>News
Buy a house

https://www.bbc.com/news/articles/cn02wp193reo

>>512395979 (OP)
Unless you're a dole spastic

>>512395979 (OP)
>Just buy a house
In what world?

>>512396711
What's stopping you

you're all bell whiffs

Something'wrong here

>>512395979 (OP)
I bought one, my mortgage is enormous

Remember when /ourkeer/ was gonna save the hecking dentists from muh toory ossterrity!!!

Don't see how Starmer and Reeves can stay in their jobs, their positions are untenable. How long before a vote of no confidence

>>512395979 (OP)
a tax increase you say?
not for me thanks

Been gone all day. What's the run down?

>>512397061
Forgot about the dentists and got taken off the registry, completed it mate,

>>512397155
Are these chinks?

>>512397155
cor wouldn't mind those jugs in my face if you catch my drift

>>512397232
What?

>>512395979 (OP)

its fucked lads, you dont realize how bad it's gonna get by october, leave if you can

>>512397301
>you dont realize how bad it's gonna get by october
This is an annual occurrence

Sign the petition lads

>>512397272
norks
all up and around my fizzhog

>>512397407
no fucking about this time, I like it

why did this spastic threadsplit?

>>512397729
the other thread was some gay goyslop psyop

>>512397989
>BBC article in OP image and link to BBC direct
>not a psyop
you might fool bazza and gazza but you don't fool me

>>512397272
She got a nice arse

>>512397031
>My monthly savings deposits are enourmous, woe is me.
Oh do fuck off clean shirt.

>>512398078
yeah notice how people aren't just hammering on about a box of crap made by pakis
funny that?

>>512397989
Maybe someone else should take over brit pols if you're unstable

>>512397301
>its fucked lads, you dont realize how bad it's gonna get by october
Can confirm

>>512398197
the sooner people get fatigued with paki gruel the better.

I haven't paid the ((student loans company)) in a decade, so I doubt any kind of mortgage is on the cards for me

>>512397155
Still not found a buxom elf lasses ears to nibble on, and OP hasn't stopped posting since 6am

>>512398078
>>512397989
>>512397729

Any of you lads ever pumped that Charli XCX?

>walked into Morrison's Local shop today
>loud beeping sound
>it's coming from all the fridge freezers
>warning code of 'CLN' I assume means clean?
>what kind of place just leaves alarms beeping...

>it's a paki franchise
>about face
>leave

He's afraid

>>512398506
Don't buy from eastern european or paki shops

>>512397407
Fuck off gay communication head quarters

>>512398506
I do this if I see 'Halal' in the window.
do a 360 and walk away

>>512398506
Condenser coils need cleaning, they probably outsource that to the manufacturer.

>>512397407
link?

>>512396877
A lot of things
>£200 billion in public money given away in right to buy scheme
>£430 billion combined market value today
Really makes you think

>>512398745
you mean a defrost is required?

>>512398506

Nothing worse than going into a Tescos, or a Sainsburys, or an Asda- and its staffed by hamilton akkies, with bobble-headed somalians working security.

You dont get that in Waitrose.

>>512398506
russian jamming tech, you're probably being gangstalked by someone with access to high level military technology, buy a geiger counter immediately

>>512399155
they had yellow eyeballs as well

>>512399064
No. Debris (like bags of shrimp from juststartwreckinganon) and dust clog up the condenser units which lead to mechanical faliure

>>512398503
>>512399155
Why do you do that?

>>512398876
No link but feel free to share and spread awareness of it m8

>>512399048
A left-learning "think-tank" thinks this. Raynar benefited and profited from it, but then banned you from doing it.

>>512397194

>>512395979 (OP)
>Buy a house
>or you can get a 200% RoI in paddypower
the choice is yours.

>>512399344

Its the art of posting mate.

The art of posting
h
e

a
r
t

o
f
>>>>>>>posting.

>>512399208
Damn.

>>512397407
Signed

>>512399208
https://www.youtube.com/watch?v=6We-ILLvydA

>>512399155
OUt of all africans i hate the somalis the most and i know that this is irrational.

>>512399792
Its not irrational, other africans hate somalis

>>512399792

>>512397407
ZERO SEATS
>ZERO SEATS
ZERO SEATS
>ZERO SEATS
ZERO SEATS
>ZERO SEATS
ZERO SEATS
>ZERO SEATS
ZERO SEATS
>ZERO SEATS
ZERO SEATS
ZERO SEATS
>ZERO SEATS
ZERO SEATS
>ZERO SEATS
ZERO SEATS
>ZERO SEATS
ZERO SEATS
>ZERO SEATS
don't worry guys, it all part of the rug merchants 5D plant to get Britain back British.

>>512399999
check'd
and hurrrr most of them aren't in prison thouhhh

why are there multiple brit/pol/s again

Tom Hardy is an extremely odd person, when he's interviewed he comes across as completely fucking wacko but he's got money so no-one confronts him on it

>>512400122
no he doesn't
he is shit at voice acting though

>>512397407
Why do we need to sign a gay petition to ask for permission first?

>>512400179
I couldnt make it through the batman bane movie because it sounded so fucking stupid

>>512400179
go watch any recent interview he's done, he's an absolute fucking freak
his accent is all over the place and he's a complete control freak who wants to come across as kind

>>512399584
I love ladies in office gear

>>512400256
what was that one about making moonshine with shylo beoff in it? He sounded like a mong in that, good film though

https://www.youtube.com/watch?v=WE7FqTTnKt8
>or you noo

>>512400122
years of crack will do that to a person

>>512400388
>imagine having to answer questions from that s o i bo i faggot
I think the mystery is solved

>>512400421
he's probably brain damaged unironically, has a screw loose

>>512399792

Funny thing is, the Somalis think they are the boss race of Africa- their word for the Bantu translates as 'slave.'

There is also less genetic diversity between Somalians, than there is between leopards. They are all basically the same person- thats why they all look alike. And act alike.

threadsplitting mongs

>gets observed
>stops posting

>>512400589
do you mean cheetahs? they got bottlenecked to fuck

>>512399558
>Thinks
Do you think they just pulled the number from thin air? Be honest

>>512398145
No, I bought with a small deposit and pay high interest. The alternative was another decade of private renting. Means the wife and I are stuck in these jobs but the house is ok, we're doing it up slowly.

Lads look

American discourse is something else ngl
https://www.youtube.com/watch?v=kWJYlovXGsU

https://inews.co.uk/news/homelessness-minister-threw-out-tenants-increased-rent-3846449

LOL

>>512400790
what's a "small deposit" these days?
i could comfortably drop like £60k on a deposit comfortably and still have another £60k invested in stocks and commodities but haven't had a regular income in years and no cunt will give me a decently paid job so no lender would give me a mortgage
my credit rating is probably abysmal too as when i was homeless i maxxed out my overdraft for like 10 months straight

>>512397407
It’s Rachel reeves needs to be publicly executed though, we just need to laugh at kier for bumming a dog.

>>512400713
Could be mate, was hesitant about the cheetah/leopard thing in my post- thank you for the correction.

>>512400786
>Scheme enabled white working classes to own a home
>Left leaning think-tank
>Left leaning deputy prime minister benefited from the scheme then closed it
>Left learning government flooding the country with illegal immigrants
>There is now a housing crisis apparently
>So left learning government starts building millions of houses on green belt land with zero investment to support the negative impact of it

You've got your blame game and list priorities mixed up

>>512401111
About 19k, house was 375 we got it for 365. I earn 82, she earns 40 so the mortgage was ok to get, but it's almost two and a half a month. You have savings so you're smarter than me. Just get a shit job and see if a mortgage broker will consider you. I asked around a few years back when I was single and got put in touch with a dodgy one who would self-cert me for whatever but I didn't have a deposit then.

>>512401424
damn you can only afford that on 80k with another income? absolutely depressing
i'm far from smart
dad had a huge salary and a life insurance policy worth many multiples of said salary
just invested my chunk of the payout and mum inherited all his wealth and assets

i could buy a flat outright but leasholds are the devil and my rent is stupid cheap where i live. if i could hold a job for a couple of years i may consider it... but i've never earned over 27k despite having aced my finance masters

i earn a lot in dividends and interest in investments so i wouldn't tevhnically need to work but being unemployed is fuckin boring

never take a dodgy mortgage lender even my retarded arse knows that

mad how my mum and dad bought a brand new five bedroom house in 2001 for like 250k and now it's worth over 800k... maybe even more considering they redid all the flooring and the garden is pristine. the area is up and coming too with londoners beginning to eye it up the bastids

>>512401111
How'd you go from homeless to £120k? Regardless, impressive and also impressive you've not managed to buy a house yet with that.

It's up!

https://youtu.be/6LsBfqcbiMQ

>>512402227
I'm about to make it even more depressing for you. Their household income is 122k, the average price of a new build semi / detached at a push is around about 350-400. 3.5x 122 + deposit (his was small, yours will probably be 20%). It was possible for them.

Now apply that to yourself. You've got nice savings, you can put down a nice deposit, you can make up the shortfall with cash if you're willing to exit your investments... but you'll need to become a wagie........ to buy a 1-2 bedroom flat...unless you're going to pull a 80k job from thin air

Landlord here.

Just inherit. Also marry a woman who also just inherits.

is there a point paying into my jobs pension scheme as a 24 year old when I really dont see retirement existing when im 70

>>512402645
If it's a private pension the money is yours. Its state pensions that are going to disappear.

>>512402640
Inheritance tax is going up. You'll need to inherit way more than you're planning to.

>>512402640
where you find such a sweet and lovely girl who's not saddled with debt from african art history 2:1 and covered with tattoos

>>512402718
some civil service bollocks, but will I even live long enough to retire? not sure I can see myself living into my 70s thats old as fuck

>>512402758
Im inheriting millions. Twice. I just wish millions was what it used to be. Ill merely be comfortable. Not rich.

>>512402645
Are you me. I'm going to buy fund hobby stuff with it instead. Likely won't get past 30 anyway

>>512402795
In a nightclub. She was indeed a virgin when I met her.

>>512402811
the civil service pension is very generous
not as good as it was mind, I know guys that retired after 30 years and their pensions were worth nearly two thirds of their salary

>>512395979 (OP)

Sovereign debt crisis incoming.
Currency crisis incoming.
Short the ever living shit out of the pound with every penny you've got.
Thank me later, it's going to be epic.

>>512402718
They will come and tax private pensions to shit and back, mark my words. May as well buy BTC and/or gold. The country is in a death spiral and there is no going back.

>>512402924
>clubbing in 2025

If that is the answer , what was the question?

>>512402282
i had a job in insurance broking in town and worked in the city of london every now and then but fat chance buying a house on £26.5k despite the huge amount of investments for someone in their twenties
>>512402282
i didn't earn any of it lad my dad died suddenly one day and although i didn't inherit anything mum let me and my sis split the life insurance three ways

>>512402557
lad i could afford a cosy 99 yr lease outright on a 2 bed in town
like i said fuck leaseholds tho
i'd probably wait until i earned 40k to but a decent £270k 3-4 bed on the outskirts of town if i had to
but my employment prospects are fucking grim
like i said i worked my ass off at deloitte for a year for 19 at 22 and 7 yrs later i still can't seem to land a job over 30k
maybe ipswich is just a total shithole

>>512401346
Tory tiltled framing that

>>512403078
I ended my white powder days on a high note, had good times but would never go back

2 thumbs up to the life experiences

>>512402900
not even in a suicidal way but I just cannot see myself hobbling around in my late 70s early 80s, I genuinely thing i'll probably be taken out late 60s by a brain aneurysm or heart attack or some shit, or cancer from these fkn microplastics and then its like what was the point paying into it all those years
>>512402968
true but idk

>>512403074
I hope it was of the one armed weather girl

>>512403289
Rumoured to be some black woman

>>512403054
Workplace pension normal pension age is moving to 57 in 3 years. You think they won't extend that again by the time we get there? Probably won't be able to touch that until your 60 soon. Most workplace pension schemes are also shit with low contribution rates, so you're unlikely to live off that alone.

As we approach state pension age, they'll push that into 70s.

>>512403074
>Naga Munchetty
>big name star

>>512402849
yh weird how you think that being a millionaire is you sorted for life when you're a kid
i've met people in the city who earn more than that every year after tax and they think they're "just comfortably middle class"
what a joke
that said i have known real top tier finance types who end up spending all their time in the caymans and move to jersey who have obscene net worths
like the average salary has barely moved in my lifetime but there are people out there with hundreds of millions invested running multi multi billion pound funds and whatnot
really different world

>>512403333
checked and hoped

>>512403334
Yeah, they'll just keep raising the retirement age for wp and state pensions. Work till you drop, those boat nogs hotel places ain't gonna pay for themselves.

>>512403356
>>512403434
Grim

>>512403135
No its just a fact. It was a great scheme, with immense benefits for white working classes. Those old council estates were great places to live. It transformed 2-3 generations.

Could thatcher had predicted what the country would look like today? could any of us? Its a disgrace. Don't go blaming working classes buying their houses for a shortage of council houses, when there has been uncontrolled immigration for decades and councils sold their fucking stock to housing associations that have never invested despite charging rents that for a long time were comparable to private accommodation.

Labour are meant to represent the white working class.... they've got a fucking strange way of showing it in 2025. Its absolute fucking bullshit. I usually let leftie madness just go over my head, but this is absolute fucking bullshit just like the rest of the country

night lads

>>512402645
Yes 100%

>>512403678
night lad

So he's not in prison for 5 years for gbh like the cucks were saying he would be kek

https://www.youtube.com/watch?v=xYypeVVT7i0

>train home
>two aspiring rappers with their feet on the seats playing music from their phones
starmers Britain

>all this money talk
>I have 20k in the bank and only take home about 2100 per month
I never realised how badly off I am. What's a lacklustre CS grad to do?

had my first nandos tonight
got half chicket with hot peri peri marinade and chips and broccoli. £15
thought "hey that's not so bad" but they charged me £4 just for a lemonade
joke
at least it came out almost immediately as i was in a hurry
bastards made me pay up front tho how is that a thing?
weird place probably will stick to pepes tbqh if i'm in need of a chicken fix

>>512403855
I've got 200 in the bank

>>512403855
Depends how old you are and where you live, that could be ok

>>512403855
Write a killer app? Emigrate to the US?

>>512403334

if you're currently under 40 don't expect to be able to retire or get a state pension
you should be preparing for your own retirement/pension on your own, not expecting someone else to do it for you
from moment you start working, you should be slapping a part of your wage into savings account at minimum, if you know what you're doing you should also be investing and if you get chance/money you should be buying assets that appreciate in value like property too

if your plan for retirement is collecting £200-300 a week off government then you've got no plan at all

>>512403855
It's all larp lad. Oprah had my child so I'm set for life but everyone else is pip or dole larp

>>512403949
30, Northern Ireland, desperate to change that. Seems hopeless, but everything always is here.

>>512403054
They already tax them as income.

>>512403132
Get a 30k job and buy a two bed terrace. It just needs to be freehold, preferably with somewhere to park. Your loan to value will be low, you probably won't need huge earnings. And it was a dodgy broker I mentioned, not a dodgy provider

>>512403855
You'll exist, until youre pushing 40. Then you'll buy a modest home, and that'll be you. If you find a partner, take 5-10 years off that, IF she earns decent money and is good with money. Chrome toaster, insured kettle, designer dog, home insurance, status symbol car, collect your pension and die

>>512403972
They are gonna raid people's accounts when the banking system collapses, you don't want to be holding your wealth in GBP.

>>512403855

>>512403631

being able to buy council houses wasn't a bad scheme, but they fucked it up by having no long term plan for it
government sold council houses then built almost no new ones to replace them, and took the money they made from the sales and wasted it on other stuff instead
anyone with half brain can see if for every 100 houses sold, the government is building 10 new ones, eventually the housing stock would run out, people said this back in the 90s but not one government did shite about it

>>512404035
Well it's cheap as fuck there, I know a guy married a girl from there and moved over. His small house here bought him a huge one there. Where did you want to move to and what do you do?

>>512403855
ive got like 10 grand at 24 and take from roughly 2000, no idea what the fuck im supposed to do, my dad just worked a job and got a house fairly quickly with a bit of over time thrown in and for me its going to take fucking ages, cant even do anything nice ever just have to squirrel away bits of money after the eye watering rent, council tax, the 25% tax they rip from me, no idea what the fucking point is anymore which is why I barely work, even the higher up managers in the civil service are on shit wages and it took them like 20 years to get there. Got quals and recently got my drivers license so I can get into my field but even then id be in my 50s before making fucking 60-80k if im lucky

>>512404044
I know, but wait till you see how much they raise the tax on them. The country is effectively bankrupt. We just are waiting for the open meltdown.

>>512403972
Surely it can only start from birth though, how else would it be fair, and they shouldnt keep increasing pension age for those alive. They're fucking with peoples retirements

>>512404105
You make it sound shit?

do I even want a fucking house, I have no idea what im supposed to do with my life, stuck with some fucking walls for decades, what if the area becomes pakified? terrible.

>>512404323
Don't be frightened of living

>>512403855
>CS
thought that was meant to be well paid?
if you're under thirty like me you're just getting royally shafted by boomers at this point who just hog everything and think "yeh i was paid 19k for my first office job why should you get more" even though pints cost em like 4p or whatever at the time and they bought their first property for 70k
they still have the gall to be like "but we had 16% interest rates" and yet fail to take into account what that actually meant for them in terms of proportion of their salary over the few years it took to pay it off being nothing at all
their mindset is literally "i may as well just get 20 bame slaves from india and they will be happy so shut up i'm getting mine"

truly toxic age group

>>512403132
just buy a house you can afford in a nice place, move in, sign on, don't pay any bills or open any letters or answer any questions ever unless it's to do with claiming benefits, profit
>t.not paid any bills in 2+ years, still no issues, debt collectors hate me with this one simple trick

Thread splitting nonce

>>512395979 (OP)
where the fucks me brit pol wagon wheel edition

>>512404323
>what if the area becomes pakified?
Sell it and move ofc

>>512404386
is a mortgage a trap, but the alternative is paying someone elses mortgage, mortgage or be mortgaged, maybe I should save up to buy an acre somewhere and get a flatpack cabin, but the council are wankers and you dont even own your own land because the (((council))) decide what you can and cannot do, cant even put a caravan on your own property.

>>512404689
I nominate you to make the next one then

>>512404691
can you sell before youve paid it tho, what if you bought then 2 years later they moved in and youre stuck for a decade or more

>>512404739
listen, kid, those are the least of your worries.

>>512404125

your probably right lad

an ISA is the easiest way for most people to save a bit of money and generate maybe some interest on it (though lets be fair, the amount you're gonna generate will always be below inflation, so you're just losing money by sticking it in a ISA). this is why so many people do it

investing is the smarter choice, but there is a 0.5% stamp duty on it based on how much you invest, often fees involved and for a lot of people investing is scary or too complex to consider
i wouldn't invest in uk stock market though, do it in american one if you got to, you're pretty much always guaranteed to make a profit if you're smart about it and that profit will always beat inflation, investing however aint a short term plan, don't think you're gonna invest a thousand quid then next year walk away a millionaire, you should be investing at 20 so you can be looking to retire at 50, which means you need to be thinking about 30 years into future

>>512404255

pensions and other benefits for pensioners are out of hand lad, you know whenever they show you the benefit budget? most of that is pensions because in uk pensions are classed as a benefit
boomers have promised themselves so much shite over the years that now they're all retiring their kids simply cannot afford to give them everything they promised themselves
because that is how pensions actually work, you don't have a pension pot you put into then get back when you retire, your money now goes to the retired boomers, and when you retire the money of the people paying taxes is used to pay you a pension

absolute bargain
do love a yellow sticker

>>512404197
Just about anywhere's a step up from NI. Genuinely want to move to America and see what that's like, but the expense makes that seem unrealistic, regardless of other barriers. Otherwise, even the Republic is an improvement on here. I'm in software testing. Family thinks it sounds technical and impressive, but it's braindead and barely any of it is transferable outside the company.

>>512404869

you'll have shits tomorrow lad

Blocko rapes cats

>>512404869
60p? Fuck me that's cheap

>>512404909
nah i have an iron gut from years of dodgy curries
i'll be fiiiiiine

>>512404823
I agree, UK sotckmarket has been shit (like the rest of the economy) since 2008. May as well invest in the US stock market if you're gonna put share money anywhere. And ofc BTC, sure you'll get hit with CGT if you ever cash it in, but..

>>512404869
£4.19 for a few shitty slices of chicken, who tf buys that when it's full price, when you can get some proper chicken breast from a butcher for a fiver

>>512405043
yeh 170g pf lean roasted breast
still joocey
couldn't say no but i regret not buying all of the packs that were reduced
didn't wanna look greedy

>>512404807
do I even stay on this island, I dont really want to leave and I dont know where id go because everywhere else is shit in the west, but this place is particularly shit. So many different options, save for a deposit, save for land, pack up and fuck off, suppose it cant hurt to continue saving.

>>512404823
>>512405091
How does reporting US stock trades work with HMRC? I imagine you get rooked hard.

>>512405091

bitcoin is just an asset like gold or property, if you understand it and risks involved then yeah it dont hurt to buy it

honestly given how shitty uk is, i'd say absolutely avoid putting your money in anything uk related, that means saving account, stock market and even assets like property
state of uk economy just aint looking good at moment, and governments are likely to tax you out of the arsehole too

Fucking kek how is this autist still baking despite him saying early this morning he isn't here all day

>>512405148
dunno it was a train station coop so massively inflated prices to begin with
i only went in for a lucozade
what cunt buys that at a train station

>>512405261

when you buy and sell us stocks, you technically have to pay the us tax, but since uk has a tax agreement you can usually get that amount reduces (sometimes to 0%)
and then you also got to pay capital gains tax if you're making a profit

despite than, you're still gonna get a better return from us stocks than from uk stocks

>>512403631
>immense benefit
Yea we all know how willing the Tories are about building affordable housing

That's 3/5 Nigel

>>512405261
just buy an etf within isa

Start burning up mosques

Sort your lives out and don't feed into the racist and sexist bullshit, trust me it's gonna be alright

>>512405091
bitcoin isn't just about gains though the longer you hodl the greater the gains and this has never failed you just have to be able to ride out the dips, the thing about it is its utility, you can store any amount of it and it costs you nothing, you can take it anywhere, no one can stop you, you can cash out only when absolutely necessary and only as much as you need at that time, avoid tax, it's virtually frictionless. If you buy 10k of bitcoin now or in a nice dip preferably in ten years there will likely be countries catering to bitcoin holders and your 10k investment could easily be 100k and you might be able to live out the rest of your life on it, it's the definitive hedge against everything else, I'm not saying there is no risk, just getting out of the bed in the morning has risk but there's also a risk if you don't buy bitcoin or indeed get out of bed in the morning

>>512405291
>bitcoin is just an asset like gold or property
oh no electricity turned off because we turned into south africa
there goes your billions!

>>512405738
literally the best option by far

your savings should look like this if you have high risk appetite:
45% high yield cash accounts if you spot a good interest option. i managed 6% a year ago but rates are lower now
10% BTC if you're feeling fruity
maybe 5% gold
a few commodities
10% liquid every day checking at most for emergencies
the rest split 70/30 between vanguard US ETF and UK iShares bonds. keep balancing out when the bonds dip (though they may not, who knows, could be very valuable when we go to war)
if you are up to speed on international markets you can have fun with forex and commodity trading but if you don't want to be constantly shitting yourself skip this step
optional: buy assets like watches, records, whisky... these retain value well. when shit hits the fan whisky and cigs will be worth loads. but that's just silly prepping mindset and you can forget about it tbqh

>>512406187
That's my retirement plan, such as I have one..move to a cheap crypto friendly country..

>>512406187
It's all riding on micheal saylor and mstr desu

>>512406297
>electricity goes out
What is your vision for what happens after this exactly?
Life goes on as normal and everyone is transacting in physical money but bitcoiners are crying in the corner?

What a stupid post.

>>512406692
tbf if it gets that bad your best option is medicine, cigs, whisky, fuel as alluded to here >>512406359

>>512406692

>>512406779
I know. He's a moron.
The only things worth anything during an extended blackout are antibiotics, lead, brass and black powder.

nothing beats a jet 2 holiday

>>512406692
Yeah, I lalawys LOL at the "oh what if the leccy goes out, your BTC is fucked" argument from the no-coiners..as if the entire modern logistics system hasn't collapsed at the same time, the cash machine still work and people aren't fighting to the detah over the last loaf of bread in LIDLs....

>>512406187
Bs. Bitcoin's only real usefulness is money laundering, tax evasion and anonymous payments.

>>512406974
*to death

homosexually insulting someone in a homosexual manner because you are a homosexual

bitcoin and shitcoins are a bet on collapse continuing and people's desperation to secure their savings

>>512406974
Why are you lot catastrophising so much though?

>>512407335
Collapse continuing seems like a safe bet, no? All of Europe and the Anglosphere's in the shitter, unless I'm much mistaken. Can you see any sort of reversal of the collapse in the next 50 years?

>>512407398
The retard on the dark blue ID is screeching about how bitcoin doesn't work without electricity without realising that society doesn't either.

>>512407335
Correct. The debt spiral continues at an ever increasing pace.
https://debt-clock.org/

>>512407398
Pattern recognition, mostly. Added to a large dose of autism in my case. Sensible conclusiuon is we're fucked and it seems wise to consider alternatives.

>>512395979 (OP)
Author of the article
"Shitskin Muhammad"

>>512407499
im not arguing against doing it. i would only say it' can be a stain on your bank account. they might close it when you withdraw cash and it can cause issues with mortgages

>>512400940
>I'll never get used to living next door to Ali

https://xcancel.com/SimonHuntCityAM/status/1952967807395672098#m
>Scoop: The government is weighing offering free HR advice to small businesses as it braces for the fallout from measures contained in its forthcoming Employment Rights Bill
meme country

>>512407792
mortgage lenders hate seeing btc transactions if they recognise them as being for btc probably
i recommend 5-10% btc depending on how much cash ya have "just in case" and simply do not declare and don't use coinbase or any other of the more well known platforms

Here we are just me and the lads.

>>512407009
faggot glow nigger more crime is conducted with central bank fiat than crypto by a factor of a billion

>>512408266
just me and josh and pip

>>512406187
>drops usb stick
>oops! there goes 30 generations of wealth

>>512408266
luv it wehn yanks say british things like "mandem" "lads" "chaps" "cheers" "you wot" etc
it's so charming and cute and really butters me crumpet

>>512408479
lmao this rubbish pile is worth a single day of the nhs spend

>>512408484
>british things like "mandem"

>>512408479
retard

>>512408635
hold dat brer

>>512408479
>buries treasure under tree
>runs away
>forgets which tree treasure was buried under
Many such cases.

>>512408674
>absolutely no argument whatsoever
good for you if you're not a complete fucking retard but most people unfortunately are

>>512408823
>'erd ov this city in the jungle me hearty?
>it's literally made of gold
>you wouldn't believe it matey but i swears it's true

>>512405736
"in 10" is more dramatic.

>>512408983
Why would I argue with you? You're clearly retarded and think bitcoin is stored on a usb stick for some reason.

new start, new me

>>512409031
lmao he's right tho >>512408623

>>512409270
Do you actually know what happened there?

>>512409014
More like:
>yeah ofc I did a map with X marks the spot for the exact tree, but then I lost the map so yeah, fucked.

>>512409098
https://www.youtube.com/watch?v=Jkhqt2gc04Q

>>512409031
my bitcoin password is password btw, log on and steal my 0.000001 btc rajesh gave me to traffick him from calais to cornwall

>>512409350
from this day foward, its just me, myself and my AI

>>512409417
>my bitcoin password

>>512409270
you're a retard
bitcoin isn't stored on usb drives
but keys are
techlet spastic squaremong

>>512409316
I always found that whole story very sus tbqh. So, we're told a dude was one of the very earliest btc miners, so early he could mint btc with a laptop. Then what 7 years later his missus throws his laptop out without telling him? Really?

>it's just 40VMs broo
Lmfao still creasing at josh, what an idiot

maaaate

10/10 in bongland

You'd think exposure to a thing would make you more used to it but all living in London has done is made me extremely racist.

>>512409529
idgi either. Sounds like absolute horseshit to me.

>>512409498
>>512409502
>if i lose the key to my flat i can still get in my flat by kicking the door down
but in bitcoin you cant kick the door down

>>512409611
Familiarity breeds contempt, no?

>>512407777
digits noticed

>>512409647
Just doesn't add up, right? He's like the Walter Mitty of crypto.

>Chelsee-Healey-Feet-3554194.jpg

>>512409655
You're replying to josh and some indian retard shilling his shitcoin, don't even bother.

>>512409655
You're on the cusp of discovering a key feature of bitcoin.
So tell me, what does that mean for other people attempting to access it?

>>512409782
you're on the cusp of being flushed like a turd because your posts are so stinky and bad

>>512395979 (OP)
>buy a house
lend jews 20k

>>512409502
can you even read? genuine question

>>512409782
Lmfao what a retarded argument, you truly are a jeet

woman moment

>>512409909
I don't read your posts

>>512409909
>asking josh if he can read
He's literally 35 IQ
You're 40 IQ so a notch above

I wrote my bitcoin key down so even if my hard drive fails I still have access.

>>512409854
>>512409910
The state of you

>>512410000
Be careful, that level of thinking will get you seethed at.
nocoiners can't even bear to remember a few words in their head.

>>512410067
I'm a nocoiner but I still know the basics
they're just retards

>>512409984
then stop @ing me you fucking melt and i mean it

>>512410067
Imagine remembering your keys only to get dementia, would be a real bitch.

>>512409991
last time i did a test i got 153
then again i've also got 137 before so i kinda doubt the truth of these tests
they were both mensa approved and timed
i think the lowest score i've ever got on an IQ test was 130 but i was pretty hungover so w/e
josh on the otherhand probably isn't even pushing 95 i'd wager

>>512410283
tldr

>>512410380
yeah but did you invent the wheel?

Bitcoin will collapse when keys can be brute forced with quantum decryption.
This is inevitable BTW.

>>512409924
>go to foreign country
>buy cheap, back alley cosmetic surgery
>come back to UK to get the NHS to patch it up for free
It's a solid plan.

>>512410380
was it your almost 160iq that told you to ruin your life with open racism, alcohol induced psychosis and drug addiction?

horny might book another escort might now idk

>>512410444
wheel up my selecta!

>>512410505
You can get these treatments on the NHS if you tell your GP that being bald or having a flat arse is affecting your confidence and making you suicidal.

>>512410546
you might be onto something
but c'mon saying "my nigga" on facebook when you're still literally in education and having your fucken life ruined over it by the courts and mental health system is fucking overdoing it slightly
also high IQ people are usually just as weird to normies as low iq retards so it can be a hindrance if you're in the wrong place

>>512410000
I tattooed mine in code all over my body

>>512410492
It'll collapse when a blackout reboots the server and wipes all data.

>>512407652
>Selective pattern recognition
Fixed it for you

fully monged out on the league of legends opium

>>512410755
Damn, they should really hook up a generator to the bitcoin server or smth

>>512410492
Maybe, but it would also collapse every single security algo, so bye bye internet security, fiat banking system etc etc. They could make BTC quantum resistant as well. Or just get some QRL as a backup and become a mega billionaire if the quantum apocalypse happens.

>>512410678
cope
low impulse control is a low IQ attributed behavioural trait
everything about you screams low IQ
I mean you still facedoxx yourself daily while uttering antisemitic remarks
you've repeatedly fully doxxed yourself accidentally on multiple occasions leading to the doxxing of your family
you immediately relapsed after leaving rehab
just shut up man

https://www.reddit.com/r/london/comments/1mjgy1c/very_strange_incident_in_victoria/

>redditor encounters topless boatwog who "doesn't speak much English" wanking in broad daylight on a busy street in front of children
>his friend gets angry at him, is immediately told off by another passer-by because he is "increasing tension and hostility in the area"
>redditor phones the police, is told to call 101 as "it's not an urgent incident"

This is the most Yookay story I have ever heard, nothing can possibly top it

>>512410678
https://www.sciencedirect.com/science/article/pii/S0160289616303324

https://pubmed.ncbi.nlm.nih.gov/25752725/

few studies i found with a cursory google

i's imagine my drug habit has significantly decreased my intelligence tho

>>512410961
Here I'll let you in on a secret: those photos aren't him. He's playing a character.

the qveen was right...
tvnnocks teacakes... are svperior...
pvre aryan white filling... creamy and pvffy...
jvst like heaven...

>>512410764
Just keep drinking the "it's fine" drink, mate, I'll see you on the other side.

>>512410834
Whose going to pay for that?

>>512411062
Dunno but this bitcoin server thing sounds really important. Should probably get someone on that.

>>512410961
you really are a foul hook nosed gremlin aren't you?
lad i have a masters in science and a bachelors from a literal top ten uni in the russell group
my classmates were all skinny bug eyed chinamen with razor sharp maths skills by the end of it
you on the other hand, probably didn't even manage a maths gcse
do one

>>512411007
Lefties excuse rape by saying the browns are "sexually frustrated".

>>512411007
Why do Yanks shorten place names like this? Victoria is in Oz.
I've seen them buy tickets to Oxford when they meant Oxford Street.

lads, please join us on /int/ >>213549695

>>512411135
>intellect is the same as functional intelligence on a day to day basis
this is what I mean
you might be able to take in information and regurgitate it, but you don't integrate it. you probably don't even understand the point I'm making. which ironically proves it

>>512411033
I don't drink and I know it's not fine, just not for the same reasons you do

francis crick literally discovered the structure of dna in a drug dream
feynman was a pothead and edison used loads of coke

Don't know why the link doesn't work >>>/int/213548153
Anyway, join us on /brit/ int
We're a very active thread right now

>>512411135
Lol done him

>>512411330
Please enlighten me, then. My basic thesis is we're in a death spiral heading toward societal collapse. Where am I in error according to your judgement?

>>512411322
>more pseudo intellectual babble from a child brained retard
>yeah all u need to do to master complex integrals and differential calculus and computational analysis and trigonomteric functions is memorise a few formulas
>me on the other hand have mastered paths of exile ergo i am actually intelligent and this is somehow different from intellect
you're filtered

>>512411007
Top kek she even posted a picture of him after your typical smug redditor called her out for faking a story

what the fuck happened to england?

I work in tech retail (mostly smartphones) in Central London and the amount of insane shit I have seen from the absolute human dregs that populate our fair capital is driving me to alcoholism.

It's not a dodgy little shop it is an actual retail store owned by a big company. Obviously I'm not gonna go into detail here because I don't want any of you fucks finding me but this is the only place where people will actually understand the shut I have to say.

Until I started working at this place I did not consider myself a hateful person. A few years later and now I am. I hate niggers, I hate Arabs, Turks, Retards, Jews, and good god do I hate the Jeets, especially the goddam Pakis. Every day I come home filled with rage at what a disgusting society I live in.

I'm gonna give you examples of the types of shit that happens.

>groups of 4 or 5 usually an entire family of Jeets or Nigerians will come into the store for once purchase. They will just hang around, or help "haggle" (more on that later).

>They are so fucking rude, all the time. I will tell African families how much something costs and they will laugh at me. Especially if they are wealthy. The wealthy ones usually do actually buy something but they expect to be treated like royalty. Recently I told a lady that we couldn't do £300 off a brand new phone that had launched, her response was "I thought you were going to take care of me". For some reason that really irked me. People expect "special discounts" all the time. Especially the fucking Indians. Somehow they have out jewed the Jews. They beg and plead and whine and I can't take it anymore. It's gotten to the point where management asks us to frame official discounts as "favours" so they will actually buy it. It's not the fucking Islamabad bazaar where you can go "give me good price brother" and they knock off half the price because you're the same caste as them or whatever. It's a retail store with fixed prices.

>the "functional intelligence" meme
>yeah mate i know how to buy chicken nuggies with my own money because i can do adding
literally kill yourself

>>512411590
>There are actual paranoid psychotics that came into the store screaming about how they've been "hacked". They're usually elderly ethnic women who've filled their phones with 15 different "cleaner" apps which just show them ads. Usually they have a Bible app which has usage access to the whole phone and 20 different pdf readers. Usually they calm down after I uninstall all the crap but some don't. Some tell me that their neighbours are spying on them, that "the hacker" has stolen their identity or credit card info, even though everything is normal. One lady told me she was being tracked by "The Russians" because she was "involved in developing quantum AI". It's an interesting phenomenon but an irritating one.

>no one speaks fucking English. It's fine if you're a tourist but I've had people who have lived here 5, 10, 15 years and still go "me no English good". I don't know if it's weaponised incompetence or they genuinely don't give a fuck about learning the language of the country they have lived in for 5+ years. People try to get me to fill out documents for financing and stuff which if I do fill out for them is fraud and I could lose my job for that, but they don't understand that. They don't want to understand that. They just want new shiny now. They'll shove Google translate in my face, they'll get their 6 year old to translate. One time I had an old Iranian lady who only spoke farsi and sign language, her deaf son who spoke English but no farsi. So everything I said went through the son, translated into sign language, translated into farsi. They wanted to do a 36 month plan which requires a lot of paperwork so eventually I just gave up and passed them to an Arab coworker. I don't even think she spoke farsi they just liked her more.

he's rattled because I'm on point
go relapse again you waste of oxygen

>>512404180
Im pretty sure this was by desing. The landlord class is better off if the housing prices are off the roo

>>512411677
>THEY'RE ALL SO FAT. I don't know if it's the "western diet" but so many of these people, especially the old African ladies are literally cylindrical. They can't walk, they have to have crutches or mobility scooters (paid for by the taxpayer no doubt). They can barley stand for more than two minutes before they go "oh do ya have somwha to seet?" They then expect me to remove stuff from displays to show them because they can't be bothered to get off their fat asses to look at the phones themselves. The displays are all locked and alarmed in case any cultural enrichers try to decolonise them, so I can't remove anything.

>tech literacy is at an all time low, so many people just throw up their hands and refuse to learn how to actually use and take care of the phones they spend hundreds on, which makes it my problem. If they break their phones or forget their passcode they'll throw a fit that we can't just "give them a new one".

>people get mad when they fail an application because they lied about their income or their or benefits. Recently I had a lady try and finance £3000 worth of stuff over 36 months. She failed because she lives in council housing and claims benefits. I asked her why she needed all this stuff if she was on benefits and she said she was "sending it home to her family in Ghana". Indians are even worse, they amount of times I have heaed "CHECK IT AGAIN SAAAR I HAVE GOOD CREDIT I BUY LOTS OF THINGS" I probably in hundreds.

>I get called "Brother" all the fucking time. I'm not the spitting image of an Aryan but I definitely look white. However it's just the default greeting now. "hello brother I want to buy phone please", "give me good price brother", "you must help me brother". It drives me up the wall. I'm not your brother and you certainly aren't mine. They're also always trying to guess where I'm "from". I've been asked if I'm Egyptian, Moroccan, Kurdish, Russian, Greek, the always look shocked when I tell them I'm "from here".

>>512411751
I can't take this shit anymore man

>>512411516
>me on the other hand have mastered paths of exile
Nah, he's shite at it too.
Gobbo is an absolute failure on everything he's ever tried.

>>512411135
Done him again
Poor lil gobbo
One of lifes losers kek

>>512411590
>>512411677
>>512411751
>>512411805
they do be right about the russians doe

Did the current government lower immigration? I know they were thinking about it

>>512411456
The how, not the what

>>512411590
welcome to the club mate
imagine working in corporate and half your IT has been outsourced to literally mumbai
>yes sir i will fix the bug and patch your software immediately
>2 weeks of radio silence
literally kill them
they have this horrific attitude at shops like shell garages and subway where they have entirely overrun the business

like they know you're waiting at the till at 2am to pay for your petrol and buy a kitkat and see you walk in but no... that's the exact moment the coffee machine needs its milk refilling
they pretend they don't understand you either
the amount of times i have said "red raspberry lucozade sport to them" and they come back with a blue powerade is just rage inducing
they're just taking the piss at this point

retarded petty girlish population of rapey freaks and this is the only way they can get their own back for "muh colonization" bollocks to it i say

>>512411548
Unspeakable things.

>>512411913
Kek
Imagine being mogged by blocko lmfao
#GoblinLife

>>512412016
>The how
You'll have to be more detailed, fren. You don't need to act like you're spilling state secrets (even if you are).

>>512412059
lmao, humiliated by a literal paki

>>512412152
filtered

>Ukraine coming to an end
>No more unkraniane cum snort fest from male models
He is going to be insufferable

New
>>>/int/213550036
>>>/int/213550036
>>>/int/213550036
>>>/int/213550036

>>512412233
oohhhhhhh keir starmer
keir keir keir keir starmerson

>>512412017
Horrible workers, horrible customers, nasty folk all around, and we're importing thousands of them. I went to Whitechapel a few weeks ago and it was disgusting.

>>512412479
yeh mate sorry to hear you live in london but i live just outside ipswich and count a hundred new literal fresh off the boat bames every time i go to the centre
at least you don't have all these fucking roma gyppos
they're arrogant rude entitled thieving pieces of shit
i once worked at a charity shop and they would send their kids there to learn how to pickpocket and lift designer shit off the racks
scum

>>512412233
Up until now, he's been in a good mood so he's gone easy on us.

>>512412704
>Keir starmer stops sucking ukranian dick
>we get lumbered with 51 billion pound black hole

>>512412233
Any news on the male "model" trials? I guess the D notice has been mighty effective...

>>512412479
give em a chance mate. they've got to integrate to an entirely new culture! they have lovely food though. corr, get yourself some nigerian nosh and ave a nice bubble baff after lad. gwarn.

>>512412892
Trials?

Kek

>>512413422
I dunno, mate, last news I saw they were scheduled for trial, no? Or do we just get to ignore the so-called "attack on democracy (tm)"?

>>512397407
>government response
>”um, yiss”
>>512398307
>everything they touch glows
>>512403725
9 months yeh cu punk
>>512404105
excellent synopsis of goycuck lieben
>>512404035
I read me a book based about the tensions in the 80s where a lad and his wife were coerced to driving a car with a bomb in it to the lads workplace, a hotel and had there a famous preacher they was gonna kill. It was picrel