>>508736770 (OP)IDK
But its causes are related to over-extended education, delayed self-sufficiency.
The likelihood of you having enough invested to live off a portion of the interest are after 5-10 years earning 6 figures, from time of input of money to allow of withdrawal, Long-Term capital gains tax of 15% between 48k-533k, discount inflation.
In conjunction with mortgage payments, property tax, sales tax, (on job) city income tax, (on job) state income tax, (on job) Federal income tax, Social Security payroll tax, medical insurance, car insurance, groceries, maintenance, subscriptions, internet, electricity, water if in city, oil change.
Most 6 figure jobs are jobs where they donโt openly post, but will allow overtime, or interstate truck driving.
30-35 is when youโll be secure enough to host a family if you started working at 20 most likely on a burnout schedule to make $100,000+.