Thread 509112668

How much disposable income do you get at the end of the month after expenses? According to ChatGPT the average is 600 for middle class which I think is pretty grim.

like 2500 euro
>600
lmao. I don't believe it

>>509112668 (OP)
Like $3500 or something, I live in my parents' house and choose to work a 3-4 day a week job so I don't have to waste as much time working but can buy whatever I want and save up still. Only real costs are my car at like $500 a month, $300 on car insurance (full coverage and Florida is a bitch when you're a young guy with a muscle car), gas at around $50 a week, and then $500 I give my mom to help cover our maid, the shared phone plan, and food costs.

>>509112668 (OP)
Gross income: £3200
Mortgage and Bills: £1320
Do we include running a car? if so: £180 insurance fuel maintenance.
My fiance buys the food.

So overall I have around £1700 left over.

>>509113256
>>509114008
Children don't have to pay for food, Healthcare, clothing, repairs, or any other number of expenses. The median is less than $600, it is more like $400 DISPOSABLE income per month.

>>509112870
Too high or too low?

>>509112668 (OP)
>According to ChatGPT
Kys

>>509112668 (OP)
https://www.cbsnews.com/news/cost-of-living-income-quality-of-life/

>>509112668 (OP)
0, it's at the bank, I can't dispose of it freely

>>509113256
>$800 a month to drive your car
what the fuck are you doing. you could buy my car 3 times for the price of driving your car for a year. sure its 25 years old but its immaculate and still 230bhp which is plenty

>>509112668 (OP)
300 bucks

live with parents it's all disposable income. but i save most of it. want to be able to buy a nice house and not be poor the rest of my life because of it

>>509112668 (OP)
At minimum I have 3000 dollars every month. If I choose to invest or buy some stocks I tried to set a 500 limit on purchase every month. Some months I do save up just to have more liquidity.
t.works in tech

3300 USD net income
2400 disposable income after rent, food, everything else.

Its a few hundred dollars. Better than notning.

>>509115713
I'm having fun. It's not efficient, I could buy a shitty beater and do fine but I do this because it makes me happy.

>>509112668 (OP)
For the morons still trying. After expenses all of them how much does you have in pending cash? My wagie retail brother loses money month after money if our parents didn’t pay for his gas and everything. Which was apparently the straw that broke the camels back as he quit going to work and after 6 months of no job replies after hundreds of submissions and rejections sort of gave up and now just smokes weed all day.

>>509112668 (OP)
Sounds about right, so I make a little under the average.

>>509118759
>be me
>look for job
>apply to about 80 in a month not easy with all the bullshit for each one
>other than 10 dollar shit retail jobs I get one call back from a tree trimmer job where I’ll learn to cut down trees like picture and I’ll get paid a whopping 15 dollars an hour and then 18 in like a year
>ask ChatGPT if I can survive on 18 dollars an hour in 2025 in my city
>pretty much tells me I am fucked
>don’t show up for the interview
>done looking for work
>parents tell me that I have to find something even if it won’t pay the bills and that it’s a matter of personal pride
Am I fucking up here or something? How are people surviving anymore? This is fucking bullshit.

>>509119151
>even if it won’t pay the bills
Wut. You gotta pay them like $1200/mo or something. Who is going to pay for their carnival cruises or $20 hats for the family dog?

>>509119354
>be me
>find logger job that pays 22 dollars an hour
>get called and accepted
>work a week
>find out they only pay 14 dollars an hour
>complain to manager and he says it was UP to 22 dollars an hour if I work there for 5 years which I won’t because apparently their are layoffs relatively often
>don’t quit just quit showing up
>file a complaint with the board of labor which is on going
Why do people still work these jobs? For 14 dollars an hour you might as well go beg in the street?

>>509119462
>Why do people still work these jobs?
Because they got bills and shit to pay. God save them if they have kids or something. I only make $16something/hr after 25 years at working at walmart. I was hoping to be in the $40/hr range by my current age (50) but sadly that's not in the cards. Sucks.

>>509115713
>230bhp which is plenty
no it’s not lol, 400~ horses is ideal for the street

>>509112668 (OP)
That's about where I'm at, but I also do 15% into my 401k and I have a mortgage, so that 600 is pretty safe and guilt free.
You're right that it doesn't go super far, but I'm not a heavy consumer so it doesn't bother me.

>>509119720
The average weekly pay for the average American is $1,194 according to ChatGPT. I went into the trades welding and only make 18 dollars a month after a few years and all my peers aren’t doing much better. Can someone explain this to me?

>>509112668 (OP)
£1500

>>509120237
>The average weekly pay for the average American is $1,194 according to ChatGPT
Must be before taxes.

>>509120369
End of April it will be one year of waging since I decided to leave NEETdom and try and have a life.

Well one year later my life did not improve at all, but actually got worse. Sure number in the bank goes up, but just because I never have time to spend it. My health has been decimated, this is easily the most unhealthy I've ever been as an adult. Now I get why wagies are constantly ill.

I didn't have much of a social life before, but now it simply doesn't exist. I got more pussy as a NEET, I haven't had sex since last Halloween. I truly believe women would rather have a guy who is broke but able to spend time with them whenever rather than a wagie that has to always work or end the night early so as "not to be tired" for work the next day. In my experience being a M-F 9-5 wagie disgusts them on a deep primal level, it doesn't matter how much you make.

In the end, I tried to do the "right thing" but this is a hamster wheel to nowhere. I'm done. I'm moving back to my parents property and will just take care of chickens and sell stuff on eBay or something. none of this is worth it at all, and now no one can say I didn't at least try