Thread 512263489

>Buy now, pay late-
Why are corporations targeting low-income people who can't pay their bills on time?

machine learning

N

>>512263489 (OP)
they need to review the applicants much more thoroughly before approving their pizza loans

>>512263558
More like machine dumbing.

>>512263489 (OP)
something about lowest hanging fruit
something about exploitation of low impulse control
something about the distribution of education
something about power transfter into universal trade good "money"
something about the monopoly of power
something about the mandate of the people
somehting about behavioral conditioning
something about the pavlovian dog
something about media
something about egregore
something about ouroboros
also rule 88
and so the prophecy foretold

>>512263489 (OP)
>targeting
No they simply applied the 'we all the same bullshit' to niggers

>>512263489 (OP)
Europeans paid their debts so they thought they'd offer it to niggers and spics. This is what happens.

>>512263489 (OP)
You don't get into the loan business without getting something out of it.
They'll sell their data to someone and sell their debt to debt collectors.

>>512263489 (OP)
money is fake unless It's gold, silver, platinum or copper

>>512263489 (OP)
>low-income people
they are gullible morons

Good for niggers robbing these usurios kikes.

>>512263812
theyre selling data to banks, that's their core business... how to automate or rather create a social credit system

>>512263855
Which businesses currently or will eventually accept valuable metals for goods and services?

>>512263489 (OP)
they weren't targeting you whites. their demographic targets were brown

>>512263917
probably not your beloved Dragon Dildo makers, sorry bro :(

>buy now, pay later
isn't this just a credit card?

>>512266436
basically a little bit of data mining but mostly economic blackmail honeytrap

>>512263489 (OP)
because with all the interest they can charge they get more money out of it
and unfortunately, a lot of low income people are either dumb or desperate enough to fall for those deals

>>512266436
It's a credit card but even worse.

>>512263489 (OP)
That's the purpose of payday loans, switch your brain off, buy something you can't afford and pay it off in 3-6 monthly instalments instead of paying upfront and best of all the interest rates these companies charge are obscene; anywhere from 25% to 1000% are common. There's one upside, which is they can go bankrupt and then all the debt is wiped clean in which case you win.

>>512266436
worse, it only work in scandi countries because there gov is collecting debts