>>512404125
your probably right lad
an ISA is the easiest way for most people to save a bit of money and generate maybe some interest on it (though lets be fair, the amount you're gonna generate will always be below inflation, so you're just losing money by sticking it in a ISA). this is why so many people do it
investing is the smarter choice, but there is a 0.5% stamp duty on it based on how much you invest, often fees involved and for a lot of people investing is scary or too complex to consider
i wouldn't invest in uk stock market though, do it in american one if you got to, you're pretty much always guaranteed to make a profit if you're smart about it and that profit will always beat inflation, investing however aint a short term plan, don't think you're gonna invest a thousand quid then next year walk away a millionaire, you should be investing at 20 so you can be looking to retire at 50, which means you need to be thinking about 30 years into future
>>512404255
pensions and other benefits for pensioners are out of hand lad, you know whenever they show you the benefit budget? most of that is pensions because in uk pensions are classed as a benefit
boomers have promised themselves so much shite over the years that now they're all retiring their kids simply cannot afford to give them everything they promised themselves
because that is how pensions actually work, you don't have a pension pot you put into then get back when you retire, your money now goes to the retired boomers, and when you retire the money of the people paying taxes is used to pay you a pension
8/6/2025, 9:35:03 PM
No.512395979
>>512396007
>>512396711
>>512397031
>>512397123
>>512397301
>>512399624
>>512402978
>>512404689
>>512407777
>>512409893
