Thread 510111372

What's your excuse for being poor, /pol/?

I wish i was rich enough to buy a pair of slaves for 320k

>>510111372 (OP)
>Black couple
I don't have ESG system to automatically approve my unlimited loans

>>510111372 (OP)
>niggers in debt over their eyeballs
>ahead
kek

>>510111372 (OP)
niggers really cant help but be slaves eh?

>>510111372 (OP)
> Loan $318k @6.625!
Means theyll pay back the loan of $318,000 plus $415,000 over a standard 30yr loan contract. They will have to sell that for atleast $732,920, to make their money back.

>>510111372 (OP)
Do they mention the interest rate? OR is it 6.625 the interest rate were its written on the pic?

>>510111372 (OP)
Probably 7 year loans on both those cars. Probably $50k+ in credit card debt. Probably no rainy day fund for home maintenance and repairs. Probably eat out every meal on credit. Probably don’t know what a 401k is.

>>510111924
>They will have to sell that for atleast $732,920, to make their money back.
In 30 years that house will be worth several million $

>>510111372 (OP)
my house is worth more and I locked in 2.25 during covid with a refinance

>>510111372 (OP)
Nigs and their dodges/rams are natural

Buying shit on credit doesn't make you rich.

>>510111372 (OP)
Why suck your wife's hung bvll's juicy B.B.C. thoroughly before breeding commences? Glad you asked!

This practice aims to ensure maximal breeding performance for the ebony bvll in question. A well sucked and warmed up B.B.C. will maximize pleasure for the ol' ball n' chain, thus making her highly receptive to being fertilized by his superior subsaharan seed. At the same time the bvll will now find himself in a fiery mating mood, waking up the ravenous animal within him yearning for white pvssy, which is his birth right. A white cvck like me can only watch on helplessly while stroking his half-limp twc

>>510112000
Checked. But no. We build our house out of cardboard.

>>510111372 (OP)
There goes the neighborhood property values

Are people here illiterate?
Oh no just full of shitskins who have no idea what the VA is.
They got a VA loan.

>>510111372 (OP)
I'm certain those niggers either cheated to get in that situation or they will soon fuck up something else and end up in prison or something. So it really does not matter what they're currently doing because in the end they will darwin themselves.

>>510111372 (OP)
Do you guys think he actually fucks her? Even by sheboon standards she's fucking ugly.

>>510111372 (OP)
You could already tell what type of "people" they are. I feel bad for the neighbors.

>>510111372 (OP)
>va loan
kek enjoy living in a soulless cardboard box

>>510112000
Kek no it won't especially not in a neighborhood with blacks in it

>>510111974
>>510112160
Why are you having to invent cope narritives about them, is it because you can't handle the fact those African Americans are more successful than you will ever be?

>>510112169
He comes over to my house and fucks my wife instead!

>>510112153
Kikes will send them to die in a fake kike war and just reposes the house, simple as.

>>510112160
He was in the military so they got a VA loan. VA loans don't require a down payment. It's basically free money.

>>510112256
Sorry anon but they aren't wrong

>>510111372 (OP)
Because they are still poor.
Just with flashy stuff they went into severe debt for.

>>510111372 (OP)
Another garbage repost by a 70 IQ brown zoomer squatter

>>510112262
>having a house or a wife
shit I don't even got a job

>>510112256
It's because niggers aren't human.

>>510112153
>@6.625%
Thank you for your service.

>>510112160
VA loan, I'd bet they were both in and are both getting disability pensions right now.

I'm ineligible for 5k a month in welfare and don't have the racial aptitude for stealing, selling drugs or going into debt for hundreds of thousands of dollars and getting bailed out by the government

2k house payment on 30 year loan, paying 731k total
3,680 on 10 year loan paying 441k

Two brand new trucks
Loans average probably 1-2k each
4k alone on car loans
2k-3,680 mortgage payments
6.6k a month

80k a year min
Not counting taxes, home insurance, phone, medical insurance
Let’s throw on another 10k a year

Not counting food of course which I won’t even attempt to touch
35% off their pay from taxes

I’m not sure this will end well but what do I know kek
I’m sure they understand what they’re doing
People never drown in debt

>>510112324
If they default or go bankrupt, the government will pick up the bill because he's in the military. If you're in the military you basically get to act as irresponsibly as you want.

>>510111372 (OP)
All of that shit is going to be repossessed in 2 years.

>>510111372 (OP)
I'll bet they're on a ARM, and they're going to bet financially raped and foreclosed on when the interest rate goes up again.

>>510111372 (OP)
I'm not Black, so no handouts for me.

>>510111372 (OP)
Those niggers dont own shit. It’s all owned by the jews that made out the loans.

>>510111372 (OP)
Took a loan??
How did they got 318k aproved?

>>510112459
Doesn't it become pretty close to impossible to get another VA loan if you default on it? I have a buddy who defaulted on his and he's like 39 living with his mom now.

>>510112000
In 30 years most houses built in the US now will be condemned.
He flippers are already selling to each other mostly.

>>510112000
Sorry I meant $732k before adjusting for inflation. Calc for inflation by assuming the past 30yrs trends linearly at the same rate for the next 30 years (very optimistically), then it would need to be sold in 2055 for over $1.48million to break even.

>>510112596
Military