Insurance companies should be forced to refund all payments - /pol/ (#511418960) [Archived: 142 hours ago]

Anonymous ID: lLjJmnyyUnited States
7/26/2025, 3:55:58 PM No.511418960
459b3d38-cee6-447e-9b33-a529ddc2d155.sized-1000x1000
459b3d38-cee6-447e-9b33-a529ddc2d155.sized-1000x1000
md5: a9f9077f73d7c1f2e807844a97a6036c🔍
Made by a client in order to reject a claim. That would completely solve the insurance problems in this country.
Replies: >>511419083 >>511419214 >>511419306 >>511420031 >>511420033 >>511420433 >>511420965 >>511421531 >>511421976
Anonymous ID: Its2ImFD
7/26/2025, 3:57:51 PM No.511419064
Do not allow yourself satisfaction at the murder of the United healthcare ceo
I know we've all been hurt in some manner by this man. While it was a vague anger, a rumbling back thought, it was okay.

But now it has materialized into murder.It's no longer vague. It happened. Now examine your heart. Do we approve of this murder?

You cannot. Forgive him. This is what our Lord commands us. Do not fall for this stumbling block.

I have literally mused to myself having heard that a health insurance call center was attacked "that CEO is out there somewhere" and felt noble for thinking it. That was murder according to Jesus.

The sermon on the mount, Matthew 5.

[21] "You have heard that it was said to those of old, ‘You shall not murder; and whoever murders will be liable to judgment.’ [22] But I say to you that everyone who is angry with his brother will be liable to judgment; whoever insults his brother will be liable to the council; and whoever says, ‘You fool!’ will be liable to the hell of fire.
Replies: >>511419181 >>511419181 >>511419250 >>511420344 >>511421056 >>511421835
Anonymous ID: gwVMy9GZCanada
7/26/2025, 3:58:16 PM No.511419083
>>511418960 (OP)
>retards don't read their insurance contracts
or you know you could get single payer healthcare, but you niggers cry over muh socialism
Replies: >>511420947
Anonymous ID: ok2tceGzUnited States
7/26/2025, 3:59:52 PM No.511419181
>>511419064 faggot >>511419064
Anonymous ID: FH86VF+IUnited States
7/26/2025, 4:00:31 PM No.511419214
>>511418960 (OP)
>claim gets rejected
>get $$$ anyway
Leftoids are really retarded lmao
Anonymous ID: Ykw9oSuqUnited States
7/26/2025, 4:00:44 PM No.511419231
Or just get rid of the useless private middlemen whose entire business model is to take in as much revenue as they can and pay out as little as possible because the profit motive is bad actually
Replies: >>511421656
Anonymous ID: InLEJ1EYUnited States
7/26/2025, 4:01:01 PM No.511419250
>>511419064

Kys kike
Anonymous ID: XrupjvSWUnited States
7/26/2025, 4:01:51 PM No.511419303
Even Orwell is shocked by 2024
Even Orwell is shocked by 2024
md5: 530c647fd2b15cbafd836505b267744f🔍
Insurance is such a scam

>Hey goy why don't you give me a thousand dollars every month so if you get sick you can use insurance. Oh what's that? You got sick? Sorry goy, pre existing conditions don't count and you have to reach the 9000 dollar deductible before your coverage begins. But keep paying 1000 dollars a month for our promise to help you when you are too sick to fight us in court. Thanks goy, you gullible sap.
Replies: >>511420425
Anonymous ID: fDEomH1gRomania
7/26/2025, 4:01:54 PM No.511419306
>>511418960 (OP)
stop beng antisemitic
Anonymous ID: XrupjvSWUnited States
7/26/2025, 4:06:09 PM No.511419541
What if I take 1000 dollars a month and instead of buying insurance, what if I bought crypto with it instead, and then when I have a medical debt I can sell the crypto at current market value to pay the debt out of pocket. By retaining complete control over the money, I can use it when I need it instead of having to fight the insurance company to give me my money back to pay for things.
Replies: >>511419731 >>511419906 >>511422289
Anonymous ID: euTgnqDnUnited States
7/26/2025, 4:08:54 PM No.511419731
>>511419541
they have something like that called a HSA account except you can either leave it as cash or invest in stocks. HSA accounts suffer no tax penalty (before or after taxes) and also grows tax free. i think this account is more important then a 401k or roth.
Anonymous ID: Ykw9oSuqUnited States
7/26/2025, 4:11:39 PM No.511419906
>>511419541
Heathcare is deliberately prohibitively expensive without the bargaining power of an insurance network. They don't want you off the plantation. You would be wiped out in a single emergency.
Replies: >>511422165
Anonymous ID: v27662HpUnited States
7/26/2025, 4:13:39 PM No.511420031
>>511418960 (OP)
That’s not how that works the point of insurance is to pool money so in the unlikely event soemthitn bad happens to you there is money to pay for it


Sometimes insurance isn’t worth it ie you have enough liquid cash to pay for emergencies

Most people don’t have liquid cash like that.

If they are going to return your premiums they might as well pay the claim but soon nobody’s claims will be paid because you’ll bankrupt the company
Replies: >>511422354
Anonymous ID: VEgb3V+ZFrance
7/26/2025, 4:13:40 PM No.511420033
>>511418960 (OP)
Insurance companies should not be mandatory. That way, is one of them don't pay, all the customers switch and it die.
Obama did this.
Replies: >>511420405 >>511420438
Anonymous ID: lLjJmnyyUnited States
7/26/2025, 4:18:42 PM No.511420344
>>511419064
God isn't doing jack shit.
Anonymous ID: nl3e9WI6United States
7/26/2025, 4:19:36 PM No.511420405
>>511420033
Americans are enslaved to their employer sponsored insurance. A “healthcare marketplace” is a scam because insurance companies are inherently dishonest and lie about their coverage. Insurance simply shouldn’t be a thing except for medical emergencies everything else should be cheap and out of pocket.
Replies: >>511420562
Anonymous ID: EXD+eWc7
7/26/2025, 4:20:01 PM No.511420425
>>511419303
That's essentially what liberty mutual told me when my roof started leaking.
Much like social security, I'd have been better off putting that money in the stock market.
Anonymous ID: oeBgX3UiAustralia
7/26/2025, 4:20:09 PM No.511420433
1510866092312
1510866092312
md5: a713c63597cf6258d79e58f4ddfc9012🔍
>>511418960 (OP)
Why do economically illiterate retards always imagine that there is this nebulous middle-man who can and will eat all the supposedly unjust costs of a particular system or business model, if only the right regulations are brought in to force him to do so? This is a fantasy. If you introduce a policy that increases the cost of doing business, prices will go up or the product quality will decrease or both.
>hur dur why don't we just make it illegal for supermarkets to charge money for food, then food will be free and plentiful
Exact same logic.
Replies: >>511420534 >>511420762 >>511420803 >>511422660
Anonymous ID: v27662HpUnited States
7/26/2025, 4:20:14 PM No.511420438
>>511420033
Insurance isn’t mandatory
Replies: >>511420609
Anonymous ID: v27662HpUnited States
7/26/2025, 4:21:50 PM No.511420534
>>511420433
Because most people are literally fucking stupid anon

On top of that they are selfish, short sighted and have the maturity of children

Most people are like this, 90% of women and probably half of men,

This is why democracy is fucking dumb and will always over the course of time collapse in on itself
Replies: >>511421746 >>511422773
Anonymous ID: VEgb3V+ZFrance
7/26/2025, 4:22:11 PM No.511420562
>>511420405
The alternative is single payer. Only the state buy (and pay) medicare, yes at the taxpayer expense, but since there is only one customer, the bargaining power of everybody is colossal.
Anonymous ID: VEgb3V+ZFrance
7/26/2025, 4:22:55 PM No.511420609
>>511420438
Then why do people paid for this scam company? Pay for one that give your money back or save it.
Replies: >>511420894 >>511422431
Anonymous ID: lLjJmnyyUnited States
7/26/2025, 4:25:04 PM No.511420762
>>511420433
Okay then we outlaw private insurance.
Anonymous ID: iEXBkCUU
7/26/2025, 4:25:30 PM No.511420803
1733774111900835~2
1733774111900835~2
md5: ddab390d8aca7ed0567dd9f5d5f99ee7🔍
>>511420433
> please dont shoot me guys!
Anonymous ID: v27662HpUnited States
7/26/2025, 4:27:00 PM No.511420894
>>511420609
The vast majority of people in the USA are happy with their insurance

The screeching is because politicians want more power and influence and leverage a bunch of retarded black people and poor young kids who don’t have jobs and insurance outside of employment is very expensive, at least that was the case in 2008

Now wi th Obamacare and the fuckery it added to insurance regulations insurance is even MORE expensive for the poor and blacks


So 90% of people get along just fine with their employment based coverage but since a small group of people are fuckign stupid and take chances and get fucked with no insurance we have to talk about the state taking over the entire healthcare system

“Think of the poor black obese women with diabetes!!!! Think of the illegals”.

That’s literally it
Replies: >>511421277 >>511421408 >>511421624 >>511422452 >>511422483
Anonymous ID: KNdxY2/qUnited Kingdom
7/26/2025, 4:27:45 PM No.511420947
>>511419083
The problem is that US political culture. Here universal healthcare means universal. Despite how orwellian the UK is, you won't be denied healthcare etc for having the wrong political beliefs because out system wasn't built by american leftists. American leftists weaponize any institutional power they have against ideological enemies, and so people's expectation of universal single payer healthcare in the US is shaped by this. You pay into the system but you have the wrong opinions (or even the right opinions but uncharitably interpreted) so now the cancel mob pressures the government into taking away your healthcare etc. American leftists don't understand that how they behave within the institutions they currently control sets people's expectations for how they will be behave in any future institutions they establish. If you act like maoists in the universities then people will expect you to act like maoists in a hypothetical future social healthcare system.
Replies: >>511421105
Anonymous ID: BR+WZ8G9United States
7/26/2025, 4:28:06 PM No.511420965
1750606255586429
1750606255586429
md5: 2e5f70b2248aa263be04c8c91ba8d8ae🔍
>>511418960 (OP)
You also need to get the interest they earned while they had the money. They lose out on the pay and benefits for the people managing that money.
Anonymous ID: /rXOTzLsUnited States
7/26/2025, 4:29:35 PM No.511421056
>>511419064
You took that verse out of context.
Its the sermon on the mount, About how Jews THINK they're justified and made clean by following the jewish Laws, but in reality they all fall short of the intent of the Law.
Man cannot fulfil the law, only the messiah
Anonymous ID: v27662HpUnited States
7/26/2025, 4:30:20 PM No.511421105
>>511420947
We have universal healthcare

Nobody can be denied life saving care anywhere in the USA ever regardless of ability to pay. Furthermore between Medicare, Medicaid, veterans affairs and various state and federal insurance plans we actually had the largest single payer (aka universal) healthcare system in the world (that’s real not bullshit like China) over 100 million people on it

So go fuck off limey none of you have any idea what the fuck you are talking about as usual
Anonymous ID: VEgb3V+ZFrance
7/26/2025, 4:32:57 PM No.511421277
>>511420894
Okay, but if it is legal to not have an insurance, why wold anybody gove money to one that they know won't give them anything back?
Replies: >>511421435
Anonymous ID: DsWRIYQ3United States
7/26/2025, 4:34:59 PM No.511421408
>>511420894
The vast majority of people in the USA would be happier or, at least, indifferent if someone shot major important people associated with their insurance provider. I'm fine, but I know my insurance isn't as effective or lean as it could be and there is no motivator greater than a survival pressure. We should actually normalize killing CEOs. It keeps them on their toes and forces them to always push for a more optimal way of satisfying more customers. All that money should come with a trade off snd the threat of murder=happier consumers since you fucking better give them what they want or they'll just fucking kill you.
Anonymous ID: v27662HpUnited States
7/26/2025, 4:35:14 PM No.511421435
>>511421277
It’s not illegal to not have insurance
Replies: >>511421737
Anonymous ID: T5cGU+3WUnited States
7/26/2025, 4:36:30 PM No.511421531
>>511418960 (OP)
(((Insurance))) is yet another jewish scam.
Anonymous ID: nl3e9WI6United States
7/26/2025, 4:37:47 PM No.511421624
IMG_1763
IMG_1763
md5: ba81315189a9ec18c1b8920b9fabe911🔍
>>511420894
> The vast majority of people in the USA are happy with their insurance
Nobody is happy with their insurance who actually has to use it and navigate the hell that is the American medical system. The AMA has literally spent decades shilling and lobbying for extorting the taxpayers and colluding with insurers, pharmaceutical companies to add mountains of bureaucracy and push treatments that give the highest ROI instead of the most effective ones with the best outcomes. It’s been so effective that normal people don’t even know that they are repeating propaganda concocted by a Pfizer lobbyist.
Replies: >>511422062
Anonymous ID: T5cGU+3WUnited States
7/26/2025, 4:38:12 PM No.511421656
Antisemitism
Antisemitism
md5: f610f9f3a7f347603f4be2ba03cbe629🔍
>>511419231
>Get rid of the middlemen whose entire business model is to take in as much revenue as they can and pay out as little as possible...
Is this an anti-semitism?
Anonymous ID: VEgb3V+ZFrance
7/26/2025, 4:39:22 PM No.511421737
>>511421435
Then why do scam insurance companies are even a thing?
Replies: >>511422062
Anonymous ID: fDEomH1gRomania
7/26/2025, 4:39:28 PM No.511421746
>>511420534
yeah and whats the other side? Autocracy?Where you are 1 schizo leader away to imminent collapse and famine?
Replies: >>511422159
Anonymous ID: Z5zhg5mvUnited States
7/26/2025, 4:40:41 PM No.511421835
>>511419064
You are right. I don't approve of only the CEO being considered at fault. It is all the exeuctives, all of the investors and all of the politicians that enable systems like this to exist in the first place that harm the greater population. And as Jesus said, if you do not own a sword sell your cloak.
Replies: >>511422778
Anonymous ID: e0yg6pyoUnited States
7/26/2025, 4:42:54 PM No.511421976
>>511418960 (OP)
>reddit
Anonymous ID: v27662HpUnited States
7/26/2025, 4:44:05 PM No.511422062
>>511421624
>>511421737
>bro everyone hates their insurance
>bro just trust me

No
Replies: >>511422410
Anonymous ID: v27662HpUnited States
7/26/2025, 4:45:29 PM No.511422159
>>511421746
Yes, what is this fantasy that monarchies and autocracies were unstable? They have a much longer track record for peace and stability than democracy does.

If democracy was so great why aren’t companies democracies? Why do democracies always collapse into dictatorships? Why aren’t militaries run by the collective?

You’ve imbibed propaganda that justified itself in your government run school
Anonymous ID: T5cGU+3WUnited States
7/26/2025, 4:45:33 PM No.511422165
>>511419906
Don't get sick or have an emergency. Simple as...
Anonymous ID: T5cGU+3WUnited States
7/26/2025, 4:47:20 PM No.511422289
>>511419541
People who are "self pay" pay a fraction of the cost for the same (or better) care because the doctors team of employees who deal with (((insurance))) companies don't have to fight for payment. Give it a try. It's nice.
Anonymous ID: T5cGU+3WUnited States
7/26/2025, 4:48:28 PM No.511422354
>>511420031
>the point of insurance is to pool money so in the unlikely event soemthitn bad happens to you there is money to pay for it
Lol... That is not the point of (((insurance))). That is the propaganda they feed to the gullible. Lol...
Replies: >>511422627
Anonymous ID: nl3e9WI6United States
7/26/2025, 4:49:20 PM No.511422410
IMG_7114
IMG_7114
md5: fbe1b74abca0767efca0531c79be5edd🔍
>>511422062
>ignore your lying eyes and ears goy. Empirical evidence is le fake.
The only people who like their insurance are on high premium plans subsidized by their company where they don’t have to pay for shit, or they get Medicare or Medicaid. This is while the U.S. government pays for Israeli healthcare
Replies: >>511422627
Anonymous ID: T5cGU+3WUnited States
7/26/2025, 4:49:38 PM No.511422431
The average American voter reads below a sixth grade level
>>511420609
Because most people are retarded and will do whatever the TV tells them to do.
Anonymous ID: J4T+3MhGUnited States
7/26/2025, 4:49:49 PM No.511422452
>>511420894
Americans love their health insurance -- is that why the nigger mayor of NYC did an insane show of force perp walk, and every jew controlled news media outlet gave their talking heads very clear orders to pretend not to understand why Brian Thompson was rightfully executed like the fat pig jewslave faggot that he was?
Replies: >>511422627
Anonymous ID: lLjJmnyyUnited States
7/26/2025, 4:50:15 PM No.511422483
>>511420894
Are you fucking for real? Every single person I know is ignoring medical debt because of bad insurance coverage.
Replies: >>511422627
Anonymous ID: v27662HpUnited States
7/26/2025, 4:52:09 PM No.511422627
>>511422483
>>511422452
>>511422410

>My anecdotal experience tells me more than the facts ever could

I’m not going to argue with stupid people
Good luck to you all

>>511422354
I’ve worked In insurance my whole life I know exactly how it works
Replies: >>511422742 >>511422884 >>511423145
Anonymous ID: 2uakLT2mUnited States
7/26/2025, 4:52:29 PM No.511422660
>>511420433
because you retards live in theory and not in reality, the service quality is already abysmal and the price is extortionate even with lack of regulations
Anonymous ID: J4T+3MhGUnited States
7/26/2025, 4:53:25 PM No.511422742
>>511422627
i work in corporate accounting at a major PBM. insurance and PBMs are scams.
Replies: >>511423071
Anonymous ID: 2uakLT2mUnited States
7/26/2025, 4:53:48 PM No.511422773
>>511420534
>This is why democracy is fucking dumb and will always over the course of time collapse in on itself
we dont live and have never lived in a democracy though?
Replies: >>511423071
Anonymous ID: lLjJmnyyUnited States
7/26/2025, 4:53:51 PM No.511422778
>>511421835
Jesus is supposedly the same god who spent centuries telling Jews to go constantly mass murder everyone around them and steal their land and turn their women and children into sex slaves, so I couldn't give less of a fuck about any Christian non-violence ideology.
Anonymous ID: nl3e9WI6United States
7/26/2025, 4:55:26 PM No.511422884
IMG_6071
IMG_6071
md5: 946da31de7642aa31bbe68af6fcc0fd6🔍
>>511422627
>Ummmm chud, anecdotal evidence isn’t evidence. Don’t you know men can be women? Le evidence says so
Please spare me the sophist bullshit when anyone with two eyes and real world experience attempt to navigate the medical systems and see for themselves how fucked up it is
Replies: >>511423137
Anonymous ID: v27662HpUnited States
7/26/2025, 4:58:10 PM No.511423071
>>511422742
They aren’t scams you are just retarded

>I bought insurance why don’t they pay for everything

Shut up faggot

>>511422773
We absolutely live in a democracy and have for at least 125 years, our republic has degraded as all do under the pressures of democratic populism which is now more ore less how our society is functioning as straight democracy with ever stronger pushes for more democracy more democracy

It’s society acid and it always fails
Replies: >>511423262 >>511423265 >>511423268
Anonymous ID: v27662HpUnited States
7/26/2025, 4:58:59 PM No.511423137
>>511422884
>strawman
>chasing the subject

Your a nigger brain and you deserve to be poor lmao
Replies: >>511423674
Anonymous ID: T5cGU+3WUnited States
7/26/2025, 4:59:05 PM No.511423145
>>511422627
You are the goodest goy.
Replies: >>511423275
Anonymous ID: J4T+3MhGUnited States
7/26/2025, 5:00:47 PM No.511423262
>>511423071
you have no idea how these plans are priced or how they make money. they're scams to the extent that there are numerous federal and state lawsuits regarding covered medications being more expensive than cash pay, or baseless fees being charged. these are regarding state medicaid and federal medicare.
Anonymous ID: 2uakLT2mUnited States
7/26/2025, 5:00:48 PM No.511423265
>>511423071
>We absolutely live in a democracy and have for at least 125 years, our republic has degraded as all do under the pressures of democratic populism which is now more ore less how our society is functioning as straight democracy with ever stronger pushes for more democracy more democracy
oligarchies are not democracies, if we were a democracy then why does the average citizen have zero power to influence any kind of politics?
Anonymous ID: T5cGU+3WUnited States
7/26/2025, 5:00:54 PM No.511423268
>>511423071
>They aren’t scams...
Yes they are, retard.
Anonymous ID: v27662HpUnited States
7/26/2025, 5:00:59 PM No.511423275
>>511423145
>im a loser cause Jews

Lmao pathetic
Replies: >>511423364
Anonymous ID: 2hBqXuOm
7/26/2025, 5:00:58 PM No.511423276
IMG_4924
IMG_4924
md5: e45757a53d21ea09b2d4d4f9d5ceaa60🔍
let’s just kill them
Anonymous ID: T5cGU+3WUnited States
7/26/2025, 5:02:31 PM No.511423364
>>511423275
If I should ever need medical care I will just pay cash. (((Insurance))) has always been a scam.
Replies: >>511423671
Anonymous ID: 2hBqXuOm
7/26/2025, 5:07:16 PM No.511423671
IMG_4921
IMG_4921
md5: a5c208c352fe6405f0528e7907380e70🔍
>>511423364
OH YES BRILLIANT IDEA JUST WALK INTO THE EMERGENCY ROOM WITH A WAD OF CASH LIKE YOU’RE BUYING FRUIT AT A MARKET STALL AND EXPECT THE SURGEON TO DROP EVERYTHING AND START BARGAINING OVER YOUR APPENDIX WHILE YOU BLEED ON THE FLOOR THIS ISN’T A GARAGE SALE IT’S A RUTHLESS INDUSTRY THAT CHARGES FIFTY THOUSAND DOLLARS FOR A BANDAGE AND A SHRUG YOU THINK THEY CARE ABOUT YOUR CASH WHEN THEY CAN BILL YOU INTO OBLIVION AND SUE YOUR FUTURE CHILDREN FOR INTEREST THIS ISN’T FREEDOM THIS IS SELF-INFLICTED FINANCIAL SEPPUKU WE COULD HAVE A SYSTEM THAT TREATS PEOPLE BECAUSE THEY’RE HUMAN NOT BECAUSE THEY HAVE ENOUGH ZEROES IN THEIR BANK ACCOUNT BUT NO LET’S JUST KEEP THROWING MONEY INTO THE VOID AND CALL IT A PLAN
Replies: >>511424420
Anonymous ID: nl3e9WI6United States
7/26/2025, 5:07:18 PM No.511423674
IMG_6067
IMG_6067
md5: 79317ce5d035ef32bcadcb21d1097bc2🔍
>>511423137
>you deserve to be poor and in a lifetime of debt for your inherited medical condition you fucking goy
>NOOOOO WHY DO YOU HATE ME AND DONT CARE THAT IM GETTING KILLED -ACK
the nerve of you kikes
Replies: >>511423986
Anonymous ID: sHFN/T5x
7/26/2025, 5:12:01 PM No.511423986
>>511423674
This is the mentality of neoliberal social darwinism in a nutshell
> never mind that I play dirty to get ahead
> alls fair in love and war anon :^)
> wait don't shoot me anon!
> that's unchristian!
Cue the internet getting inundated with angry billionaire noises.
Replies: >>511424048
Anonymous ID: nl3e9WI6United States
7/26/2025, 5:12:49 PM No.511424048
>>511423986

I do like how the people who shill for health insurance companies (easily the most evil business in existence) don’t even try to pretend to care about how fucked up the system is. They don’t offer any solutions, they lie to your face about how it’s actually great and tell you that you’re a stupid fucking goy and that there’s nothing you can do but be scalped by them. Take it and like it. It really shows us that satanic demons do exist and they wear human skin and that there are indeed people who deserve death in this world.
Anonymous ID: T5cGU+3WUnited States
7/26/2025, 5:17:56 PM No.511424420
>>511423671
Cool story, bro. Thanks!