Thread 513851854

this is super mega ultra based btw

>>513851854 (OP)
>150,000
I have more than that right now, but it's nowhere near enough to retire anywhere in the US unless your definition of retiring is living off grid in a desert or tundra.

I highly doubt its enough to retire in China either.

>>513851854 (OP)
>>513852380
U mad Timmy? all those women belong to Bahrat chads.

>>513852380
and you would also have to live in muttmerica

It must be nice to live in such a shithole as an attractive woman...all you have to do is butcher a single wealthy pig and youre set for life

>>513852589
Good Morning Saar. I highly doubt its any cheaper to retire in Canindia.

>>513851854 (OP)
retired at 24

>>513852413
She's gonna eat him. She ate the last curry.

>>513851854 (OP)
Not true at all. Used to live there. It's a complete cluster fuck. Plus the government forces people out of small villages a gives them a commie block in the city

>>513851854 (OP)
thats my plan too, but i am only at 56k$ atm so would need few more years of work until retiring

>>513852380
dont retire in US, move to Thailand, Cambodia etc.

>>513851854 (OP)
>this is super mega ultra based btw
>>513852380
>I have more than that right now, but it's nowhere near enough to retire anywhere in the US unless your definition of retiring is living off grid in a desert or tundra.
>I highly doubt its enough to retire in China either.
LMAO, here's the kicker fren, ChatGPT says it would take much longer for an American to save $150,000

>>513853087
>dont retire in US, move to Thailand, Cambodia etc.
Doesn't work out well lmao, Thailand is a trap.
https://www.youtube.com/watch?v=eGPZKbAWHvc

>>513851854 (OP)
>just subject yourself to fiat slavery
yeah enjoy being forced back into the labour market once government fucks something up and your 150k dont mean anything anymore

>>513852380
Put it all in Bitcoin, in ten years you'll have enough to retire on.

>>513853335
>10 years
Grim

>>513853603
covid was 5 years ago btw :^)

>>513852639
plenty of beautiful women in china. You clearly have never been to china and dont know how the society is there.

>>513852639
Shithole lol. Living in China is much better than in the US

>>513853906
i spend a lot of time in germany for work...it is no less of a shithole than america

I am retired as well, as a NEET on welfare gibs LMAO

>>513851854 (OP)
how are they living on $5k per year? I can believe saving up 150k when living in slums or tiny apartments but how do they survive off 3% interest for the whole fucking year or is that per month? If its the latter fucking where do you get that kind of interest.

>>513852738
>>513851854 (OP)

Yeah we know about this already - Its called being a NEET.
I retired at 27 too

>>513851854 (OP)
>$5,000 interest

Who is paying 3% interest?
Seems they would need more than $150,000 to move, especially if they're still spending 1/3 of living expenses compared to a city.
If they're posting this on social media, there's a catch and most missed out.

>>513853130
Dude, what the FUDGE? You can't just post her like that...

>>513851854 (OP)
>here's your retirement house bro

>>513851854 (OP)
How can they say the air is cleaner when field working chinese girls aerate their feet like that so brazenly

>>513854261
She's hot. Post more.

>>513851854 (OP)
>no retired Chinese woman feet on my cock and balls right now
Why live?

>>513854090
I think you're underestimating how poor the villages they move back to are
These are people living off of like 3 dollars a day
Also imagine being a poor farm boy incel and these women utterly humiliate you every day with their wealth
Fucking grim

>>513852738
I retired at 19. Went full time neet.

>>513855666
>ai cartoon version looks more alive than the real one
heh
women
also too soon

>>513852380
>150k cheetodollars
That you can trade for 813k huedollars today if you manage to bring this money without getting robbed (taxed).
Invested (and reinvesting 50% of the returns to keep beating the inflation), means around 3k huedollars after taxes per month.
3k allows you to survive without working in some beach town away from large touristic spots. BR minimum wage is almost half of that. Won't live like a king, will have to cook your meals at home and budget, can't afford a car with less than 10 years and still pay gas to take a trip everyday.

You won't be able to get the houses they are showing in the video, even if they were on the countryside, hours away drinving from the beachfronts.
But living is doable. You just need to bring the money without getting robbed (taxed) and I would rather get another 150k, because 6k per month would put you in the "buy a motorhome and can afford to travel 24/7" territory.

>>513856195
How can you live in Brazil if you got 2400 US dollars a month?

>>513852380
$150,000 = 10% Altria Stock dividend = $15,000 a year tax free if you have no other income. It's enough to retire on. You're stupid and low IQ. I would rather live on poverty tier amounts of income than suffer the ignomy and disgrace of needing to work which is literally selling ones body and mind and time to someone else.

Wait and see, you fags are never going to retire. The U.S. government is about to collapse.

Dumbest shit I've ever heard. There's zero chance of the average person being able to make this work. Inflation will eat away at that and they'll be dipping into their "savings" after just 4 or 5 years, let alone 10 or 20. Not to mention the inevitable emergency expenses and eventually healthcare expenses. The only way this even remotely works is if you can outperform the inflation rate through active investing and trading of that $150K, and that inflation rate is always significantly higher than the official reported number. Not to mention you have to genuinely understand how the world works and the harsh cruel realities of it, human nature, and the systems made by such types, so you need to have a naturally pessimistic streak in you. you also need to be high IQ enough to understand everything at a foundational degree about the economy, money, trade, human and resource capital, a bit of healthy racism sprinkled in so you can understand the realities of how far an economy will go, especially per capita, depending on the race and people propping it up and their inherent limits both genetically and along cultural and religious lines. And if you're gonna be making retail stock trades, you better be untrusting and always assuming someone is lying to you or trying to rob you. So essentially you have to be the same as or similar to a here-forever pol/anon that is either korean/japanese or western european white (on average) with an iq of at least 130-135 I would say, to not fall into all the endless money pit traps, and a dose of paranoia to go with it all (when it comes to money and trading at least). In short, what are the main funds being shilled by the people running this line of bullshit? What are their media accounts? I have shorts I want to place.

>>513856287
This is a senior engineer salary here, lmao.

>>513856806
Damn, kek. I get that in disability. But everything is retarded expensive here, so it's not like I'm living like an engineer.

>>513855996
Wise before your years anon

>>513856315
>Altria Stock dividend
Not bad not bad. Thanks for the tip fren

>>513852380
China is very mixed: eastern china is as rich as any western country while western china is basically 3rd world.
The difference in wealth, salaries and prices is much greater than between say New York and a midwest small town.

>>513851854 (OP)
I unironically have enough to retire right now in the west at 39, I tried it and started losing my fucking mind. I literally started building stuff everywhere and doing home improvements.
A year later I had a large new barn, thousands of feet of fence put up (by hand, no motorized digging), new shade/pen shelters in the pasture, expanded the orchard, painted the house, finished the basement (drywall, ceiling, flooring, AC split), and set up a deer stand bagging 3 does with a longbow.
Kept working out every morning but slowly began to go crazy as I had less and less work to do every passing day. Wife started nagging too much. Couldn’t take it and got a job again.
I don’t know how people unironically retire.

>>513857452
Fucking Midwest has nearly all the same prices as New York now
Fucking rural retards spend maybe 200 dollars less for the same dogshit type of apartment

>>513858841
Means you're an NPC loser faggot

>>513859105
Some people just like to work bro, quit being a lazy fat

>>513859258
Right. Goy cattle
You're a literal slave nigga
Built for it

>>513851854 (OP)
>small town
From the background scenes, apparently their definition of small town means anything less than a million people.

>>513853209
>flag
yea, (you) won't be messing anything for them if (you) are dealt with soon™

Lmao miggers and literal kikes are seething hard

>>513859423
Ants and grasshoppers man, you’re just a seething grasshopper.

>>513851854 (OP)
good, the more their workforce shrink, the more they'll be weakened since they'll have to face the same problems the west is facing

>>513859785
that's actually good for americans, see >>513859921

>>513851854 (OP)
>interest
Banks charge you for lending your money these days.

>>513857452
It’s not that, it’s that there is no taxes. No property tax, no income tax, no taxes in China.
The west nickels and dimes you to death with a lifetime of fees.

>>513852639
>without makeup

>>513861359
Point being, if you own a home (apartment because Chinese don’t really have houses) and a car then you’re pretty much set as the only bills you will have are food, which is really cheap in China. I’ve done the math, I could live like a king in China (wife is Chinese) and never work again, but why would I do that.?

>>513856287
>2400 US dollars a month
Because 2400 trumpbux is currently 13000 lulabux. 13k reals is good money unless you are living in one of the major cities in the country.
Putting this way, by limiting your house spending to under 30% of your salary, you can rent a decent 100 square meters, two story house near the beach on a touristic town (Cabo Frio, 2 hours from Rio de Janeiro), pay for a decent car and still have enough money to spend around.

>>513863847
Okay, the house is not located on the best part of the town (not on the touristic hotspots) but this is still a beachfront house.
2400 burgers per month is decent money. Not rich, but you are one tier above the average of the middle class.

>>513858841
>wife started nagging
Found your problem fren, don't let other people dictate your life. Do what mames you happy.

>>513864158
Forgot the view less than 1 minute walking from that house.

>>513851854 (OP)
thats a man

>>513851854 (OP)
Everything about China is mega ultra based.

>>513853203
holy fuck 35 minutes are you serious?
tl;dr

>>513852380
You could unironically homestead, profitably, somewhere in the rural US with $150k. It wouldn't be an easy thing but you could have more autonomy than anywhere else in the world if you wanted it.

By "retiring" these chinx mean they are no longer wagecucking. Their obligations to their managerial complex are over and now they will live more like how they always wanted to. Work will always be there bros and I say this wishing that wasn't the case. We need regenerative farmers and ranchers, we needed them 50 years ago.

>>513864196
All women will begin nagging if they see you chilling when they are doing ANY work. Doesn’t matter if you are doing heavy labor for months and take a break, eventually they’ll get resentful that they have to do dishes while you’re resting.
That’s all women too, don’t let anyone lie and try to fool you that their wife is different because they usually haven’t taken weeks or months off of work to just chilled so they would know.

Fake ragebait Tiktok bullshit designed to demoralize Westerners. Don't believe anything on social media and don't believe anything coming out of China

>>513863847
I would consider leaving the states and moving to some thirdie shithole (I have like $1.5 mil on assets and some passive income) but I have children and worry about 2 things:
>schools/opportunity
I don’t want my kids growing up to be illiterate thirdies with no opportunity
>stability
I could have all the money in the world but if thirdies decide to go full commie or kill Whitey then I could potentially lose a lot.
Basically too much risk when the US will always be stable enough.
>inb4 US will collapse South Africa!!
Don’t be retarded

Any suggestions foreign bros?

>>513864791
Explain what you could do profitably on a small homestead. Because I have a small homestead and the most profitable thing I’ve found is orchards, and even then I still need a regular job in the city as the annual harvest doesn’t turn enough profit to live on.

>Chinese
>lilving a good life
They live as rats. They all live in the same white cheap cement walled commie blocks. All 1 billion of them.

>>513852380
Chink in vidrel isn't retiring, she is investing. You could invest your 150,000 correctly and retire, but you are a dumbass.

>>513852413
I'm seeing more and more Indian Male White Female couples. There are too many of them Timmy bros we can't compete...

>>513865673
The way Chinese investing works is you put money into bonds that yield really well, but those rates are going away.
The entire world is on the verge of great depression 2.0 and we are unironically probably going to see Hitler 2.0, and I’m gonna die laughing if it’s Ye and Candace playing Hitler and Goebbels.

t. very fagmiliar with Chinese market

>>513865206
Right now eggs, broilers, pigs and stocker cattle in that order.

>>513865956
>Candace
She sucks a jews cock every single night of her life and was jizzed in by said jew. The jew is also a chosen puppet by the jews in tech. How does that align with Goebbels.

>>513851854 (OP)
i allow myself to retire when the reich is reestablished.

>>513858841
>I tried it and started losing my fucking mind.
You are NOT brown.
Same here, menial home improvements only occupy you for so long before the banality and repetition drive you nuts. Hiking/biking/golf/etc can only be done for a few hours per day at most or else your body will break down.
There are too many hours in the day for a White person to fully retire to nothingness. Browns don't have a brain in their thick skulls so browns are fully content gazing at a wall all day every day.

>>513866276
>>513866276
Done all that, still not very profitable at small scale unless you’re leasing land/facilities

t. same fagging on mobile now

>>513851854 (OP)
>china discovers suburban living.

Lol?

>>513851854 (OP)
Actually this is a genius propaganda move by the CCP

One issue every developed country has is their rural areas being depopulated, and the cities being over populated.

So what do you do?
You encourage young women to move to rural areas, where they have a chance of having the time to have kids. This also increasing birthrates.
Women still get to think they're being strong independent, whilst also fulfilling their societal role.

Furthermore, it places the population growth in areas where it's important, such as in rural areas. Which supports food production and industry.

>>513853667
Israel is already dead. God bless America.

>>513856685
This anon is using his brain. The only mitigating factor I can see is if you're moving back to a small town where you have a multigenerational family. That family structure can squeeze rice bowls for days out of a penny.

>>513852413
That whale could eat $150,000 a day.

>>513851854 (OP)
>Retire?

Lol

>>513858841
You have a spiritual crisis, fren. I'm not saying "go to Church" I'm saying the problem is within you.

>>513855666
checked

>>513854136
>who is paying 3% interest?
Welcome to a banking system that is designed to encourage saving. Currently the bank lends you money at 7% interest rate; whereas, YOU loan the bank money at an ~1% interest rate. That delta is pure gravy for the greedy banks. And it does NOT need to exist for the bank to function.

And if we got rid of the bankers like we were supposed to in 08, we’d have such a bounty as well.

>>513861359
41% overall effective tax rate in the west is 41%. It’s bonkers how people don’t understand everything you do comes with taxes and fees.

>>513863847
It feels good anywhere that hasn’t imported 150 million people in the last 30 years!

>>513869859
Income tax is voluntary in the US anon

>>513851854 (OP)
$150k is fucking huge even for top tier China cities, it _may_ be possible if you cut _all_ your expenses, but definitely not enough people would even consider it for it to be called a trend.

>>513869859
Russia currently has 15+% rates, used to be 20+ for the last 3 years. And Turkey has 40+.

>>513870189
The bank is always going to give you a lower rate than the real inflation rate.

>>513869935
Tell that to Al Capone

>>513870189
It’s crazy how people in the west really don’t comprehend how utterly screwed we are. How can they always think it’s worse everywhere else especially in the era of the internet?!

>>513870270
A) not true
B) the delta is the most important facet and there is no justification for lending at 7% and giving back at sub 1% that is a 700% higher rate they charge you than they give to you.

>>513870440
If you're selling drugs and pussy in the US then you sure as fuck better pay your taxes because you're cutting into Uncle Sam's business lol. In all other circumstances there's no reason to do it.

>>513852413
youre indian. nothing you say or think matters at all. Youre not even human.

>>513870551
The real inflation rate in the US is about 20%. In Turkey it's probably 90% or higher.

>>513869859
>And if we got rid of the bankers like we were supposed to in 08, we’d have such a bounty as well.
We had more important goals.

In China, living like the women in that clip on $400 month is bullshit, even if rent were covered. Doesn't matter if you're in the countryside or not. It is true that young Chinese girls from small towns often whore themselves out in larger cities and can retire a bit earlier than wageslaves, but this video is grossly exaggerated

>>513870270
Inflation is different for different goods, and deposits may be better or worse than investing into other instruments in different times.
We for example have higher inflation for sanctioned goods, ~same for average imported goods, but much lower for domestic-produced ones.
We also had market crash 3 years ago, and those who were heavy into stocks got fucked, but those who bought the dip got 100% profit in a year. And real estate/bitcoin have been moving with its own curves.

>>513851854 (OP)
0/10 no tail.

>>513870885
What you want to do is look at the large basket of goods and services you are likely to consume for the rest of your life. Real estate, travel, insurance, education, construction materials, as well as conservative investment products. They will tell you the real inflation rate where you live.

>>513870867
>>513851854 (OP)
>>513851854 (OP)
If anybody believes the OP they are stupid as fuck, it is just a bait vid used to sell whatever financial product the guy who made it wants to sell.

1. The girls are obviously models
2. The vid specifically mentions Northern China which is one of the poorer underdeveloped regions
3. The actual numbers dont make any sense

This is the equivalent of saying just make $$$ in New York City, retire after 10 yrs, move to Bumfuck Wyoming and buy a farm / live off the land.

>>513870941
thank y ou for your service tail ivan

>>513852380
>desert or tundra
What are you talking about? Most of the people living "off the grid" hillbillies in Appalachia.

>>513867834
I don't know what small scale means for you but the goal for me is to not be small scale.

>>513851854 (OP)
that's a chink troon btw.

>>513852380
This

>>513853203
And this. Based and redpilled Thailand-trap knower.

>>513864677
KYS you dumb fucking ipad kid.

>>513852380
I have 1.5 mil if you count the house and for me to retire without any other forms of income I would need to live within 120k annually. That's kinda doable but not here in America. Maybe Portugal, Thailand or Greece.

>>513851854 (OP)

>Save up $150,000 and live off of the $5000 a year interest
>Also expenses are only $500 a month you can do it easy (even though this is $6000 a year)

Not only is the math here wrong, but the interest rate is also wrong.
$5000 interest a year on $150k is 3.33%, the actual interest rates in China are 0.95% up to 1.3% on a 5 year savings account. That is $1425 to $1950 a year. Even in China you can't live on that an expect any sort of good lifestyle.
For her $500 a month estimate (which is still a shit life by the way), you need $461,000 or so.
The vast majority (like 98%) will never earn this in their entire life, let alone by 27.

>>513871424
Don't count real estate. Liquid wealth is the gold standard for net worth.

>>513871424
>if you count the house
unless you have 2 houses, you shouldn't count your primary for financial planning unless you know you will downsize to a property that has significantly less value, then you count your equity-difference in price between the two properties as accessible assets.

>>513870941
Thank you for your service.

>>513853130
You can save 150k in about 8 years if you started 6 years ago.

>>513872086
>that speck in the coffee
Kill yourself JustPassingThrough.
KILL YOUR FUCKING SELF.
https://derpibooru.org/2065473

chinese jews will notice and start jacking up prices to these neets out in the boonies

once a slave always a slave

>>513851854 (OP)
Here's what's going to happen.

You are going to provide me the @ of the hot chink slut in your WEBM. You are going to do it NOW, before the thread inevitably gets shut down by the janitors.

If you fail to comply, I will kill you. Go.

Americans can do this in places like West Virginia and Kansas.

>>513853985
they got fent zombies in germany?

>>513851854 (OP)
They have figured out the system, good job chinabros.

>>513873214
She went through the looking glass!

those trips are to me for my BWC

>>513869122
there is nothing wrong with walking away from corpo life to till the land. return to nature white man.