>>513948770
I'm here wageslaving away for $60k.
I'm not a retard, so I have my small home paid off, no debts whatsoever.
Working on amassing enough treasure to actually start my own business, but it's slow going.
If I somehow got handed $525k from my parents ($245k in 1994 adjusted for inflation), I would put in my two weeks notice today and immediately start that business, and I would be completely fine financially even if I didn't turn a profit until 2032.
But if a bank gave me a business loan in that same amount at 6.6% (current bests rates possible) I'd need to be able to cough up $34.5k/yr in interest payments immediately.
In other news jewish usury is evil and should never be tolerated by civilized man.