Thread 510336093

I live in a 250 square goot bachelor apartment i rly dont know where else i can save money ffs

>>510336093 (OP)
>bank fees
You should get a bank that doesn't jew you for one thing

>>510336093 (OP)
my rent is 550 CAD per month. two of us in a living room with a separator between our beds. landlady parasite in separate room. we are in an apartment

>>510336093 (OP)
wait wtf why are you paying for internet and telephone. pick one or another

>>510336093 (OP)
hey man
go work on a fishing boat or oil sands for like a year
- no rent
- no costs
- pure profit to invest or do whatever with

downside obviously are the conditions and you will have to get rid of your pet, but if you're stuck in a situation like this then you need a big change and injection of raw capital, and without rich parents or a windfall, you have to make it happen yourself

>>510336748
they also would need a car

>>510336623
So you're a jeet

>>510336623
You're Indian

If only rent was iunno 900 for a 2 bedroom like in 2008 wed all be fine...

>>510336093 (OP)
>+785 canadian dollars AFTER essentials
Seems your doing pretty good to me. Let me guess, you *NEED* more? Why? You could easily go traveling the world after saving up for half a year. Or whatever else, buy new gaming PC. Whatever you want, what's the problem?

>>510336093 (OP)
*Racks Shotgun*
Sorry "Humphrey". Your story ends here.

>>510336093 (OP)
what app is that boss?

>>510337609
my situation is just foreshadowing yours. they will come for us all eventually

>>510336093 (OP)
Bank fees. Get rid of Humphrey. Spend less money on food. Stop getting prescriptions. I hate how you have bank interest and education costs. Get an actual job and quit school

>>510338036
Mymoney is free

>>510337813
The point is in trying to save for a house but the waving is being outpaced by inflation

Adlai humphrey stays

>>510339013
Is Humphrey alright? Maybe you can move here if you work remotely. Go back if either Humphrey or you need medical attention doe. Your dollars go a long way here

>>510336093 (OP)
You need to get a better job
You can do entire jobs remotely and use the $30 per month ChatGPT tier or what ever other service is cheapest and ask it questions all day

>>510339737
That job is as good as ill get

>>510340022
what do you do for work

>>510339519
Hes great i will never get rid of him.

>>510340043
Customer service

Alright
true poors advice incoming
>cut toothpaste tubes and scrape out the remaining toothpaste, you'll save an average 1 tube/year doing this
>dilute soap with water/put water in "empty" bottles. again 1 free bottle of soap/year
>cut old clothes into rags, use them for cleaning. save on cleaning supplies
>stop buying plastic grocery bags, I have bought maybe 5 plastic bags in the past 4 years. I use backpack, but you can use canvas bags or whatever. MASSIVE savings in the long run
>get a floating electricity contract and use electricity when it's the cheapest (mostly at night)
>no barber
>learn to sew, old curtains make good pillow casings etc.
>potato peels can be used to make homemade chips
>open oven door after use, save on heating
>make sure windows are sealed properly, if not seal them, save on heating.
>forage for food, mushrooms, berries, herbs, roots. maybe fish if applicable.
Just of the top of my head

>>510340100
Im sorry to hear that, but that means you are indeed brown. If you weren't brown, you'd be able to escape this fate

>>510338894
Thanks chief

OP is a faggot

eat humphrey
cut the budget at both ends

>>510340492
Id never hurt this boy

>>510340347
Omg is he ok?

>>510340533
put him in the ground so it grows more humphreys

>>510336093 (OP)
I also own a small 250sqm house as a fifth weekend house with just 1.5 acres of land. No need to feel bad about it m8.

>>510336093 (OP)
>medication
Wait a minute wait a minute, I thought healthcare was free in Canada? What do you pay +30% taxes for if not free healthcare? And how on God's Earth are you spending $500/month on FOOD? I eat fast food literally every single day and I don't break $300 US, let alone whatever your funny munny is worth.

>>510340589
yes

>>510340084
You better not. He's lovely.

>>510340168
cont.
>if you're into coffee, boil it twice
>only cook food at home, never eat out
>bake bread (!)
>foraging cont. Nettles grow in canada, they can be used to make soup etc.
>you can also grow food at home, even a small apartment
>no gym, go lift logs in the woods instead
>you can do gig work like mowing grass or snow plowing for elderly people etc.
As a general rule:
1. when buying stuff, buy the more expensive item that will last longer
2. use it until it breaks
3. try to repair it (if successful, go back one step)
4. if not successful try to repurpose it
5. recycle

>>510341386
to do all this stuff you'd have to be unemployed or never sleep in terms of time

>>510341586
If you work 16 hours a day and sleep 8 hours and don't have weekends free then yes. If not, all is possible with a "normal" job.
Also
>dumpster diving

>>510336093 (OP)
Goodbye Humphrey, time for highspeed internet.

>>510336093 (OP)
What app is that nigga? There’s so many versions on ios

>>510336093 (OP)
>800$ of disposable income
>over 2200zl
>800$ that you can spend on clothes, car, etc.
stop taking meds, yearly that's 757$ almost another salary(of disposable income)
another thing, you can rent a room to a jeet for 1000$ boom now you have 1800$ every month(1700 if you subtract 100$ for nose plugs and cleaning products)

>>510336093 (OP)
>tard flag
getting exactly what you deserve
>>510341386
>boil it twice
absolutely vile just get instant shit if you're that desperate

>>510336093 (OP)
sell your car, get a bicycle and die on the way to your work, thats nice.

>>510342493
shut up bitch you drink tea

>>510342493
why are you drinking that tea, bitch???

snap the dogs neck or you're a woman

>>510336093 (OP)
58% on rent and 18% on food is way too high
your income is too low to be living in the city
I make the same yet save more than half of it

>>510336623
>my rent is 550 CAD per month. two of us in a living room with a separator between our beds. landlady parasite in separate room. we are in an apartment
Jesus Christ, I would blow my brains out if I had to live like this.

>>510342934
the problem with living in the city when you have a job in the city is if you move outwards, the savings in rent are offset by tolls, insurance, car maintenance, and parking.
i commute to mit and i'm just fucked for working there.
guess the only solution is change jobs now that i'm thinking about it outloud

>>510343118
if you MUST live in the city then you should share a house, far cheaper than a solo apartment

>>510343326
no can doosville babydoll
my personality doesn't work with roommates. although it's been 50/50 good roommates bad roommates

housing should be 33% of the income, ABSOLUTE MAX 40-45% if you are frugal in other areas, i.e. not going out, no private taxis for your burritos, new clothes no more often than every 2-3 years

>>510344292
ok boomer

>>510336093 (OP)
Test

>>510340750
I make too much money to get gibs to pay for it

>>510342010
Mymoney

>>510342297
What you mean rent a room my fridge is next to my bed is a bachelor

>>510342509
Don't have a car

>>510344292
Good luck with that ramsey

>>510342980
We suffer in Canada.

>>510342980
no because they would win if i blew my brains