Thread 213792439

What percentage of your income do you put into your pension anons?

Currently I put 8% in but I think I should increase to 10%, I feel as though its best to be safe and its not like I have much better to do.

/ausnz/ more like /autizm/

>>213792598
I may have autism

>>213792439 (OP)
i got 10% on my kiwisaver

Aussies vs

Kiwis + kate bush

>>213792743
Thats cities skylines not kiwi saver, very big difference.

>>213792840
My bad

My scalp is so dry

>>213792439 (OP)
Pension is a scam, you are just paying out Boomers, who are a botomless money pit.

>>213794174
The fug are you talking about anon? I am investerising my money into companies to generate returns that will be most profitable for me.

>>213794463
Yeah, that's ok, as long as you get to fully control your brokerage account.
I meant the state pension, which just costs a lot of money, gives zero return at best and is gone when you die.

>>213794518
You can't choose if you contribute to state pension or not, they just take your money so idk how that would even make sense.

>>213794588
At least here you can voluntarily pay more. Not that any financially resposible person would, but most people are not.

>>213794088
not bad, not bad at all mate

Deep heat burns

day 31 of manifesting an American gf

The fake speeding ticket scam that I got sent had there link.tree attached so that I would know where to send the money. Happens in your country?

>>213795521
Send it here

>>213795706
https://linktr.ee/N1532398431?qr=ve9df8
Just for you anon, I hope it helps <3

Gramps has purple rgb lights in his room
>>213794965
>>213794965
>>213794965

>employment services
>do literally nothing to get me a job
>blame me for not getting a job
Get fucked.

I just watched this show recently
Heard there is a new film next year

failed my entrance exam because I'm unironically retard.

fuck my nigger life.

i don't even care, I'm comfortable with myself and all of my very abundant flaws, its just that I cant integrate into this world. If I could just sit still in nature I would be content.

>>213797469
Happens mate

Go sully some other website you evil coward
https://www.youtube.com/watch?v=zvVa3W8XiP4

*enters the thread*

White New Zealanders are such massive cucks fuck this country.

>>213799967
Explains why you're the first country to let women vote. Only cucks would do that.

>>213799967
why do you think so
you're have only 1.5% muslims in your country

Tranis was spotted in wilno
>Police also received a report from a woman that her 24-year-old son, who has a mental disorder, had left the house completely naked and barefoot.

Fuck my chungus nigger life

>>213802757
heat makes a man do crazy things

>>213797469
same here m8
i'm even more retarded than you because i didn't even come close to doing an entrance exam for uni

>>213803989
What happened now?

>>213804087
>a man
chud!

Today is my fasting day. Anyone else fast regularly? It keeps calories down, cheaper, healthy for you. I drink espresso, water, tea, and vitamins to get through it, no carbs the day before and after just lots of protein and some fat. I just walked for 1.5 hours, maybe 2 with some breaks. Taking the bus back.

>>213804912
Did you go for incel walk

>>213796617
Didnt he leave?

>>213804954
Can people in relationships who walk alone still be called incel walks? Then yes complete incel adventure today

>>213805028
he's probably lurking ITT and furiously masturbating to your post

>>213805122
https://i.4cdn.org/wsg/1755182146050283.mp4

>>213805110
You're thinking of the fakecel stroll

I hate living as a poorfag in Wilno

>>213806123
fuck Wilno and fuck you, fag

>>213804912
i think i might go on a keto/imf type of diet again because my comfy life has made me soft.

>>213806123
>tfw live in wilno and stay inside
theres nothing for me outthere

only real truecels here

>>213792439 (OP)
There will be no pensions when I get old. Not that I'm upset

>>213806246
why do you not invest?

>>213806264
I do thoughever

>>213806212
I go outside and there's nothing, don't bother

>>213806344
so then what is the problem? :DD
you get your 4-6% off of your salary (hopefully you do use a pension investment account) and use your own money to invest... even if the state fails you should be set

>>213806442
There is no problem, I said it doesn't upset me. Pensions cannot be supported by a shrinking population

>>213806421
I just walk...

>>213806529
i get that. just the way you phrased it made it sound like as if it was something someone should be worried about, when in reality it's not if you have just a basic understanding of money

>>213806123
My poorfag house and car working min wage in maxima.

>>213806669
dude, did you buy the place or inherited? no way you can get a building permit this close to the shore

>>213806699
https://www.youtube.com/watch?v=YWdD206eSv0

>>213805697
All females are fakecel.

>>213806808
Sarcasm is not lying

>>213806881
I didn't know that

>>213806881
it's also the lowest form of intelligence

>>213806936
well, can't argue with that

this dude keeps following me

>>213807170
rape him to assert dominance

>>213807208
and pls pls pls take pics, i know you homos like to do that

>>213804361
I feel like my friends hate me again

>>213807564
You and your retarded gay problems again

>>213805028
You're stuck in here until you get a gf or die

outside and hear goy cattle blasting some shitty music from the cathedral square (again)

>>213808854
It's over

>>213809220
Stop being over retard

Any of you ever tried using dating apps? Feels pointless to me

>>213809373
>try bumble
>3 matches
>conversations expire after 24 hours

>>213809414
so no sex?

>>213809354
You perilous snail, you Satan's taint.

animė papai

>>213810242
doctor why are you so angry at me?

>>213810296
animė boobs

I tought Lithuania was better at basketball

>>213811547
Two main players from NBA are not playing because assistant coach is a retard and had conflicts with players, this team is fucking trash.

>>213810242
Doc lobster looking boiled

>>213810296
>>213811533
>>213801465

>>213811968
vau

2d boobas

I like 3d (implants)

>>213812703
oh yeah did you ever feel them in your hand

>>213812992
>
have you?

>>213812659
Bobs?

>>213811547
You have been better than us for like 15 years
some /sp/erg would explain better but its more like other teams got better

I'm HUNGRY

My fast ends at 1am :(

I hate incel commuting and incel working in my workplace but the cheap as fuck dental plan is worth it. 16 euro for one moral cavity.

Im drunk again

>>213814388
I eat once day

>>213814518
I thought you Euros got free everything.

>>213814518
>moral cavity
come forth, admit your sins to us.

>>213814886
Not dental. We are on good terms and I am assigned to the workplace so I only pay for materials used. Worldwide teeth are treated as some fancy bornes ignoring if a cavity reaches the root canal causing an infection that potentially reach the brain.

>>213815002
I have been chuging this liquid Jew for years what do you except. Unfortunately I will have to remove my maxillary wisdoms, pain in the ass.

>>213814884
I am trying to lose body fat and following a very specific routine of calorie deficit, eat over periodically to boost neat and then fasting days, no carbs day before or after. Once a day doesn't work for me that well.

What the hell am I looking at btw?

>>213815204
Calories in and calories out. What's so hard to understand?

>>213815286
You're an idiot that's why you don't understand.

I signed up for state paid clinic only for the dentist because I have like 7 bad teeth with cavities. The dentist fixed the worst tooth and told me my other teeth were perfectly fine (I can put my finger there and tell you they're not) and then told me what toothpaste and water cleaner to use by name. I thought they get paid enough and I was weirder out because I don't see many advertisements and went yeah yeah sure
Paid 30 euros which is ok but fr

>>213815122
>will have to remove my maxillary wisdoms, pain in the ass.
just dont

>>213815204
Well made chili con carne with plenty of rice, half lime and Crème fraîche.
In front of finnish fireplace (takka)

Last 1/5 needs to be almost forced down but its like 1200 cal with olive oil iv added.

I gonna eat last 1/4th of it after the midnight when i boil 2dl rice.

>>213815122
>what do you except
I except nothing, I include all

They’re gonna invade us next month aren’t they

>>213815935
Nice, good job

>>213816286
Why I haven't heard that
I want to die by russians that would redeem me

>>213816286
Not going to happen, yet they feed with your fear.

https://youtube.com/watch?v=dIJilHoyF8Q&list=PLW1_fFDvXYxeV5QOkWy18sH3lpvPVeYFZ&index=1&pp=iAQB

In Finland we have saying Met (mitään ei tapahdu) in english. Nothing is going to happend.

https://www.youtube.com/watch?v=ERXAL_J0tEc

>>213815003
We have free dental, but you have to be the lowest or no income to get it.
Most normal working people do have to pay for dental, via insurance or whatever.

Bump.

>>213818460
Based and honorary baltic

>>213816286
Get yout pp out of the cage, sissy

Bump.

Comfy here, storm coming saturday

I am going to be raped and killed by russians aren't I?

>>213823417
Go ask ur uncl, he did it when you were 6
Tibla..

>>213823417
Do these thoughts make your neovagina wet?

>>213823417
what happened, where's all this coming from?

Fuck lads things haven't been going my way for months now

>>213809414
Old people disgust me but him being Jewish pushes it way above

Fuck my stupid miserable fish personality life

>>213823417
Bro, I thought you were part of NATO. Ain't no way in hell Russia would.

My tummy is way to fill, what shoult I do 88w88

>>213825518
neither, what's up?
>>213826229
force your self to throw up, roman emperor style

>>213826229
>Hofer

>>213826270
I do not enjoy throwing up, it makes me feel bad

>>213826274
Ar you anti german anon? Why all the hate?

>>213826380
It's a wolf of wall Street reference

Maori

>>213827425
watching crack heads is the best part about riding the bus, I don't see the issue here 2bh

>>213827472
some indian kicked an uso of the bus for drinking and told him is it because he "is black g"

>>213827509
kek, you see now I'd ride the bus if I got to see that everyday.

You have three minutes. Name your favourite cow.

>>213827552
Think I have only seen Asians ride the bus I personally incel walk

>>213827984
Want to fuck?

>>213828003
I only did it because i didn't have a car at the time, I haven't rode the bus in a couple years now.

Incel walking is comfy tho, I'd do it too if I wasn't so fucking far away from the city

I miss incel walking around the red light district in Tokyo

>>213828632
Okay, mr. richie rich

9anime is down fucking cunt niggeerrrrrrrrrrrrrrrrrrrrrrrrrr

>>213828700
>being a communist

>>213828850
meds

When is putler meeting the orange man?

>>213828922
The communist utopia is? Free shit for everybody.

>>213829456
I don't even know what your talking about ausbro

>>213828687
I wish

>>213792439 (OP)
Our social security tax is 19% but honestly I don't know how that's distributed. I think I have a ~ 50 Eur pension at the moment.

https://www.youtube.com/watch?v=9YxoJfTzeWE
tartu memphis

What does surname magi tells about origin of person bearing it? I know from Wikipedia it means hill or mount but do esti anons have any other information?

good night

>>213832585
Night lad

>>213832583
It's Mägi chud
But it tells you about as much as Kask, Kuusk or Saar

the market™ will fix everything ©

>>213828700
pumpkin there are other tranime streaming sites such as 4anime, kitsune, anime pahe etc. You don't need to rely on 1 site

>>213833235
It really tells absolutely nothing? I'm just interested in some of my roots

>>213836003
No, it is the John Smith of Estonia, or Dmitri Smirnov or Ivan Ivanov if you will

>>213836152
You think I'm russian?

>>213836242
No I was just explaining. Even I have met two Dmitri Smirnovs here, and many people named Mägi.

>>213836366
I've never met anyone with names Dmitry smirnov or ivan ivanov. Don't know why these placeholder names aren't common among local russians

How you all celebrating žolinės? I just woke up an hour ago

>>213836883
strange. Anyway, we love steppe women

>>213837301
My grandgrandie didnt like them

>>213829301
Nothing ever happens

>>213837096
Its work day for me.

Woke without hangover, great to see thread survived the darkest hours.

Today i gonna sauna and drink more vodka

>>213839069
So you won't celebrate?

>>213840173
Sadly no. What about you?

>>213840725
Of course. By doing nothing

>>213841074
My favourite pastime

>>213836152
Janis Ivanovs of Latvia

>>213841491
Ram ranch released the game?

I'm fucked

chudbros...

>>213842546
>going to a mass
Is he searching for a wife there?

>>213842546
Radžvila truly sold out to FSB. Hope Sinica kicks him out and takes the reigns

>>213842630
dalbajovas

>>213842660
Is he really a sellout?

>>213842806
Probably, idk. He had the most eurosceptic views in the party and he mumbles /pol/ tier nonsense

day 32 of manifesting an American gf

>>213843210
Might as well manifest a bf at this point

>>213842546
The fuck is going on in the party? They kicked out my man praeities žvalgas now chud in charge? Retard boomers, they need to do a purge to bet rid of the subversive elements.

The cider I bottled didn't carbonate. It's still nice, very apple-y, with a hint of honey, semi-sweet now, since nothing ate the sugar I added to the bottles to bottle condition. Not a complete disappoinment, but would've been better with some bubbles.

GOODMORNING EVERYONE

>>213844438
WHY ARE WE SHOUTING

TRANS RIGHTS

we should plant cumjaunuolis inside LSDP/Laisvės partija to cause turmoil

>>213844438
WHAT ARE YOUR PLANS FOR TODAY?

>>213844559
I'm pretty sure LSDP doesn't need any help with being retarded. LP too, for that matter, it's just that they're don't matter one bit right now.

Bon appétit

>>213844772
Why did you cut your mousepad?

>>213844873
Put my keyboard there when working/gayming

>>213844772
That looks really nice. Looking at that made my stomach rumble but I'm too lazy to do anything about that.

Basically my mouse pad doesn't cover the whole table so i put it side ways and cut out space for the keyboard
>>213844960
Thank you. I haven't eaten anything today apart from coffee

I hate public holidays. I wanted some fried rye bread with cheese sauce, but all the shops are already closed. We should have 0 public holidays, and like 35 paid days off instead.

>>213845824
cant make it yourself?

>>213846787
Bro I have no bread at home. I was visiting friends, came back, basically no food.

>>213847080
>Dog food
holy grim

>>213847123
It's delicious you have no idea what you're missing.

>>213847080
>grietinė

>>213847217
Looking at my own picture made me realise how cucked we are. Like why the fuck does grietine & kiaušiniai needs english text on packaging? Surely we have more russhits here, and we don't add their moonrunes to the packaging for no reason.

I just cracked my back multiple times
Good stuff

>>213848258
getting old?

>>213848305
Nah just getting fit

>>213847080
>goyim actually eat dog food
grim
>>213847295
umm how else wil sanjeet know that he is buying milk or eggs, sweetie?

>>213848496
Maybe I was dog all along.

Masturbated in the forest again today.
Had to take a break from picking mushrooms, was very hornful.

>>213848595
>IMGP8474
why would you post your gf (with a dog)?

>>213848707
Why not? Not like you can see anything. Also, why would she be my gf?

>>213848595
>gf
We don't like your kind around here

>>213847217
>>213847295
I have learned in Estonia, that Latvians call it skaabs kreejums

>>213848595
you don't look like this

>>213848770
>skaabs kreejums

>>213848743
why wouldnt she?

The real addiction was 4chin o algo. Rest assured this demon will be overcome.

>>213848925
Could be just some random woman holding my dog. You don't know.

>>213848934
Or else

>>213848934
goodbye for all eternity

>>213848984
Not yet

>>213848925
>>213848962
She belongs to estvak

>>213849014
Coward

>nuvarai i varsuva
>dachuja etnikiniu ir babaju
Jauciuos panasiai kaip londone

>>213848962
>letting your dog being held by a random woman

>>213849108
Seniūkai gal galima čia be rasizmo, ką?

>>213849105
One must finish his job before moving on.

>>213849176
I'm glad you never will babe

>>213849148
Nes kitaip apsisysinsi ir apsikakosi kaip silpnas menkysta?

>>213849108
kas gero Lenkijoje?

>>213849341
>apsisysinsi
>apsikakosi

>>213849341
Koks skirtumas tarp ruso ir lenko? Vienas valo tualetą kitas jį vagią.

kodel tu toks dalvajobas blet

>>213847295
It's the lingua franca and they probably export it

>>213849883
>aarst
Is this what they call doctors

>>213850158
apparently yes, disgusting people

>>213849913
They do not. No one eats grietinė outside of slavix (it's too heavy, creme fraiche isn't the same thing), and eggs are store brand.

need a cute latvian woman to sit on my face

>>213850480
Is it different to sour cream?

>>213850480
Wonder if it's similar to gräddfil. Thinner consistency compared to creme fraiche.

>>213851093
>12%

Nah, pussy shit. It's heavier.

>>213851165
We must go higher.

>>213851212
40% ?
WTF

>>213852376
I rank Rankas Piens 7/10

saved