>>512313107 (OP)
Economic squeeze from the top
The large institutions have flooded the market with capital, the first people who got in during or just before this process, had a massively easier time
Anyone born after this time has to compete with insitutions and their vastly greater pools of capital, thus only those who got to ride the wave of price increases can continue to purchase by effectively exchanging
TLDR: Boomers bought homes before kikes got to them