.
>>213836366I've never met anyone with names Dmitry smirnov or ivan ivanov. Don't know why these placeholder names aren't common among local russians
How you all celebrating ลพolinฤs? I just woke up an hour ago
>>213836883strange. Anyway, we love steppe women
>>213837301My grandgrandie didnt like them
>>213829301Nothing ever happens
>>213837096Its work day for me.
Woke without hangover, great to see thread survived the darkest hours.
Today i gonna sauna and drink more vodka
>>213839069So you won't celebrate?
>>213840173Sadly no. What about you?
>>213840725Of course. By doing nothing
>>213841074My favourite pastime
>>213836152Janis Ivanovs of Latvia
>>213841491Ram ranch released the game?
>>213842546>going to a massIs he searching for a wife there?
>>213842546Radลพvila truly sold out to FSB. Hope Sinica kicks him out and takes the reigns
>>213842660Is he really a sellout?
>>213842806Probably, idk. He had the most eurosceptic views in the party and he mumbles /pol/ tier nonsense
day 32 of manifesting an American gf
>>213843210Might as well manifest a bf at this point
>>213842546The fuck is going on in the party? They kicked out my man praeities ลพvalgas now chud in charge? Retard boomers, they need to do a purge to bet rid of the subversive elements.
The cider I bottled didn't carbonate. It's still nice, very apple-y, with a hint of honey, semi-sweet now, since nothing ate the sugar I added to the bottles to bottle condition. Not a complete disappoinment, but would've been better with some bubbles.
>>213844438WHY ARE WE SHOUTING
we should plant cumjaunuolis inside LSDP/Laisvฤs partija to cause turmoil
>>213844438WHAT ARE YOUR PLANS FOR TODAY?
>>213844559I'm pretty sure LSDP doesn't need any help with being retarded. LP too, for that matter, it's just that they're don't matter one bit right now.
>>213844772Why did you cut your mousepad?
>>213844873Put my keyboard there when working/gayming
>>213844772That looks really nice. Looking at that made my stomach rumble but I'm too lazy to do anything about that.
Basically my mouse pad doesn't cover the whole table so i put it side ways and cut out space for the keyboard
>>213844960Thank you. I haven't eaten anything today apart from coffee
I hate public holidays. I wanted some fried rye bread with cheese sauce, but all the shops are already closed. We should have 0 public holidays, and like 35 paid days off instead.
>>213845824cant make it yourself?
>>213846787Bro I have no bread at home. I was visiting friends, came back, basically no food.
>>213847080>Dog foodholy grim
>>213847123It's delicious you have no idea what you're missing.
>>213847217Looking at my own picture made me realise how cucked we are. Like why the fuck does grietine & kiauลกiniai needs english text on packaging? Surely we have more russhits here, and we don't add their moonrunes to the packaging for no reason.
I just cracked my back multiple times
Good stuff
>>213848305Nah just getting fit
>>213847080>goyim actually eat dog foodgrim
>>213847295umm how else wil sanjeet know that he is buying milk or eggs, sweetie?
>>213848496Maybe I was dog all along.
Masturbated in the forest again today.
Had to take a break from picking mushrooms, was very hornful.
>>213848595>IMGP8474why would you post your gf (with a dog)?
>>213848707Why not? Not like you can see anything. Also, why would she be my gf?
>>213848595>gfWe don't like your kind around here
>>213847217>>213847295I have learned in Estonia, that Latvians call it skaabs kreejums
>>213848595you don't look like this
>>213848770>skaabs kreejums
>>213848743why wouldnt she?
The real addiction was 4chin o algo. Rest assured this demon will be overcome.
>>213848925Could be just some random woman holding my dog. You don't know.
>>213848934goodbye for all eternity
>nuvarai i varsuva
>dachuja etnikiniu ir babaju
Jauciuos panasiai kaip londone
>>213848962>letting your dog being held by a random woman
>>213849108Seniลซkai gal galima ฤia be rasizmo, kฤ
?
>>213849105One must finish his job before moving on.
>>213849176I'm glad you never will babe
>>213849148Nes kitaip apsisysinsi ir apsikakosi kaip silpnas menkysta?
>>213849108kas gero Lenkijoje?
>>213849341>apsisysinsi>apsikakosi
>>213849341Koks skirtumas tarp ruso ir lenko? Vienas valo tualetฤ
kitas jฤฏ vagiฤ
.
kodel tu toks dalvajobas blet
>>213847295It's the lingua franca and they probably export it
>>213849883>aarstIs this what they call doctors
>>213850158apparently yes, disgusting people
>>213849913They do not. No one eats grietinฤ outside of slavix (it's too heavy, creme fraiche isn't the same thing), and eggs are store brand.
need a cute latvian woman to sit on my face
>>213850480Is it different to sour cream?
>>213850480Wonder if it's similar to grรคddfil. Thinner consistency compared to creme fraiche.
1341
md5: 806eb4ce3de8e601fd3c25db3f422d59
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>>213851093>12%Nah, pussy shit. It's heavier.
>>213851165We must go higher.
>>213852376I rank Rankas Piens 7/10
