Thread 510543821

>dude just buy a house it will always appreciate in valu-
ACK

>>510543821 (OP)
oh boy 2008 is happening again

>>510543821 (OP)
Florida is fucked with that shit

>>510543821 (OP)
As someone who owns his home outright, lol, lmao, bring on the property tax discount.

>>510543821 (OP)
Homebuilding should not be an industry.
If you can't build your own shelter you should die.
Same with food.
Kill 5 billion people.

>>510543821 (OP)
Why do Americans live in wooden shacks?

>>510543908
There are too many safety nets in place these days. Its going to be more like falling down a tree than a crash.

>>510543910
Willingly moving to florida right now is a bad idea

>>510544112
Because we are part beaver!

>>510544039
>wanting random retards to be wiring their own house

Sure, resi electricians are the dumbest but still.

>>510543986
Same, however, I'm in Illinois, so they'll just lie about the property valuation or raise my tax rate some more.

>>510543821 (OP)
The entire notion of your home having “value” that ought to increase is the most jewish thing ever. Buy a home where you want to be and live in it with you family. It’s not an “investment”.

When should i buy a house lads? I got 80k saved up. I live in Colorado Springs and have access to VA loan

>>510543908
The last one never ended.

>>510544112
because we have lots of trees

>>510543821 (OP)
wtf is a pandemic boomtown? is this like new vegas or nellis air force base

>>510544112

Wood is cheap and abundant. Home prices have little to do with the cost of materials anymore. It's rampant speculation by both individual and institutional buyers combined with much of the country stuck with archaic zoning rules that can be used by small numbers of loudmouths to kill new housing developments in an effort to "protect their investment". In other words, artificial scarcity is the biggest reason why homes are increasingly unaffordable.

>>510544543
True, I'm stuck in IL too.
Thankfully nowhere near Chicago, but my county's property tax % rate is at least double that of some of my friends in Wisconsin.

>>510544374
>muh electricity
STFU you faggot
>muh iphonirino
Good

TEG grid + Thermal battery foundations are all a man eeds.

>>510545096
Stop posting if you hate electricity so much

>>510545021
>protect their investment
I hate this mentality so much.
A home's value is in its utility.
>Nice box to keep me and my stuff protected from weather, wild animals, niggers, etc.
>Access to clean water, electricity, heating/cooling.
>In close proximity to a place of work, grocery stores, etc.
It is not, and should never be considered, a speculative asset.
The only thing that should be nearly guaranteed is that when you sell it you should make enough to move to a roughly equivalent dwelling someplace else.

>>510544374
I mean it's pretty obvious he wants the total collapse of industrialized society. Who the fuck is going to get the training to operate a nuclear power plant and then work at a power plant while running an entire farm themselves.

>>510543821 (OP)
Fucking nice. Hope this spreads globally and comes to germany aswell.
While I'm only graduating university in about a year and haven't really had time to accumulate wealth.
Unlike 2008 I'm not a goddamn child, and I'm pretty certain if need be and houses were really fucking cheap, I could probably borrow 1-200,000 euros from my parents at basically 0 interest to buy myself a home directly as my first place out of my parents house and never be a rentoid or pay a dime to the banker kikes in my life.
Then life like an ascetic hermit for 4-5 years to pay back my parents as quickly as possible and then start out life, as a then late 20's dude with a masters degree in a stem subject, hopefully a nice job with above average income, a fully owned house and 0 debt.
Sounds like nice starting conditions into true adult life.

Now I only need to find out how to stop being a retarded autistic incel, get a wife who isn't just some used up whore looking to settle down in the golden nest of the beta provider and actually likes me and wants to start a family.

>>510545062
Look at the bright side, it keeps the institutional investors away :)

>>510543821 (OP)
>buy at the peak
>kvetch when it dips
Houses do always apreciate. And in time any losses will be recouped.

>>510544543
>>510545062

We have a friend who lives in chicago, she's an old boomer who purposely lets her grass overgrow and her trees long so her property taxes stay low. I dont know what the loophole is that she exploits but for the last 20 years the outside of her house has looked like a hobo shack but the inside is very nice

>>510545020
Its all those mass subdivisions that went up from 2020-2023. basically like pic related. crazy how much space boomers got when they bought the 1950s homes just behind it

>>510543821 (OP)
It'll be ok as long as you didn't buy a house in Florida or Texas.
https://www.youtube.com/watch?v=mDhyOpdbe6o
https://www.youtube.com/watch?v=qCbv1ZowDoA

>>510543821 (OP)
>jews will lower prices any day now says increasingly nervous zoomer

>>510543821 (OP)
Click bait bullshit.
When they signed the paperwork they owed more than it was worth.
This isnt about housing prices falling, this is about dumbasses that bought a house with shit credit at 17% interest while in panic mode.

The interest over 30 years is twice what the house was priced at.

owing more than a home is worth is how loans work

>>510543908
It is going to be worse

>>510544155
Safety nets? Wall Street jews and i-bank jews continue to jew...they're still selling mortgage-backed securities and collateralized debt obligations. Nothing has changed

>>510543821 (OP)
Imagine being a hoomer in current year.

>>510543821 (OP)
Good, those "move across the country and buy houses to fix up/rent" people fucking destroyed my city since covid. Literally levelled the place and put up a shitty fake city. Now the economy has changed and the shitty cardboard city is falling apart. Fuck these people to death I hope they lose fucking everything

It's like those retards that took out covib loans and had the jews come after them to pay it all back lol

>>510546765
based

>>510543908
>>510544155
>here are too many safety nets in place these days
my dear friend that's not how economics works
you can't put a safe guard in place against the inevitable, all you can do is fix or delay it, it was never fixed thus it was delayed. When a bubble happens it will inevitably burst, housing prices going up eternally can only work if income goes up eternally
when will houses be worth an average of $1m? $1b? how long until a single 1 bedroom house costs more than the combined current GDP of the entire planet?
this simple thought experiment shows the fallibility of eternal growth; the constant need to 'beat the market' means that the market trend just changes, inflation is 2%, income stagnates, but interest rates are passing 7%, where does the extra money come from? you buy in to a pyramid scheme that just avoids the 'pyramid scheme' label by selling something in order to buy into the scheme, but it is a scheme all the same. Pyramid Schemes always eventually run out of people to sell too, eventually the 'asset' you buy specifically because it 'increases in value' you basically only ever sell to people who also only buy it because it 'increases in value' pricing out the people who want it for the purpose for which it was created. and once everyone is bought it the party stops, the machine grinds to a halt, and now no one is buying at all because the prices are going down due to the drop in demand which causes the prices to go down faster, soon people are panic selling which drops the price like a rock, dragging everything else down with it.
any 'protection' you put in place literally just amounts to some third party covering losses, which just expands the scope of the pyramid, either government bailouts as the price drops to nothing or they literally buy up the assets which ends up being the end goal of the scheme itself anyway, resulting in the bubble now dragging the government down with it, more debt for the fed.

>>510546877
So many kino ranch houses in my area have suffered this fate. If they don't get bulldozed entirely.

>>510544673
housing as an investment has always been a thing but it was really aggressively pushed after labor as a political force went into terminal decline through the 70s, 80s, and 90s and companies started pivoting away from pensions

now we are stuck in a really smart, really good position of a chunk of the older population needing their homes to stay high value so they can sell them and afford retirement, only younger people are largely priced out of buying those homes the older people need to sell, and the insane prices of homes and property means builders have no incentive to build cheap starter homes. its crazy to think of how wildly popular Trump could be in he had ran on his background in real estate and was pushing some huge national housing program instead of being entirely fixated on tariffs. he only won the election because he ran so hard on cost of living issues and then just immediately dropped them once he got in office.

>>510543908
>>510544155
>here are too many safety nets in place these days
my dear friend that's not how economics works
you can't put a safe guard in place against the inevitable, all you can do is fix or delay it, it was never fixed thus it was delayed. When a bubble happens it will inevitably burst, housing prices going up eternally can only work if income goes up eternally which is just inflation
when will houses be worth an average of $1m? $1b? how long until a single 1 bedroom house costs more than the combined current GDP of the entire planet?
this simple thought experiment shows the fallibility of eternal growth; the constant need to 'beat the market' means that the market trend just changes, inflation is 2%, income stagnates, but interest rates are passing 7%, where does the extra money come from? you buy in to a pyramid scheme that just avoids the 'pyramid scheme' label by selling something in order to buy into the scheme, but it is a scheme all the same. Pyramid Schemes always eventually run out of people to sell too, eventually the 'asset' you buy specifically because it 'increases in value' you basically only ever sell to people who also only buy it because it 'increases in value' pricing out the people who want it for the purpose for which it was created. and once everyone is bought it the party stops, the machine grinds to a halt, and now no one is buying at all because the prices are going down due to the drop in demand which causes the prices to go down faster, soon people are panic selling which drops the price like a rock, dragging everything else down with it.
any 'protection' you put in place literally just amounts to some third party covering losses, which just expands the scope of the pyramid, either government bailouts as the price drops to nothing or they literally buy up the assets which ends up being the end goal of the scheme itself anyway, resulting in the bubble now dragging the government down with it, more debt for the fed.

>>510543821 (OP)
Good. Everyone who bought a home as an investment and destroyed the local market deserves to be completely financially ruined.

>>510544673
houses increase in value because everything else does through inflation, the only thing that isn't growing is wages.
its not that houses are outrageously expensive (ok, maybe some of them are), it's that wages are shit and not growing adequately

>>510543910
Jacksonville is still developing at an insane pace. Not just houses, but apartments and condos. I don’t know who the fuck would want to live there.

Me? I’m in North Carolina. I bought a house in 2019 for $311,000. It’s currently worth about $460,000.

>>510547300
Are the jobs developing there as well? Probably not.

>>510544374
>imagine not being able to wire the most basic of circuits
It's literally three color-coded wires. How can anyone fuck that up?

>>510547232
especially chinks

>>510545316
I mentioned building a shelter and you go off on some tangent about electricity. Electricity is not a shelter. A shelter requires heat and warmth, which is what you need to survive a Winter, you do not need electricity to survive a Canadian winter.

My TEG setup in my greenhouse could power an entire city block and it's powered by nothing but the sun and temperature deltas

>>510545336
it's treated as the ultimate speculative asset because it doesn't have taxes levied against it when unused
a simple progressive tax should be dropped against home ownership
1 home = no tax
2 homes = %1 against property value
3 homes = %5 against property value
4+ homes = %25 against property value
this would allow people to own 1 home without issue, 2 homes if they're doing well for themselves, 3 if they don't give a fuck about cost
but 'investors' who buy up houses for air bnb, or to sit on them as an asset will have it bite them in the ass if the price goes up they have to pay far more in taxes to the point that companies like blackrock will go under when they spam sell their portfolios
and the taxes should be doubled if you can't prove that it's being inhabited at tax time, so landlords will have incentive to avoid evicting people unless they're actually horrible tenants (nigs smashing windows) and banks that foreclose and then sit on a house for 20 years
there are ten times more empty houses than there are homeless people in the US, and 11 million illegal immigrants, there is no housing crisis, only greedy speculators and invaders

>>510547771
The fact you just asked that means you have no business touching anything electrical

>>510543821 (OP)
>buy at peak market
>sell during slow market

Can’t fix stupid

>>510544155
>here are too many safety nets in place these days
once again, the "fiscally conservative" republicans will vote to use tax dollars to bail out irresponsible borrowers and lenders. They're gonna be like "hey the BBB increased our national debt to 80 trillion dollars, what's another 2 trillion?"

>>510547924
boomers are getting older every year, they NEED to sell, they need the money for retirement or whatever. But instead of giving it to their kids/grandkids, they will sell to a faceless jew company

>>510547900
I fully, 100% support your proposal and would like to subscribe to your newsletter and/or pamphlet.

>>510543821 (OP)
Imagine paying top dollar to live that close to someone else.

>>510547900
>>510547900
>it's treated as the ultimate speculative asset because it doesn't have taxes levied against it when unused
>a simple progressive tax should be dropped against home ownership
>1 home = no tax
>2 homes = %1 against property value
>3 homes = %5 against property value
>4+ homes = %25 against property value
>this would allow people to own 1 home without issue, 2 homes if they're doing well for themselves, 3 if they don't give a fuck about cost
>but 'investors' who buy up houses for air bnb, or to sit on them as an asset will have it bite them in the ass if the price goes up they have to pay far more in taxes to the point that companies like blackrock will go under when they spam sell their portfolios
>and the taxes should be doubled if you can't prove that it's being inhabited at tax time, so landlords will have incentive to avoid evicting people unless they're actually horrible tenants (nigs smashing windows) and banks that foreclose and then sit on a house for 20 years
>there are ten times more empty houses than there are homeless people in the US, and 11 million illegal immigrants, there is no housing crisis, only greedy speculators and invaders

this and picrel is the best ideas ive ever seen on this shithole webzone

>>510544039
Governments make it literally impossible for you to do this.

>>510547916
Works on my house, but then again, my house isn't made of cardboard and spit.

>>510543821 (OP)
I concur with the general sentiment

>>510548229
Fjcking retard. If I want to own a home that doesn't mean I should be forced onto putting human rats in it to live there

>>510548411
Changing an outlet isn't the same as wiring the entire house

>>510545498
democrat playbook make an area so high taxed everyone leaves, we won!

>>510548032
They’ll sell they just won’t get what they expected

In the immediate term things are still tough but in the medium and long term the zoomers and younger millennials and future alphas are set up to reap huge bennifits from all the shit that’s going on

>reshoaring
>mass deportations
>ai and robotics
>boomer die off
>wages increasing

If you are under 30 right now your future is bright just hold one a little longer there are secular shifts that have nothing to do with Trump or Congress that are swinging hard in your favor

>hey did you hear (trend) is paying people!?
>go to trend
>raped by nigger

>>510546877
I hate the yuppies and boomers who ruin homes like this.
And then they try to resell for $150k or more above their purchase price 4 months prior.

>>510548458
You'd be living in it though, he's saying you'd be forced to find tenants or sell if it wasn't your primary residence
face it you don't own a home in Canada, its the same here

>>510544039
If you can't create your own computer by smelting sand into silicon for transistors, you shouldn't post on the internet

>>510547900
Solid plan.
Also extremely antisemitic, I like it.

>>510543908
Man I wish 2008 was happening again. Late 2000's was the Golden age of vidya and animu

>>510543821 (OP)
>buy a house, while interest rates are high
>buy some POS, in the middle of suburbia, with almost no property
Congrats on being a broke retard.

>>510548481
My gripe isn't really with the property tax itself anon, it's how they spend it. 3% a year to keep the investors away is a good deal.

We have too many fucking houses with a single fucking person living in them.

>>510548786
I should be forced to finding tenants to live on my property? Because I own a lawnmower does that mean I should be forced to provide the lawnmower to people who want to cut lawn when I'm not cutting my own?

>>510543821 (OP)
>speculatively buying property in the hopes that it will appreciate in price instead of treating it as a home
jew

Anyone who bought during covid deserves their fate. Low rates don't suddenly make a house less shitty. I toured a house recently that was listed at $450k and I wanted to call the owners and bully the fuck out of them for being so delusional. The place is a shitbox in dire need of repairs and they really think they are going to get an offer on it.

>>510549298
true but the chart has been a consisent line for decades

>>510547300

Duval County has lower taxed than St Johns and it's closer to things to do (which isn't saying much). I'm fucking sick of these cardboard condos going up. Seriously, stop moving to Jax

>>510549298
that line from 1960 to 1988 is your problem anon
after the S&L scandal, the line just tracks population growth
boomers gonna boomer

>>510548467
Anon, this is Eastern Europe we are talking about here - my welding unit is assembled from an old heater and copper cables my dad bought from a scrap yard

>>510549387
Something needs to be done, and having some crotchety old boomer goose guard all the homes while importing niggers to mow all of his lawns isn't a sustainable social model.
I'm not entirely agreeing with what he said, but it makes sense to SOMEHOW discourage people from hoarding things necessary for human existence. There's one guy in my town, no kids, no wife, owns 38 houses, in a town of 7k people. Just keeps buying them too. I've been in the market for YEARS and I go to see these "cheap first home only 600 grand xD" and he's there every time.
People like that need to be shot lad not catered for by a system that lets them deduct the expenses of slumlording while I pay 37% income tax trying to save a down payment.

>>510543821 (OP)
This is literally how you BTFO gentrification, kek.
Don't make your town as peaceful nor as violent as possible, but make is as boring as possible so that you don't even have police patrolling the streets as the entire police department is stuck in their buildings doing nothing but earning minimum wage.
>>510549298
LIterally filled with feminist retard boomer grannies who only keep living because of free healthcare for old farts.
Also, sure, a few million are divorced men in the brink of homelessness if they get fired from their job and are unable to pay child support, I guess?

>>510547900
That's probably the fairest way of dealing with the problem.

>>510549956
>>510549488

yeah it's the atomization of society in real time
white familes falling apart
whites hate themselves and hate other whites
zero connection
zero trust
zero kids

>>510550090
>discourage people from hoarding things necessary for human existence

Who gives a fuck that is the smart thing ti do are you retarded

>>510547900
i'd also double the tax rate for every house past 4 (5=50%, 6=100%, 7=200% and so on) but this is an excellent proposal

>>510543821 (OP)
it will get worse as the boomers die off. the 2030s are the upper-limit of their lifespans. housing will go down a lot since the population is not there to keep the high prices afloat. demand will finally start going down, which will pop the bubble we are in.

>>510550250
sweet cant wait to get my first house when im 43

>>510550200
You're obviously not white. Go rip off the foodbank again poofingers.

>>510550015
Terrifying. Well God speed slavbro

>>510543908
Thankfully we all remember what happened the last 3 times and stopped signing variables. Right newleafs?

>>510547128
Kek wait until this happens to Bitcoin.

>>510550488
Yes it is very smart to pay for things when others are getting them entirely legally for free are you stupid?

>>510543821 (OP)
>it will always appreciate
I've never heard anyone say this. Houses are a liability, not an asset.

https://www.ncdot.gov/projects/mid-currituck-bridge/Pages/default.aspx
I know where I would buy property. When the real estate bubble crashes again, gonna make thousands on air bnb and have my own little cafe off the beach.

>>510550741
Yes for sure real money that everyone wants is going to be dissappearing whats it like not having a single coin retard?

>>510550843
Ya a liability when everyone wants it good job brains

>>510550250
>meanwhile in the oval office
>"They're getting hopeful. Too hopeful. Send in another 10,000,000 pajeets immediately."

>>510543908
Is that why scene girls are back?

>>510550764
bahahaha fucking streetshitter
see how much the real estate is worth when the garbage is piled up like back home

>>510543908
>>510543821 (OP)
FINALLY

>>510544155
>IESLB saying 2008 wasn't akin to a tree falling down
The banking/housing industry was SO ROTTEN it tore down everything it landed on and fell next to like a dead tree destroying others with its branches. This is gonna be even worse because Trump won't do a fucking thing about it while crying about how people should stop questioning his pedophilic rule

>>510543910
Florida is fucked because the home owners insurance is too goddamn high now no one can afford it.

$1200 a month for the house payment
$3200-5000 a month for the mandatory insurance.

It's fucking destroying the Florida home owners.

>>510551062
damn the writing's on the wall huh

>>510545336
Supply and demand, bitch.

>>510548907
the http protocol, technically does not require a computer end-to-end. someone once used smoke signals to send a get request.

>>510551353
It isn't a bitcoin, it's a wooden box I wank in mate.

>>510547900
Those "empty houses" are decaying ruins in abandoned towns like detroit or the rural south.

>>510544374
>wanting random retards to be wiring their own house
Anyone who can DIY a structural sound house is smart enough to do electrical.

>>510551301
Annual tax amount: $1,250
There's a big difference between annual and monthly.

>>510544155
haha
no there's not

>>510543908
The fun part is they will be talking about 25 and not 08 in the future lmao.

>>510546727
>>510547128
>>510548018
>anon makes analogy that safety nets will fail and people will fall down slamming on every branch like a looney tunes skit
>retards read first sentence, make assumptions and proceed to try to aggrandize themselves by tearing the poster down
Every time you pathetic 2015 incels do this I leak your info to scammers.
And you are getting off easy. Every time I see you faggots posturing in between getting baited by bots I want to pay you a visit in person.
The 'cuckservative' label was a mistake; it ended up flooding this board with every insecure cuck looking to prove they were 'ackshually super deep and kewl and stuff' onto the board.

Bitcoin has outperformed real estate, stocks, gold, and literally everything else. If you're not buying bitcoin in 2025 you're beyond saving

>>510550250
Another thing to consider that /pol/ overlooks: Immigration of mexicans peaked and dropped to net zero long ago, what we are getting now is central americans and they will stop coming even faster since their countries are way smaller. When boomers really start dying off immigration wont be enough to maintain population growth

>>510544039
putting out a fire should not be an industry.
if you can't put out a fire you should die,
same with ambulances.
Kill 5 billion people.

>>510547900
Basically this. Even Adam Smith said landlords were parasites.

>>510551331
yup

>>510544039
/thread

>>510550200
Jeet detected

>>510552026
self sustaining communities sound pretty cool

>>510547289
It's the other way. Stagnate wages were a thing in Japan for 30 plus years, but not many complained because you could still buy a small weird house on the periphery of Tokyo on a median income, grocery items never changed prices, and I assume utilities didn't fluctuate wildly. Houses are largely depreciating the way mobile/manufactured homes were in the U.S. I've seen people trying to sell mobile homes from the 70s for 80k.

Look at that shite.
My daughter owns stronger doll’s houses.

>>510549298
Household doesn't mean owning a house.

>>510550871
That's a good drawing anon, maybe mom will put it on the fridge

>>510547900
Just make the per-house property tax equal to n^2 %, where "n" is the number of houses a given landlord owns. That way, it becomes functionally impossible to make a profit if you own more than a handful of houses. Real-estate investors BTFO.

>>510550539
Never be dissuaded of doing something yourself, even if you fuck it up. I can't descibe you the state of my kitchen tyle-work, but my brother's bathroom is straight as a pan. Everything has a learning curve, but if you understand the basics, there's nothing to be afraid of.

>>510543821 (OP)
>House
>Shack

There is a difference

>>510551513
There are empty homes sitting empty all Los Angeles. Chinese bought them and made little to no attempt to rent them. It was just away to park their money away from the CCP, I guess.

Buying a home for any reason except to live in it is profoundly immoral

>>510543986
right on brotha
>>510544039
it do be like dis
Real property owner hours

>>510543821 (OP)
>tall
>narrow
>no yard
>no trees
Probably full of browns. No wonder why the value is going down.

>>510543821 (OP)
>panic buy with zoom tour and without contingencies
>find out years later it was a bad idea
LMAO NO KIDDING

>>510544039
This, my grandfather and his father built a home in coastal Montenegro and it's built better than 99% of "luxury" new buildings. This one house was made with strong thick walls and isolation vs the heat and it can handle 2-3 more levels above. This is the reason it survived great earthquakes that happen every 50 yrs or so in that area. All the new shit is made by afghans or jeets and it literally falls apart by itself, not to mention an earthquake or a similar event. Building a home isn't tough at all, requires some tools and a few skills but if an afghan can do it you can read a book and learn to do it yourself. It's much cheaper too, but people don't want to do anything by themselves.

>>510543821 (OP)
Fucking good. Faggots.

>>510547300
>>510549597
I grew up in St. Johns. I thought the boom in the 90s was bad, but from my observations the boom of today is much worse.

>>510552491
Thank you. Validating my dreams of a beach house.

what kind of fucking weirdo wants to buy a HOUSE with PROPERTY taxes where you can reach INTO your neighbors kitchen?

>>510551931
It's a good hedge against inflation, sure, but remember that digital funny money doesn't actually belong to you unless you have:
>the public key
>the private key
>a cold wallet
Be thankful that the billion-dollar corporation that allows you to trade crypto through their platform is gracious enough to grant you access to your own funds, because if they ever turn around and say "lol fuck off it's staying here with us", there isn't much you can do besides complain to your local representative, who himself can only really write a strongly-worded letter to the ECJ about how unethical it is that DigiCoin Inc. is restricting your access to your own property. It happened with Robinhood a few years ago, and it'll happen again eventually.

>>510552196
>self sustaining communities sound pretty cool
That's actually what I spent a couple decades working on, it's why I double majored in architecture and anthropology. After all my efforts, I'm completely able to not only design, but to physically with my own hands construct, entirely self-sustaining communities.

Not only that, but there are a lot of semi-advanced things involved, like having bomb-proof structures and EMP hardened electrical systems, various over-unity devices (such as geothermal HVAC), permaculture, aquaculture, that sort of thing. I also designed a system of local government based on having elected councilmembers in various fields, like agriculture, education, law enforcement, it works kind of like a roundtable of union leaders. It's actually pretty good in my expert opinion.

After all that, and after trying to get something built a few times, know what I finally realized? Humans aren't capable of it. People are too greedy, stupid and selfish. The least capable person always wants to be "in charge" of the ones who can actually produce something, ergo why we have governments that we do. Nobody wants to end savery, they just want to own slaves. It's very jewish.

Ignorance and arrogance, that's what I've distilled it down to. The soul of a human is a stable vortex of ignorance and arrogance. I see no path forward for humanity. I could be wrong, but I'm actually not. Luckily, despite the fact that I made an attempt, I'm not actually all that invested in this 4d Object you call your reality. Humanity can just get flattened into a 2d metaverse forever, I really don't care. I don't share your fate. Enjoy what you call your future without me. Maybe Jesus will save you

>>510552902
I would actually love to live on the water. I grew up in NYC and went to the beach all Summer long as a kid, I was a real water rat. Thing is, there aren't any places that aren't either cost prohibitive or full of undesirables.

>>510553326
The outer banks is where I'm dream shopping, I grew up going to Nags Head as a child and always liked it was family beach that only gets crowded during the summer, but during the winter months it is actually a slow paced paradise. Corolla is relatively undeveloped, and they plan on building a bridge to Currituck so it would be more trafficked as well (increase in price??)

>>510543986
House prices will drop 20-30%, but filing an appeal with the county will only reduce the tax valuation by 0-10%

>>510553823
>outer banks
Not for me because to get near a hospital or shopping you need to be near a million nogs. I want safety at my back, not them. I wish it was still cheap way out on Long Island, but every affordable place if full of them. The Banksters have blockbusted the whole fucking country it seems.

>>510552902
good luck anon

>>510547610
There's a lot of white collar jobs here but they're the "first ones to get laid off" kind of jobs(csx just did this lol). The outlook for skilled trades is pretty good I think. Lots of construction jobs and there's a lot of manufacturing here as well. And if you always get desperate, you can work at the shipyard with all the felons and crackheads they hire to work on billion dollar warships.

>>510544730
Up to you. If your mortgage is more than 30% of your take home pay then I'd wait for a bigger down payment/lower interest rates

>>510543821 (OP)
>pandemic boomtowns

> pandemic boomtowns
Such as?

>>510547128
not reading all that

Pandemic panic buying was always obviously insane, the market was already super inflated and there was a frenzy to pick up the bags others were dropping before interest rates skyrocketed.

>>510543908
Most markets are not even close to their peak costs. Over half of the home owners do not have mortgages or have extremely low safe rates. Happening cancelled

>>510557037
Jacksonville, FL

>>510557348
Assuming they will never move then yes you're right. However there are a growing number of people who must move for whatever reason, cost of living, closer to family, retirement homes, etc its a small number but still

>>510543821 (OP)
I look forward to the boomercaust and the new era of house piracy. These faggots couldn't stop buying homes and turning every desolate rural town into an airbnb scam.

>>510544730
>When should i buy a house lads?
Assuming the numbers make sense, the best time to buy is when you don't have to. Get on the market, talk to realtors, go check places out just for shits and giggles.
Make lowball offers, wait 6 months, you just might get lucky. Or, find a well priced gem and make an offer on the spot.
Location is everything.

>>510551465
Do you think the average Canadian can even build a fire?

>>510546877
the one on the left reeks of old people and cigarettes. the right is much better imo. Carpet is nasty

>>510543821 (OP)
You shouldn't be buying the home with the idea that it's an assest

>>510552544
I know I know, Im just tired of constantly "learning" by fucking things up. You call for a specialist, and they do the job 5 times as fast, and Im not scared anymore Im gonna electrocute myself, for instance

>>510543821 (OP)
Must be nice to be able to just piss out of your window right into your neighbor's bedroom.

>>510547900
I doubt that would work in most cases, they would just buy the properties through individual dummy entities. Kikes are very good at sidestepping laws & regulations. It's essentially the foundation of their religion.

>>510543986
You won't get a discount, they still need you to pay to educate the illegals at the local schools. The mill rate will just change so they get the same money.

What's needed is for SCOTUS to reverse most of Plyler v. Doe.

>>510543910
What about places like Montana and Idaho? Remote, cold, super expensive now. Living in Idaho has some upsides (too cold for me but still) but it's naturally a cheap place, not an expensive one.

>>510559017
That trick only works because it's allowed to work. Maybe you could get away with it if you're dealing with financial instruments that are five degrees of abstraction away from reality and only exist on a computer but there's no way to hide the fact you own huge amounts of real estate from someone who is actually paying attention.

>>510545021
>artificial scarcity is the biggest reason why homes are increasingly unaffordable.
No, 30 million international squatters are the biggest reason, quickly followed by banking fuckery. Sweep out the illegals, seize Blackrock rentals, and watch as single families can easily afford a home once more.

>>510543986
>having to pay tax on something you own
LAND OF THE FREEEEE AND THE HOOOMMME OF THE.... CUUUUUCK

>>510546877
And the interior is always black/white. That's how you know some cocksucker bought it, put a few weeks of work into and is now trying to sell it for $50,000 more.

>>510543821 (OP)
this happened with most assets bought during 2020-2024

deflation is happening

>>510545336
says the guy who wants prices to come down so he can afford one in a "good area". Not a very noble impulse.

Just buy further out. The neighborhood you lust over, with all its services, was once a cheap place on the outskirts too. You shouldn't expect the established neighborhood while paying the bumfuck price. Buy in to a cheap area with potential and ride it up, like everyone else did before.

>>510548281
This is why you should kill the tax man, not the other way around.
The few should not enslave the many.
This was always a scam.

The socialism in this thread is remarkable. How dare people live in an area I can't afford? How dare one person occupy a house that I want for my family?

>>510544906
This.

>>510546765
T. Gangstalker commie FREAK

>>510556555
Have fun paying for your 500k mortgage with trades job that pays $30 an hour at most.

>>510543908
I hope it happens harder this time and all the crybaby boomies and (((foreign investors))) take a flying leap off a tall building.

>>510559576
every time

Thing you must understand about Florida, China destroyed the Orange industry with their bioterror. So all the grove owners had to sell the land to developers. that is the only reason there was a building boom there.

>>510544039
Everyone should own a house somewhere in the middle of nowhere where land is in low demand to serve as their family's home. Cities should mostly be apartments which should be viewed as a forward base for work and not as the real home and everyone should have one of those as well.

>>510543908
It's not the same. Before it was regular people who owned all of these homes and suddenly couldn't pay it back. Now it's all fucking blackrock

Governments realize that economics don't actually fucking matter and they unironically believe they can just keep printing forever now because they never had to face any consequences for doing so

Most Corpo's don't even bother to make a profit anymore because they can just get some bribed politician to continue giving them money indefinitely just for existing

>>510559506
OI did ya pay ya telly loicense?
Ya got a loicense fer dat butta noif?

>>510543908
people had ACTUAL jobs in 2008
there werent people with bachelor degrees being grub hub drivers (equivalent of part time pizza hut employee) or people with masters degrees working in grocery stores

>>510543821 (OP)
Good

>>510560035
This shit makes homes and apartments look like prisons. It adds insult to injury when you look at the insane prices on a drab, dystopian domicile.

>>510559017
Make it illegal for a corporation to own a house, must be registered to a particular citizen or legal resident. No foreign investors, no shell corporations, and when a bank forecloses the house counts against whichever banker approved the mortgage (so don't make bad loans).
Easy.

>>510559601
>deflation is happening
Nah, these dollars ain't buying shit

>>510543908
Today is not that comparable to 2008. Back then anyone who could apply for a loan pretty much got it.
Though this time around people will likely be worse off, especially if they've been paying mortgages around $2,000/month for the past four years.

>>510559506
what the fuck is land tax?

>>510546724
Not when you bought a foreclosure in 2008 that was 1/5th the price of similar homes in the area. A good area too. Mostly homes built in the early 40s up through late 80s. I got 2,500 sqft, 3 bed, 3 full bath, 2 car garage on an acre for $120k. Neighbor just sold his smaller house on a smaller lot for $500k. It was a bit nicer inside but mines probably similar value. I've had good equity since day 1 basically.

>>510543821 (OP)
Oh huh, that sucks.
Anyway...

>>510560734
>good equity
Nigga, how have you been unable to pay off a measly $120k mortgage in 17 years?

>>510553296
I spent the last decade of my life after becoming truly Red-Pilled to revitalizing a community I grew up in that was de-incorporated in the 90s. I was doing 90% of the work and was happy to do it. We actually had it running strong for about 3 years.

But then exactly what you are talking about kicked in. For the last fifty years in American culture we've been normalizing a hundred thousand negative moral values. I'm not even talking about homosexuality or that kind of degeneracy; I'm talking about the Mercantile Spirit. This is not what built functioning Aryan civilizations.

The closest thing in the modern era to what you're describing is the Pilgrim Fathers in North America. It was their base genetics combined with a shared spirituality and historical experience that gave them their principles and virtues. You can't anachronistically fabricate something like that in the modern world. Once you try, you're going to realize the same thing that we all know about modern Progressivism: social engineering is a farce and doesn't work because human beings will literally do anything before they bend their will to another person. Every act of submission or change is voluntary because that person is convinced it's the best idea on a core level. You can't change nature, only the Grace of God can perfect nature. Without that you're just going nowhere and God elects and reprobates who he will.

That's why my goals are much humbler now. I do what I do and I don't even bother explaining to people why I withdrew from so many things except in the simplest terms. Because everyone around me that I tried to do this with has still not accepted they were the reason everything stopped.

You wanna know the absolute best part? Because of this faggot consumerist anti-conflict society, everyone just played along while quietly sabotaging everything in the background to get me to stop. All because it hurt their Gibs and Boomer Bux.

Let them burn, they deserve it.

>>510560470
I mean the active processes that lead to deflation is happening

There's too much downward pressure rn. I would get the f out of stocks if i were you

>>510561105
>the active processes that lead to deflation is happening
Elaborate, please. Pretend that I know even less about economics than an economist.

>>510557511
I've watched so many once beautiful farms and ranches get turned into bullshit for Yuppies to pretend to be Redneck for a week.
A lot of times I dream about burning them all down while they're asleep in their beds dressed as a fucking Indigenous American to remind them what had to be endured to get any of this land.

>>510543821 (OP)
in 2016 my sister built a house in colorado for $400k, in 2021 she sold it for 1.4 million

>>510560035
So she redid the floors, painted, new kitchen cabinets with a smaller (i.e. cheap to buy) oven/range.

Don't buy her fixer. Buy your own and visit Home Depot, your workers are still there waiting to help. Trump is sorting them so you don't get real criminals.

>>510561212
when you see people first not buying homes, then not buying cars and trucks, luxury goods, and at the same time the government is generating a surplus and firing jerome powell, there's going to be a sharp drop in the cost to produce combined with an existing demand destruction, which in my view causes deflation. deflation usually just means stocks value also go down. i dont know shit though, i just try to keep up. its a continous compounding domino effect that happens faster than you can say nigger, because a bunch of people that boughted at the top will dump their shit as fast as they can before they get fucked

>>510543821 (OP)

>bro just learn to co-ACK
>bro just buy real est-ACK
>bro just by silver, it ends the -ACK
>bro the stock market is collapsing from trumps tarrifs! You should se-ACK
>bro just buy BTC (future -ACK)


Stop following what the sheep are doing. Best time to buy assets for long term investments is when no one is talking about buying said asset

>>510561212
less spending -> fewer transactions
fewer transactions -> flow of money slows down
flow of money slows down -> companies look to cut costs by trimming staff, layoffs, internal restructuring
Inevitably prices come down because otherwise people are unable or unwilling to buy most things besides groceries

>>510561219
But now you cannot endure what it takes to get it now, to get the money needed to buy it. So you destroy those who now have it.

>>510543821 (OP)
Don't buy a house. Own nothing. Triumph over the elites by willingly and gladly doing what they want you to.

Take the vagrant pill. Preclude your own name. Wear the same robes. Wander the plains. Learn from the animals and the skies. Take the ascetic pill. They won't be able to destroy you if you are one with the universe.

>>510550250
My grandfather is 99 years old and I’m waiting for him to go. He won’t go live with my mom even though my uncle is fucking retarded and can’t take care of him so he falls a lot and my poor mother has to drive into the city and constantly repair the situation. When he goes they are dividing the trust and giving some of it to us. They aren’t ever going to die everything is fucked. Meanwhile the only area we can afford with our two kids is 3 hours away from them and I barely get help with them. Forget my mother in law she’s retarded as well. Good for nothing welfare leech. It’s not even the boomers the silent generation is still holding on. 2030 is a joke they aren’t going to be dead by then

>>510561617
>because a bunch of people that boughted at the top
I should reiterate, these are not normal 'people,' these are LLCs that took out loans for various things and shit, businesses and whatnot. those things have to be repod but these days they are seemingly not 'dumped' onto the market outright, as this is part of crash control. But i guess it depends on the scale of the demand destruction vs whats out there to buy and how many people are trying to sell it. So if it's really bad enough, then it causes the price of things to come down. The market does everything it can to resist this, but when there's enough forces driving it down, then it capitulates.

>>510543908
Thank God, I need a cheap house

>>510544039
No need
Just kill all jews problem gets solved

>>510543908
>>510548994
>>510551062
>>510562241
Pixar just announced a new shitty animal comedy film.

Yep its the 2000s all over again

>>510543821 (OP)
Speculators losing. Good. 100% deserved.

>>510551301
>$3200-5000 a month for the mandatory insurance.
Did you mean hundreds instead of thousands?

>>510545336
>It is not, and should never be considered, a speculative asset.

maybe in retrospect sending China 90% of US manufacturing and industry was a bad idea?I mean who could have foreseen that housing would be the only asset worth anything once that happened

>>510543821 (OP)
Retards bought with insane leverage.

Boomers at least bought with mostly cash, now you have millennials trying to do the same with like 2% down and 70 year flex-rate mortgages.

>>510544112
They love dying on fires.

>>510562979
in retrospect it was a bad call but who could have stopped it at the time, china was just some slave country then. well look whose the slaves now

>>510561636
Real estate and land, commodities, and the stock market have always been touted as good investments though. It just depends on when you were born and the amount of resources.

>>510562405
>I CANT ESCAPE THIS HELL

>>510562195
Own nothing, be happy.

>>510543908
can't wait

>>510563021
Didn't they learn anything from 2008? They were here then, as children at least.

>>510544039
LOL, you talk all this shit, but when I show up with my bare cock and break your ribs with my strong hands you cry, like a little, sniveling whore. What if I just shit in your dad's mouth in front of you and then crush his skull with a sledge hammer? Would you build a house with your pussy then? Of course you would not. Your ribs would have already been broken by me and you would be dead. I would throw you in front of a moving train and urinate on your corpse.

I have to leave my rental appartment soon and I'm looking into buying my first home, and it's all so fucking expensive, man. It gets me really demoralized when I think of paying a lot for an empty home.

>>510562979
It wasn't here before that, it was in Japan. Reagan presided over the hollowing out of America, just when I was getting out of college and starting working in the 1980's. We used to fucking worship Japan, told they were so great, just-in-time inventory management was some sort of virtue, etc.

Trump with his tariffs can bring more back here than we've had in 50 years.

>>510559506
oh interesting. i lived there for a few years and didnt know that. instead of a property tax brits get something like a council annual fee, and larger one off fees when selling or buying property. that does sound nicer overall, the annual council fee "apparently" going to actual shit related to the properties like garbage collection and such.

>>510563769
What is your problem? He's sniveling, you're violent. I'd prefer sniveling if I had to choose.

damn that sucks

anyways...

>>510563792
Then don't buy now. You may need a house when your kids are 3 or 4 years old. You are a single guy, far from that point. Just rent again and be carefree. Buy a duplex and rent it out if you want to buy into real estate.

>>510563422
Own yourself, be one*

>>510563769
Swedes really have the weirdest fetishes. It it because of all the estrogen in the water?

>>510562216
>It’s not even the boomers the silent generation is still holding on. 2030 is a joke they aren’t going to be dead by then
Exactly right. People are living longer and longer. Stop waiting and get busy living. Or just complain and do nothing.

>>510563922
zestbros keep winning

>>510564054
they all act and dress like feminine gay men

>>510544112
You mean "Why do Americans live in cardboard boxes?". Most of them are dirt poor. Many even sleep in their cars. Unheard of in yourope.

>>510563922
>Zestimate
Zillow niggas really do be zesty.

>>510563886
The council, from what I hear, also does things like providing housing for your local Muslim immigrants at prices you can't get.

I'll take our system, where it's just paying for schools, and if we can kick out the migrants consuming free schooling, that could become cheaper.

>>510564016
This is also the dichotomy: what if I never find a good woman and never have children? Finding a rental isn't that easy here.

>>510543821 (OP)
wtf is a pandemic boomtown?

>>510543908
I went bankrupt in 2009, shit cost me my business.

>>510564041
No problem, it has a lot to recommend it. Just pointing out that Klaus Schwab also recommended it.

>>510564150
krauts eat their own shit

>>510564214
That's another problem. Buying a house to be ready for all that if you're unsure it will happen seems like the worst idea.

If you're single at least enjoy the freedom and cheapness. Don't pay for what you don't personally want and enjoy. If you hook up, then work that out. Maybe she pays half, which she won't if you pay it all now.

>>510564251
I thought of places in Idaho and Montana. $500K + to live in freezing bumfuck. I keep saying to myself the prices must come down. Not that it would affect me because I don't want to live there anyway, I like warm weather.

>>510545336
people treating their house as an investment and thinking it should always go up in value is the biggest reason the housing market is fucked. nobody who currently owns wants houses to become affordable because it would fuck their equity

>>510564734
But that's been the consistent trend. It may go down, but usually it's up. You're saying the market is fucked because owners are holding a valuable asset and not giving it away cheap. They spent years building that equity, and their great neighborhoods were not obviously great when they bought or built, so why don't you do the same? Zoning doesn't stop new development in new areas.

>>510543821 (OP)
>no yard
>no land
christ, look how close those houses are to each other. might as well live in a townhouse or an apartment.

>>510563802
>Trump with his tariffs can bring more back here than we've had in 50 years.
so many industries were allowed to offshore 100s of thousands of little factories that can never come back. this stripped 100+ Americans and Canadians of jobs that could have supported families the economic sabotage is irrecoverable.

what Trump is doing is too little too late he is not stupid he has to know this considering he got most of his shit like MAGA hats Trump bibles made in China

>>510543821 (OP)

no refunds, chuds.

>>510547900
Reminds me that there's some desert city outside of LA, I think it's Bakersfield, but it's where some aerospace school is and this one jewish company owns something like 70% of all multifamily housing.

>>510565171
We should probably focus less on those specific jobs than the jobs of the future. Robotics and supplying that. Like the infrastructure of companies that developed around the car industry, robotics powered by AI will be enormous.

And even the old stuff is sometimes recovered. I hear furniture industry is returning to North Carolina.

>>510565336
So start your own damn aerospace school rather than complaining enviously about Jews.

>>510565049
And people say debtors' prisons don't exist...

>>510565171
Too little too late... so those countries that didn't have manufacturing, but they do now.. you're saying that's impossible to do in America?

>>510564734
It's weird. Banks were giving loans for like under 4%? The houses appreciate at 5-8 percent. The stock market does like 5-8 percent too?

If all of that is consistent, it seems like it's a good idea to take a loan instead of purchasing with cash. I think loan rates are much higher today, but for 2016-2020 lots of people locked in for low amounts.

>>510565031
I'm saving my money and retiring at 50-52 with zero debt.

Good. Hope all worthless boomers go homeless.

>>510565442
Indeed. But if you have young children, you may be desperate and buy into something like that, and flip it in 20 years (hopefully) when you don't need the school district anymore.

>>510547300
Someone on here said they recently moved back to the Tri-City and they couldn't believe how many latinos there are there now. I wonder if it's Puerto Ricans leaving NY or if it's just those leaving southern border states to go there and helping jews raise housing costs and lower labor

>>510564183
>where it's just paying for schools
heh

>>510565669
Then you can move to Vietnam and live cheap and easy. Not a bad plan.

>>510565369
>>510565535
every Walmart selling shit not made in USA should be burned to the fucking ground. I just don't get why people were ever ok letting anything move to Asia in the first place. the US was built on protectionist policies in the early 1800s the shit Reagan and Nixon did would have been considered high treason back then.

>>510565718
Isn't there supposed to be a lot of mid-tier tech industry there now? They have lots of wealthy universities in the area.

>>510543821 (OP)
>Be me
>One of the top 10 hottest real estate markets in the country
>But more inventory than ever, nobody is buying
>closed last july 7% under asking, used a real estate attorney and only paid her $300
>currently up 9.7% in value from what I paid

The trick is to not be raped by a fag realtor as a seller or buyer and to not live next to too many niggers or beaners

>not buying a fixer upper at 3% interest
>Not putting half down
>Not minimizing your debt and monthly mortgage.

My mortgage is 300 a month for a large home. It's these dumb shits who bought a home with a jumbo loan they couldn't afford who fucked up. Live beneath or within your means.

>>510565805
The other thing Reagan did was allow the wave of LBO's (leveraged buyout) where you take a loan, buy a controlling interest of stock, replace the board, vote a special payment to pay off your loan out of the company's cash hoard, then dump the hollowed out company back on the market.

That was the end of in-house R&D and the beginning with the obsession with quarterly results. The end of a great era in American industry.

I don't know what Reagan could have done, but probably something. Instead he smiled and let it all happen.

>>510565925
Words o' wisdom here.

>>510543821 (OP)
No one has ever said that except Jew flippers
A house is a home , not an investment

>>510566040
There's a lot to be said for buying a fixer, and fixing only the structural and drainage issues, calling the rest "charm", and just enjoying it.

>>510565805
>I just don't get why people were ever ok letting anything move to Asia
You think there was a fucking vote? All the real moves happen completely independent of the want of citizens. American citizens have almost nothing to do with the American Corporation.

>>510566370
Many people know that a house, a structure and land, is both. Current owner has no obligation to sell to you cheap because you think he doesn't need it anymore. And he's probably not Jewish, there are not that many actual Jews.

>>510566566
How did Reagan get in? Well the alternative was incumbent Jimmy Carter who had let our embassy in Tehran be captured and we went thru a year and a half of nightly Ted Koppel reports on the hostages there.

And Reagan treasonously worked a deal behind Carter's back (when Carter was president) so that the hostages would be released right after he, Reagan, was elected.

Former communist Ronald Reagan tore down America while pretending to be a conservative. Elected over socialist / communist Jimmy Carter.

>>510543908
It’s inevitable, but that’s not what this is
>>510543821 (OP)
There was tons of migrations towards “based” states (mostly commieformians) selling their shitbox in Cali to buy a mcmansion in Tennessee or Idaho for way too much money in an “emergent community” that would never develop to the level they thought it would, with prices leveling out after the initial rush of people coming in and overpaying for homes.

>>510543821 (OP)
>leftist faggots that tried to escape their multicultural hell cities get fucked in the long run
get raped nerds

>>510566370
with rare exceptions, it should at least hold its value assuming you keep up with maintenance. and since "hold its value" means go up with inflation since the money is constantly being debased by jews, yes, number should go up, commie

>>510543821 (OP)
>buys overpriced houses
>b-but the RATES
>mfw

>>510544039
honestly i agree. rather than wageslave for 30 years to afford a house i could build my own in 3 years and simply enjoy my life instead of wageslaving for people i hate. society sucks and i hate living here, i hate this existence. but they own everything. you can't just go off into the woods and build a log cabin. you would have to buy the land and build according to building codes and pay property tax. this entire planet is a prison, a wagefarm, and we're the cattle with no escape. i despise this "life" and i hate being in this fagged up fake gay society of retarded extroverted shit for brains who won't leave me alone.

>>510566692
I was looking at some flipped houses recently. As an example, I found one where someone purchased the house 2 years ago for $230k, then installed shitty laminate floors, painted the walls, and purchased new cabinets. They then listed it for $400k~+.

They spent maybe $20k in rennovations for an attempted $200k in profit? I would have preferred to purchase it for $230k and install like luxury flooring instead.

>>510543821 (OP)
>pandemic boomtowns
QRD on these boomtowns?

>>510552277
>Houses are largely depreciating the way mobile/manufactured homes were in the U.S
Can you elaborate on this

>>510566945
It's all crooks working for crooks. Gangsters for Banksters. This country is all crime all the time. There is no safe choose to get back on the true path. We're getting cashed out.

Basically if you are not planning on staying in your home or your house isn't for sale now, your fucked hard.

>>510564734
>equity
Equity is a retarded concept that only exists alongside usurious loans.
You don't have imaginary dollars "tied up in your house" like a bank pretends when they try to sell you a HELOC, you have an asset (your home) and mortgage (which says how much you still need to pay).
Your home doesn't actually have a dollar value until you sell it. Before that it's all speculation.

>>510568221
not really

just find someone who bought with an assumable loan (VA/FHA) a few years ago who is selling

>>510543821 (OP)
The only people who are safe are homeless people sleeping on concrete without debt. Everyone else is fucked.

>>510543986
They're just going to tax you out and welfare the elites with the money, you're not safe at all.

>>510546877
I fucking hate white wood coverings so much.
Give me a comfy dark wood any day

>>510567430
There’s places you could go, but you would be without protection. That’s precisely why you won’t go there.

>>510548506
>reshoaring
>mass deportations
>ai and robotics
>boomer die off
>wages increasing
Only the AI and boomer die off is actually going to happen though, if you think for an instant that they will start handing out well paying jobs instead of continuing the race to the bottom for some absurb reason, I've got a bridge to sell you.

>>510568660
where, fucker, somalia?

>>510544185
Rats fleeing their pets.

>>510544039
If you can't forge aluminum rims, grow a rubber plantation and make your own tires, forge an engine and transmission, tool and build all components like a steering column, shocks, mine asbestos for breaks, drill your own oil and refine it into petroleum you should not drive a car nor have any right to even ride as a passenger in any wheeled internal combustion vehicle.

>>510551301
despite this Florida is still booming, population density continues to grow, retiree numbers continue to sky rocket, on one hand its good, on the other the congestion and lack of public privacy gets depressing

>>510565031
>They spent years building that equity
doing what? what exactly changed about their house that suddenly made it triple in value for no observable reason? what were they "doing" to "build" the value in their house? nobody I've ever met who thinks houses "should" increase in value has ever been able to tell me what exactly someone who bought 20 years ago did to make their house worth more than it was when they bought it. if anything it's had 20 years of wear and tear on it and should be worth less.

>>510568349
So is anything else, the value is speculation. But if your house is worth $1 million, it's pretty unlikely that next month it will be worth 500K or 2M. Transaction costs are a bitch when buying and selling. It's a crime how big a cut realtors take for doing very little. The real estate lawyer works cheap and is the only one with professional responsibility for e.g. your title search. The realtor has no actual responsibilities, mostly just opportunities to work to make money from you.

>>510569036
Henry Ford solved that over a century ago

>>510569142
The building itself is a depreciating asset. The land the building stands on top appreciates. Especially when that plot of land is in a desirable spot away from niggers.

>>510569142
more mouths and diminishing resources and all that this brings about

>>510546727
>they're still selling mortgage-backed securities and collateralized debt obligations. Nothing has changed
Really? They're still arranging CDOs with good and bad loans and selling them off to other companies as AAA debt? Can you prove that?

>>510548994
>Late 2000's was the Golden age of vidya and animu
Uh huh. And let me guess, you are in your mid 20's

>>510568794
It will be skilled jobs, in skills the robots can't do. Bear in mind that the boomers still in the market are the winners of that generation. Many losers are already dead, in hopeless student loan debt, sleeping under bridges, escaped to live cheaper in Thailand (not sure I'd call them losers then), etc.

There will be winners and losers in the current generation. I am not saying it isn't harder, but it's also easier. How much would boomers 30 years ago have paid for a smartphone?

>>510569036
You hare a right to use "styled steel wheels" if you can't work aluminum though. /s

>>510543821 (OP)
>growing number of homeowners
>there used to be 1, but now there's 2
lol

>>510569142
Also, cities have grown and what used to be outlying areas are now desirable nice areas with mature trees and "good" (not too culturally enriched) schools. But don't ignore the areas that didn't do as well, that ended up next to a shopping mall or sports stadium or just got "diversified". The nice areas are people who guessed right or calculated right.

Don't compare yourself to the winners, if you haven't yet played and won.

>zoning laws
>HOAs
>affordable land close enough to the city but not so close that it gets annexed by kikes in 40 years.
take the van pill.

>>510570439
>It will be skilled jobs, in skills the robots can't do. Bear in mind that the boomers still in the market are the winners of that generation
The youngest Boomer is 64, the only winners left are the ones spending all their childrens' inheritance on another trip to the Maldives or some shit.

>>510543908
>again
retard

>>510569317
And if well maintained (at ongoing cost to the owner) the asset doesn't necessarily depreciate. Wood framed houses without water infiltration problems get very hard and strong after some decades, and the quality of lumber used 50 years ago supposedly isn't available today, or maybe at a premium price. Plywood roof surface under the shingles instead of chipboard. etc.

>>510544112
Saves cost so we can buy air conditioners.

>>510569711
There will be another scam, but Super Senior CDO's won't be it next round.

>>510543908
TRUMP WILL NOT SAVE THE BANKS

>>510571108
So your idea is that when people age into eligibility for Social Security retirement they've paid into for their whole working lives, they should hurry up and die?

Fuck you. No.

>>510571717
I didn't say any of that, nor did I even suggest it. It is true however that Boomers do not deserve social security benefits since they have relentlessly plundered the wealth of our great nation and willingly nosedived it into the fucking ground.

>>510564054
>>510564116
All this amerimutt yapping, but when I show up and break your jaws with a jackhammer you piss your little pants like dogs. I would do circus trick with your fathers in front of you and then throw their broken bodies in to the garbage truck, before I judokick your heads off your pathetic, weak shoulders.

>>510572183
And when you're old, will your children or grandchildrens' generation say that about you?

We worked damn hard. We didn't start Social Security. I expect you'd vote to cut my Social Security, maybe you can get people like Zohran Mamdani to redistribute it to his favorite constituencies.

But we'll fight too. Life was never nice and peaceful for us, there was always shit and generally an increasing level of shit. We're used to it. Sorry you don't like it, but you could move to another country and not have to pay into our Social Security system.

>>510543986
Property tax really isn't a rate. They use a rate to spread it evenly.
If however everyone's value drops, they will recalculate. They then still need to come up with the same budget so the rate gets increased. If they reassess everyone, they'll change the rate and you'll pay close to the same.

>>510572659

we got a live one my fellow nazis

Your generation burned through SS when boomer politicians started stealing from it, now you're the last generation that will get it, if America lasts that long. Neck yourself, I don't want to hear any more about how much a TV cost in 1970.

>>510572659
>And when you're old, will your children or grandchildrens' generation say that about you?
If we fuck up the country as hard as Boomers, maybe. I don't know.

>We worked damn hard. We didn't start Social Security. I expect you'd vote to cut my Social Security, maybe you can get people like Zohran Mamdani to redistribute it to his favorite constituencies.
I would vote to cut your social security because your generation is the reason most people cannot afford a home, work a quality job, or live a standard American life, yes.

>But we'll fight too. Life was never nice and peaceful for us, there was always shit and generally an increasing level of shit. We're used to it. Sorry you don't like it, but you could move to another country and not have to pay into our Social Security system.
Boomers lived in the greatest time of prosperity in human history. It is literally never going to be better than you lived it. This frame of mind is exactly the one that I am so glad will be dead in the next 15 years.