>>512883813
>taking loans is nigger-tier behavior
I agree, and I've never done so for that reason, but that doesn't change the fact that an entire generation is about to be fucked for life.
>I work two jobs
Fuck you, give me one.
>All because I never took on debt and worked through school
You have no idea how bad things are right now.
>>512883934
That's not the point. Young people have no spending power whatsoever, and can't even afford the essentials. Of course luxuries are the first to go.