There is no correlation between intelligence and making money
There is no correlation between working hard and making money
There is however a correlation between exploitation and making money

Basically, if you're not willing to essentially be an evil person, then you're going to have a hard time "making it" in life.
Fortunately, there is an opportunity that poor people have that is accessible that's infinitely more valuable than anything in the world, and that's the Kingdom of Heaven. Have faith and stay vigilant, anons, and be not of this fallen world.