Thread 28689731

Who else chose no car payment? What do you drive?
>t. 2008 Toyota Highlander

>>28689731 (OP)
There's nothing wrong with a car payment, provided it's within your budget.

>>28689731 (OP)
I used to drive a Jeep 5.7 Hemi, but the engine blew and they wanted $8k for an engine on a truck worth $10k and I haven't had a car since. I'm currently looking for a $2,000 dollar bucket I can just junk without thinking twice when shit hits the fan.

>>28689731 (OP)
2009 hyundai sonata
220k miles. I don’t get the hate for gook mobiles.
>>28689737
You aren’t getting a running car for $2k post covid. $5k minimum unless you get lucky.

>>28689731 (OP)
>2010 Mazda 3 hatch
Still on my first car. I just fix little bits and pieces that I break on the car, but otherwise it's been unfailingly reliable. I recently repainted some of the oxidized basecoat and redid the clearcoat. Not particularly difficult from what I've done, but I've done lots of rattle can jobs in the past so I guess I'm taking that for granted.

I keep thinking I should install a police push bumper with the wraparound pit bars. The suspension is already uprated from a prior mod, so it would be fine to add it on. It would be a $1100 job that outvalues the car itself, but there's been a significant uptick in wildlife these days and one day I will roll 1d20 and I just won't brake in time.

>>28689745
>I don’t get the hate for gook mobiles.
It's that way for every "value-oriented" brand. It attracts lots of drivers who tend to neglect their car, not to mention the stigma of driving a poor person's car.

Hyundai did run into trouble with their 4-cylinder Theta engines for being shitty, and there's no excusing that, but there's a big gap between 2011-2016 where the cars went to the scrapper early due to engines seizing up or lighting the car on fire from the overheating engines.

>>28689731 (OP)
I got a phenomenal deal on a Z Performance but had just bought a dip a week beforehand, so I financed it.
I then paid off the entire loan in 2 months.

>>28689748
Do the police bars stop a deer from going through the windshield? Genuine question. My aunt had one go through the windshield on her civic but was fortunately okay the buck however was very much not okay

>>28689756
>Do the police bars stop a deer from going through the windshield? Genuine question.
If it's a car, probably not. Push bumpers will add about an extra foot of contact distance and that could potentially make a difference on reducing the severity of the impact, but the real answer is that you need a brick wall of a grille to resist that kind of a hit, which means SUV or pickup truck with a big-ol' fuck off steel bumper if you plan on buck breaking an actual buck.

>>28689745
>You aren’t getting a running car for $2k post covid. $5k minimum unless you get lucky.
buy an ad

>>28689755
thats cool bro. Stocks are the J mans game imo. The house always wins one way or another, even if you're rich.

>>28689748
Nice. I really wanted a mazda3 for the longest time before I settled on the highlander. Most of them were not cared for in my area though unfortunately. I also realized I like having more space to haul things since I do actually move around big cumbersome shit all the time. How do you like the space of it? Did you buy a 6 speed one?

I drove a 2010 honda accord from 50k to 330k and it cost me pretty much no repairs so I took on a ferd maverick payment, $420 per month payment and I'm saving about $200 per month in gas so it's making sense

I drive a 2019 WRX but if they gave me 2.9% or something I'd be making payments on it still

>>28689731 (OP)
2017 gti autobahn
i had to pay it off after it got repossessed while i was in the hospital. fuckers stole everything out of it too, including my accessport.

>>28689797
>How do you like the space of it?
I constantly run out of cargo space and/or payload capacity. I have a Carpod cargo carrier to add 13 cubic feet of space. I also added rubber coil spring lifters to reduce suspension sag. It's good for 1800 lbs of payload at current configuration. I'm planning on adding more rear spring lifters to increase it to over 2200 lbs.

With that said, the 3 strictly constrains how much stuff I'm willing to own, since I tend to move often and only carry what I can fit in the car. It's probably why I don't spend more money. If I can't plan on fitting it in the car, I don't buy it. This means my life is limited to 56-62 cubic feet of cargo space.
>Did you buy a 6 speed one?
5-speed auto.

>>28689731 (OP)
Always pay cash for mine. 2021 s60 twincharged.

>>28689791
day trading is for suckers
buy and hold is the key to generational wealth
position trading is even better provided you actually know about whatever you're investing in

>>28689745
>2009 hyundai sonata
Unironically kino and I miss mine.

>>28689731 (OP)
I drive a 30 year old nissan. I have never had a car payment. I just pay cash and leave.

>>28689731 (OP)
96 Miata. NA prices are kinda retarded nowadays, but you still can't do much better for a sub-10k vehicle.

>>28689731 (OP)
1998 4runner, currently have over 271k miles.

>>28689919
>currently have over 271k miles
What's it like having a car with that many miles? I foresee that I will easily hit the 200k+ mile mark in a year or two.

>>28689731 (OP)
>2012 Porsche Cayenne S
>>28689760
As a Texan, I can tell you first hand that no size of bars will be big enough to stop a deer. They will find a way to fuck your vehicle up every damn time.

>>28689928
Either you've become good friends with a local mechanic or you just keep on truckin' with regularly scheduled maintenance like you have for the past 100k miles

>>28689731 (OP)
1993 Probe and 1988 Firebird

>>28689867
This looks like a funeral car

2004 Celica
Boomers hate on these things but they're actually great cars.
>Really fun high revving engine
>Looks cool
>Reliable
>Roomy and comfortable
>Cheap
>Decent aftermarket
>Tons of boot space, not just for a coupe, but for any car in general, i'm 6 foot and I can sleep in the back of this thing with the back seats folded.

>>28690003
Its much worse. It's just basic trans-portation.

>>28689731 (OP)
2017 Subaru Crosstrek

>>28689731 (OP)
2025 IS500

'24 Grenadier

>>28689930
>They will find a way to fuck your vehicle up every damn time.
I've seen some heavier bumpers take the impact but leave the truck okay, I don't expect a small car to survive a deer impact, it's a consumable item in that scenario. I'll still try the push bumper anyways when a good deal pops up.

>>28689933
>you just keep on truckin' with regularly scheduled maintenance like you have for the past 100k miles
Sounds like that's my future then. Can't say I won't get my money's worth.

No car payment 2006 Camry

>>28689731 (OP)
2008 Volvo C30

>>28689737
>buh it costs more than the cars worth to fix it
Guarantee you'd have to spend more than $8k to get a comparable vehicle. Just get a new motor and keep that sucker rollin

>>28690692
Yep, this >>28690672 is a $5k car with an $8k fresh engine in it. No regrets

>>28689731 (OP)
1994 Camry. It cost me around 3500 dollars, and since it had done less than 150k km when i bought it, it qualified for insurance that covers the whole driveline which is nice.

>>28689731 (OP)
2009 honda accord, payed in full for $6650.00 back in 2019. It still drives but the rust terminal.

>>28689731 (OP)
2004 Camry SE with the 3.3 liter 3MZ-FE v6. I’m about to roll over 150k miles, got it with 134k on it. I’ve done a little work to the front end like the CV axles and the inner/outer tie rods on both sides but the thing has been super reliable. Good little family car, plenty of room for Sam’s/Costco trips and a car seat fits in it easily. I’ve had two black stone oil analysis done on it and both have come back perfect. The only thing I dislike about the car is I average about 18-19mpg in the city and about 25 highway so very lackluster fuel economy. Tradeoff for being reliable I suppose

For once in my life I lucked out

Had a 2008 Mercedes CLS 550 that I took a loan on, it was a great car but a very complex machine and was always just one big malfunction away from being a total financial anchor on top of the payments and general cost.

Then an old lady crashed into it while it was parked outside my house, insurance company considered it totaled and gave me way more for it than I paid.
As a result was able to pay off the rest of the loan and straight up buy a sweet but comparatively simple and cheap to run 05 Mustang GT

>>28689731 (OP)
2013 Lexus Lx570
And a 991.2

>>28689731 (OP)
Grandma bought new in 2012, I had it for a couple years 190k

Paid off

>>28691552
Not bad but got 1 generation too late on both

I'm driving the superior 2007 Highlander

>>28689731 (OP)
I've never bought anything new enough to have the option for a payment

>>28691599
I appreciate your opinion but I respectfully disagree.

2017 Jazz and a 300cc motorcycle.

>>28689733
If you have to do payments to "afford" it then it's out of your budget

>>28689745
>You aren’t getting a running car for $2k post covid. $5k minimum
Bought a running car for $2800 just a few months ago and there were dozens of cars under 4k being listed on marketplace daily

>>28690672
that's a subaru legacy gt

Got a 2010 Ford ranger and 2023 KTM.

But I'm paying on wife's car

>>28689867
Looks like a lexus

>>28692466
An argument can be made for the 991 vs 997 but the LX470 is the best looking Lexus plus has the 2UZ.

>>28695137
I have driven both, my dad actually had a 100 series, but he and I much prefer the 200 series now. But not the one with the obscenely large grills. Plus I tow a lot of heavy items for my business and I take my sunrunner out a lot in the spring and summer and I dont think i'd be comfortable towing that thing with a 100 series. So I'm okay losing a small bit of reliability in exchange for more torque, speed and better cooling. 300k on it already, zero rust as i do a yearly fluid film replacement on the undercarriage, never had any reliability issues at all, just basic maintenance. So while I respect the 100 series engine, i dont think it'd be better unless all I wanted to do was save money.

>>28695166
Here's a pic of em. Also of my 280SL that I restored. Imported it as I wanted a manual R107 to fuck around with

>>28695132
I guess. Still a turbo nissan though.

>>28695137
>LX470 is the best looking Lexus
You gotta be joking, those four eyed freaks look terrible, especially next to a Land Cruiser 100.

>2021 Nissan Armada
>2018 infiniti q50
>all paid in cash
50 something k in total

>>28695108
payments + low APR >>>>>> outright paying
If you have half a braincell you can invest the money and make more overtime.
Just don't let your loan ever be under water, which is easy if you put a sizable downpayment.

Also if you ever out right pay for a car that offers an APR lower than the current HYSA rates then you are legitimately a low IQ ape.

>>28695501
>Finance car
>Put cash into stocks instead
>Profit

>>28689733

addendum. Nothing wrong with a car payment that you finish and proceed to drive into the ground.

>>28689733
Preach
>>28695108
Ok, Have fun being poor.
Instead of paying cash for a car last year, I took out a loan. The money I invested instead, so far this year my return on the investment is 40% lol.
So instead of having a car and no cash, I have a car + $5000 profit off the cost of the car.
Credit is awesome if you understand how to use it, but sure, keep listening to broke redditors who tell you to only pay cash while at the same time whining about never getting ahead in life lol

>>28696091
Lol life's way too fucking short lol to lol drive whatever gay as fuck lol car you're leasing lol

>>28696091
Lol life's way too fucking short lol to lol drive whatever gay as fuck lol car you're leasing lol

>>28696094
Pictured: Toyota used car dealer lot

>>28696098
Are you a retarded?
I said LOAN not lease you illiterate nigger.
I took out a loan to get a used beater Cadillac Escalade for the winter that I use alongside my 1970 Oldsmobile 442 (With a stickshift) that I daily in the summer.
Please, tell me more about what kind of car you drive you busriding nigger

>>28696099
Nice, deleted your post because you forgot a picture of your fantasy girlfriend.
>>28696104
Here is my reply faggot, again, post your car then you absolute turbonigger

06 bmw 325xi

>>28696106
>>28696104

>>28696312
Still waiting for you to post car

>>28696327
Which one?
Lil homie showin me his fuckin monopoly money on gods

>>28696355
>Which one?
Any of them? You were talking shit about driving boring cars so lets see what you got.
>Lil homie
Post hands

>>28696365
Already posted both

>>28696371
Wait, are you that nigga that got doxxed on here? hahahahah
Anyways, nice M5 I guess, we are all super jealous of your 25K car that you own while living in the middle of bumfuck nowhere lol
Now post hands lol

>>28696396
HAHAHAHAHAHAHHAAH
Go look at what a 1970 442 4speed costs and then also don't forget to post hands

2008 rav4, with the 1AZ 2 litre engine. Looks like picrel.
Cost £2000 a few years ago. Since owning, maintenance has been, 2x front tyres, 2x front pads, 3 services. And.... that's it. 160k miles.
Clutch is a bit high, and they are quite expensive to change (quoted around £900) but I'll run it until it starts slipping then get it done.

>>28696396
>eboniclet doesn't even know what doxxing is
>>28696399
Hahaha that shit couldn't even pay for my BUILT motor

>>28695128
Ya that's the joke

>>28695128
>subaru legacy gt
Colorado Camry?

>>28689745
Best looking generation of the Sonata, I wish I can find a clean manual example

>>28689731 (OP)
mexico filter applied

>>28689731 (OP)
2016 WRX with 287k miles (I bought it new and it's been paid for years)

2014 outback with a 6spd.

>>28689745
Paid $450. 39k original miles. But generally you are right. Gotta know where to look

>>28689733
...goy

>>28697001
Waltuh